Balance Transfer Credit Cards

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Welcome to Balance Transfer Expert. We are an independent, free to use website and provide a comparison service for every 0% balance transfer credit card that is currently available online in the UK.

Balance Transfer

Balance Transfers Explained:- Balance transfers can be defined as the process of moving an existing credit card balance from your current credit card to a new credit card, where typically the new credit card charges 0% interest on the balance for a limited time introductory period.

After this 0% introductory period has ended the credit card company will then charge any outstanding balance remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 19.9% APR variable, or higher.

When a credit card customer transfers the credit card balance in this way by making a balance transfer, they are usually aiming to save money by paying no interest during the 0% introductory period.


Balance Transfer Articles

£2000 Credit Card Limit

£2000 Credit Card Limit

Which credit cards are most likely to give a £2000 credit card limit to a new customer in the UK in 2020?

A credit card which has a £2000 limit will allow a customer to spend up to a total of £2000 using their card.

This £2000 credit card limit can allow a customer to make a large value purchase. For example, the customer could buy a new TV, or home furniture, using the card. …. Read More »

Balance Transfer Deals For Existing Customers

Balance Transfer Deals Existing Customers

What kind of balance transfer deals for existing customers are available in the UK, in 2020?

Currently, there are two different types of 0% balance transfer deals for existing customers.

The first type of transfer deals for existing customers are offered by all of the main banks. The former building societies, which issue 0% balance transfer credit cards in the UK, also offer these types of deals.

In this case, the 0% balance transfer deal is …. Read More »

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Balance Transfer News

HSBC Balance Transfer

HSBC Balance Transfer

The introductory 0% offers on the HSBC balance transfer credit cards regularly change. This allows HSBC to adjust their competitiveness in the UK credit card market.

The HSBC balance transfer credit card now offers new customers  0% interest for 25 months on balance transfers, with a 1.5% balance transfer fee (minimum £5) and a representative 21.9% APR (variable). This card had previously offered a longer 0% for 28 months offer on balance transfers.

There is …. Read More »

Nationwide Balance Transfer Credit Card

Nationwide Balance Transfer Credit Card

There are two Nationwide balance transfer credit card offers, now available in the UK credit card market.

The Nationwide balance transfer offers on these Nationwide balance transfer credit cards are only available if you are a Nationwide Member. You are a Nationwide Member, when you already have a current account, mortgage or savings account with Nationwide.

The Nationwide balance transfer credit card offer is now 0% for 18 months on balance transfers, with a 1.5% …. Read More »

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Balance Transfer Questions

Balance Transfer From American Express

American Express Card

A balance transfer from American Express credit cards can often be more difficult, than for many other types of balance transfers in the UK.

An AMEX balance transfer is often more likely to fail. This is often due to the 15 digit card number, found on an American Express card.

Over recent months, we have seen a large increase in the number of questions, about making a balance transfer from American Express.

In this article, …. Read More »

MBNA Balance Transfer Existing Customers

MBNA Balance Transfer Existing Customers

What are the MBNA balance transfer existing customers offers in 2020? Are there any MBNA existing customer balance transfer deals? What are the current MBNA offers for existing customers?

All of the above, are popular questions on the topic of a MBNA balance transfer for existing customers. We have seen a steady increase in the number of UK customers, looking for answers on this subject, over recent months.

MBNA Offers For Existing Customers

Some carefully …. Read More »

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