Welcome to Balance Transfer Expert. We are an independent, free to use website and provide a comparison service for every 0% balance transfer credit card that is currently available online in the UK.
Balance Transfers Explained:- Balance transfers can be defined as the process of moving an existing credit card balance from your current credit card to a new credit card, where typically the new credit card charges 0% interest on the balance for a limited time introductory period.
After this 0% introductory period has ended the credit card company will then charge any outstanding balance remaining on the card at a higher standard rate of interest. This standard rate will often be a representative 18.9% APR variable, or higher.
When a credit card customer transfers the credit card balance in this way by making a balance transfer, they are usually aiming to save money by paying no interest during the 0% introductory period.
Balance Transfer Articles
When you are looking to balance transfer £8000, what are the best UK 0% balance transfer credit cards for this size of transfer?
We see many UK credit card customers looking for help on the best 0% balance transfer credit cards to use to make larger balance transfers.
Before the banking crisis began, it was more common for credit card customers to be routinely offered larger credit card limits. These larger limits would allow a customer …. Read More »
What kind of balance transfer deals for existing customers are available in the UK in 2019?
Currently, there are two different types of 0% balance transfer deals for existing customers.
The first type of balance transfer deals for existing customers are offered by all of the main banks. The former building societies, which issue 0% balance transfer credit cards in the UK also offer these types of deals..
In this case, the 0% balance transfer deal is …. Read More »
Balance Transfer News
The promotional offers on the HSBC balance transfer credit cards have now changed, with effect from 8th January 2019.
The HSBC credit card offers now include a £25 cashback offer for customers who apply for the HSBC balance transfer card before 2nd March 2019. This cashback offer is subject to terms and conditions
The HSBC balance transfer credit card now offers new customers a longer 0% interest for 32 months on balance transfers, with a 1.4% balance transfer fee (minimum …. Read More »
There are two Nationwide balance transfer credit card offers now available in the UK.
The Nationwide balance transfer offers on these Nationwide balance transfer credit cards are now are just for members. You are a member when you have a current account, mortgage or savings account with Nationwide.
The Nationwide balance transfer credit card offer is 0% for 12 months on balance transfers with a 0% balance transfer fee within first 3 months, 2.4% fee applies after, minimum …. Read More »
Balance Transfer Questions
Over recent months, we have seen many UK credit card customers looking for answers to questions about a balance transfer from someone else’s credit card.
In most cases, when making a balance transfer, a customer will transfer the outstanding balance from a credit card in their own name to a new credit card, also in their name.
However, what if you would like to transfer the outstanding balance from someone else’s credit card?That transfer could be from …. Read More »
Can you make multiple balance transfers?
Multiple balance transfers usually occur in one of two different ways :-
You could be looking to make multiple balance transfers from several different existing credit cards onto one new 0% balance transfer credit card Alternatively you could be planning to make repeated multiple balance transfers from one card to another at the end of each introductory balance transfer period. Multiple Balance Transfers From Several Different Cards
If you currently have several …. Read More »