Welcome to Balance Transfer Expert. We are an independent, free to use website and provide a comparison service for every 0% balance transfer credit card that is currently available online in the UK.
Balance Transfers Explained:- Balance transfers can be defined as the process of moving an existing credit card balance from your current credit card to a new credit card, where typically the new credit card charges 0% interest on the balance for a limited time introductory period.
After this 0% introductory period has ended the credit card company will then charge any outstanding balance remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 18.9% APR variable, or higher.
When a credit card customer transfers the credit card balance in this way by making a balance transfer, they are usually aiming to save money by paying no interest during the 0% introductory period.
Balance Transfer Articles
Are looking to make a £7000 balance transfer in 2019? If you are, then it helps to know which credit cards are the most suitable 0% balance transfer credit cards for a £7000 balance transfer.
A new credit card with a £7000 initial credit card limit is now often harder to get than it was in the years before the banking credit crisis began. All of the UK credit card companies do now generally tend to …. Read More »
What is a 0% cash advance credit card? What is the correct way for a customer to use a 0% cash advance credit card?
Many UK credit card customers will know that credit cards allow customers to take a cash advance from the card. This is very often done, by using the credit card in a cash machine, to make a cash withdrawal.
However, any cash withdrawal taken in this way, will be charged interest at …. Read More »
Balance Transfer News
The very long 0% Santander balance transfer offers, are now no longer available customers in the UK.
These Santander balance transfer offers had previously offered an introductory rate of 0% for 39 months on balance transfers from the date of account opening, This Santander credit card had a representative rate of 21.7% APR variable, after the end of the introductory offer period.
The withdrawal of these Santander balance transfer offers, does reduce the number of credit …. Read More »
There are two Nationwide balance transfer credit card offers, currently available in the UK credit card market.
The Nationwide balance transfer offers on these Nationwide balance transfer credit cards are now just for members. You are a member, when you have a current account, mortgage or savings account with Nationwide.
The Nationwide balance transfer credit card offer is 0% for 12 months on balance transfers, with a 0% balance transfer fee within first 3 months, 2.4% …. Read More »
Balance Transfer Questions
Can you balance transfer to another person?
We have recently seen many credit card customers in the UK, looking for an answer about making a balance transfer to another person.
The balance transfer to another person situation will often occur when one person has the outstanding balance on a card in their name. However another person, close to them, may well have the stronger credit rating. This can often make the other person more likely to …. Read More »
Can you make a Vanquis balance transfer? Is a balance transfer from Vanquis possible? Which Vanquis balance transfers are allowed?
These are all some of the most recent questions that we have seen UK credit card customers looking for answers on, around the topic of making a balance transfer from Vanquis.
The Vanquis credit card is primarily a credit builder credit card. The card is designed for people with either no previous credit history, or for people …. Read More »