Balance Transfer Credit Cards

Visa MasterCard AmexWelcome to Balance Transfer Expert. We are an independent, free to use website and provide a comparison service for every 0% balance transfer credit card that is currently available online in the UK.

Balance Transfer

Balance Transfers Explained:- Balance transfers can be defined as the process of moving an existing credit card balance from your current credit card to a new credit card, where typically the new credit card charges 0% interest on the balance for a limited time introductory period.

After this 0% introductory period has ended the credit card company will then charge any outstanding balance remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 18.9% APR variable.

When a credit card customer transfers the credit card balance in this way by making a balance transfer, they are usually aiming to save money by paying no interest during the 0% introductory period.


Balance Transfer Articles

Balance Transfer Deals For Existing Customers

Balance Transfer Deals Existing Customers

What kind of balance transfer deals for existing customers are available in the UK in 2018?

Currently, there are two different types of 0% balance transfer deals for existing customers.

The first type of balance transfer deals for existing customers are offered by all of the main banks and former building societies, which issue 0% balance transfer credit cards in the UK.

In this case, the 0% balance transfer deal is available, both to new and to …. Read More »

0% Cash Advance Credit Card

0 Cash Advance Credit Card

What is a 0% cash advance credit card? What is the correct way for a customer to use a 0% cash advance credit card?

Many UK credit card customers will know that credit cards allow customers to take a cash advance from the card. This is very often done, by using the credit card in a cash machine, to make a cash withdrawal.

However, any cash withdrawal taken in this way, will be charged interest at …. Read More »

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Balance Transfer News

HSBC Balance Transfer

HSBC Balance Transfer

The promotional offers on the HSBC balance transfer credit card have now changed, with effect from 10th September 2018.

The HSBC balance transfer credit card offers now include a £25 cashback offer for customers who apply for the HSBC balance transfer cards before 9th November 2018. This cashback offer is subject to terms and conditions.

The HSBC 32 month balance transfer credit card now offers new customers 0% interest for 32 months on balance transfers, with a 1.4% balance transfer …. Read More »

RBS Balance Transfer Offers

RBS Balance Transfer Offers

What are the current RBS balance transfer offers in 2018?

Royal Bank of Scotland currently do not offer 0% introductory rates on any of their credit cards. The last 0% RBS balance transfer offers were removed in March 2014.

In the years since then, there have been no further 0% RBS balance transfer deals.

RBS have stated that they will no longer offer 0% introductory offers on any of the RBS credit cards to either new, …. Read More »

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Balance Transfer Questions

Balance Transfer To Another Person?

Balance Transfer To Another Person

Can you balance transfer to another person?

We have recently seen many UK credit card customers looking for an answer, regarding making a balance transfer to another person.

The balance transfer to another person situation can often occur when one person has the outstanding balance on a card in their name, but another person may well have the stronger credit rating. This can often make them more likely to be accepted for a new 0% balance transfer …. Read More »

MBNA Balance Transfer Existing Customers

MBNA Balance Transfer Existing Customers

What are the MBNA balance transfer existing customers offers? Are there any MBNA existing customer balance transfer deals? What are the current MBNA offers for existing customers?

All of the above are popular questions on the topic of a MBNA balance transfer for existing customers. We have seen an increase in the number of UK customers looking for answers on this subject, over recent months.

MBNA Offers For Existing Customers

Some specially selected MBNA existing …. Read More »

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