Balance Transfer Credit Cards

Visa MasterCard AmexWelcome to Balance Transfer Expert. We are an independent, free to use website and provide a comparison service for every 0% balance transfer credit card that is currently available online in the UK.

Balance Transfer

Balance Transfers Explained:- Balance transfers can be defined as the process of moving an existing credit card balance from your current credit card to a new credit card, where typically the new credit card charges 0% interest on the balance for a limited time introductory period.

After this 0% introductory period has ended the credit card company will then charge any outstanding balance remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 18.9% APR variable, or higher.

When a credit card customer transfers the credit card balance in this way by making a balance transfer, they are usually aiming to save money by paying no interest during the 0% introductory period.


Balance Transfer Articles

£2000 Credit Card Limit

£2000 Credit Card Limit

Which credit cards are most likely to give a £2000 credit card limit to a new customer in the UK in 2019?

A credit card which has a £2000 limit will allow a customer to spend up to £2000 using the card.

This £2000 credit card limit can allow a customer to make a large value purchase. For example, the customer could buy a new TV, or home furniture, using the card. Where the card …. Read More »

Marks and Spencer Balance Transfer

Marks and Spencer Balance Transfer

What are the current Marks and Spencer balance transfer offers in the UK in 2019?

The longest Marks and Spencer balance transfer offer is available on the M&S Transfer Plus card. This credit card offers new customers 0% for 28 months on balance transfers with a 2.85% balance transfer fee, minimum £5 and a representative 19.9 APR variable. This M&S balance transfer card also offers customers 0% for 6 months on purchases, from account …. Read More »

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Balance Transfer News

Nationwide Balance Transfer Credit Card

Nationwide Balance Transfer Credit Card

There are two Nationwide balance transfer credit card offers, currently available in the UK.

The Nationwide balance transfer offers on these Nationwide balance transfer credit cards are now just for members. You are a member, when you have a current account, mortgage or savings account with Nationwide.

The Nationwide balance transfer credit card offer is 0% for 12 months on balance transfers with a 0% balance transfer fee within first 3 months, 2.4% fee applies after, minimum …. Read More »

Santander Balance Transfer

Santander Balance Transfer

The very long 0% Santander balance transfer offers, are now no longer available customers in the UK.

These Santander balance transfer offers had previously offered an introductory rate of 0% for 39 months on balance transfers from the date of account opening, This Santander credit card had a representative rate of 21.7% APR variable, after the end of the introductory offer period.

The withdrawal of these Santander balance transfer offers, does reduce the number of …. Read More »

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Balance Transfer Questions

Can I Do A Balance Transfer From Someone Else’s Credit Card?

Making A Balance Transfer

Over recent months, we have seen many UK credit card customers looking for answers to questions about a balance transfer from someone else’s credit card.

In most cases, when making a balance transfer, the customer will transfer the outstanding balance from a credit card in their own name, to a new credit card, also in their name.

However, what if you would like to transfer the outstanding balance from someone else’s credit card? That transfer …. Read More »

MBNA Balance Transfer Existing Customers

MBNA Balance Transfer Existing Customers

What are the MBNA balance transfer existing customers offers? Are there any MBNA existing customer balance transfer deals? What are the current MBNA offers for existing customers?

All of the above, are popular questions on the topic of a MBNA balance transfer for existing customers. We have seen a steady increase in the number of UK customers, looking for answers on this subject, over recent months.

MBNA Offers For Existing Customers

Some carefully selected MBNA …. Read More »

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