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Welcome to Balance Transfer Expert. We are an independent, free to use website, providing a comparison service for every 0% balance transfer credit card currently available online, in the UK.

Balance Transfer

Balance Transfers Explained:- Balance transfers can be defined as the process of moving an existing credit card balance, from your current credit card to a new credit card. Typically, the balance transfer is made to a new credit card that charges 0% interest on the balance, for a limited time introductory period.

After this 0% introductory period has ended the credit card company will then charge any outstanding balance remaining on the card, at a higher standard rate of interest. This standard rate will often be a representative 24.9% APR variable and can be higher.

When a credit card customer transfers the credit card balance in this way by making a balance transfer, they are usually aiming to save money, by paying no interest during the 0% introductory period.


Balance Transfer Articles

Large Balance Transfer Credit Cards

Published: March 15, 2024

Best Credit Card For Large Balance Transfer

Large balance transfer credit cards are those credit cards which allow a customer a larger credit limit.

These cards can allow you to balance transfer a large amount. This larger balance transfer can be from one, or more, of your existing credit cards.

Many years ago, before the 2008 banking crisis, getting approved for a large balance transfer credit card, was quite common for many UK customers.

Back then, many more customers were approved …. Read More »

Instant Balance Transfer

Published: March 6, 2024

Instant Balance Transfer Credit Card

An instant balance transfer credit card is a credit card with an introductory balance transfer offer, that provides the customer with an instant decision on approval.

Why do UK card customers look for an instant balance transfer credit card?

With these immediate balance transfer credit cards the customer receives a faster decision. As a result, you can know the outcome within a couple of minutes of applying for the card. You then know whether or …. Read More »

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Balance Transfer News

Santander Balance Transfer

Published: March 15, 2024

Santander Credit Card Balance Transfer

The longest 0% Santander balance transfer offers, are now no longer available, to new card customers in the UK.

In 2022, there were Santander balance transfer offers available to UK customers with an introductory rate of 0% for 33 months on balance transfers, from the date of account opening.

The length of the 0% introductory deals available on balance transfer have been shortened over the last couple of years. Now, in the UK in 2024, …. Read More »

Virgin Balance Transfer Card

Published: February 28, 2024

Virgin Money Balance Transfer Card

What are the current Virgin balance transfer card offers available in the UK, for existing customers?

The longest Virgin balance transfer card was withdrawn from the UK credit card market in October 2022. This card had offered new customers 0% for 33 months on balance transfers, before it was removed from the market.

Like many other card companies, Virgin Money have been reducing the length of their 0% introductory offers in the UK market. Many Virgin Money …. Read More »

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Balance Transfer Questions

Mint Balance Transfer?

Published: March 15, 2024

Mint Credit Card

Can you make a Mint balance transfer? Is the Mint credit card still available in the UK? We see all of these types of questions frequently.

The Mint balance transfer credit card was a UK credit card, issued by Royal Bank of Scotland.

The card was unusual in in the UK card market, in that the Mint credit card had a distinctive appearance The Mint card had a curved shape on the bottom left …. Read More »

Can I Do A Balance Transfer From Someone Else’s Credit Card?

Published: March 6, 2024

Can I Balance Transfer Someone Else's Card

Over recent months, we have seen a large number of UK credit card customers looking for answers to questions about a balance transfer from someone else’s credit card.

In most cases, when making a balance transfer, you will transfer the outstanding balance from a credit card in your own name, to a new credit card, that is also in your name.

However, what if you would like to transfer the outstanding balance from someone else’s …. Read More »

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