24 Months Credit Card

24 Months Credit CardThe UK ‘s first 24 months credit card was introduced as a special offer for a limited time only by Barclaycard in 2011.

This 24 months credit card had at the time, the longest ever UK balance transfer offer, a 0% for 24 months introductory promotional rate on balance transfers.

The 24 months credit card was briefly available again in January 2012 for the peak balance transfer period in the new year.

24 Months Credit Card

The 24 months credit card promotional offers have now been increased with 0% for 30 month balance transfer offers or longer.

The Halifax balance transfer offers have now also increased from a 24 months 0% offer.

All of the following credit cards now offer 0% for 24 months or longer on balance transfers.

HalifaxHalifax Balance Transfer

  • 0% for up to 33 months on balance transfers*
  • 3% balance transfer fee, reduced to 2.8% via refund in first 90 days
  • 0% for the first 6 months on purchases
  • Representative 18.9% APR (variable)
  • Representative Example: 18.9% APR representative (variable). Based on an example credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable). *The APR and length of the promotional offer are dependent on your personal circumstances
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TescoTesco Balance Transfer credit card

  • 0% for 33 months on balance transfers from account opening
  • 2.9% balance transfer fee
  • 0% for 3 months on all purchases from account opening
  • Representative 18.9% APR variable
  • Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
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LloydsLloyds Platinum 28 Month

  • 0% interest on balance transfers for up to 28 months
  • 1.5% balance transfer fee in first 90 days, 3% fee applies after 90 days
  • 0% interest on purchases for first 12 months
  • Representative 18.9% APR variable
  • Representative Example: 18.9% APR Representative (variable), based on credit limit of £1,200, purchase rate 18.94% p.a. (variable). Credit limits and interest rates will vary based on your individual circumstances
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Bank of ScotlandBank of Scotland Platinum credit card

  • 0% for 28 months on balance transfers
  • 1.5% balance transfer fee in first 90 days, 3% fee applies after 90 days
  • 0% for 12 months on purchases
  • Representative 18.9% APR variable
  • Representative Example: 18.9% APR representative (variable). Based on borrowing £1,200 over 12 months and a purchase rate of 18.95% p.a. (variable). This example is for illustrative purposes and serves as a guide only. Your actual credit limit and rate will vary based on your individual circumstances and may differ from the example shown.
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The longest balance transfer offers in the UK credit card market have increased substantially since the end of December 2010, when the longest balance transfer rate available was 0% for 16 months.

There are, at the the time of writing, currently 18 balance transfer credit cards with 18 months balance transfer or longer deals available.

These cards include the Nationwide balance transfer credit cards as well as the the Bank of Scotland Platinum balance transfer credit card.

Balance Transfer Expert has:-
  • 121 UK 0% balance transfer credit cards available today
  • Offering 0% on balance transfers for up to 34 months
  • With special offer balance transfer fee refunds of up to 1.5%

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Balance Transfer Credit Cards

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