tickComparing balance transfer credit cards online since 2002
tickEvery UK 0% balance transfer credit card available online
tick0% balance transfer deals and offers are updated every day

About Us

Balance Transfer Expert is an independent website that focuses on UK balance transfers.

We provide a free to the user comparison service for balance transfer credit cards. This covers every one of the more than 60 UK 0% balance transfer credit cards, currently available online. We also cover all the latest balance transfer news, as it happens in the fast changing UK credit card market.

At Balance Transfer Expert we provide a number of  in depth balance transfers articles, answer popular balance transfer questions and bring you the latest balance transfer tips.


The team behind BalanceTransferExpert.co.uk have been involved in the online credit card market since early 2002. At that time the most popular balance transfer credit cards offered 0% for a maximum of 6 months.

Now many years further on, the UK credit card issuers now routinely offer much longer introductory offers. Back in January 2018, balance transfer cards were available with 0% for up to 43 months.

However, in 2024, the current 0% transfer offers are now shorter. 0% for up to 24 months is now much more likely to be a common transfer offer. This is largely because the Bank of England has raised concerns with the banks, over the levels of consumer lending. The recent Coronavirus pandemic has also had an effect on the balance transfer deals and offers available.

At Balance Transfer Expert we have a number of guiding principals:-

Every Available 0% Balance Transfer Credit Cards

  • Here at Balance Transfer Expert, in our balance transfer table, we have every 0% balance transfer credit card currently available online . We strongly believe in treating customers fairly. As a result we believe that you, as the consumer, benefit from having a complete view of all the available balance transfer credit cards.
  • Many other credit card websites show visitors only a very small percentage of the total number of balance transfer credit cards available. These other sites will generally only show the credit cards they are being paid to promote.

The Right Balance Transfer Credit Card

  • Here at Balance Transfer Expert, we know that you can not transfer a balance from a HSBC credit card to a M&S balance transfer credit card for example. Neither can you make a transfer the other way. This is because both credit cards are actually issued by the same card company.
  • At Balance Transfer Expert all of our credit card tables clearly show those UK balance transfer credit cards that will not allow a balance transfer from any other credit cards also issued by the same company.

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