Welcome to Balance Transfer Expert. We are an independent, free to use website and provide a comparison service for every 0% balance transfer credit card that is currently available online in the UK.
Balance Transfers Explained:- Balance transfers can be defined as the process of moving an existing credit card balance from your current credit card to a new credit card, where typically the new credit card charges 0% interest on the balance for a limited time introductory period.
After this 0% introductory period has ended the credit card company will then charge any outstanding balance remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 19.9% APR variable, or higher.
When a credit card customer transfers the credit card balance in this way by making a balance transfer, they are usually aiming to save money by paying no interest during the 0% introductory period.
Balance Transfer Articles
What are the 0% balance transfer credit cards that will allow a high credit limit balance transfer?
A high credit limit balance transfer occurs when a customer is looking to make a large balance transfer from one credit card to another.
Balance transfers of larger amounts require that the customer is approved for a new credit card with a high credit limit. This higher credit limit is required to allow the balance transfer to complete …. Read More »
Are you looking to make a £4000 balance transfer? Which UK credit cards will allow a £4000 credit card limit? Which 0% cards are the most suitable, for a customer looking for a credit card with a £4000 limit, in 2020?
Over recent months, we have seen many more customers, looking for answers to all of the above common questions.
Many UK customers have questions regarding credit cards with a £4000 limit, as well as …. Read More »
Balance Transfer News
The long 29 month Virgin balance transfer card is now no longer available to new customers. This Virgin balance transfer card was withdrawn from the UK credit card market on 26th May 2019.
Virgin Money have now withdrawn many of their 0% balance transfer cards from the market.
The number of balance transfer credit cards have reduced over recent months as the UK credit card companies have either removed their longest balance transfer cards all together, or …. Read More »
The introductory 0% offers on the HSBC balance transfer credit cards regularly change. This allows HSBC to adjust their competitiveness in the UK credit card market.
The HSBC balance transfer credit card now offers new customers 0% interest for 25 months on balance transfers, with a 1.5% balance transfer fee (minimum £5) and a representative 21.9% APR (variable). This card had previously offered a longer 0% for 28 months offer on balance transfers.
There is …. Read More »
Balance Transfer Questions
Can you balance transfer store cards? An Argos card balance transfer or Next store card balance transfer, for example
We have recently seen an increasing number of people looking for answers on the topic of can you balance transfer a store card?
So can you balance transfer store cards? And if so, how do you balance transfer store cards?
The answer is yes, you can balance transfer store cards. This applies to store cards from …. Read More »
What are the MBNA balance transfer existing customers offers in 2020? Are there any MBNA existing customer balance transfer deals? What are the current MBNA offers for existing customers?
All of the above, are popular questions on the topic of a MBNA balance transfer for existing customers. We have seen a steady increase in the number of UK customers, looking for answers on this subject, over recent months.
MBNA Offers For Existing Customers
Some carefully …. Read More »