24 Months Credit Card

24 Months Credit CardThe UK ‘s first 24 months credit card was introduced as a special offer for a limited time only by Barclaycard in 2011.

This 24 months credit card had at the time the longest ever UK balance transfer offer, a 0% for 24 months introductory promotional rate on balance transfers.

The Barclaycard 24 months credit card was briefly available again in January 2012  for the peak balance transfer period in the new year.

24 Months Credit Card

The 24 months credit card promotional offer  from Barclaycard has now been increased to new Barclaycard balance transfer offers of 30 months and 31 months.

The Halifax balance transfer offers have also now increased from a 24 months offer to a new 0% for 28 months offer.

All of the following credit cards now offer 0% for 24 months or longer on balance transfers.

BarclaycardBarclaycard Platinum Extended

  • 0% interest on balance transfers for 33 months from account opening
  • Fee of 3.5% will be applied, then reduced to 2.79% by a refund (terms apply)
  • 0% for 6 months on purchases
  • Representative 18.9% APR variable
  • Representative Example: Representative 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable). Subject to application and status. The terms of your product may differ from the example
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HalifaxHalifax 30 Months Balance Transfer

  • 0% for up to 32 months on balance transfers*
  • 3% balance transfer fee, reduced to 2.7% via refund
  • 0% for the first 6 months on purchases
  • Representative 18.9% APR (variable)
  • Representative Example: 18.9% APR representative (variable). Based on an example credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable). *The APR and length of the promotional offer are dependent on your personal circumstances
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BarclaycardBarclaycard Platinum Transfer

  • 0% interest on balance transfers for 32 months from account opening
  • Fee of 3.5% will be applied, then reduced to 2.69% by a refund, (terms apply)
  • 0% for 6 months on purchases
  • Representative 18.9% APR variable
  • Representative Example: Representative 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable). Subject to application and status. The terms of your product may differ from the example
  • More Information >>

Bank of ScotlandBank of Scotland Platinum credit card

  • 0% for 24 months on balance transfers
  • 1.5% balance transfer fee in first 90 days, 3% fee applies after 90 days
  • 0% for 3 months on purchases
  • Representative 17.9% APR variable
  • Representative Example: 17.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 17.95% p.a. (variable).* APR and Promotional periods may vary depending on your personal circumstances
  • More Information >>

The longest balance transfer offers in the UK credit card market have increased substantially since the end of December 2010, when the longest balance transfer rate available was 0% for 16 months.

There are, at the the time of writing, currently 18 balance transfer credit cards with 18 months balance transfer or longer deals available.

These cards include the Nationwide balance transfer credit cards as well as the the Bank of Scotland Platinum balance transfer credit card.

Balance Transfer Expert has:-
  • 119 UK 0% balance transfer credit cards available today
  • Offering 0% on balance transfers for up to 33 months
  • With special offer balance transfer fee refunds of up to 1.5%

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