Balance Transfer Credit Cards

Visa MasterCard AmexWelcome to Balance Transfer Expert. We are an independent, free to use website and provide a comparison service for every 0% balance transfer credit card that is currently available online in the UK.

Balance Transfer

Balance Transfers Explained:- Balance transfers can be defined as the process of moving an existing credit card balance from your current credit card to a new credit card, where typically the new credit card charges 0% interest on the balance for a limited time introductory period.

After this 0% introductory period has ended the credit card company will then charge any outstanding balance remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 18.9% APR variable, or higher.

When a credit card customer transfers the credit card balance in this way by making a balance transfer, they are usually aiming to save money by paying no interest during the 0% introductory period.


Balance Transfer Articles

£5000 Balance Transfer

£5000 Balance Transfer

A £5000 balance transfer is when a customer transfers a balance of £5000 from one credit card to another credit card. The new balance transfer card will often have a 0% interest rate for an introductory period. This 0% rate on the new card, can allow the customer to save money by paying less interest.

Who can make a £5000 balance transfer in the UK? Which UK credit cards are the most suitable for a …. Read More »

Balance Transfer Deals For Existing Customers

Balance Transfer Deals Existing Customers

What kind of balance transfer deals for existing customers are available in the UK in 2019?

Currently, there are two different types of 0% balance transfer deals for existing customers.

The first type of balance transfer deals for existing customers are offered by all of the main banks. The former building societies, which issue 0% balance transfer credit cards in the UK, also offer these types of deals..

In this case, the 0% balance transfer deal …. Read More »

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Balance Transfer News

HSBC Balance Transfer

HSBC Balance Transfer

The promotional offers on the HSBC balance transfer credit cards have now changed, with effect from 28th February 2019.

The HSBC balance transfer credit card now offers new customers  0% interest for 28 months on balance transfers, with a 1.4% balance transfer fee (minimum £5) and a representative 21.9% APR (variable). This card had previously offered a longer 0% for 32 months offer on balance transfers.

There is also a HSBC 0% offer available on the new HSBC Purchase …. Read More »

Nationwide Balance Transfer Credit Card

Nationwide Balance Transfer Credit Card

There are two Nationwide balance transfer credit card offers now available in the UK.

The Nationwide balance transfer offers on these Nationwide balance transfer credit cards are now are just for members. You are a member when you have a current account, mortgage or savings account with Nationwide.

The Nationwide balance transfer credit card offer is 0% for 12 months on balance transfers with a 0% balance transfer fee within first 3 months, 2.4% fee applies after, minimum …. Read More »

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Balance Transfer Questions

Balance Transfer From American Express

American Express Card

A balance transfer from American Express credit cards can often be slightly more difficult, than many other types of balance transfers. An AMEX balance transfer in the UK, can often fail due to the 15 digit card number on an American Express card.

In recent months, we have seen an increasing number of questions on the topic of a balance transfer from American Express.

In this article, we explain how you can successfully make an American Express …. Read More »

MBNA Balance Transfer Existing Customers

MBNA Balance Transfer Existing Customers

What are the MBNA balance transfer existing customers offers? Are there any MBNA existing customer balance transfer deals? What are the current MBNA offers for existing customers?

All of the above are popular questions on the topic of a MBNA balance transfer for existing customers. We have seen an increase in the number of UK customers looking for answers on this subject, over recent months.

MBNA Offers For Existing Customers

Some specially selected MBNA existing …. Read More »

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