Welcome to Balance Transfer Expert. We are an independent, free to use website, providing a comparison service for every 0% balance transfer credit card currently available online, in the UK.
Balance Transfers Explained:- Balance transfers can be defined as the process of moving an existing credit card balance, from your current credit card to a new credit card. Typically, the balance transfer is made to a new credit card that charges 0% interest on the balance, for a limited time introductory period.
After this 0% introductory period has ended the credit card company will then charge any outstanding balance remaining on the card, at a higher standard rate of interest. This standard rate will often be a representative 22.9% APR variable and can be higher.
When a credit card customer transfers the credit card balance in this way by making a balance transfer, they are usually aiming to save money, by paying no interest during the 0% introductory period.
Balance Transfer Articles
Large balance transfer credit cards are those credit cards which allow a customer a larger credit limit.
These cards can allow you to balance transfer a large amount. This larger balance transfer can be from one, or more, of your existing credit cards.
Many years ago, before the 2008 banking crisis, getting approved for a large balance transfer credit card, was quite common for many UK customers.
Back then, many more customers were approved …. Read More »
What are the current Marks and Spencer balance transfer offers for customers in the UK, in 2023?
The longest Marks and Spencer balance transfer offer is available on the M&S Transfer Plus card. This credit card offers new customers a long 0% for [balance id="53"] months on balance transfers with a [fees id="53"] and a representative [apr id="53"] APR variable. This M&S balance transfer card also offers customers 0% for [purchases id="53"] months on …. Read More »
Balance Transfer News
The introductory 0% offers on the HSBC balance transfer credit card do change regularly. This allows HSBC to adjust their overall competitiveness in the UK credit card market. All of the UK banks, and card companies, use their introductory 0% offers to attract new customers.
The longest HSBC balance transfer credit card offers new customers 0% interest for up to [balance id="47"] months on balance transfers, with a [fees id="47"], and a representative [apr id="47"]% APR …. Read More »
What are the current Virgin balance transfer card offers available in the UK, for existing customers?
The longest Virgin balance transfer card was withdrawn from the UK credit card market in October last year. This card had offered new customers 0% for 33 months on balance transfers before it was removed from the market.
Like some other card companies, Virgin Money have been reducing the length of their 0% introductory offers in the UK market. Many Virgin …. Read More »
Balance Transfer Questions
When you are planning to make a balance transfer, one question that you maybe looking to answer is, does a balance transfer count as a payment?
Making at least the minimum payment to your credit card company, on time every month, is vital if you want to keep your credit rating in good standing.
There is also another reason credit card customers need to make the monthly payment on time, every month. This is to …. Read More »
Can you make an Amex balance transfer in the UK? Can you balance transfer from Amex to another credit card? How do you balance transfer from American Express cards?
We have seen all of the above types of questions, more and more over recent months, and years. In this article, we explain how you can successfully make an American Express balance transfer, in the UK, in 2023.
A balance transfer from American Express credit …. Read More »