Welcome to Balance Transfer Expert. We are an independent, free to use website and provide a comparison service for every 0% balance transfer credit card that is currently available online in the UK.
Balance Transfers Explained:- Balance transfers can be defined as the process of moving an existing credit card balance from your current credit card to a new credit card, where typically the new credit card charges 0% interest on the balance for a limited time introductory period.
After this 0% introductory period has ended the credit card company will then charge any outstanding balance remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 18.9% APR variable.
When a credit card customer transfers the credit card balance in this way by making a balance transfer, they are usually aiming to save money by paying no interest during the 0% introductory period.
Today Balance Transfer Expert has:-
84 UK 0% balance transfer credit cards offering:-
- 0% balance transfers for up to 35 months with a 2.85% fee
- 0% balance transfers for up to 32 months with a 0.99% fee
Balance Transfer Articles
What kind of balance transfer deals for existing customers in the UK are available in 2018?
Currently there are two different types of 0% balance transfer deals for existing customers.
The first type of balance transfer deals for existing customers are offered by all of the main banks and former building societies, which issue 0% balance transfer credit cards in the UK.
In this case, the 0% balance transfer deal is available, both to new and to …. Read More »
What are the current Marks and Spencer balance transfer offers?
There are now a number of different Marks and Spencer balance transfer offers available from M&S Bank. The bank has recently increased the number of credit cards available to UK customers.
The longest Marks and Spencer balance transfer offer is available on the M&S Transfer Plus card. This card now offers customers 0% for 32 months on balance transfers with a 0.99% balance transfer fee, minimum £5 and …. Read More »
Balance Transfer News
The promotional offers on the HSBC balance transfer credit card have now changed with effect from 28th February 2018.
The HSBC balance transfer credit card offers now include a £25 cashback offer for customers who apply for the HSBC 32 month balance transfer card before 28th March 2018 and use the card with a minimum value of £100 for either a purchase or a balance transfer, within 60 days of account opening. Terms and conditions apply to this offer.
The …. Read More »
The Post Office balance transfer card from Post Office Money has a new 0% deal on balance transfers with effect from 7th February 2018.
The Post Office balance transfer card now offers UK customers 0% for up to 35 months on balance transfers for transfers made within 3 months of account opening. A 2.85% balance transfer fee applies applies and the card has a representative 18.9% APR variable. Customers may receive a shorter balance transfer introductory period and a different APR …. Read More »
Balance Transfer Questions
A balance transfer from American Express credit cards can very often be more difficult than many other balance transfers in the UK. An AMEX balance transfer can often fail due to the 15 digit card number on an American Express card.
We have recently seen increasing number of questions on the topic of a balance transfer from American Express:-
Can you do a balance transfer from American Express? How can a customer in the UK make an …. Read More »
Can you make multiple balance transfers?
Multiple balance transfers usually occur in one of two different ways :-
You could be looking to make multiple balance transfers from several different existing credit cards onto one new 0% balance transfer credit card Alternatively you could be planning to make repeated multiple balance transfers from one card to another at the end of each introductory balance transfer period. Multiple Balance Transfers From Several Different Cards
If you currently have several …. Read More »