
What 0% balance transfer deals are currently available to UK credit card customers looking to make a balance transfer?
0% balance transfer deals are where a credit card company offers a customer a deal of 0% interest on balance transfers for an introductory period. After this initial period any remaining balance left outstanding on the card will be charged at the credit cards normal rate of interest, typically 19.9% APR.
The 0% balance transfer deals available in the UK credit card market are constantly changing. The credit card companies use promotional 0% balance transfer deals as one of the main incentives to attract new customers to their credit cards.
The credit card companies will frequently change the length of the 0% balance transfer deals introductory period and the size of the balance transfer fee as they compete for new customers.
Often the very longest balance transfer deals or the special offer balance transfer fee deals are only available for a limited time period, so customers are advised to act quickly if they see 0% balance transfer deals suitable for their current needs.
0% Balance Transfer Deals
Here at Balance Transfer Expert, we have details of each and every one of the over fifty 0% balance transfer deals currently available online to UK credit card customers.
The following balance transfer credit cards currently have some of the most popular featured 0% balance transfer deals :-
Balance Transfer Expert may receive commissions from some of the credit card companies that we refer users to. How this site works.
Card Offers
Card Details
- 0% interest for 25 months on balance transfers made within first 60 days of account opening
- 2.85% balance transfer fee applies (minimum £5)
- 0% interest on purchases for 3 months from account opening
- At end of promotional period, balance transfers and purchases will revert to standard variable rate
- Worldwide offers and discounts with HSBC home&Away
- Manage your card online
- Annual Fee: None
Application Criteria
- You have an annual income or pension before tax of £6,800 or more
- You are a UK resident
- You are aged 18 or over
- You do not hold an HSBC Basic bank account
Card Offers
Card Details
- 0% on balance transfers for 18 months from account opening
- 2.9% balance transfer fee, minimum £5
- 0% on purchases for 9 months from account opening
- Earn points to convert into John Lewis and Waitrose vouchers
- Every 500 points you earn is worth £5 in vouchers
- Exclusive partnership cardholder events and special offers
- Annual Fee: None
Application Criteria
- You have a UK residential address
- You have a good credit history
- You have a household income of more than £6,750 a year
- You are aged 18 or over
Card Offers
Card Details
- 0% interest for 18 months on balance transfers made within first 60 days of account opening
- 2.9% balance transfer fee applies (minimum £5)
- 0% interest on purchases for 18 months from account opening
- At end of promotional period, balance transfers and purchases will revert to standard variable rate
- Worldwide offers and discounts with HSBC home&Away
- Manage your card online
- Annual Fee: None
Application Criteria
- You have an annual income or pension before tax of £6,800 or more
- You are a UK resident
- You are aged 18 or over
- You do not hold an HSBC Basic bank account
Card Offers
Card Details
- 0% interest for 24 months for balance transfers made within 60 days
- 3% balance transfer fee, minimum £5
- 0% interest on purchases for 4 months from account opening
- All successful applicants will receive this exact rate and offer
- Online account management
- Annual Fee: None
Application Criteria
- Only available to customers who have held a Co-operative Bank or smile current account for 1 month or more
- You are a UK resident
- You have annual income of £10,000 or more
- You are aged 18 or over
0% balance transfer deals are available for credit cards issued for both the MasterCard and Visa payment networks, with a very small number of UK credit cards also using the American Express payment network.
Customers are more likely to be accepted for the longest 0% transfer deals if they have a good credit history, no recent missed payments or bad debts and also have a regular income.
Related Content From Balance Transfer Expert:-