24 Months Credit Card

24 Months Credit CardThe UK ‘s first 24 months credit card was introduced as a special offer for a limited time only by Barclaycard in 2011.

This 24 months credit card had at the time, the longest ever UK balance transfer offer, a 0% for 24 months introductory promotional rate on balance transfers.

The 24 months credit card was briefly available again in January 2012 for the peak balance transfer period in the new year.

24 Months Credit Card

The 24 months credit card promotional offers have now been increased with 0% for 30 month balance transfer offers or longer.

The Halifax balance transfer offers have now also increased from a 24 months 0% offer.

All of the following credit cards now offer 0% for 24 months or longer on balance transfers.

Card Offers

Tesco Clubcard Credit Card for Balance TransfersTesco Clubcard Credit Card for Balance Transfers
  • 0% interest for 35 Months on balance transfers
  • 2.7% balance transfer fee
  • 0% interest for 3 Months on purchases
  • More Information

Card Details

Tesco Clubcard Credit Card for Balance Transfers
  • 0% interest for 35 Months on balance transfers from account opening
  • 2.7% balance transfer fee
  • 0% interest for 3 Months on purchases from account opening
  • Earn Clubcard points on your purchases
  • 1 Clubcard point for every £4 spent in each purchase transaction (£4 minimum). Must have available credit
  • Online Account Management
  • Annual Fee: None
  • More Information

Application Details

Tesco Clubcard Credit Card for Balance Transfers
Has the following application criteria:-
  • You have an annual income of at least £5,000
  • You are at least 18 years of age
  • You have a good credit history
  • You live in the UK, or have a British Forces Post Office address
  • You don't currently hold a Tesco Bank Credit Card
  • You have not applied for a Tesco Bank Credit Card in the last 6 months
If you meet these criteria, then please click here for More Information

Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
Tesco Bank, PO Box 27028, Glasgow, G2 9FT

Card Offers

Halifax Balance TransferHalifax Balance Transfer
  • 0% for up to 36 Months* on balance transfers
  • 2.45% balance transfer fee
  • 0% for 6 Months on purchases
  • More Information

Card Details

Halifax Balance Transfer
  • 0% for up to 36 months from account opening on balance transfers
  • 2.45% balance transfer fee, minimum fee £3.00
  • 0% for 6 months from account opening on purchases
  • No rewards offer with this card
  • Cover against online fraud when purchasing on the Internet
  • 2.45% balance transfer fee in first 90 days, 3% fee applies after 90 days
  • Annual Fee: None
  • More Information

Application Details

Halifax Balance Transfer
Has the following application criteria:-
  • You are a UK resident
  • You have a regular income
  • You do not have any Count Court Judgements against you
  • You are aged 18 or over
If you meet these criteria, then please click here for More Information

SPECIAL OFFER: 2.45% balance transfer fee in first 90 days, 3% fee after 90 days
*The APR and length of the promotional offer are dependent on your personal circumstances
Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)
Bank of Scotland plc, The Mound, Edinburgh, EH1 1YZ

Card Offers

Lloyds Platinum 36 MonthLloyds Platinum 36 Month
  • 0% for up to 36 Months* on balance transfers
  • 3% balance transfer fee
  • 0% for 6 Months on purchases
  • More Information

Card Details

Lloyds Platinum 36 Month
  • 0% for up to 36 months from account opening on balance transfers
  • 3% balance transfer fee
  • 0% for 6 months from account opening on purchases
  • No rewards offer with this card
  • Lloyds Clicksafe and Internet fraud protection
  • Online account management
  • Annual Fee: None
  • More Information

Application Details

Lloyds Platinum 36 Month
Has the following application criteria:-
  • You are a UK resident
  • You have a regular income
  • You are free from any county court judgements
  • You are aged 18 or over
If you meet these criteria, then please click here for More Information

*The APR and length of the promotional offer are dependent on your personal circumstances
Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.94% p.a. (variable)
Lloyds Bank plc, 25 Gresham Street, London, EC2V 7HN

Card Offers

NationwideNationwide
  • 0% for 26 Months on balance transfers
  • 2.4% balance transfer fee
  • 0% for 3 Months on purchases
  • More Information

Card Details

Nationwide
  • 0% on balance transfers for 26 months from account opening
  • 2.4% balance transfer fee, minimum fee £5.00
  • 0% on purchases for 3 months
  • No rewards offer with this card
  • Commission free allowance on purchases abroad (subject to terms)
  • Manage account online
  • Annual Fee: None
  • More Information

Application Details

Nationwide
Has the following application criteria:-
  • You have been living in the UK for the last 12 months
  • You have a gross income each year of more than £5000
  • You have a good credit history
  • You are aged 18 or over
If you meet these criteria, then please click here for More Information

Representative Example: 17.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable)
Nationwide Building Society, Nationwide House, Pipers Way, Swindon, SN38 1NW

Card Offers

Lloyds Platinum 32 MonthLloyds Platinum 32 Month
  • 0% for up to 32 Months on balance transfers
  • 1.54% balance transfer fee
  • 0% for 6 Months on purchases
  • More Information

Card Details

Lloyds Platinum 32 Month
  • 0% interest for up to 32 months on balances transferred within the first 90 days
  • 1.54% balance transfer fee
  • 0% on purchases for 6 months from account opening
  • No rewards offer with this card
  • Lloyds Clicksafe and Internet fraud protection
  • 1.54% balance transfer fee in first 90 days, 3% fee after 90 days
  • Annual Fee: None
  • More Information

Application Details

Lloyds Platinum 32 Month
Has the following application criteria:-
  • You are a UK resident
  • You have a regular income
  • You have a good credit history free from any county court judgements
  • You are aged 18 or over
If you meet these criteria, then please click here for More Information

SPECIAL OFFER: 1.54% balance transfer fee in first 90 days, 3% fee after 90 days
*The APR and length of the promotional offer are dependent on your personal circumstances
Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.94% p.a. (variable)
Lloyds Bank plc, 25 Gresham Street, London, EC2V 7HN

Card Offers

Bank of Scotland 32 Month Balance TransferBank of Scotland 32 Month Balance Transfer
  • 0% for up to 32 Months on balance transfers
  • 1.54% balance transfer fee
  • 0% for 6 Months on purchases
  • More Information

Card Details

Bank of Scotland 32 Month Balance Transfer
  • 0% for up to 32 months from account opening on balance transfers
  • 1.54% balance transfer fee, minimum fee £3.00
  • 0% for 6 months from account opening on purchases
  • No rewards offer with this card
  • 1.54% balance transfer fee in first 90 days, 3% fee applies after 90 days
  • Online account management
  • Annual Fee: None
  • More Information

Application Details

Bank of Scotland 32 Month Balance Transfer
Has the following application criteria:-
  • You are a UK resident
  • You have a regular income
  • You have not bankrupt or subject to an IVA and have no County Court Judgments
  • You are aged 18 or over
If you meet these criteria, then please click here for More Information

SPECIAL OFFER: 1.54% balance transfer fee in first 90 days, 3% fee after 90 days
*The APR and length of the promotional offer are dependent on your personal circumstances
Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)
Bank of Scotland plc, The Mound, Edinburgh, EH1 1YZ

The longest balance transfer offers in the UK credit card market have increased substantially since the end of December 2010, when the longest balance transfer rate available was 0% for 16 months.

There are, at the the time of writing, currently 18 balance transfer credit cards with 18 months balance transfer or longer deals available.

These cards include the Nationwide balance transfer credit cards as well as the the Bank of Scotland Platinum balance transfer credit card.

Today Balance Transfer Expert has:-

  • 0% balance transfers for up to 36 months with a 2.45% fee
  • 0% balance transfers for up to 28 months with a 1.5% fee
  • 0% balance transfers for up to 19 months with no fee

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