Balance Transfer Credit Cards

Visa MasterCard AmexWelcome to Balance Transfer Expert. We are an independent, free to use website and provide a comparison service for every 0% balance transfer credit card that is currently available online in the UK.

Balance Transfer

Balance Transfers Explained:- Balance transfers can be defined as the process of moving an existing credit card balance from your current credit card to a new credit card, where typically the new credit card charges 0% interest on the balance for a limited time introductory period.

After this 0% introductory period has ended the credit card company will then charge any outstanding balance remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 18.9% APR variable.

When a credit card customer transfers the credit card balance in this way by making a balance transfer, they are usually aiming to save money by paying no interest during the 0% introductory period.

Balance Transfer Articles

£2000 Credit Card Limit

£2000 Credit Card Limit

Which UK credit cards are most likely to give a £2000 credit card limit to a new customer in 2019?

A credit card which has a £2000 limit will allow a customer to spend up to £2000 using the card.

This £2000 credit card limit can allow a customer to make a large value purchase. For example, the customer could buy a new TV, or living room sofa, using the card. Where the card has …. Read More »

Marks and Spencer Balance Transfer

Marks and Spencer Balance Transfer

What are the current Marks and Spencer balance transfer offers?

The longest Marks and Spencer balance transfer offer is available on the M&S Transfer Plus card. This card now offers customers 0% for 28 months on balance transfers with a 0.99% balance transfer fee, minimum £5 and a representative 19.9 APR variable. This M&S balance transfer card also offers customers 0% for 6 months on purchases from account opening.

An alternative M&S balance transfer offer is also available on the M&S …. Read More »

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Balance Transfer News

HSBC Balance Transfer

HSBC Balance Transfer

The promotional offers on the HSBC balance transfer credit cards have now changed, with effect from 8th January 2019.

The HSBC credit card offers now include a £25 cashback offer for customers who apply for the HSBC balance transfer card before 2nd March 2019. This cashback offer is subject to terms and conditions

The HSBC balance transfer credit card now offers new customers a longer 0% interest for 32 months on balance transfers, with a 1.4% balance transfer fee (minimum …. Read More »

Nationwide Balance Transfer Credit Card

Nationwide Balance Transfer Credit Card

There are two Nationwide balance transfer credit card offers now available in the UK.

The Nationwide balance transfer offers on these Nationwide balance transfer credit cards are now are just for members. You are a member when you have a current account, mortgage or savings account with Nationwide.

The Nationwide balance transfer credit card offer is 0% for 12 months on balance transfers with a 0% balance transfer fee within first 3 months, 2.4% fee applies after, minimum …. Read More »

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Balance Transfer Questions

MBNA Balance Transfer Existing Customers

MBNA Balance Transfer Existing Customers

What are the MBNA balance transfer existing customers offers? Are there any MBNA existing customer balance transfer deals? What are the current MBNA offers for existing customers?

All of the above are popular questions on the topic of a MBNA balance transfer for existing customers. We have seen an increase in the number of UK customers looking for answers on this subject, over recent months.

MBNA Offers For Existing Customers

Some specially selected MBNA existing …. Read More »

Balance Transfer From American Express

American Express Card

A balance transfer from American Express credit cards can often be slightly more difficult, than many other types of balance transfers in the UK. An AMEX balance transfer can often fail due to the 15 digit card number on an American Express card.

We have seen an increasing number of questions on the topic of a balance transfer from American Express, recently.

In this article, we explain how to successfully make an American Express balance transfer, …. Read More »

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