Welcome to Balance Transfer Expert. We are an independent, free to use website and provide a comparison service for every 0% balance transfer credit card that is currently available online in the UK.
Balance Transfers Explained:- Balance transfers can be defined as the process of moving an existing credit card balance from your current credit card to a new credit card, where typically the new credit card charges 0% interest on the balance for a limited time introductory period.
After this 0% introductory period has ended the credit card company will then charge any outstanding balance remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 19.9% APR variable, or higher.
When a credit card customer transfers the credit card balance in this way by making a balance transfer, they are usually aiming to save money by paying no interest during the 0% introductory period.
Balance Transfer Articles
Are you looking to make a £4000 balance transfer? Which UK credit cards will allow a £4000 credit card limit? Which 0% cards are the most suitable, for a customer looking for a credit card with a £4000 limit, in 2021?
Over recent months, we have seen many more card customers, looking for answers to all of the above common questions.
Many UK card customers have questions regarding credit cards with a £4000 limit, as …. Read More »
What kind of balance transfer deals for existing customers are available in the UK, in 2021?
Currently, there are two different types of 0% balance transfer deals for existing customers.
The first type of transfer deals for existing customers are offered by all of the main banks and credit card companies. The former building societies, which issue 0% balance transfer credit cards in the UK, also offer these types of deals.
In this case, the 0% …. Read More »
Balance Transfer News
The introductory 0% offers on the HSBC balance transfer credit cards regularly change. This allows HSBC to adjust their competitiveness in the UK credit card market.
The HSBC balance transfer credit card offers new customers 0% interest for 25 months on balance transfers, with a 2.85% balance transfer fee (minimum £5) and a representative 21.9% APR (variable). This card had previously offered a lower 1.5% balance transfer fee on balance transfers.
There is also a …. Read More »
There are two Nationwide balance transfer credit card offers, available in the UK credit card market.
The Nationwide balance transfer offers on these Nationwide balance transfer credit cards are only available if you are a Nationwide Member. You are a Nationwide Member, when you already have a current account, mortgage or savings account with Nationwide.
The Nationwide balance transfer credit card offer is 0% for 18 months on balance transfers, with a 1.5% balance transfer …. Read More »
Balance Transfer Questions
Can you balance transfer store cards? An Argos card balance transfer or a Next store card balance transfer, for example
We have over recent months, seen an increase in the number of people looking for answers on the topic of can you balance transfer a store card?
So can you balance transfer store cards? And if so, how do you balance transfer store cards?
The answer is yes, you can balance transfer store cards. This …. Read More »
Can you make a Vanquis balance transfer? Is a balance transfer from Vanquis possible in the UK? Which Vanquis balance transfers are allowed?
All of the above, are some of the most recent questions that we have seen credit card customers looking for answers on, around the topic of making a balance transfer from Vanquis.
The Vanquis credit card is primarily a credit builder credit card. The card is designed for people with either no previous credit …. Read More »