Welcome to Balance Transfer Expert. We are an independent, free to use website and provide a comparison service for every 0% balance transfer credit card that is currently available online in the UK.
Balance Transfers Explained:- Balance transfers can be defined as the process of moving an existing credit card balance from your current credit card to a new credit card, where typically the new credit card charges 0% interest on the balance for a limited time introductory period.
After this 0% introductory period has ended the credit card company will then charge any outstanding balance remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 18.9% APR variable.
When a credit card customer transfers the credit card balance in this way by making a balance transfer, they are usually aiming to save money by paying no interest during the 0% introductory period.
Balance Transfer Articles
Large balance transfer credit cards are those credit cards which allow a customer a large credit limit. These cards then allow a customer to make a large balance transfer. The balance transfer can be from one or more of their existing credit cards.
Before the banking crisis began, being approved for large balance transfer credit cards was often much more common for many UK customers.
Back then, many more customers were approved for a new balance transfer …. Read More »
Are looking to make a £4000 balance transfer? What credit cards will allow a £4000 credit card limit? Which UK 0% credit cards are the most suitable £4000 balance transfer credit cards in 2018?
Here at Balance Transfer Expert we have recently seen large numbers of customers looking for answers to these types of questions.
Many UK customers have questions regarding credit cards with a £4000 limit and how to make balance transfers of around …. Read More »
Balance Transfer News
What are the current RBS balance transfer offers in 2018?
Royal Bank of Scotland currently do not offer 0% introductory rates on any of their credit cards. The last 0% RBS balance transfer offers were removed in March 2014.
In the years since then, there have been no further 0% RBS balance transfer deals.
RBS have stated that they will no longer offer 0% introductory offers on any of the RBS credit cards to either new, …. Read More »
The long 39 month Virgin balance transfer card is now no longer available to new customers. This Virgin balance transfer card was withdrawn from the UK credit card market on 23rd October 2017.
Virgin Money have now withdrawn both of their 41 month and 39 month long balance transfer cards from the market.
[Update August 2018 – Virgin Money have now withdrawn ALL of their remaining Virgin Balance transfer credit cards. This is described as a temporary …. Read More »
Balance Transfer Questions
Over recent months, we have seen many UK credit card customers looking for answers to questions about a balance transfer from someone else’s credit card.
Usually, when making a balance transfer, a credit card customer will transfer the outstanding balance from a credit card in their own name to a new credit card, also in their name.
However, what if you would like to transfer the outstanding balance from someone else’s credit card, whether that be your wife, …. Read More »
A balance transfer from American Express credit cards can often be slightly more difficult, than many other types of balance transfers in the UK. An AMEX balance transfer can often fail due to the 15 digit card number on an American Express card.
We have seen an increasing number of questions on the topic of a balance transfer from American Express, recently.
In this article, we explain how to successfully make an American Express balance transfer.
…. Read More »