Welcome to Balance Transfer Expert. We are an independent, free to use website and provide a comparison service for every 0% balance transfer credit card that is currently available online in the UK.
Balance Transfers Explained:- Balance transfers can be defined as the process of moving an existing credit card balance from your current credit card to a new credit card, where typically the new credit card charges 0% interest on the balance for a limited time introductory period.
After this 0% introductory period has ended the credit card company will then charge any outstanding balance remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 18.9% APR variable.
When a credit card customer transfers the credit card balance in this way by making a balance transfer, they are usually aiming to save money by paying no interest during the 0% introductory period.
What is a 0% cash advance credit card and what is the correct way for a customer to use a 0% cash advance credit card?
Many UK credit card customers will be aware that credit cards will allow customers to take a cash advance from the credit card. This is most usually done by using the credit card in a cash machine to make a cash withdrawal.
The AA balance transfer credit card now has a new longer 0% introductory offer on balance transfers with effect from 16th May 2016.
The new AA balance transfer credit card offer is now 0% for 24 on balance transfers. Transfers must be over £500 otherwise the promotional period will be reduced to 22 months. Balance transfers must be made within 3 months of account opening. There is no balance transfer fee or annual fee and the card has a representative 19.9 APR variable.