tickComparing balance transfer credit cards online since 2002
tickEvery UK 0% balance transfer credit card available online
tick0% balance transfer deals and offers are updated every day

Barclaycard Existing Customer Offers

What are the current Barclaycard existing customer offers in 2024? What are the Barclaycard balance transfer offers for existing customers, in the UK?

Barclaycard Existing Customer Offers

Barclaycard existing customer offers are balance transfer deals for customers, who already have a Barclaycard credit card.

Barclaycard offers are usually available on their range of credit cards, with a number of different introductory 0% deals and offers. However, in 2021 during the Coronavirus pandemic, almost all of the 0% Barclays balance transfer deals were removed from the UK market.

Now, currently there are again some 0% Barclaycard transfer offers available. However, these deals are not available to any of the millions of Barclaycard existing customers.

Barclaycard, like the other UK card companies, do not allow balance transfers between two cards issued by the same company. For example, existing customers cannot make a balance transfer from one Barclaycard to another.

Barclaycard Offers For Existing Customers

So, are there any remaining Barclaycard offers for existing customers in the UK, in 2024?

Barclaycard have in past years, sometimes made special balance transfer offers to a small number of carefully selected customers. These chosen customers will often receive these Barclaycard existing customer offers via their online account. Alternatively, some customers will receive the Barclaycard deals for existing customers by letter, through the mail.

Very often, these Barclaycard existing customer offers have been in the form of a lifetime balance transfer deal. This lifetime deal has often been at a fixed interest rate of 6.9% APR, until the full balance transfer amount is paid off.

These balance transfer deals for existing customers are very often not as competitive, as the longer 0% deals currently available to new customers.

Barclaycard Balance Transfer Offers For Existing Customers

Barclaycard balance transfer offers for existing customers are generally, only available for a very small number of carefully selected customers.

Finding any Barclaycard offers for existing customers in 2024, is now even more urgent for many customers. Barclaycard have been increasing the standard APR interest rate to 24.9%, or even 27.9% on their UK credit cards.

This is, in part, due to the increase in UK bank interest rates, as the Bank of England raises rates to combat inflation. As a result Barclaycard standard interest rates are now several percentage points higher than they were in previous years.

So what are the options for customers who do not receive an existing customer offer? A large number of alternative 0% balance transfer deals are currently available from the other UK credit card companies.

All of the following featured 0% balance transfer credit cards will accept balance transfers from Barclaycard existing customers:-


Balance Transfer Expert may receive commissions from some of the credit card companies that we refer users to. How this site works.

Balance Transfers:
0% for up to 26 months
Balance Transfer Fee:
3.49%
Purchases:
0% for 3 months
Representative APR:
24.9% APR (variable)
M&S Transfer Plus*
  • 0% for up to 26 months on balance transfers made within 90 days of account opening
  • 3.49% balance transfer fee, minimum £5
  • 0% on purchases for 3 months from account opening
  • Collect M&S points every time you shop anywhere in the world with your card
  • One point for every £1 you spend in M&S and one point for every £5 you spend elsewhere
  • Manage account online
  • Annual Fee: None
M&S Transfer Plus*
  • You are a UK resident
  • You have an annual income or pension of at least £6,800
  • You are aged 18 or over
  • You have not held a credit card with M&S Bank within the previous 12 months
Representative Example: 24.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 24.9% p.a. (variable)
No balance transfers allowed to this card from first direct, HSBC or M&S credit cards
Balance Transfers:
0% for up to 24 months
Balance Transfer Fee:
3.49%
Purchases:
0% for 3 months
Representative APR:
24.9% APR (variable)
HSBC Balance Transfer*
  • 0% interest for up to 24 months on balance transfers made within first 60 days of account opening
  • 3.49% balance transfer fee applies (minimum £5)
  • 0% interest on purchases for 3 months from account opening
  • At end of promotional period, balance transfers and purchases will revert to standard variable rate
  • Worldwide offers and discounts with HSBC home&Away
  • Manage your card online
  • Annual Fee: None
HSBC Balance Transfer*
  • You have an annual income or pension before tax of £6,800 or more
  • You are a UK resident
  • You are aged 18 or over
  • You do not hold an HSBC Basic bank account
Representative Example: 24.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 24.9% p.a. (variable)
Credit is subject to status, affordability and applicable terms and conditions. You might get different interest rates and promotional periods to those shown here, because these depend on your circumstances.
No balance transfers allowed to this card from first direct, HSBC or M&S credit cards
Balance Transfers:
0% for up to 16 months
Balance Transfer Fee:
3.49%
Purchases:
0% for up to 18 months
Representative APR:
24.9% APR (variable)
HSBC Purchase Plus*
  • 0% interest for up to 16 months on balance transfers made within first 60 days of account opening
  • 3.49% balance transfer fee applies (minimum £5)
  • 0% interest on purchases for up to 18 months from account opening
  • At end of promotional period, balance transfers and purchases will revert to standard variable rate
  • Worldwide offers and discounts with HSBC home&Away
  • Manage your card online
  • Annual Fee: None
HSBC Purchase Plus*
  • You have an annual income or pension before tax of £6,800 or more
  • You are a UK resident
  • You are aged 18 or over
  • You do not hold an HSBC Basic bank account
Representative Example: 24.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 24.9% p.a. (variable)
Credit is subject to status, affordability and applicable terms and conditions. You might get different interest rates and promotional periods to those shown here, because these depend on your circumstances.
No balance transfers allowed to this card from first direct, HSBC or M&S credit cards
Balance Transfers:
0% for 12 months
Balance Transfer Fee:
3%
Purchases:
0% for 3 months
Representative APR:
29.9% APR (variable)
Virgin Money 12 Month Balance Transfer
  • 0% on balance transfers for 12 months from the date your account is opened
  • 3% balance transfer fee in first 60 days, 5% fee applies after 60 days
  • 0% on purchases for 3 months from the date your account is opened
  • Discounts on Virgin holidays, Virgin trains and Virgin experience days
  • Contactless payments to quickly and securely pay for purchases up to £100
  • Online card servicing
  • Annual Fee: None
Virgin Money 12 Month Balance Transfer
  • You are a UK resident
  • You have a bank or building society account
  • You have a good credit history
  • You are aged 18 or over
Representative Example: 29.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 29.9% p.a. (variable)
No balance transfers allowed to this card from Clydesdale,Yorksire or Virgin credit cards
Balance Transfers:
0% for up to 12 months
Balance Transfer Fee:
3.49%
Purchases:
0% for up to 20 months
Representative APR:
24.9% APR (variable)
M&S Purchase Plus*
  • 0% for up to 12 months on balance transfers made within 90 days of account opening
  • 3.49% balance transfer fee, minimum £5
  • 0% on purchases for up to 20 months from account opening
  • Collect M&S points every time you shop anywhere in the world with your card
  • One point for every £1 you spend in M&S and one point for every £5 you spend elsewhere
  • Manage account online
  • Annual Fee: None
M&S Purchase Plus*
  • You are a UK resident
  • You have an annual income or pension of at least £6,800
  • You are aged 18 or over
  • You have not held a credit card with M&S Bank within the previous 12 months
Representative Example: 24.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 24.9% p.a. (variable)
No balance transfers allowed to this card from first direct, HSBC or M&S credit cards

Barclaycard Offers

These 0% balance transfer deals from other credit card companies are, in most cases, more competitive. They are likely to save an existing Barclaycard customer more money, compared to any Barclaycard existing customer offers at a 6.9% lifetime APR rate.

These 0% balance transfer offers are more likely to offer a lower introductory interest rate, as well as a longer promotional balance transfer period.

With a new 0% credit card, all repayments made by the customer will pay off the outstanding balance. However, customers with Barclaycard offers of a 6.9% APR lifetime deal, will continue to pay interest until their outstanding balance is repaid in full.

So in summary, Barclaycard deals for existing customers in 2024, are only available to a small number of carefully selected Barclays balance transfer customers.

These Barclaycard balance transfer offers for existing customers, often offer 6.9% APR for the lifetime of the balance. The Barclaycard offers for existing customers in 2024, are unlikely to be as competitive as the current 0% balance transfer deals, available from other card companies.

Barclays Balance Transfer

The Barclaycard existing customer deals also apply to those existing customers of both the Egg credit card and Goldfish credit card.

Barclaycard are one of the largest credit card issuers in the UK. The company currently has around 10 million UK credit card customers, having taken over the customers of both the Egg Visa card, and Goldfish credit cards in the past.

The Barclays balance transfer deals do not require customers to have a current account with Barclays Bank. However, the Barclaycard promotional offers for existing customers are dependant on the customer having an existing Barclaycard credit card.


Related Content From Balance Transfer Expert:-


Published: February 8, 2024, Updated: February 8, 2024 by Balance Transfer Expert

All 0% balance transfer credit card offers on this website are updated daily