Welcome to Balance Transfer Expert. We are an independent, free to use website and provide a comparison service for every 0% balance transfer credit card that is currently available online in the UK.
Balance Transfers Explained:- Balance transfers can be defined as the process of moving an existing credit card balance from your current credit card to a new credit card, where typically the new credit card charges 0% interest on the balance for a limited time introductory period.
After this 0% introductory period has ended the credit card company will then charge any outstanding balance remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 18.9% APR variable, or higher.
When a credit card customer transfers the credit card balance in this way by making a balance transfer, they are usually aiming to save money by paying no interest during the 0% introductory period.
Balance Transfer Articles
Which credit cards are most likely to give a £2000 credit card limit to a new customer in the UK in 2019?
A credit card which has a £2000 limit will allow a customer to spend up to £2000 using the card.
This £2000 credit card limit can allow a customer to make a large value purchase. For example, the customer could buy a new TV, or home furniture, using the card. Where the card …. Read More »
What is a balance transfer promotional code? How can UK credit card customers make use of these balance transfer promotional codes in 2019?
The UK credit card companies will sometimes make additional 0% or low rate balance transfer offers to carefully selected existing credit card customers.
To allow these balance transfer offers, outside of any introductory balance transfer offer periods, the credit card companies will supply these customers with a balance transfer promotional code.
This balance transfer promotional code is usually provided …. Read More »
Balance Transfer News
Capital One balance transfer offers in the UK have been noticeable, largely by their absence over recent years.
Ever since the start of the credit crunch and the banking crisis which caused it, there have been only very limited periods of time where 0% Capital One balance transfer offers, have been available on the Capital One range of credit cards.
The Capital One credit cards that have been available in the UK market have …. Read More »
There are currently two Nationwide balance transfer credit card offers available in the UK.
The Nationwide balance transfer offers on these Nationwide balance transfer credit cards are now just for members. You are a member when you have a current account, mortgage or savings account with Nationwide.
The Nationwide balance transfer credit card offer is 0% for 12 months on balance transfers with a 0% balance transfer fee within first 3 months, 2.4% fee applies after, minimum …. Read More »
Balance Transfer Questions
A balance transfer from American Express credit cards can often be more difficult, than many other types of balance transfers. An AMEX balance transfer in the UK, can often fail due to the 15 digit card number on an American Express card.
In recent months, we have seen an increasing number of questions on the topic of a balance transfer from American Express.
In this article, we explain how you can successfully make an American Express …. Read More »
What are the MBNA balance transfer existing customers offers? Are there any MBNA existing customer balance transfer deals? What are the current MBNA offers for existing customers?
All of the above, are popular questions on the topic of a MBNA balance transfer for existing customers. We have seen an increase in the number of UK customers looking for answers on this subject, over recent months.
MBNA Offers For Existing Customers
Some carefully selected MBNA …. Read More »