Welcome to Balance Transfer Expert. We are an independent, free to use website and provide a comparison service for every 0% balance transfer credit card that is currently available online in the UK.
Balance Transfers Explained:- Balance transfers can be defined as the process of moving an existing credit card balance from your current credit card to a new credit card, where typically the new credit card charges 0% interest on the balance for a limited time introductory period.
After this 0% introductory period has ended the credit card company will then charge any outstanding balance remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 18.9% APR variable.
When a credit card customer transfers the credit card balance in this way by making a balance transfer, they are usually aiming to save money by paying no interest during the 0% introductory period.
Balance Transfer Articles
What are the Barclaycard existing customer offers in 2018? What are the current Barclaycard balance transfer offers for existing customers in the UK?
Barclaycard existing customer offers are balance transfer deals for customers who already have an existing Barclaycard credit card.
Barclaycard are one of the largest credit card issuers in the UK. The company has around 10 million credit card customers.
Barclaycard offers are available on credit cards with different introductory 0% deals and offers. However …. Read More »
When you are looking to balance transfer £8000, what are the best UK 0% balance transfer credit cards for this size of transfer?
Here at Balance Transfer Expert we see many UK credit card customers looking for help on the best 0% balance transfer credit cards to use to make larger balance transfers.
Before the banking crisis began, it was more common for credit card customers to be routinely offered larger credit card limits that would …. Read More »
Balance Transfer News
What are the current RBS balance transfer offers in 2018?
Royal Bank of Scotland currently do not offer 0% introductory rates on any of their credit cards. The last 0% RBS balance transfer offers were removed in March 2014.
In the years since then, there have been no further 0% RBS balance transfer deals.
RBS have stated that they will no longer offer 0% introductory offers on any of the RBS credit cards to either new, …. Read More »
The long 39 month Virgin balance transfer card is now no longer available to new customers. This Virgin balance transfer card was withdrawn from the UK credit card market on 23rd October 2017.
Virgin Money have now withdrawn both of their 41 month and 39 month long balance transfer cards from the market.
[Update August 2018 – Virgin Money have now withdrawn ALL of their remaining Virgin Balance transfer credit cards. This is described as a temporary …. Read More »
Balance Transfer Questions
Do American Express offer balance transfers?
This is an increasingly popular question, that we have seen many UK credit card customers, over recent months looking for an answer to.
American Express currently offer a wide range of credit cards in the UK. This is in addition to their traditional range of charge cards. The current American Express range of credit card has a strong emphasis on the travel sector. These credit cards include the British …. Read More »
Here at Balance Transfer Expert we see many credit card customers looking for answers to questions related to the relationship between MBNA and Virgin Money.
Some of the most recent questions relating to MBNA and Virgin have included the following :-
Are MBNA and Virgin Money the same? Are Virgin Money credit cards MBNA? Are Virgin and MBNA the same company? Can I balance transfer from MBNA to Virgin? MBNA And Virgin
The reason that …. Read More »