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Balance Transfer Credit Cards – Page 4


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0% Balance Transfer Credit Cards for  18  Months

Card Offers

Balance Transfers:
0% for 18 months
Balance Transfer Fee:
0%
Purchases:
0% for 18 months
Representative APR:
49.8% APR (variable)

Card Details

  • 0% for 18 months on balance transfers from date of account opening
  • 0% balance transfer fee
  • 0% for 18 months on purchases from date of account opening
  • 0.5% on all purchases up to a maximum monthly spend of £3,000
  • Unlimited airport lounge access
  • Access to over 1 million Wi-Fi hotspots
  • Monthly Fee: £15

Application Criteria

  • You are a Santander Select or Private customer
  • You have a good credit history with no history of bad credit
  • You have an income of £7,500 per year or more
  • You are aged 18 or over
Representative Example: 49.8% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable) with a monthly fee payable of £15
No balance transfers allowed to this card from Santander credit cards
0% Balance Transfer Credit Cards for  17  Months

Card Offers

Balance Transfers:
0% for up to 17 months
Balance Transfer Fee:
2.99%
Purchases:
0% for up to 17 months
Representative APR:
19.9% APR (variable)

Card Details

  • 0% interest for first 17 months from account opening on balance transfers made within first 90 days
  • 2.99% balance transfer fee in first 90 days, 5% fee applies after 90 days of account opening
  • 0% interest for 17 months from account opening on purchases
  • Cover against online fraud when purchasing on the Internet
  • Online account management
  • Annual Fee: None

Application Criteria

  • You are a UK resident
  • You have a regular income
  • You are aged 18 or over
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.95% p.a. (variable)
No balance transfers allowed to this card from Bank of Scotland or Halifax credit cards

Card Offers

Balance Transfers:
0% for up to 17 months
Balance Transfer Fee:
2.99%
Purchases:
0% for up to 17 months
Representative APR:
19.9% APR (variable)

Card Details

  • 0% for up to 17 months from account opening on balance transfers within the first 90 days
  • 2.99% balance transfer fee in first 90 days, 5% fee applies after 90 days of account opening
  • 0% for up to 17 months from account opening on purchases
  • Cover against online fraud when purchasing on the Internet
  • Online account management
  • Annual Fee: None

Application Criteria

  • You are a UK resident
  • You have a regular income
  • You do not have any Count Court Judgements against you
  • You are aged 18 or over
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.95% p.a. (variable)
No balance transfers allowed to this card from Bank of Scotland or Halifax credit cards

Card Offers

Balance Transfers:
0% for up to17 months
Balance Transfer Fee:
3%
Purchases:
0% for up to17 months
Representative APR:
20.9% APR (variable)

Card Details

  • 0% interest on balance transfers for up to 17 months
  • 3% balance transfer fee applies on transfers made within first 3 months (minimum £3)
  • 0% interest on purchases for up to 17 months from account opening
  • Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
  • Collect 1 Nectar point for every £5 spent on your card elsewhere
  • Online account management
  • Annual Fee: None

Application Criteria

  • You have a permanent UK address
  • You have not been declined for credit in the last month
  • You do not have a history of bad credit
  • You are aged 18 or over
To apply for a credit card you must be a Nectar member and should have been one for at least 6 months
Representative Example: 20.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 20.95% p.a. (variable)
No balance transfers allowed to this card from Sainsbury’s credit cards
0% Balance Transfer Credit Cards for  16  Months

Card Offers

Balance Transfers:
0% for 16 months
Balance Transfer Fee:
3%
Purchases:
0% for 3 months
Representative APR:
29.9% APR (variable)

Card Details

  • 0% on balance transfers for 16 months from the date your account is opened
  • 3% balance transfer fee in first 60 days, 5% fee applies after 60 days
  • 0% on purchases for 3 months from the date your account is opened
  • Discounts on Virgin holidays, Virgin trains and Virgin experience days
  • Contactless payments to quickly and securely pay for purchases under £100
  • Online card servicing
  • Annual Fee: None

Application Criteria

  • You are a UK resident
  • You have a bank or building society account
  • You have a good credit history
  • You are aged 18 or over
Representative Example: 29.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 29.9% p.a. (variable)
No balance transfers allowed to this card from Clydesdale,Yorksire or Virgin credit cards
0% Balance Transfer Credit Cards for  15  Months

Card Offers

Balance Transfers:
0% for 15 months
Balance Transfer Fee:
1.5%
Purchases:
0% for 15 months
Representative APR:
19.9% APR (variable)

Card Details

Nationwide Member Credit Card - All Rounder
  • 0% on balance transfers for 15 months if made within 90 days of account opening
  • 1.5% balance transfer fee within first 90 days, after that 2.4% fee applies, minimum £5
  • 0% on purchases for 15 months from date you open your account
  • Unlimited commission-free purchases abroad
  • Manage account online
  • Annual Fee: None

Application Criteria

Nationwide Member Credit Card - All Rounder
  • Must be a Member of Nationwide. This means you already have a current account, mortgage or savings account with Nationwide
  • You are a UK resident
  • You have a minimum income of £5000 per year
  • You have a good credit history
  • You are aged 18 or over
Must be a Member of Nationwide. This means you already have a current account, mortgage or savings account with Nationwide
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)
No balance transfers allowed to this card from Nationwide credit cards

Card Offers

Balance Transfers:
0% for 15 months
Balance Transfer Fee:
0%
Purchases:
0% for 3 months
Representative APR:
22.9% APR (variable)

Card Details

  • 0% interest on balance transfers for up to 15 months from account opening
  • 0% balance transfer fee applies
  • 0% interest on purchases for up to 3 months from account opening
  • Contactless payment technology for purchases of £100 or under
  • Online account management
  • Annual Fee: None

Application Criteria

  • You have a permanent UK address
  • You have a regular income of more than £20,000 pa
  • You have a good credit rating
  • You have no history of bankruptcy or late payments
  • You are aged 21 or over
Representative Example: 22.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 22.9% p.a. (variable)
No balance transfers allowed to this card from Barclaycard or Hilton credit cards

Card Offers

Balance Transfers:
0% for 15 months
Balance Transfer Fee:
0%
Purchases:
N/A
Representative APR:
21.9% APR (variable)

Card Details

  • 0% interest on balance transfers for 15 months
  • 0% balance transfer fee
  • No purchases offer with this card
  • Contactless payments to quickly and securely pay for purchases under £100
  • Online account management
  • Annual Fee: None

Application Criteria

  • You must be aged 18 or over
  • You must hold a UK bank account
  • You must have been a permanent UK resident for at least 3 years
  • You must have a good credit rating
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
No balance transfers allowed to this card from MBNA credit cards

Card Offers

Balance Transfers:
0% for up to 15 months
Balance Transfer Fee:
1.45%
Purchases:
0% for up to 15 months
Representative APR:
21.9% APR (variable)

Card Details

  • 0% interest for up to the first 15 months on balances transferred within first 90 days
  • 1.45% balance transfer fee during first 90 days, 3% fee applies afer 90 days
  • 0% interest on purchases for up to the first 15 months
  • Internet fraud protection and Clicksafe
  • Online card servicing
  • Annual Fee: None

Application Criteria

  • You are an existing TSB customer
  • You are not currently declared bankrupt, have CCJs or subject to IVA
  • You have a good credit rating and regular income
  • You are a UK resident
  • You are aged 18 or over
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.95% p.a. (variable)
No balance transfers allowed to this card from TSB credit cards

Card Offers

Balance Transfers:
0% for up to 15 months
Balance Transfer Fee:
1.99%
Purchases:
0% for up to 15 months
Representative APR:
20.9% APR (variable)

Card Details

  • 0% on balance transfers for up to 15 months from account opening
  • 1.99% balance transfer fee during first 90 days, 3.99% fee thereafter
  • 0% on purchases for up to 15 months from account opening
  • Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
  • Online account management
  • Annual Fee: None

Application Criteria

  • You have an annnual income of at least £5,000
  • You are at least 18 years of age
  • You have a good credit history
  • You live in the UK, or have a British Forces Post Office address
  • You don't currently hold more than 1 Tesco Bank Credit Card
  • You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
Representative Example: 20.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 20.9% p.a. (variable)
No balance transfers allowed to this card from Tesco credit cards

Card Offers

Balance Transfers:
0% for up to 15 months
Balance Transfer Fee:
2.99%
Purchases:
0% for up to 18 months
Representative APR:
21.9% APR (variable)

Card Details

  • 0% for up to 15 months on balances transferred in the first 90 days
  • 2.99% balance transfer fee in first 90 days, 5% fee applies after 90 days of account opening
  • 0% interest for up to 18 months from account opening on purchases
  • Lloyds Clicksafe and Internet fraud protection
  • Online card servicing
  • Annual Fee: None

Application Criteria

  • You are a UK resident
  • You have a regular income
  • You have a good credit history free from any county court judgements
  • You are aged 18 or over
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.94% p.a. (variable)
No balance transfers allowed to this card from Lloyds credit cards
0% Balance Transfer Credit Cards for  12  Months

Card Offers

Balance Transfers:
0% for 12 months
Balance Transfer Fee:
2.9%
Purchases:
0% for 12 months
Representative APR:
19.9% APR (variable)

Card Details

M&S Rewards*
  • 0% interest for 12 months on balance transfers made within 90 days of account opening
  • 2.9% balance transfer fee, minimum £5
  • 0% on purchases for 12 months from account opening
  • Collect M&S points every time you shop anywhere in the world with your card
  • One point for every £1 you spend in M&S and one point for every £5 you spend elsewhere
  • Manage account online
  • Annual Fee: None

Application Criteria

M&S Rewards*
  • You are a UK resident
  • You have an annual income or pension of at least £6,800
  • You are aged 18 or over
  • You have not held a credit card with M&S Bank within the previous 12 months
Double M&S points on all your M&S shopping for the first 12 months
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)
No balance transfers allowed to this card from first direct, HSBC, M&S or Partnership credit cards

Card Offers

Balance Transfers:
0% for up to 12 months
Balance Transfer Fee:
2.9%
Purchases:
0% for up to 12 months
Representative APR:
34.9% APR (variable)

Card Details

Post Office Classic
  • 0% on balance transfers for up to 12 months
  • 2.9% balance transfer fee
  • 0% on purchases for up to 12 months
  • Credit limit up to £8,000
  • Online account management
  • Annual Fee: None

Application Criteria

Post Office Classic
  • You are a UK resident
  • You have a bank or building society account
  • You are aged 18 or over
Representative Example: 34.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 34.9% p.a. (variable)
No balance transfers allowed to this card from Capital One or Post Ofice credit cards

Card Offers

Balance Transfers:
0% for 12 months
Balance Transfer Fee:
4%
Purchases:
N/A
Representative APR:
22.9% APR (variable)

Card Details

  • 0% on balance transfers for up to 12 months from the date your account is opened
  • 4% balance transfer fee for the first 60 days, 5% fee after 60 days
  • No purchases offer with this card
  • Contactless payments to quickly and securely pay for purchases under £100
  • Online account management
  • Annual Fee: None

Application Criteria

  • You are a UK resident
  • You have a good credit rating/history
  • You have had a permanent UK address for 3 years or more
  • You are aged 18 or over
Representative Example: 22.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 22.93% p.a. (variable)
No balance transfers allowed to this card from MBNA credit cards
0% Balance Transfer Credit Cards for  9  Months

Card Offers

Balance Transfers:
0% for 9 months
Balance Transfer Fee:
4%
Purchases:
N/A
Representative APR:
34.9% APR (variable)

Card Details

Fluid Balance Transfer
  • 0% interest on balance transfers for 9 months from account opening
  • 4% balance transfer fee
  • No introductory offer on purchases
  • Check your eligibility with FastCheck
  • Online account management
  • Annual Fee: None

Application Criteria

Fluid Balance Transfer
  • You have a permanent UK address
  • You have a current UK bank or building society account
  • You have no bankruptcy proceedings against you
  • You are aged 18 or over
Representative Example: 34.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 34.94% p.a. (variable)
No balance transfers allowed to this card from Amazon, Argos, Debenhams or Fluid credit cards