Balance Transfer Expert | UK Balance Transfer Credit Cards

Welcome to Balance Transfer Expert. We are an independent, free to use website and provide a comparison service for every 0% balance transfer credit card that is currently available online in the UK.

Balance Transfer

Balance Transfers Explained:- Balance transfers can be defined as the process of moving an existing credit card balance from your current credit card to a new credit card, where typically the new credit card charges 0% interest on the balance for a limited time introductory period.

After this 0% introductory period has ended the credit card company will then charge any outstanding balance remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 19.9% APR variable, or higher.

When a credit card customer transfers the credit card balance in this way by making a balance transfer, they are usually aiming to save money by paying no interest during the 0% introductory period.

Balance Transfer Articles

Best Balance Transfer Credit Cards 2021

Published: June 11, 2021

What are the best balance transfer credit cards 2021?

In what is a very competitive UK credit card market, the 0% balance transfer offers and promotional deals are constantly changing.

Back in 2017 the best balance transfer credit cards in the UK rapidly increased the length of their 0% introductory offers. Back then, the best balance transfer cards, had introductory offers for as long as 0% for 43 months.

However, the Bank of England last year warned …. Read More »

Marks and Spencer Balance Transfer

Published: June 4, 2021

What are the current Marks and Spencer balance transfer offers in the UK in 2021?

The longest Marks and Spencer balance transfer offer is available on the M&S Transfer Plus card. This credit card now offers new customers 0% for 29 months on balance transfers with a 2.75% balance transfer fee, minimum £5 and a representative 21.9 APR variable. This M&S balance transfer card also offers customers 0% for 3 months on purchases, …. Read More »

Balance Transfer News

HSBC Balance Transfer

Published: May 25, 2021

The introductory 0% offers on the HSBC balance transfer credit card regularly change. This allows HSBC to adjust their competitiveness in the UK credit card market.

The HSBC balance transfer credit card now offers new customers a longer 0% interest for 29 months on balance transfers, with a 2.75% balance transfer fee applies (minimum £5), and a representative 21.9% APR (variable). This card had previously offered customer a shorter 0% for 25 months balance transfer …. Read More »

Nationwide Balance Transfer Credit Card

Published: October 16, 2020

There are two Nationwide balance transfer credit card offers, available in the UK credit card market.

The Nationwide balance transfer offers on these Nationwide balance transfer credit cards are only available if you are a Nationwide Member. You are a Nationwide Member, when you already have a current account, mortgage or savings account with Nationwide.

The Nationwide balance transfer credit card offer is 0% for 18 months on balance transfers, with a 1.5% balance transfer …. Read More »

Balance Transfer Questions

MBNA Balance Transfer Existing Customers

Published: June 11, 2021

What are the MBNA balance transfer existing customers offers in 2021? Are there any MBNA existing customer balance transfer deals? What are the current MBNA offers for existing customers, in 2021?

All of the above, are recent popular questions on the topic of a MBNA balance transfer for existing customers. Over recent months, we have seen a steady increase in the number of UK customers, looking for answers on this subject.

MBNA Offers For Existing …. Read More »

Can I Do A Balance Transfer From Someone Else’s Credit Card?

Published: May 25, 2021

Over recent months, we have seen many UK credit card customers looking for answers to questions about a balance transfer from someone else’s credit card.

In most cases, when making a balance transfer, a customer will transfer the outstanding balance from a credit card in their own name, to a new credit card, that is also in their name.

However, what if you would like to transfer the outstanding balance from someone else’s credit card? …. Read More »

Balance Transfer Credit Cards