Is Barclaycard MBNA?

Is Barclaycard MBNA?

Barclaycard MBNAHere at Balance Transfer Expert we see a lot of UK credit card customers looking for answers to questions like the one above, when they are planning to make a balance transfer.

Is Barclaycard MBNA? This is one of the questions that we have seen on a regular basis, over the last couple of months.

Why are so many credit card customers asking questions about the Barclaycard MBNA topic?

The reason is that many of these customers will know that you are not allowed make a balance transfer between two credit cards which are issued by the same company.

Is Barclaycard MBNA?

So are Barclaycard and MBNA credit cards issued by the same company?

If you are looking for a personal credit card, then the answer is no. Barclaycard and MBNA are currently separate credit card issuers.

As a result you can transfer a balance from Barclaycard to the following popular featured MBNA credit card:-

Card Offers

MBNA Platinum Credit Card*
Balance Transfers:
0% interest for 40 Months
Balance Transfer Fee:
2.79%
Purchases:
N/A
Representative APR:
18.9% APR (variable)
More Information

Card Details

MBNA Platinum Credit Card*
  • 0% interest for up to 40 months on balance transfers (20.9% APR thereafter)
  • 2.79% balance transfer fee for the first 60 days and 5% fee thereafter
  • No purchases offer with this card
  • 0% interest for up to 20 months on money transfers (22.9% APR thereafter)
  • 4% money transfer fee for the first 60 days and 5% fee thereafter
  • You cannot transfer a balance from another MBNA card
  • Annual Fee: None
  • More Information

Application Details

MBNA Platinum Credit Card*
Has the following application criteria:-
  • Eligibility for this credit card depends on your circumstances and the results of MBNA's eligibility check
  • The product, APR and promotional offer you could get may differ from the example
  • You must be aged 18 or over
  • You must hold a UK bank account
  • You must have been a permanent UK resident for at least 3 years
  • You must have a good credit rating and credit is subject to status
If you meet these criteria, then please click here for More Information

Find out if you are eligible before applying for this card
Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
The product, APR and promotional offer you could get may differ from the example

All  of the following popular featured 0% balance transfer credit cards will also accept a balance transfer from both Barclaycard and from a MBNA credit card:-

Card Offers

Tesco Clubcard Credit Card for Balance Transfers*
Balance Transfers:
0% interest for 40 Months
Balance Transfer Fee:
2.69%
Purchases:
0% interest for 3 Months
Representative APR:
18.9% APR (variable)
More Information

Card Details

Tesco Clubcard Credit Card for Balance Transfers*
  • 0% interest for 40 Months on balance transfers from account opening
  • 2.69% balance transfer fee
  • 0% interest for 3 Months on purchases from account opening
  • Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
  • The 0% offer is applied to any balances or money transferred within the first 90 days of opening your account
  • Apply online and get a decision within 60 seconds
  • Annual Fee: None
  • More Information

Application Details

Tesco Clubcard Credit Card for Balance Transfers*
Has the following application criteria:-
  • You have an annual income of at least £5,000
  • You are at least 18 years of age
  • You have a good credit history
  • You live in the UK, or have a British Forces Post Office address
  • You don't currently hold more than 1 Tesco Bank Credit Card
  • You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
If you meet these criteria, then please click here for More Information

Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)

Card Offers

Halifax Balance Transfer*
Balance Transfers:
0% for up to 41 Months
Balance Transfer Fee:
3.5%
Purchases:
0% for 6 Months
Representative APR:
18.9% APR (variable)
More Information

Card Details

Halifax Balance Transfer*
  • 0% for up to 41 months from account opening on balance transfers made in first 90 days
  • 3.5% balance transfer fee in first 90 days, 3% fee applies after 90 days
  • 0% for 6 months from account opening on purchases
  • Cover against online fraud when purchasing on the Internet
  • Online account management
  • Annual Fee: None
  • More Information

Application Details

Halifax Balance Transfer*
Has the following application criteria:-
  • You are a UK resident
  • You have a regular income
  • You do not have any Count Court Judgements against you
  • You are aged 18 or over
If you meet these criteria, then please click here for More Information

3.5% balance transfer fee in first 90 days, 3% fee applies after 90 days
Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances

Card Offers

Lloyds Platinum 40 Month*
Balance Transfers:
0% for up to 40 Months*
Balance Transfer Fee:
2.41%
Purchases:
0% for 6 Months
Representative APR:
18.9% APR (variable)
More Information

Card Details

Lloyds Platinum 40 Month*
  • 0% for up to 40 months from account opening on balance transfers
  • 2.41% balance transfer fee (after 0.59% refund) in first 90 days, 3% fee applies after 90 days
  • 0% for 6 months from account opening on purchases
  • Lloyds Clicksafe and Internet fraud protection
  • Online card servicing
  • Annual Fee: None
  • More Information

Application Details

Lloyds Platinum 40 Month*
Has the following application criteria:-
  • You are a UK resident
  • You have a regular income
  • You are free from any county court judgements
  • You are aged 18 or over
If you meet these criteria, then please click here for More Information

2.41% balance transfer fee (after refund) in first 90 days, 3% fee applies after 90 days
Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.94% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances

Card Offers

Post Office Money Balance Transfer*
Balance Transfers:
0% for 37 Months
Balance Transfer Fee:
2.49%
Purchases:
0% for 3 Months
Representative APR:
18.9% APR (variable)
More Information

Card Details

Post Office Money Balance Transfer*
  • 0% on balance transfers for 37 months
  • Initial 2.98% balance transfer fee applies, reduced to 2.49% after refund
  • 0% on all purchases for the first three months
  • No cash fee to buy travel money at the Post Office
  • Online account management
  • Annual Fee: None
  • More Information

Application Details

Post Office Money Balance Transfer*
Has the following application criteria:-
  • You are a UK resident
  • You have a bank or building society account
  • You have an annual income of £8,000 or more excluding unemployment benefits
  • You are aged 18 or over
If you meet these criteria, then please click here for More Information

Initial 2.98% balance transfer fee applies, reduced to 2.49% after refund
Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
Post Office Credit Cards are provided by Bank of Ireland UK. Post Office Limited is a credit broker and not a lender

Card Offers

Bank of Scotland 32 Month Balance Transfer*
Balance Transfers:
0% for up to 32 Months
Balance Transfer Fee:
0.8%
Purchases:
0% for 12 Months
Representative APR:
18.9% APR (variable)
More Information

Card Details

Bank of Scotland 32 Month Balance Transfer*
  • 0% for up to 32 months from account opening on balance transfers made within first 90 days
  • 0.8% fee applies on balance transfers made in first 90 days, 3% fee applies after first 90 days
  • 0% for 12 months from account opening on purchases
  • Cover against online fraud when purchasing on the Internet
  • Online account management
  • Annual Fee: None
  • More Information

Application Details

Bank of Scotland 32 Month Balance Transfer*
Has the following application criteria:-
  • You are a UK resident
  • You have a regular income
  • You have not bankrupt or subject to an IVA and have no County Court Judgments
  • You are aged 18 or over
If you meet these criteria, then please click here for More Information

0.8% balance transfer fee applies in first 90 days, 3% fee applies after 90 days
Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances

Card Offers

Tesco Clubcard Credit Card with No Balance Transfer Fee*
Balance Transfers:
0% interest for 24 Months
Balance Transfer Fee:
0%
Purchases:
0% interest for 1 Month
Representative APR:
18.9% APR (variable)
More Information

Card Details

Tesco Clubcard Credit Card with No Balance Transfer Fee*
  • 0% interest for 24 Months on balance transfers made within the first 90 days of opening your account
  • No balance transfer fee
  • 0% interest for 1 Month on purchases from account opening
  • Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
  • Apply online and get a decision within 60 seconds
  • Online Account Management
  • Annual Fee: None
  • More Information

Application Details

Tesco Clubcard Credit Card with No Balance Transfer Fee*
Has the following application criteria:-
  • You have an annual income of at least £5,000
  • You are at least 18 years of age
  • You have a good credit history
  • You live in the UK, or have a British Forces Post Office address
  • You don't currently hold more than 1 Tesco Bank Credit Card
  • You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
If you meet these criteria, then please click here for More Information

Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)

Card Offers

Halifax 32 Month Balance Transfer*
Balance Transfers:
0% for up to 32 Months
Balance Transfer Fee:
0.7%
Purchases:
0% for 12 Months
Representative APR:
18.9% APR (variable)
More Information

Card Details

Halifax 32 Month Balance Transfer*
  • 0% for up to 32 months from account opening on balance transfers within first 90 days
  • 0.7% fee applies on balance transfers made in first 90 days, 3% fee applies after first 90 days
  • 0% for 12 months from account opening on purchases
  • Manage your card online using online banking and mobile banking
  • Online account management
  • Annual Fee: None
  • More Information

Application Details

Halifax 32 Month Balance Transfer*
Has the following application criteria:-
  • You are a UK resident
  • You have a regular income
  • You do not have any Count Court Judgements against you
  • You are aged 18 or over
If you meet these criteria, then please click here for More Information

0.7% balance transfer fee applies in first 90 days, 3% fee applies after 90 days
Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances

The answer to the question is Barclaycard MBNA, is however different when it applies to small business credit cards.

In April 2011 Barclaycard bought MBNA’s small business credit card portfolio in the UK. This resulted in around 60,000 small business credit card accounts being transferred from MBNA Europe to Barclaycard.

So in summary, is Barclaycard MBNA? The answer is currently no for personal credit cards, but yes for small business credit cards.

Barclaycard was the first company in the UK to provide credit cards back in 1996 and is owned by British bank Barclays PLC.  MBNA Limited has been owned by Bank of America since 2006 and first began offering UK credit cards in 1993.

Today Balance Transfer Expert has:-

  • 0% balance transfers for up to 41 months with a 3.5% fee
  • 0% balance transfers for up to 32 months with a 0.8% fee
  • 0% balance transfers for up to 25 months with no fee

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