Welcome to Balance Transfer Expert. We are an independent, free to use website and provide a comparison service for every 0% balance transfer credit card that is currently available online in the UK.
Balance Transfers Explained:- Balance transfers can be defined as the process of moving an existing credit card balance from your current credit card to a new credit card, where typically the new credit card charges 0% interest on the balance for a limited time introductory period.
After this 0% introductory period has ended the credit card company will then charge any outstanding balance remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 19.9% APR variable, or higher.
When a credit card customer transfers the credit card balance in this way by making a balance transfer, they are usually aiming to save money by paying no interest during the 0% introductory period.
Balance Transfer Articles
Are you looking to make a £4000 balance transfer? Which UK credit cards will allow a £4000 credit card limit? Which 0% cards are the most suitable, for a customer looking for a credit card with a £4000 limit, in 2021?
Over recent months, we have seen many more UK card customers, looking for answers to all of the above common questions.
Many UK card customers have questions regarding credit cards with a £4000 limit. …. Read More »
Making a balance transfer is normally a very simple process. However balance transfer problems do sometimes occur. A balance transfer is when a customer requests to transfer the outstanding balance from one credit card to another.
There are a number of potential balance transfer problems. The most common types of balance transfer problems that we see UK credit card customers having are described below.
A failed balance transfer, can end up costing you money. For example, if …. Read More »
Balance Transfer News
The Post Office balance transfer credit card now has a new shorter 0% deal on balance transfers. This new 0% introductory balance transfer deal came into effect in July 2021.
The Post Office balance transfer card now offers UK customers 0% for up to 12 months on balance transfers, with a 2.9% balance transfer fee and the card has a representative 34.9% APR variable. The card also offers new customers 0% for up to 0 months on purchases.
…. Read More »
The introductory 0% offers on the HSBC balance transfer credit card regularly change. This allows HSBC to adjust their competitiveness in the UK credit card market.
The HSBC balance transfer credit card now offers new customers a longer 0% interest for 29 months on balance transfers, with a 2.75% balance transfer fee applies (minimum £5), and a representative 21.9% APR (variable). This card had previously offered customer a shorter 0% for 25 months balance transfer …. Read More »
Balance Transfer Questions
Can you make a Vanquis balance transfer? Is a balance transfer from Vanquis possible in the UK? Which balance transfers do Vanquis allow?
All of the above, are a few of the most recent questions that we have seen. Many UK credit card customers are looking for answers about making Vanquis balance transfers.
The Vanquis credit card is primarily a credit builder credit card. Vanquis cards are designed for customers who have either no previous credit …. Read More »
Which credit cards are owned by MBNA? Who Owns MBNA credit card? What is MBNA? Is MBNA part of Lloyds?
We have seen many UK credit card customers searching for answers to these popular questions about MBNA. This is often because MBNA have had a number of different owners over the years, and issued many different credit cards.
What is MBNA?
In the UK, MBNA is primarily know as a credit card company, although the …. Read More »