MBNA And Virgin?

Here at Balance Transfer Expert we see many credit card customers looking for answers to questions related to the relationship between MBNA and Virgin Money.

Some of the most recent questions relating to MBNA and Virgin have included the following :-

  • Are MBNA and Virgin Money the same?
  • Are Virgin Money credit cards MBNA?
  • Are Virgin and MBNA the same company?
  • Can I balance transfer from MBNA to Virgin?

MBNA And Virgin

MBNA and VirginThe reason that credit card customers are asking these types of questions related to MBNA and Virgin Money, are that these cardholders know that the credit card companies do not allow balance transfers between credit cards that are issued by the same company.

Virgin Money credit cards are now promoted by Virgin Money but over previous years all of the cards themselves were actually issued by MBNA Bank Europe.

As a result, this meant that balance transfers were not allowed between MBNA and Virgin Money credit cards.

Today, Virgin Money issue some credit cards themselves but some e.g. the Virgin Atlantic credit cards are still issued by MBNA.

Further complicating matters is the fact that Virgin Money took on many of the past Virgin/MBNA customers but not all of them.

As a result, unless you have read the small print of your credit card agreement and are certain who issues your current MBNA/Virgin credit card, it can often be safer to assume that transferring between MBNA and Virgin Money may lead to potential problems, and your balance transfer could be refused.

All of the following featured credit cards will however accept a balance transfer from both MBNA and from Virgin Money credit cards :-

Card Offers

Balance Transfers:
0% interest for 40 Months
Balance Transfer Fee:
2.69%
Purchases:
0% interest for 3 Months
Representative APR:
18.9% APR (variable)
More Information

Card Details

Tesco Clubcard Credit Card for Balance Transfers*
  • 0% interest for up to 40 Months on balance transfers from account opening
  • 2.69% balance transfer fee
  • 0% interest for 3 Months on purchases from account opening
  • Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
  • The 0% offer is applied to any balances or money transferred within the first 90 days of opening your account
  • Apply online and get a decision within 60 seconds
  • Annual Fee: None
More Information

Application Criteria

Tesco Clubcard Credit Card for Balance Transfers*
  • You have an annual income of at least £5,000
  • You are at least 18 years of age
  • You have a good credit history
  • You live in the UK, or have a British Forces Post Office address
  • You don't currently hold more than 1 Tesco Bank Credit Card
  • You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
More Information
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
The APR, length of promotional offer, and credit limit may vary as they are dependent on your personal circumstances

Card Offers

Balance Transfers:
0% for up to 40 Months
Balance Transfer Fee:
1.69%
Purchases:
0% for 6 Months
Representative APR:
19.9% APR (variable)
More Information

Card Details

Lloyds Platinum 40 Month*
  • 0% for up to 40 months from account opening on balance transfers
  • 1.69% balance transfer fee (after 1.31% refund) in first 90 days, 3% fee applies after 90 days
  • 0% for 6 months from account opening on purchases
  • Lloyds Clicksafe and Internet fraud protection
  • Online card servicing
  • Annual Fee: None
More Information

Application Criteria

Lloyds Platinum 40 Month*
  • You are a UK resident
  • You have a regular income
  • You are free from any county court judgements
  • You are aged 18 or over
More Information
1.69% balance transfer fee (after refund) in first 90 days, 3% fee applies after 90 days
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.94% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances

Card Offers

Balance Transfers:
0% interest for 24 Months
Balance Transfer Fee:
0%
Purchases:
No offer
Representative APR:
18.9% APR (variable)
More Information

Card Details

Tesco Clubcard Credit Card with No Balance Transfer Fee*
  • 0% interest for up to 24 Months on balance transfers made within the first 90 days of opening your account
  • No balance transfer fee
  • No introductory offer on purchases
  • Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
  • Apply online and get a decision within 60 seconds
  • Online Account Management
  • Annual Fee: None
More Information

Application Criteria

Tesco Clubcard Credit Card with No Balance Transfer Fee*
  • You have an annual income of at least £5,000
  • You are at least 18 years of age
  • You have a good credit history
  • You live in the UK, or have a British Forces Post Office address
  • You don't currently hold more than 1 Tesco Bank Credit Card
  • You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
More Information
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for up to 33 Months*
Balance Transfer Fee:
0.59%
Purchases:
0% for 3 Months
Representative APR:
18.9% APR (variable)
More Information

Card Details

Lloyds Platinum 33 Month*
  • 0% for up to 33 months from account opening on balance transfers made within first 90 days
  • 0.59% fee applies (after 2.41% refund) on balance transfers made in first 90 days, 3% fee applies after first 90 days
  • 0% on purchases for 3 months from account opening
  • Lloyds Clicksafe and Internet fraud protection
  • Online card servicing
  • Annual Fee: None
More Information

Application Criteria

Lloyds Platinum 33 Month*
  • You are a UK resident
  • You have a regular income
  • You have a good credit history free from any county court judgements
  • You are aged 18 or over
More Information
£20 cashback on the first balance transfer made within 90 days of account opening
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.94% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances

Card Offers

Balance Transfers:
0% for up to 41 Months
Balance Transfer Fee:
2.59%
Purchases:
0% for 3 Months
Representative APR:
18.9% APR (variable)
More Information

Card Details

Halifax Balance Transfer*
  • 0% for up to 41 months from account opening on balance transfers made in first 90 days
  • 2.59% balance transfer fee in first 90 days (after 0.41% refund), 3% fee applies after 90 days
  • 0% for 3 months from account opening on purchases
  • Cover against online fraud when purchasing on the Internet
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Halifax Balance Transfer*
  • You are a UK resident
  • You have a regular income
  • You do not have any Count Court Judgements against you
  • You are aged 18 or over
More Information
2.59% balance transfer fee (after refund) in first 90 days, 3% fee applies after 90 days
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances

Card Offers

Balance Transfers:
0% for up to 32 Months
Balance Transfer Fee:
0.8%
Purchases:
0% for 12 Months
Representative APR:
18.9% APR (variable)
More Information

Card Details

Bank of Scotland 32 Month Balance Transfer*
  • 0% for up to 32 months from account opening on balance transfers made within first 90 days
  • 0.8% fee applies on balance transfers made in first 90 days, 3% fee applies after first 90 days
  • 0% for 12 months from account opening on purchases
  • Cover against online fraud when purchasing on the Internet
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Bank of Scotland 32 Month Balance Transfer*
  • You are a UK resident
  • You have a regular income
  • You have not bankrupt or subject to an IVA and have no County Court Judgments
  • You are aged 18 or over
More Information
0.8% fee applies on balance transfers made in first 90 days, 3% fee applies after first 90 days
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances

Card Offers

Balance Transfers:
0% for up to 41 Months
Balance Transfer Fee:
3.25%
Purchases:
0% for 3 Months
Representative APR:
18.9% APR (variable)
More Information

Card Details

AA Balance Transfer*
  • 0% for up to 41 months on balance transfers made in first 3 months
  • 3.25% balance transfer fee
  • 0% for 3 months on purchases from account opening
  • Contactless payments
  • Mobile servicing app
  • Annual Fee: None
More Information

Application Criteria

AA Balance Transfer*
  • You are a UK resident
  • You have a current bank or building society account
  • You do not have any outstanding County Court Judgements
  • You have an annual income of over £8,000
  • You are aged 18 or over
More Information
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
AA Credit Cards are provided by Bank of Ireland UK. AA Finances Services Limited is a credit broker and not a lender

Card Offers

Balance Transfers:
0% for up to 29 Months
Balance Transfer Fee:
0%
Purchases:
0% for 3 Months
Representative APR:
18.9% APR (variable)
More Information

Card Details

Halifax 29 Month Balance Transfer*
  • 0% for up to 29 months from account opening on balance transfers within first 90 days
  • 0% balance transfer fee in first 90 days, 3% fee applies after 90 days
  • 0% for 3 months from account opening on purchases
  • Cover against online fraud when purchasing on the Internet
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Halifax 29 Month Balance Transfer*
  • You are a UK resident
  • You have a regular income
  • You do not have any Count Court Judgements against you
  • You are aged 18 or over
More Information
0% balance transfer fee in first 90 days, 3% fee after 90 days
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances

You can see the full range of 0% balance transfer credit cards that will accept a balance transfer from MBNA and Virgin Money credit cards with these steps :-

  • Go to our 0% Balance Transfer Credit Cards page
  • Select your MBNA or Virgin Money credit card from the list of available credit cards
  • We will then show you only those 0% balance transfer credit cards which you can safely apply for

Related Content From Balance Transfer Expert:-

Today Balance Transfer Expert has:-

114 UK 0% balance transfer credit cards offering:-

  • 0% balance transfers for up to 41 months with a 2.59% fee
  • 0% balance transfers for up to 33 months with a 0.59% fee
  • 0% balance transfers for up to 29 months with no fee