24 Months Credit Card

24 Months Credit CardThe UK ‘s first 24 months credit card was introduced as a special offer for a limited time only by Barclaycard in 2011.

This 24 months credit card had at the time, the longest ever UK balance transfer offer, a 0% for 24 months introductory promotional rate on balance transfers.

The 24 months credit card was briefly available again in January 2012 for the peak balance transfer period in the new year.

24 Months Credit Card

The 24 months credit card promotional offers have now been increased with 0% for 30 month balance transfer offers or longer.

The Halifax balance transfer offers have now also increased from a 24 months 0% offer.

All of the following credit cards now offer 0% for 24 months or longer on balance transfers.


Tesco Clubcard Balance TransferTesco Clubcard Balance Transfer

  • 0% on balance transfers for 33 months from account opening
  • 2.9% balance transfer fee
  • 0% on purchases for 3 months from account openeing
  • Earn Clubcard points on your purchases
  • Representative 18.9 APR variable
  • Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
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Halifax Balance TransferHalifax Balance Transfer

  • 0% for up to the first 33 months on balances transferred in the first 90 days
  • 3% balance transfer fee, reduced to 2.8% via refund in first 90 days
  • 0% for the first 6 months on purchases
  • Cover against online fraud when purchasing on the Internet
  • Representative 18.9 APR variable
  • Representative Example: 18.9% APR representative (variable). Based on an example credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable). *The APR and length of the promotional offer are dependent on your personal circumstances
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Lloyds Platinum 33 MonthLloyds Platinum 33 Month

  • 0% interest on balance transfers for up to the first 33 months
  • 3% balance transfer fee, reduced to 2.85% fee via refund in first 90 days
  • 0% interest on purchases for the first 6 months
  • Lloyds Clicksafe and Internet fraud protection
  • Representative 18.9 APR variable
  • Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.94% p.a. (variable). *Credit limits and interest rates will vary based on your individual circumstances.
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NationwideNationwide

  • 0% on balance transfers for 26 months from account opening
  • 2.4% balance transfer fee, minimum £5
  • 0% on purchases for 3 months
  • Commission free allowance on purchases abroad (subject to terms)
  • Representative 17.9 APR variable
  • Representative Example: 17.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable)
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Bank Of Scotland 18 Month PlatinumBank Of Scotland 18 Month Platinum

  • 0% on balance transfers for 18 months from account opening
  • 2% balance transfer fee in first 90 days, 3% fee applies after 90 days
  • 0% on purchases for 16 months from account opening
  • Online account management
  • Representative 18.9 APR variable
  • Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable). *Credit limits and interest rates can vary based on your individual circumstances
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Nationwide Low FeeNationwide Low Fee

  • 0% on balance transfers for 15 months from the date your account is opened
  • 0.65% balance transfer fee in first 3 months, then 2.4% fee applies
  • 0% on purchases for 3 months from the date your account is opened
  • Commission free allowance on purchases abroad (subject to terms)
  • Representative 17.9 APR variable
  • Representative Example: 17.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable)
  • More Information >>

The longest balance transfer offers in the UK credit card market have increased substantially since the end of December 2010, when the longest balance transfer rate available was 0% for 16 months.

There are, at the the time of writing, currently 18 balance transfer credit cards with 18 months balance transfer or longer deals available.

These cards include the Nationwide balance transfer credit cards as well as the the Bank of Scotland Platinum balance transfer credit card.

Balance Transfer Expert has:-
  • 121 UK 0% balance transfer credit cards available today
  • Offering 0% on balance transfers for up to 34 months
  • With special offer balance transfer fee refunds of up to 1.5%

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Balance Transfer Credit Cards

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