Super Balance Transfer Cards

What are super balance transfer cards? Super balance transfer cards are credit cards which not only allow a credit card customer to make a normal balance transfer to pay off a credit card, but also allow a card holder to make a 0% money transfer directly into their bank account. Super Balance Transfer Cards

When a credit card customer requests a standard balance transfer, the money is transferred directly to the other credit card company to pay off the outstanding debt on the customer’s credit card.

With super balance transfer cards, when a customer requests a 0% money transfer, the money is transferred directly into the customer’s bank account.

Super balance transfer credit cards give credit card customers a choice in how to use the 0% promotional balance transfer offers, available for up to 18 months, on certain balance transfer cards.

Super balance transfer cards can be used for example to clear an overdraft or pay off an outstanding loan with the money transferred into the customers bank account.

Super Balance Transfer Cards

There are currently over 110 UK 0% balance transfer credit cards available online. However only a small number of these credit  cards are super balance transfer credit cards which allow 0% money transfers.

The Post Office credit card is a super balance transfer credit card which allows 0% money transfers, although this is not promoted anywhere on their web site.

Post OfficePost Office Platinum credit card

  • 0% for 18 months on money transfers to your bank account with a 2.98% fee
  • 0% for first 18 months on standard balance transfers with a 2.98% balance transfer fee
  • 0% on purchases for first 3 months
  • Representative 17.8% APR variable
  • Representative Example: 17.8% p.a. variable on card purchases. This is equivalent to 17.8% APR representative (variable) based on an assumed credit limit of £1,200
  • More Information >>

With a super balance transfer card, the money transfer or “super balance transfer” is repaid in the normal way with monthly repayments.

Super balance transfer card customers need to make at least the minimum payment each month to the credit card company. No interest will be charged for the duration of the 0% introductory period, provided all the balance transfer terms and conditions are followed.

The balance transfer fees on super balance transfer credit cards are often around 1% higher for making a money transfer into your bank account, when compared with making a standard balance transfer to another credit card.

Super balance transfer cards can also often be referred to as a money transfer credit card or alternatively as a cash transfer credit card.

Balance Transfer Expert has:-
  • 121 UK 0% balance transfer credit cards available today
  • Offering 0% on balance transfers for up to 34 months
  • With special offer balance transfer fee refunds of up to 1.5%

Find A Balance Transfer Credit Card >>

Balance Transfer Credit Cards

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