Welcome to Balance Transfer Expert. We are an independent, free to use website and provide a comparison service for every 0% balance transfer credit card that is currently available online in the UK.
Balance Transfers Explained:- Balance transfers can be defined as the process of moving an existing credit card balance from your current credit card to a new credit card, where typically the new credit card charges 0% interest on the balance for a limited time introductory period.
After this 0% introductory period has ended the credit card company will then charge any outstanding balance remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 18.9% APR variable.
When a credit card customer transfers the credit card balance in this way by making a balance transfer, they are usually aiming to save money by paying no interest during the 0% introductory period.
Lloyds balance transfer deals on the Lloyds balance transfer card range have changed once again with effect from 25th November 2016.
Lloyds balance transfer deals are available on a wide range of Lloyds balance transfer cards, with 0% balance transfers now available for 40 months, 32 months, 24 months and 20 months with a low balance transfer fee.
The 0% offers on the Bank of Scotland credit card range have changed again with effect from 25th November 2016.
The leading Bank of Scotland credit card now offers new customers a long introductory offer of 0% for up to 40 months on balance transfers, with a new lower 1.94% balance transfer fee (after 1.06% refund) in first 90 days, 3% fee applies after 90 days, and a representative 18.9% APR interest rate. This card had previously offered 0% for up to 40 … Continue reading Bank Of Scotland Credit Card→