Welcome to Balance Transfer Expert. We are an independent, free to use website and provide a comparison service for every 0% balance transfer credit card that is currently available online in the UK.
Balance Transfers Explained:- Balance transfers can be defined as the process of moving an existing credit card balance from your current credit card to a new credit card, where typically the new credit card charges 0% interest on the balance for a limited time introductory period.
After this 0% introductory period has ended the credit card company will then charge any outstanding balance remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 21.9% APR variable, and can be higher.
When a credit card customer transfers the credit card balance in this way by making a balance transfer, they are usually aiming to save money by paying no interest during the 0% introductory period.
Balance Transfer Articles
Are there any no fee balance transfer credit cards available in the UK card market in 2021.
No fee balance transfer credit cards in the UK, are those cards which do not charge the customer a fee, when making a balance transfer.
Over the last couple of years a no fee balance transfer card has become much harder to find, in the UK.
Introductory 0% balance transfer offers have grown much longer over the past …. Read More »
Are you looking for the most suitable £4000 balance transfer credit cards? Which cards will allow a £4000 credit card limit, in the UK? Which 0% cards are best for a customer looking for a credit card with a £4000 limit, in 2021?
Over recent months, we have seen many more UK card customers, looking for answers to all of the above common questions.
Many UK card customers have questions regarding credit cards with a …. Read More »
Balance Transfer News
The introductory 0% offers on the HSBC balance transfer credit card regularly change. This allows HSBC to adjust their competitiveness in the UK credit card market.
The HSBC balance transfer credit card now offers new customers a longer 0% interest for 29 months on balance transfers, with a 2.75% balance transfer fee applies (minimum £5), and a representative 21.9% APR (variable).
This balance transfer credit card had previously offered customer a shorter 0% for 25 …. Read More »
The Post Office balance transfer credit card now has a new shorter 0% deal on balance transfers. This new 0% introductory balance transfer deal came into effect in July 2021.
The Post Office balance transfer card now offers UK customers 0% for up to 12 months on balance transfers, with a 2.9% balance transfer fee and the card has a representative 34.9% APR variable. The card also offers new customers 0% for up to 0 months on purchases.
…. Read More »
Balance Transfer Questions
Can you balance transfer to another person? Can you balance transfer from one person to another? Is a credit card balance transfer to a different name possible, in the UK?
We have over recent months, seen many credit card customers in the UK, looking for an answer about making a balance transfer from one person to another.
The balance transfer to another person situation often occurs when one person has the outstanding balance on a card …. Read More »
Can you make an AMEX balance transfer in the UK? Can you balance transfer from AMEX to another credit card? How do you balance transfer from American Express cards?
We have seen all of these types of questions, more regularly over recent months. In this article, we explain how you can successfully make an American Express balance transfer, in the UK, in 2021.
A balance transfer from American Express credit cards can often be …. Read More »