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Welcome to Balance Transfer Expert. We are an independent, free to use website and provide a comparison service for every 0% balance transfer credit card that is currently available online in the UK.

Balance Transfer

Balance Transfers Explained:- Balance transfers can be defined as the process of moving an existing credit card balance from your current credit card to a new credit card, where typically the new credit card charges 0% interest on the balance for a limited time introductory period.

After this 0% introductory period has ended the credit card company will then charge any outstanding balance remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 21.9% APR variable, and can be higher.

When a credit card customer transfers the credit card balance in this way by making a balance transfer, they are usually aiming to save money by paying no interest during the 0% introductory period.


Balance Transfer Articles

£4000 Balance Transfer

Published: September 10, 2021

4000 Credit Card

Are you looking to make a £4000 balance transfer? Which UK credit cards will allow a £4000 credit card limit? Which 0% cards are the most suitable, for a customer looking for a credit card with a £4000 limit, in 2021?

Over recent months, we have seen many more UK card customers, looking for answers to all of the above common questions.

Many UK card customers have questions regarding credit cards with a £4000 limit. …. Read More »

Instant Balance Transfer

Published: September 1, 2021

Instant Balance Transfer

An instant balance transfer credit card is a credit card that has an introductory balance transfer offer, and also provides the customer with an instant decision on approval.

Why do UK card customers look for an instant balance transfer credit card?

With these types of cards the customer receives a faster decision. As a result, the customer knows within a couple of minutes of applying for the card, whether or not they will be able …. Read More »

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Balance Transfer News

Post Office Balance Transfer

Published: August 23, 2021

Post Office Balance Transfer

The Post Office balance transfer credit card now has a new shorter 0% deal on balance transfers. This new 0% introductory balance transfer deal came into effect in July 2021.

The Post Office balance transfer card now offers UK customers 0% for up to 12 months on balance transfers, with a 2.9% balance transfer fee and the card has a representative 34.9% APR variable. The card also offers new customers 0% for up to 0 months on purchases.

…. Read More »

HSBC Balance Transfer

Published: August 11, 2021

HSBC Balance Transfer

The introductory 0% offers on the HSBC balance transfer credit card regularly change. This allows HSBC to adjust their competitiveness in the UK credit card market.

The HSBC balance transfer credit card now offers new customers a longer 0% interest for 29 months on balance transfers, with a 2.75% balance transfer fee applies (minimum £5), and a representative 21.9% APR (variable). 

This balance transfer credit card had previously offered customer a shorter 0% for 25 …. Read More »

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Balance Transfer Questions

Visa To Visa Card Transfer?

Published: September 14, 2021

Visa To Visa Card Transfer

Can a UK credit card customer looking to make a balance transfer, make a Visa to Visa card transfer? Are there any restrictions on making a Visa to Visa card transfer?

A Visa to Visa card transfer occurs when a customer makes a balance transfer between two credit cards, which both carry the Visa branding.

Currently in the UK credit card market there are around 60 0% balance transfer credit cards, currently available online. A small number of these available balance transfer credit …. Read More »

Mastercard To Mastercard Transfer?

Published: September 14, 2021

MasterCard To MasterCard Transfer

Can UK credit card customers make a Mastercard to Mastercard transfer? Are there any restrictions on a MasterCard to Mastercard balance transfer?

A Mastercard to Mastercard transfer occurs, when a balance transfer takes place between two different Mastercard credit cards.

MasterCard is a worldwide company that provides the payment technology and standards that enable commerce all around the world. At Mastercard they provide the connections between the credit card companies, the merchants who accept credit cards, and the cardholders.

…. Read More »

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