American Express Or MasterCard?

American Express Or MastercardAmerican Express or MasterCard? When you are looking to apply for a new balance transfer credit card, does it matter whether it comes as an American Express or MasterCard branded credit card?

The choice between American Express or MasterCard in the UK credit card market is largely dictated by the type of credit card that you are looking for whether that be a balance transfer credit card, cash back credit card or reward credit card.

The MasterCard branding is available on a wide range of different credit cards in the UK. There are a large number of 0% balance transfer credit cards available, with the MasterCard branding, from a variety of credit card issuers.

American Express branded cards are not as widely available and are most likely to be seen on cash back and rewards credit cards. These cards are offered in partnership with airlines and travel companies, where for example there is a form of rewards such as airmiles. American Express themselves do not currently issue any 0% balance transfer credit cards in the UK.

American Express Or MasterCard?

A relatively new development in the UK card market is the offering of selected credit card accounts, where you no longer have to choose between American Express or MasterCard.

These accounts now offer cardholders two credit cards linked to the one account, a MasterCard and an American Express card, with acceptance at miilion of locations around the world.

The following cards as available as American Express or MasterCard linked accounts:-

AviosLloyds TSB Duo Avios

  • 0%  for 13 months on balance transfers
  • 3% balance transfer fee
  • Collect 1 Avios for every £1 spent on the Lloyds TSB Duo Avios American Express Card
  • Collect 1 Avios for every £5 spent on the Lloyds TSB Duo Avios MasterCard Card
  • Representative 22.7% APR variable
  • Representative Example: Representative 22.7% APR (variable). Based on borrowing of £1,200 over 12 months and a purchase rate of 17.95% p.a. (variable). Annual fee of £24. Credit limits and interest rates will vary based on your individual circumstances
  • More Information >>


AviosLloyds TSB Premier Duo Avios

  • 0%  for 13 months on balance transfers
  • 3% balance transfer fee
  • Collect 1.25 Avios for every £1 spent on the Premier Duo Avios American Express Card
  • Collect 1.25 Avios for every £5 spent on the Premier Duo Avios MasterCard Card
  • Companion Ticket when you spend £15,000 in one year
  • Representative 50.8% APR variable
  • Representative Example: Representative 50.8% APR (variable). Based on borrowing of £1,200 over 12 months and a purchase rate of 17.95% p.a. (variable). Annual fee of £140. Credit limits and interest rates will vary based on your individual circumstances
  • £50 annual fee
  • More Information >>

Balance Transfer Expert has:-
  • 124 UK 0% balance transfer credit cards available today
  • Offering 0% on balance transfers for up to 33 months
  • With special offer balance transfer fee refunds of up to 1.5%

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Balance Transfer Credit Cards

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