MBNA And Virgin?

Here at Balance Transfer Expert we see many credit card customers looking for answers to questions related to the relationship between MBNA and Virgin.

Some of the most recent questions relating to MBNA and Virgin have included the following :-

  • Are MBNA and Virgin the same?
  • Are Virgin credit cards MBNA?
  • Are Virgin and MBNA the same company?
  • Can I balance transfer from MBNA to Virgin?

MBNA And Virgin

MBNA and VirginThe reason that credit card customers are asking these types of questions related to MBNA and Virgin, are that these cardholders know that the credit card companies do not allow balance transfers between credit cards that are issued by the same company.

Virgin credit cards are promoted by Virgin Money but are actually issued by MBNA Bank Europe.

As a result, this means that balance transfers are not allowed between MBNA and Virgin credit cards.

If you have a MBNA issued credit card you cannot make a balance transfer to Virgin and similarly if you have a Virgin credit card you cannot make a balance transfer to another MBNA issued credit card.

All of the following credit cards will however accept a balance transfer from both MBNA and Virgin credit cards :-

Card Offers

Tesco Clubcard Credit Card for Balance TransfersTesco Clubcard Credit Card for Balance Transfers
  • 0% interest for 35 Months on balance transfers
  • 2.7% balance transfer fee
  • 0% interest for 3 Months on purchases
  • More Information

Card Details

Tesco Clubcard Credit Card for Balance Transfers
  • 0% interest for 35 Months on balance transfers from account opening
  • 2.7% balance transfer fee
  • 0% interest for 3 Months on purchases from account opening
  • Choose your card design
  • Apply online and get a decision within 60 seconds
  • Online Account Management
  • Annual Fee: None
  • More Information

Application Details

Tesco Clubcard Credit Card for Balance Transfers
Has the following application criteria:-
  • You have an annual income of at least £5,000
  • You are at least 18 years of age
  • You have a good credit history
  • You live in the UK, or have a British Forces Post Office address
  • You don't currently hold a Tesco Bank Credit Card
  • You have not applied for a Tesco Bank Credit Card in the last 6 months
If you meet these criteria, then please click here for More Information

Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
Tesco Bank, PO Box 27028, Glasgow, G2 9FT

Card Offers

Halifax Balance TransferHalifax Balance Transfer
  • 0% for up to 36 Months* on balance transfers
  • 2.45% balance transfer fee
  • 0% for 6 Months on purchases
  • More Information

Card Details

Halifax Balance Transfer
  • 0% for up to 36 months from account opening on balance transfers
  • 2.45% balance transfer fee, minimum fee £3.00
  • 0% for 6 months from account opening on purchases
  • No rewards offer with this card
  • Cover against online fraud when purchasing on the Internet
  • 2.45% balance transfer fee in first 90 days, 3% fee applies after 90 days
  • Annual Fee: None
  • More Information

Application Details

Halifax Balance Transfer
Has the following application criteria:-
  • You are a UK resident
  • You have a regular income
  • You do not have any Count Court Judgements against you
  • You are aged 18 or over
If you meet these criteria, then please click here for More Information

SPECIAL OFFER: 2.45% balance transfer fee in first 90 days, 3% fee after 90 days
*The APR and length of the promotional offer are dependent on your personal circumstances
Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)
Bank of Scotland plc, The Mound, Edinburgh, EH1 1YZ

Card Offers

Bank of Scotland Platinum Balance TransferBank of Scotland Platinum Balance Transfer
  • 0% for up to 36 Months* on balance transfers
  • 3% balance transfer fee
  • 0% for 6 Months on purchases
  • More Information

Card Details

Bank of Scotland Platinum Balance Transfer
  • 0% for up to 36 months from account opening on balance transfers
  • 3% balance transfer fee
  • 0% for 6 months from account opening on purchases
  • No rewards offer with this card
  • Cover against online fraud when purchasing on the Internet
  • Online account management
  • Annual Fee: None
  • More Information

Application Details

Bank of Scotland Platinum Balance Transfer
Has the following application criteria:-
  • You are a UK resident
  • You have a regular income
  • You are aged 18 or over
If you meet these criteria, then please click here for More Information

*The APR and length of the promotional offer are dependent on your personal circumstances
Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)
Bank of Scotland plc, The Mound, Edinburgh, EH1 1YZ

Card Offers

Lloyds Platinum 36 MonthLloyds Platinum 36 Month
  • 0% for up to 36 Months* on balance transfers
  • 3% balance transfer fee
  • 0% for 6 Months on purchases
  • More Information

Card Details

Lloyds Platinum 36 Month
  • 0% for up to 36 months from account opening on balance transfers
  • 3% balance transfer fee
  • 0% for 6 months from account opening on purchases
  • No rewards offer with this card
  • Lloyds Clicksafe and Internet fraud protection
  • Online account management
  • Annual Fee: None
  • More Information

Application Details

Lloyds Platinum 36 Month
Has the following application criteria:-
  • You are a UK resident
  • You have a regular income
  • You are free from any county court judgements
  • You are aged 18 or over
If you meet these criteria, then please click here for More Information

*The APR and length of the promotional offer are dependent on your personal circumstances
Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.94% p.a. (variable)
Lloyds Bank plc, 25 Gresham Street, London, EC2V 7HN

Card Offers

NationwideNationwide
  • 0% for 26 Months on balance transfers
  • 2.4% balance transfer fee
  • 0% for 3 Months on purchases
  • More Information

Card Details

Nationwide
  • 0% on balance transfers for 26 months from account opening
  • 2.4% balance transfer fee, minimum fee £5.00
  • 0% on purchases for 3 months
  • No rewards offer with this card
  • Commission free allowance on purchases abroad (subject to terms)
  • Manage account online
  • Annual Fee: None
  • More Information

Application Details

Nationwide
Has the following application criteria:-
  • You have been living in the UK for the last 12 months
  • You have a gross income each year of more than £5000
  • You have a good credit history
  • You are aged 18 or over
If you meet these criteria, then please click here for More Information

Representative Example: 17.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable)
Nationwide Building Society, Nationwide House, Pipers Way, Swindon, SN38 1NW

Card Offers

Halifax All RounderHalifax All Rounder
  • 0% for up to 24 Months on balance transfers
  • 0.8% balance transfer fee
  • 0% for up to 24 Months on purchases
  • More Information

Card Details

Halifax All Rounder
  • 0% for up to the first 24 months from account opening on balance transfers
  • 0.8% balance transfer fee, minimum fee £3.00
  • 0% for up to the first 24 months from account opening on purchases
  • No rewards offer with this card
  • 0.8% balance transfer fee in first 90 days, 3% fee applies after 90 days
  • Online account management
  • Annual Fee: None
  • More Information

Application Details

Halifax All Rounder
Has the following application criteria:-
  • You are a UK resident
  • You have a regular income
  • You do not have any Count Court Judgements against you
  • You are aged 18 or over
If you meet these criteria, then please click here for More Information

SPECIAL OFFER: 0.8% balance transfer fee in first 90 days, 3% fee after 90 days
*The APR and length of the promotional offer are dependent on your personal circumstances
Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)
Bank of Scotland plc, The Mound, Edinburgh, EH1 1YZ

Card Offers

Post Office PlatinumPost Office Platinum
  • 0% for 18 Months on balance transfers
  • 0% balance transfer fee
  • 0% for 3 Months on purchases
  • More Information

Card Details

Post Office Platinum
  • 0% on balance transfers for 18 months
  • 0% balance transfer fee
  • 0% on purchases for 3 months
  • No fees on purchases overseas
  • No cash fee when you purchase Post Office Travel Money
  • Online account management
  • Annual Fee: None
  • More Information

Application Details

Post Office Platinum
Has the following application criteria:-
  • You are a UK resident
  • You have a bank or building society account
  • You have a gross annual income of £15,000 or more
  • You are aged 18 or over
If you meet these criteria, then please click here for More Information

SPECIAL OFFER: Initial 2.98% balance transfer fee reduced to 0% after refund
Representative Example: 17.8% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 17.8% p.a. (variable)
Bank of Ireland (UK) plc. Bow Bells House, 1 Bread Street, London, EC4M 9BE

Card Offers

AA DualAA Dual
  • 0% for 20 Months on balance transfers
  • 2.98% balance transfer fee
  • 0% for 20 Months on purchases
  • More Information

Card Details

AA Dual
  • 0% for 20 months on balance transfers made in the first 3 months
  • 2.98% balance transfer fee
  • 0% for 20 months on purchases from the date your account is opened
  • No rewards offer with this card
  • Contactless payments
  • Servicing via mobile app and telephone
  • Annual Fee: None
  • More Information

Application Details

AA Dual
Has the following application criteria:-
  • You are a UK resident
  • You have a current bank or building society account
  • You do not have any outstanding County Court Judgements
  • You have an annual income of over £8,000
  • You are aged 18 or over
If you meet these criteria, then please click here for More Information

AA Credit Cards are provided by Bank of Ireland UK. AA Finances Services Limited is a credit broker and not a lender.
Representative Example: 19.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)
Bank of Ireland (UK) plc. Bow Bells House, 1 Bread Street, London, EC4M 9BE

You can see the full range of 0% balance transfer credit cards that will accept a balance transfer from MBNA and Virgin credit cards with these steps :-

  • Go to our 0% Balance Transfer Credit Cards page
  • Select your MBNA or Virgin credit card from the list of credit cards available
  • We will then show you only those 0% balance transfer credit cards which you can safely apply for

Today Balance Transfer Expert has:-

  • 0% balance transfers for up to 36 months with a 2.45% fee
  • 0% balance transfers for up to 28 months with a 1.5% fee
  • 0% balance transfers for up to 19 months with no fee

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