Balance Transfer Credit Cards

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Welcome to Balance Transfer Expert. We are an independent, free to use website and provide a comparison service for every 0% balance transfer credit card that is currently available online in the UK.

Balance Transfer

Balance Transfers Explained:- Balance transfers can be defined as the process of moving an existing credit card balance from your current credit card to a new credit card, where typically the new credit card charges 0% interest on the balance for a limited time introductory period.

After this 0% introductory period has ended the credit card company will then charge any outstanding balance remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 19.9% APR variable, or higher.

When a credit card customer transfers the credit card balance in this way by making a balance transfer, they are usually aiming to save money by paying no interest during the 0% introductory period.


Balance Transfer Articles

Balance Transfer Promotional Code

Balance Transfer Promotional Code

What is a balance transfer promotional code? How can UK credit card customers make use of these balance transfer promotional codes in 2020?

The UK credit card companies will sometimes make additional 0% or low rate balance transfer offers to carefully selected existing credit card customers.

To allow these balance transfer offers, outside of any introductory balance transfer offer periods, the credit card companies will supply selected customers with a balance transfer promotional code.

This balance transfer promotional code is usually provided …. Read More »

£2000 Credit Card Limit

£2000 Credit Card Limit

Which credit cards are most likely to give a £2000 credit card limit to a new customer in the UK, in 2020?

A credit card which has a £2000 limit will allow a customer to spend up to a total of £2000, using their card.

This £2000 credit card limit can allow a customer to make a large value purchase. For example, the customer could buy a new flat screen TV, or home furniture, using …. Read More »

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Balance Transfer News

Nationwide Balance Transfer Credit Card

Nationwide Balance Transfer Credit Card

There are two Nationwide balance transfer credit card offers, available in the UK credit card market.

The Nationwide balance transfer offers on these Nationwide balance transfer credit cards are only available if you are a Nationwide Member. You are a Nationwide Member, when you already have a current account, mortgage or savings account with Nationwide.

The Nationwide balance transfer credit card offer is 0% for 18 months on balance transfers, with a 1.5% balance transfer …. Read More »

HSBC Balance Transfer

HSBC Balance Transfer

The introductory 0% offers on the HSBC balance transfer credit cards regularly change. This allows HSBC to adjust their competitiveness in the UK credit card market.

The HSBC balance transfer credit card offers new customers 0% interest for 25 months on balance transfers, with a 1.5% balance transfer fee (minimum £5) and a representative 21.9% APR (variable). This card had previously offered a longer 0% for 28 months offer on balance transfers.

There is also …. Read More »

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Balance Transfer Questions

Balance Transfer From American Express

American Express Card

A balance transfer from American Express credit cards can often be more difficult, than it is for most other types of balance transfers in the UK.

An AMEX balance transfer can be more likely to fail. This is often, but not always, due to the 15 digit card number, found on an American Express card.

Over recent months, we have seen a large increase in the number of questions, about making a balance transfer from …. Read More »

MBNA Balance Transfer Existing Customers

MBNA Balance Transfer Existing Customers

What are the MBNA balance transfer existing customers offers in 2020? Are there any MBNA existing customer balance transfer deals? What are the current MBNA offers for existing customers?

All of the above, are recent popular questions on the topic of a MBNA balance transfer for existing customers. We have seen a steady increase in the number of UK customers, looking for answers on this subject, over recent months.

MBNA Offers For Existing Customers

Some …. Read More »

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