Balance Transfer Credit Cards

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Welcome to Balance Transfer Expert. We are an independent, free to use website and provide a comparison service for every 0% balance transfer credit card that is currently available online in the UK.

Balance Transfer

Balance Transfers Explained:- Balance transfers can be defined as the process of moving an existing credit card balance from your current credit card to a new credit card, where typically the new credit card charges 0% interest on the balance for a limited time introductory period.

After this 0% introductory period has ended the credit card company will then charge any outstanding balance remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 19.9% APR variable, or higher.

When a credit card customer transfers the credit card balance in this way by making a balance transfer, they are usually aiming to save money by paying no interest during the 0% introductory period.


Balance Transfer Articles

£2000 Credit Card Limit

£2000 Credit Card Limit

Which credit cards are most likely to give a £2000 credit card limit to a new customer in the UK, in 2020?

A credit card which has a £2000 limit will allow a customer to spend up to a total of £2000, using their card.

This £2000 credit card limit can allow a customer to make a large value purchase. For example, the customer could buy a new flat screen TV, or home furniture, using …. Read More »

Barclaycard Existing Customer Offers

Barclaycard Existing Customer Offers

What are the current Barclaycard existing customer offers in 2020? What are the Barclaycard balance transfer offers for existing customers in the UK?

Barclaycard existing customer offers are balance transfer deals for customers, who already have a Barclaycard credit card.

Barclaycard offers are usually available on credit cards with different introductory 0% deals and offers. However, Barclaycard have this year, removed most of their 0% credit card offers. These card offers were withdrawn with effect …. Read More »

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Balance Transfer News

Nationwide Balance Transfer Credit Card

Nationwide Balance Transfer Credit Card

There are two Nationwide balance transfer credit card offers, available in the UK credit card market.

The Nationwide balance transfer offers on these Nationwide balance transfer credit cards are only available if you are a Nationwide Member. You are a Nationwide Member, when you already have a current account, mortgage or savings account with Nationwide.

The Nationwide balance transfer credit card offer is 0% for 18 months on balance transfers, with a 1.5% balance transfer …. Read More »

HSBC Balance Transfer

HSBC Balance Transfer

The introductory 0% offers on the HSBC balance transfer credit cards regularly change. This allows HSBC to adjust their competitiveness in the UK credit card market.

The HSBC balance transfer credit card offers new customers 0% interest for 25 months on balance transfers, with a 1.5% balance transfer fee (minimum £5) and a representative 21.9% APR (variable). This card had previously offered a longer 0% for 28 months offer on balance transfers.

There is also …. Read More »

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Balance Transfer Questions

Can You Balance Transfer Store Cards?

Can You Balance Transfer Store Cards?

Can you balance transfer store cards? An Argos card balance transfer or Next store card balance transfer, for example

We have in recent months, seen an increasing number of people looking for answers on the topic of can you balance transfer a store card?

So can you balance transfer store cards? And if so, how do you balance transfer store cards?

The answer is yes, you can balance transfer store cards. This applies to store …. Read More »

Balance Transfer To Another Person?

Balance Transfer To Another Person

Can you balance transfer to another person?

We have in recent months, seen many credit card customers in the UK,  looking for an answer about making a balance transfer to another person.

The balance transfer to another person situation will often occur when one person has the outstanding balance on a card in their name. However another person, close to them, may well have the stronger credit rating. This can often make this other person more …. Read More »

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