Welcome to Balance Transfer Expert. We are an independent, free to use website and provide a comparison service for every 0% balance transfer credit card that is currently available online in the UK.
Balance Transfers Explained:- Balance transfers can be defined as the process of moving an existing credit card balance from your current credit card to a new credit card, where typically the new credit card charges 0% interest on the balance for a limited time introductory period.
After this 0% introductory period has ended the credit card company will then charge any outstanding balance remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 19.9% APR variable, or higher.
When a credit card customer transfers the credit card balance in this way by making a balance transfer, they are usually aiming to save money by paying no interest during the 0% introductory period.
Balance Transfer Articles
Are you looking to make a £4000 balance transfer? Which UK credit cards will allow a £4000 credit card limit? Which 0% cards are the most suitable for a customer looking for a credit card with a £4000 limit in 2020?
Over recent months, we have seen many more customers, looking for answers to all of the above common questions.
Many UK customers have questions regarding credit cards with a £4000 limit, as well as …. Read More »
What kind of balance transfer deals for existing customers are available in the UK, in 2020?
Currently, there are two different types of 0% balance transfer deals for existing customers.
The first type of transfer deals for existing customers are offered by all of the main banks. The former building societies, which issue 0% balance transfer credit cards in the UK, also offer these types of deals.
In this case, the 0% balance transfer deal is …. Read More »
Balance Transfer News
The introductory 0% offers on the HSBC balance transfer credit cards regularly change. This allows HSBC to adjust their competitiveness in the UK credit card market.
The HSBC balance transfer credit card now offers new customers 0% interest for 25 months on balance transfers, with a 1.5% balance transfer fee (minimum £5) and a representative 21.9% APR (variable). This card had previously offered a longer 0% for 28 months offer on balance transfers.
There is …. Read More »
There are two longer Nationwide balance transfer credit card offers, now available in the UK credit card market.
The Nationwide balance transfer offers on these Nationwide balance transfer credit cards are only available if you are a Nationwide Member. You are a Nationwide Member, when you already have a current account, mortgage or savings account with Nationwide.
The Nationwide balance transfer credit card offer is now 0% for 18 months on balance transfers, with a …. Read More »
Balance Transfer Questions
A balance transfer from American Express credit cards can often be more difficult, than it is for many other types of balance transfers in the UK.
An AMEX balance transfer is often more likely to fail. This is often due to the 15 digit card number, found on an American Express card.
Over recent months, we have seen a large increase in the number of questions, about making a balance transfer from American Express.
In …. Read More »
Here at Balance Transfer Expert we often see credit card customers asking which credit cards can I balance transfer MBNA to? Some of the more popular questions on this topic include:-
Can I balance transfer MBNA to another MBNA credit card?Can I balance transfer MBNA to Marks and Spencer credit card?Can I balance transfer MBNA to Halifax?Can I balance transfer MBNA to Barclaycard?Can I balance transfer MBNA to a Nationwide credit card?Can I balance transfer MBNA to Lloyds?
Many credit card customers are not …. Read More »