Welcome to Balance Transfer Expert. We are an independent, free to use website and provide a comparison service for every 0% balance transfer credit card that is currently available online in the UK.
Balance Transfers Explained:- Balance transfers can be defined as the process of moving an existing credit card balance from your current credit card to a new credit card, where typically the new credit card charges 0% interest on the balance for a limited time introductory period.
After this 0% introductory period has ended the credit card company will then charge any outstanding balance remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 18.9% APR variable.
When a credit card customer transfers the credit card balance in this way by making a balance transfer, they are usually aiming to save money by paying no interest during the 0% introductory period.
When you are looking to make a £4000 balance transfer, which UK 0% credit cards are the most suitable balance transfer cards in 2016?
Here at Balance Transfer Expert we see lots of customers with questions who are looking for answers regarding balance transfers of £4000.
When making a £4000 balance transfer to a new 0% balance transfer credit card, a customer actually needs to be approved for a new credit card with a credit limit in excess of … Continue reading £4000 Balance Transfer→
Which UK credit cards are large balance transfer credit cards?
How can you increase your chances of successfully applying for large balance transfer credit cards in 2016?
Getting approved for large balance transfer credit cards for many UK customers was much easier in the days before the banking crisis started. Many more people were approved for credit cards and the credit limits given to new customers were often much higher, so allowing for a large balance transfer.
MBNA Europe have changed the introductory offers available on the MBNA balance transfer card with effect from 19th September 2016.
The introductory balance transfer offer for the MBNA balance transfer card now offers new customers a long introductory period of 0% for 41 months on balance transfers. The balance transfer fee is now a lower 3.45% balance transfer fee for the first 60 days and 5% fee thereafter, with a representative 18.9% APR variable.