Balance Transfer Tips

When you are looking to get a new 0% balance transfer credit card, it makes sense to have a look at your existing credit cards and the credit limits you currently have on them.

When a credit card company is assessing your application for a new credit card, part of the process will involve looking at the existing lines of credit that you have available to you.

The company will want to look at how  [ Continue reading ]

There is lots of choice in the UK credit card market. Here at Balance Transfer Expert, we currently list around 150 0% balance transfer credit cards offering introductory rates of up to 22 months on balance transfers.

This may seem like a huge number of credit cards to choose from, but in actual fact you may have far fewer credit cards available to choose from,  if you wish to transfer a balance from your current credit card.

This is  [ Continue reading ]

If you are looking for a new balance transfer credit card or have just transferred a balance to a new credit card with an introductory deal on balance transfers, you need to pay close attention to your card’s credit limit.

The credit limit you are given by the credit card company not only determines the maximum balance transfer amount you can actually transfer, but also pays an important part in ensuring that you keep a low or 0%  [ Continue reading ]

Do you need to do a balance transfer of an outstanding amount from one credit card to another? If so then you need to watch your dates carefully in order to get the best out of your balance transfer.

If you have recently applied for a new balance transfer credit card then you may have chosen to request the balance transfer at the time of application.

Alternatively you may have chosen to wait and see  [ Continue reading ]

If you have recently completed a balance transfer from one credit card to another, did you read the small print of your credit card agreement?

Did you realise that in many cases missing the payment date, even by just one day, for your new credit card could see your new 0% balance transfer deal withdrawn?

Most credit card companies now have in their balance transfer terms and conditions that, if you miss any payment then the promotional introductory interest rates  [ Continue reading ]

When you have applied for a new credit card intending to carry out a reasonably large balance transfer, you may well find yourself pleased to have been accepted for the new card but disappointed with the initial credit limit that you have been given.

In these circumstances we have heard of people who have been given a credit limit that is lower than the balance that they wish to transfer, so have immediately cancelled the new credit card  [ Continue reading ]