Comparing balance transfer credit cards online since 2002Balance Transfer Expert may receive commissions from some of the credit card companies that we refer users to. How this site works.
0% Balance Transfer Credit Cards for 12 Months
Card Offers
Balance Transfers:
0% for 12 months
Balance Transfer Fee:
3%
Purchases:
0% for 12 months
Representative APR:
29.9% APR (variable)
Card Details
- 0% on balance transfers for 12 months from the date your account is opened
- 3% balance transfer fee in first 60 days, 5% fee applies after 60 days
- 0% on purchases for 12 months from the date your account is opened
- Discounts on Virgin holidays, Virgin trains and Virgin experience days
- Contactless payments to quickly and securely pay for purchases under £100
- Online card servicing
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have a bank or building society account
- You have a good credit history
- You are aged 18 or over
Representative Example: 29.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 29.9% p.a. (variable)
No balance transfers allowed to this card from Clydesdale,Yorksire or Virgin credit cards
Card Offers
Balance Transfers:
0% for 12 months
Balance Transfer Fee:
3%
Purchases:
0% for 3 months
Representative APR:
29.9% APR (variable)
Card Details
- 0% on balance transfers for 12 months from the date your account is opened
- 3% balance transfer fee in first 60 days, 5% fee applies after 60 days
- 0% on purchases for 3 months from the date your account is opened
- Discounts on Virgin holidays, Virgin trains and Virgin experience days
- Contactless payments to quickly and securely pay for purchases up to £100
- Online card servicing
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have a bank or building society account
- You have a good credit history
- You are aged 18 or over
Representative Example: 29.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 29.9% p.a. (variable)
No balance transfers allowed to this card from Clydesdale,Yorksire or Virgin credit cards
Card Offers
Balance Transfers:
0% for 12 months
Balance Transfer Fee:
4%
Purchases:
N/A
Representative APR:
23.9% APR (variable)
Card Details
- 0% on balance transfers for up to 12 months from the date your account is opened
- 4% balance transfer fee for the first 60 days, 5% fee after 60 days
- No purchases offer with this card
- Contactless payments to quickly and securely pay for purchases under £100
- Online account management
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have a minimum annual income of £14,000
- You have had a permanent UK address for 3 years or more
- You are aged 18 or over
Representative Example: 23.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 23.94% p.a. (variable)
No balance transfers allowed to this card from MBNA credit cards
0% Balance Transfer Credit Cards for 9 Months
Card Offers
Balance Transfers:
0% for 9 months
Balance Transfer Fee:
3%
Purchases:
N/A
Representative APR:
34.9% APR (variable)
Card Details
Fluid Balance Transfer
- 0% interest on balance transfers for 9 months from account opening
- 3% balance transfer fee
- No introductory offer on purchases
- Check your eligibility with FastCheck
- Online account management
- Annual Fee: None
Application Criteria
Fluid Balance Transfer
- You have a permanent UK address
- You have a current UK bank or building society account
- You have no bankruptcy proceedings against you
- You are aged 18 or over
Representative Example: 34.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 34.94% p.a. (variable)
No balance transfers allowed to this card from Amazon, Argos, Debenhams or Fluid credit cards
Card Offers
Balance Transfers:
0% for 9 months
Balance Transfer Fee:
2%
Purchases:
0% for 9 months
Representative APR:
23.9% APR (variable)
Card Details
- 0% on balance transfers for 9 months from the date your account is opened
- 2% balance transfer fee in first 60 days, 5% fee applies after 60 days
- 0% on purchases for 9 months from the date your account is opened
- Discounts on Virgin holidays, Virgin trains and Virgin experience days
- Contactless payments to quickly and securely pay for purchases up to £100
- Paperless statements
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have a bank or building society account
- You have a good credit history
- You are aged 18 or over
Representative Example: 23.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 23.9% p.a. (variable)
No balance transfers allowed to this card from Clydesdale,Yorksire or Virgin credit cards
Card Offers
Balance Transfers:
0% for 9 months
Balance Transfer Fee:
3%
Purchases:
0% for 9 months
Representative APR:
29.9% APR (variable)
Card Details
- 0% on balance transfers for 9 months from the date your account is opened
- 3% balance transfer fee in first 60 days, 5% fee applies after 60 days
- 0% on purchases for 9 months from the date your account is opened
- Discounts on Virgin holidays, Virgin trains and Virgin experience days
- Contactless payments to quickly and securely pay for purchases up to £100
- Online card servicing
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have a bank or building society account
- You have a good credit history
- You are aged 18 or over
Representative Example: 29.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 29.9% p.a. (variable)
No balance transfers allowed to this card from Clydesdale,Yorkshire or Virgin credit cards
0% Balance Transfer Credit Cards for 6 Months
Card Offers
Balance Transfers:
0% for 6 months
Balance Transfer Fee:
2.99%
Purchases:
0% for 6 months
Representative APR:
23.9% APR (variable)
Card Details
HSBC Rewards*
- 0% interest for 6 months on balance transfers made within 60 days of account opening
- 2.99% balance transfer fee (minimum £5)
- 0% interest on purchases for 6 months from account opening
- Get reward points as you use your card
- Get 2,500 welcome points worth £25 when you make your first transaction on your card
- Online account management
- Annual Fee: None
Application Criteria
HSBC Rewards*
- You have an HSBC Advance Account, or an HSBC Bank Account or HSBC Premier Account
- You have paid a total of £1750 a month into your account over last 6 months
- You have an annual income or pension before tax of £6,800 or more
- You are a UK resident
- You are aged 18 or over
Representative Example: 23.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 23.9% p.a. (variable)
Credit is subject to status, affordability and applicable terms and conditions
No balance transfers allowed to this card from first direct, HSBC or M&S credit cards
Card Offers
Balance Transfers:
0% for 6months
Balance Transfer Fee:
3%
Purchases:
N/A
Representative APR:
34.9% APR (variable)
Card Details
Capital One 6 Month
- 0% on balance transfers for 6 months
- 3% balance transfer fee
- No introductory offer on purchases
- Credit limit up to £1,500
- Online account management
- Annual Fee: None
Application Criteria
Capital One 6 Month
- You are a UK resident
- You have had credit cards in the past
- You are a home owner
- You are aged 18 or over
Representative Example: 34.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 34.9% p.a. (variable)
No balance transfers allowed to this card from Capital One or Post Ofice credit cards
Card Offers
Balance Transfers:
0% for 6 months
Balance Transfer Fee:
3%
Purchases:
0% for 6 months
Representative APR:
26.9% APR (variable)
Card Details
- 0% on balance transfers for 6 months from date account opened
- 3% balance transfer fee in first 60 days, 5% fee applies after 60 days
- 0% on purchases for 6 months from the date your account is opened
- Earm Virgin Points on everyday purchases
- Contactless payments to quickly and securely pay for purchases under £100
- Online account management
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have a bank or building society account
- You have a good credit history
- You are aged 18 or over
Representative Example: 26.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 26.9% p.a. (variable)
No balance transfers allowed to this card from Clydesdale,Yorkshire or Virgin credit cards
Card Offers
Balance Transfers:
0% for 6 months
Balance Transfer Fee:
3%
Purchases:
0% for 6 months
Representative APR:
69.7% APR (variable)
Card Details
- 0% on balance transfers for 6 months from the date your account is opened
- 3% balance transfer fee in first 60 days, 5% fee applies after 60 days
- 0% on purchases for 6 months from the date your account is opened
- Earm Virgin Points on everyday purchases
- Contactless payments to quickly and securely pay for purchases up to £100
- Online card servicing
- Annual Fee: £160
Application Criteria
- You are a UK resident
- You have a bank or building society account
- You have a good credit history
- You are aged 18 or over
Representative Example: 69.7% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 26.9% p.a. (variable) with an annual fee payable of £160
No balance transfers allowed to this card from Clydesdale,Yorksihre or Virgin credit cards
0% Balance Transfer Credit Cards for 5 Months
Card Offers
Balance Transfers:
0% for first 5 months
Balance Transfer Fee:
0%
Purchases:
0% for 5 months
Representative APR:
22.9% APR (variable)
Card Details
Danske Bank MasterCard Standard
- 0% on balance transfers for first 5 months from date of card issue
- 0% balance transfer fee
- 0% on purchases for first 5 months from date of card issue
- Up to three additional cards for adult family members
- Single interest rate for all repayments
- Annual Fee: None
Application Criteria
Danske Bank MasterCard Standard
- You must be an existing Danske eBanking customer to apply online
- You are a UK resident
- You are aged 18 or over
You must be an existing Danske eBanking customer to apply online
Representative Example: 22.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 22.85% p.a. (variable)
No balance transfers allowed to this card from Danske or Northern Bank credit cards
0% Balance Transfer Credit Cards for 3 Months
Card Offers
Balance Transfers:
0% for 3 months
Balance Transfer Fee:
0%
Purchases:
0% for 3 months
Representative APR:
12.9% APR (variable)
Card Details
- 0% interest for first 3 months on balances transferred within first 90 days
- 0% balance transfer fee within first 90 days, 5% fee applies after 90 days
- 0% interest on purchases for the first 3 months
- Internet fraud protection and Clicksafe
- Online card servicing
- Annual Fee: None
Application Criteria
- You do not already have a credit card from TSB
- You are not currently declared bankrupt, have CCJs or subject to IVA
- You have a regular income
- You are a UK resident
- You are aged 18 or over
Representative Example: 12.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 12.95% p.a. (variable)
No balance transfers allowed to this card from TSB credit cards
