Welcome to Balance Transfer Expert. We are an independent, free to use website and provide a comparison service for every 0% balance transfer credit card that is currently available online in the UK.
Balance Transfers Explained:- Balance transfers can be defined as the process of moving an existing credit card balance from your current credit card to a new credit card, where typically the new credit card charges 0% interest on the balance for a limited time introductory period.
After this 0% introductory period has ended the credit card company will then charge any outstanding balance remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 18.9% APR variable, or higher.
When a credit card customer transfers the credit card balance in this way by making a balance transfer, they are usually aiming to save money by paying no interest during the 0% introductory period.
Balance Transfer Articles
Large balance transfer credit cards are those credit cards which allow a customer a large credit limit. These cards then allow a customer to make a large balance transfer. The balance transfer can be from one, or from more than one, of their existing credit cards.
Before the banking crisis began, being approved for large balance transfer credit cards, was often much more common for many UK customers.
Back then, many more customers were approved …. Read More »
Are looking to make a £4000 balance transfer? What credit cards will allow a £4000 credit card limit? Which 0% credit cards are the most suitable £4000 balance transfer credit cards in the UK in 2019?
Over recent months we have seen large numbers of customers looking for answers to these common questions.
Many UK customers have questions regarding credit cards with a £4000 limit and how to make balance transfers of around £4000.
£4000 …. Read More »
Balance Transfer News
The promotional offers on the HSBC balance transfer credit cards have now changed, with effect from 28th February 2019.
The HSBC balance transfer credit card now offers new customers 0% interest for 28 months on balance transfers, with a 1.4% balance transfer fee (minimum £5) and a representative 21.9% APR (variable). This card had previously offered a longer 0% for 32 months offer on balance transfers.
There is also a HSBC 0% offer available on the new HSBC Purchase …. Read More »
There are two Nationwide balance transfer credit card offers now available in the UK.
The Nationwide balance transfer offers on these Nationwide balance transfer credit cards are now are just for members. You are a member when you have a current account, mortgage or savings account with Nationwide.
The Nationwide balance transfer credit card offer is 0% for 12 months on balance transfers with a 0% balance transfer fee within first 3 months, 2.4% fee applies after, minimum …. Read More »
Balance Transfer Questions
A balance transfer from American Express credit cards can often be slightly more difficult, than many other types of balance transfers. An AMEX balance transfer in the UK, can often fail due to the 15 digit card number on an American Express card.
In recent months, we have seen an increasing number of questions on the topic of a balance transfer from American Express.
In this article, we explain how you can successfully make an American Express …. Read More »
Can you balance transfer to another person?
We have recently seen many credit card customers in the UK, looking for an answer about making a balance transfer to another person.
The balance transfer to another person situation will often occur when one person has the outstanding balance on a card in their name. However another person, close to them, may well have the stronger credit rating. This can often make the other person more likely to …. Read More »