Welcome to Balance Transfer Expert. We are an independent, free to use website and provide a comparison service for every 0% balance transfer credit card that is currently available online in the UK.
Balance Transfers Explained:- Balance transfers can be defined as the process of moving an existing credit card balance from your current credit card to a new credit card, where typically the new credit card charges 0% interest on the balance for a limited time introductory period.
After this 0% introductory period has ended the credit card company will then charge any outstanding balance remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 18.9% APR variable, or higher.
When a credit card customer transfers the credit card balance in this way by making a balance transfer, they are usually aiming to save money by paying no interest during the 0% introductory period.
Balance Transfer Articles
What kind of balance transfer deals for existing customers are available in the UK in 2019?
Currently, there are two different types of 0% balance transfer deals for existing customers.
The first type of transfer deals for existing customers are offered by all of the main banks. The former building societies, which issue 0% balance transfer credit cards in the UK, also offer these types of deals..
In this case, the 0% balance transfer deal is …. Read More »
Are you looking to make a £4000 balance transfer? Which UK credit cards will allow a £4000 credit card limit? Which credit cards are the most suitable £4000 balance transfer credit cards, in 2019?
Over recent months, we have seen more and more customers, looking for answers to these common questions.
Many UK customers have questions regarding credit cards with a £4000 limit, as well as how to make UK balance transfers of around £4000.
…. Read More »
Balance Transfer News
There are two Nationwide balance transfer credit card offers, currently available in the UK credit card market.
The Nationwide balance transfer offers on these Nationwide balance transfer credit cards are now just for members. You are a member, when you have a current account, mortgage or savings account with Nationwide.
The Nationwide balance transfer credit card offer is 0% for 12 months on balance transfers, with a 0% balance transfer fee within first 3 months, 2.4% …. Read More »
The very long 0% Santander balance transfer offers, are now no longer available customers in the UK.
These Santander balance transfer offers had previously offered an introductory rate of 0% for 39 months on balance transfers from the date of account opening, This Santander credit card had a representative rate of 21.7% APR variable, after the end of the introductory offer period.
The withdrawal of these Santander balance transfer offers, does reduce the number of …. Read More »
Balance Transfer Questions
Is Barclaycard MBNA?
We see a lot of UK credit card customers looking for answers to questions like the one above. This is very often, when they are looking to make a balance transfer to a new card.
Why are so many credit card customers asking questions about the Barclaycard MBNA topic?
The reason is that many of these customers will know, that you are not allowed make a balance transfer between two credit cards which are issued by the …. Read More »
Can you balance transfer store cards?
We have recently seen an increasing number of people looking for an answer to this question of can you balance transfer store cards?
Store cards, differ from credit cards, in that store cards allow a customers to make a purchase in one specific brand of stores and then pay later. With a credit card however, a customer can make a purchase in any retailer using the card and then pay later.
…. Read More »