Welcome to Balance Transfer Expert. We are an independent, free to use website and provide a comparison service for every 0% balance transfer credit card that is currently available online in the UK.
Balance Transfers Explained:- Balance transfers can be defined as the process of moving an existing credit card balance from your current credit card to a new credit card, where typically the new credit card charges 0% interest on the balance for a limited time introductory period.
After this 0% introductory period has ended the credit card company will then charge any outstanding balance remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 18.9% APR variable.
When a credit card customer transfers the credit card balance in this way by making a balance transfer, they are usually aiming to save money by paying no interest during the 0% introductory period.
Today Balance Transfer Expert has:-
78 UK 0% balance transfer credit cards offering:-
- 0% balance transfers for up to 35 months with a 2.85% fee
- 0% balance transfers for up to 32 months with a 0.99% fee
Balance Transfer Articles
Are there any no fee balance transfer credit cards available in the UK credit card market in 2018?
Over the last couple of years no fee balance transfer credit cards have become an extremely rare occurrence.
Introductory 0% balance transfer offers have got longer and longer in recent years. As a result, more and more of the credit card companies have now imposed balance transfer fees. This has reduced the number of no fee balance transfer credit cards.
…. Read More »
What kind of balance transfer deals for existing customers are available in the UK in 2018?
Currently there are two different types of 0% balance transfer deals for existing customers.
The first type of balance transfer deals for existing customers are offered by all of the main banks and former building societies, which issue 0% balance transfer credit cards in the UK.
In this case, the 0% balance transfer deal is available, both to new and to …. Read More »
Balance Transfer News
The long 39 month Virgin balance transfer card is now no longer available to new customers. This Virgin balance transfer card was withdrawn from the UK credit card market on 23rd October 2017.
Virgin Money have now withdrawn both of their 41 month and 39 month long balance transfer cards from the market.
[Update August 2018 – Virgin Money have now withdrawn ALL of their remaining Virgin Balance transfer credit cards. This is described as a temporary …. Read More »
The promotional offers on the HSBC balance transfer credit card have now changed, with effect from 16th July 2018.
The HSBC 32 month balance transfer credit card now offers new customers 0% interest for 32 months on balance transfers, with a 1.4% balance transfer fee (minimum £5) and a representative 19.9% APR (variable).
There is also a HSBC 0% balance transfer offer available on the HSBC Dual credit card. This card has 0% interest for 26 months on balance transfers …. Read More »
Balance Transfer Questions
Can I balance transfer from one Barclaycard to another? Are Barclaycard to Barclaycard balance transfers allowed?
Here at Balance Transfer Expert we see large numbers of credit card customers, every month, looking for answers related to making a balance transfer from one Barclaycard to another.
Barclaycard are one of the largest credit card issuers in the UK. Around 10 million customers currently have a Barclaycard credit card in the UK.
The Barclaycard 0% balance transfer deals and …. Read More »
Can you balance transfer to another person?
Here at Balance Transfer Expert we have seen many UK credit card customers looking for an answer regarding making a balance transfer to another person.
The balance transfer to another person situation can often occur when one person has the outstanding balance on a card in their name, but another person may well have the stronger credit rating. This can often make them more likely to be accepted for a …. Read More »