Balance Transfer Credit Cards

Visa MasterCard AmexWelcome to Balance Transfer Expert. We are an independent, free to use website and provide a comparison service for every 0% balance transfer credit card that is currently available online in the UK.

Balance Transfer

Balance Transfers Explained:- Balance transfers can be defined as the process of moving an existing credit card balance from your current credit card to a new credit card, where typically the new credit card charges 0% interest on the balance for a limited time introductory period.

After this 0% introductory period has ended the credit card company will then charge any outstanding balance remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 18.9% APR variable.

When a credit card customer transfers the credit card balance in this way by making a balance transfer, they are usually aiming to save money by paying no interest during the 0% introductory period.

Today Balance Transfer Expert has:-

107 UK 0% balance transfer credit cards offering:-

  • 0% balance transfers for up to 41 months with a 3.24% fee
  • 0% balance transfers for up to 32 months with a 0.8% fee
  • 0% balance transfers for up to 25 months with no fee

Balance Transfer Articles

Balance Transfer Deals For Existing Customers

Balance Transfer Deals Existing Customers

What kind of balance transfer deals for existing customers are available in the UK in 2016?

Currently there are two different types of 0%  balance transfer deals for existing customers.

The first type of balance transfer deals for existing customers are offered by all of the main banks and former building societies, which issue UK 0% balance transfer credit cards.

In this case, the 0% balance transfer deal is available, both to new and to existing customers … Continue reading Balance Transfer Deals For Existing Customers


£5000 Balance Transfer

£5000 Balance Transfer

When you are planning to make a £5000 balance transfer in 2016, then it helps to know which UK credit cards are the most suitable 0% balance transfer cards for a £5000 balance transfer.

To allow a £5000 balance transfer to be made to a new credit card which has a 0% balance transfer introductory offer, there are two things that must happen first :-

The customer needs to apply for and be approved for a new 0% balance … Continue reading £5000 Balance Transfer


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Balance Transfer News

Lloyds Balance Transfer Deals

Lloyds Balance Transfer Deals

Lloyds balance transfer deals on the Lloyds balance transfer card range have changed once again with effect from 25th November 2016.

Lloyds balance transfer deals are available on a wide range of Lloyds balance transfer cards, with 0% balance transfers now available for 40 months, 32 months, 24 months and 20 months with a low balance transfer fee.

The leading Lloyds balance transfer deals are available on the Lloyds Platinum 40 Month card which offers a long … Continue reading Lloyds Balance Transfer Deals


Bank Of Scotland Credit Card

Bank Of Scotland

The 0% offers on the Bank of Scotland credit card range have changed again with effect from 25th November 2016.

The leading Bank of Scotland credit card now offers new customers a long introductory offer of 0% for up to 40 months on balance transfers, with a new lower 1.94% balance transfer fee (after 1.06% refund) in first 90 days, 3% fee applies after 90 days, and a representative 18.9% APR interest rate. This card had previously offered 0% for up to 40 … Continue reading Bank Of Scotland Credit Card


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Balance Transfer Questions

Balance Transfer From American Express?

American Express Card

Can you do a balance transfer from American Express? Can you do a balance transfer from Amex charge or credit cards to another UK credit card?

Here at Balance Transfer Expert, we have recently seen a considerable increase in the number of UK customers looking for answers to questions, on the topic of a balance transfer from American Express.

The short answer is that yes, you can do a balance transfer from American Express to another credit card.

Continue reading Balance Transfer From American Express?


Can I Do A Balance Transfer From Someone Else’s Credit Card?

Making A Balance Transfer

Here at Balance Transfer Expert we have recently seen many UK credit card customers looking for answers to questions about a balance transfer from someone else’s credit card.

XCommon questions we have seen on this topic have included:-

Can I transfer my wife’s credit card balance to mine? Can you do a balance transfer from someone else’s credit card? Can I transfer my husband’s credit card balance to mine? Can I transfer someone else’s credit card … Continue reading Can I Do A Balance Transfer From Someone Else’s Credit Card?


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