Welcome to Balance Transfer Expert. We are an independent, free to use website, providing a comparison service for every 0% balance transfer credit card currently available online, in the UK.
Balance Transfers Explained:- Balance transfers can be defined as the process of moving an existing credit card balance, from your current credit card to a new credit card. Typically, the balance transfer is made to a new credit card that charges 0% interest on the balance, for a limited time introductory period.
After this 0% introductory period has ended the credit card company will then charge any outstanding balance remaining on the card, at a higher standard rate of interest. This standard rate will often be a representative 24.9% APR variable and can be higher.
When a credit card customer transfers the credit card balance in this way by making a balance transfer, they are usually aiming to save money, by paying no interest during the 0% introductory period.
Balance Transfer Articles
The UK credit card market has a wide range of differing balance transfer offers available today. Currently, there are around 60 credit cards available online in the UK, with introductory 0% balance transfer deals.
The number of cards available with 0% transfer offers has fallen over recent years. Back in 2017, for example there were more than 110 cards available with a 0% introductory offer.
The length of the introductory 0% balance transfer offers …. Read More »
What is a long balance transfer card? What is the longest balance transfer credit card currently available in the UK? These are both popular questions that we see often on the topic of long balance transfer credit cards.
Currently in the UK, there are around 60 UK credit cards, available online, that have 0% introductory offers on balance transfers. The length of these 0% balance transfer offers do vary from card to card.
The UK …. Read More »
Balance Transfer News
What are the current Virgin balance transfer card offers available in the UK, for existing customers?
The longest Virgin balance transfer card was withdrawn from the UK credit card market in October 2022. This card had offered new customers 0% for 33 months on balance transfers, before it was removed from the market.
Like many other card companies, Virgin Money have been reducing the length of their 0% introductory offers in the UK market. Many Virgin Money …. Read More »
The Post Office balance transfer credit card now comes with a shorter 0% deal on balance transfers.
The current Post Office balance transfer card offers UK customers 0% for up to [balance id="19"] months on balance transfers, with a [fees id="19"] and the card has a representative [apr id="19"]% APR variable. The card also offers new customers 0% for up to [purchases id="19"] months on purchases.
If you apply for this card, then you may receive an even …. Read More »
Balance Transfer Questions
Can you do multiple balance transfers to one card in the UK? Can you make multiple balance transfers on same card? How many balance transfers can I do? We have seen all of these question a lot, in recent months.
Multiple balance transfers usually occur in one of two different ways :-
You could be looking to make multiple balance transfers onto the same card. This is where you transfer from several of your existing …. Read More »
What are the MBNA balance transfer offers for existing customers in 2024? Are there any MBNA existing customer balance transfer deals? What are the current MBNA offers for existing customers, in the UK?
All of the above, are common questions on the topic of a MBNA balance transfer for existing customers. Over recent months, we have seen an increasing number of UK card customers, looking for answers about this subject.
MBNA Offers For Existing Customers …. Read More »