Welcome to Balance Transfer Expert. We are an independent, free to use website and provide a comparison service for every 0% balance transfer credit card that is currently available online in the UK.
Balance Transfers Explained:- Balance transfers can be defined as the process of moving an existing credit card balance from your current credit card to a new credit card, where typically the new credit card charges 0% interest on the balance for a limited time introductory period.
After this 0% introductory period has ended the credit card company will then charge any outstanding balance remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 18.9% APR variable, or higher.
When a credit card customer transfers the credit card balance in this way by making a balance transfer, they are usually aiming to save money by paying no interest during the 0% introductory period.
Balance Transfer Articles
Are you looking to make a £4000 balance transfer? Which UK credit cards will allow a £4000 credit card limit? Which 0% cards are the most suitable £4000 balance transfer credit cards, in 2019?
Over recent months, we have seen many more customers, looking for answers to all of the above common questions.
Many UK customers have questions regarding credit cards with a £4000 limit, as well as how to make UK balance transfers of …. Read More »
What kind of balance transfer deals for existing customers are available in the UK in 2019?
Currently, there are two different types of 0% balance transfer deals for existing customers.
The first type of transfer deals for existing customers are offered by all of the main banks. The former building societies, which issue 0% balance transfer credit cards in the UK, also offer these types of deals..
In this case, the 0% balance transfer deal is …. Read More »
Balance Transfer News
The promotional offers on the HSBC balance transfer credit cards regularly change, as HSBC adjust their standings in the UK credit card market.
The HSBC balance transfer credit card now offers new customers 0% interest for 25 months on balance transfers, with a 1.5% balance transfer fee (minimum £5) and a representative 21.9% APR (variable). This card had previously offered a longer 0% for 28 months offer on balance transfers.
There is also a HSBC …. Read More »
There are two Nationwide balance transfer credit card offers, currently available in the UK credit card market.
The Nationwide balance transfer offers on these Nationwide balance transfer credit cards are now just for members. You are a member, when you have a current account, mortgage or savings account with Nationwide.
The Nationwide balance transfer credit card offer is 0% for 12 months on balance transfers, with a 0% balance transfer fee within first 3 months, 2.4% …. Read More »
Balance Transfer Questions
We very often see questions asking which credit cards can I balance transfer Barclaycard to?
Recently we have seen many questions asking which credit cards can I balance transfer Barclaycard to, including all of the following :-
Can I balance transfer Barclaycard to HSBC credit cards?Can you balance transfer Barclaycard to NatWest?Can you transfer Barclaycard to M&S balance transfer card?Can I balance transfer Barclaycard to Nationwide credit card?Can I balance transfer Barclaycard to Tesco Bank cards?Can I …. Read More »
Can you balance transfer to another person?
We have recently seen many credit card customers in the UK, looking for an answer about making a balance transfer to another person.
The balance transfer to another person situation will often occur when one person has the outstanding balance on a card in their name. However another person, close to them, may well have the stronger credit rating. This can often make the other person more likely to …. Read More »