Balance Transfer Credit Cards – Page 1

  • The credit cards displayed below are all of the 0% balance transfer credit cards currently available online.
  • Please be aware that by selecting all available balance transfer credit cards, some of these cards may be issued by the same credit card company as your current credit card. Where this is the case, you will not able to make a balance transfer.

0% Balance Transfer Credit Cards for  29  Months

Card Offers

Balance Transfers:
0% for 29 Months
Balance Transfer Fee:
1.99%
Purchases:
0% for 6 Months
Representative APR:
19.9% APR (variable)
More Information

Card Details

Barclaycard Platinum 29 Month
  • 0% interest on balance transfers for 29 months from account opening
  • Fee of 3.5% will be applied, then reduced to 1.99% by a refund, (terms apply)
  • 0% interest on purchases for 6 months from account opening
  • Contactless payment technology for purchases of £30 or under
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Barclaycard Platinum 29 Month
  • You have a permanent UK address
  • You have a regular income of more than £20,000 pa
  • You have a good credit rating
  • You have no history of bankruptcy or late payments
  • You are aged 21 or over
More Information
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for up to 29 Months
Balance Transfer Fee:
3%
Purchases:
0% for 3 Months
Representative APR:
19.9% APR (variable)
More Information

Card Details

Sainsbury’s Balance Transfer
  • 0% interest on balance transfers for up to 29 months
  • 3% balance transfer fee (minimum £3) in first 3 months
  • 0% interest on purchases for your first 3 months
  • Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
  • Collect 1 Nectar point for every £5 spent on your card elsewhere
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Sainsbury’s Balance Transfer
  • You have a permanent UK address
  • You have not been declined for credit in the last month
  • You do not have a history of bad credit
  • You are aged 18 or over
More Information
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.95% p.a. (variable)
0% Balance Transfer Credit Cards for  28  Months

Card Offers

Balance Transfers:
0% for 28 Months
Balance Transfer Fee:
0.99%
Purchases:
0% for 6 Months
Representative APR:
19.9% APR (variable)
More Information

Card Details

M&S Transfer Plus*
  • 0% for 28 months on balance transfers made within 90 days of account opening
  • 0.99% balance transfer fee, minimum £5
  • 0% on purchases for 6 months from account opening
  • Collect M&S points every time you shop anywhere in the world with your card
  • Preferential rates when you use your card to order M&S Travel Money
  • Manage account online
  • Annual Fee: None
More Information

Application Criteria

M&S Transfer Plus*
  • You are a UK resident
  • You have a UK bank or building society account
  • You are aged 18 or over
  • You have not held a credit card with M&S Bank within previous 12 months
More Information
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for 28 Months
Balance Transfer Fee:
1.4%
Purchases:
0% for 3 Months
Representative APR:
21.9% APR (variable)
More Information

Card Details

HSBC*
  • 0% interest on balance transfers for 28 months made within 60 days of account opening
  • 1.4% balance transfer fee (minimum £5)
  • 0% interest on purchases for 3 months from account opening
  • At the end of 0% offer period, balance transfers and purchases will revert to standard variable rate
  • home&Away rewards programme giving you instant discounts from well-known brands
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

HSBC*
  • You have an annual income or pension before tax of £8,500 or more
  • You are a UK resident, including Isle of Man and Channel Islands
  • You are aged 18 or over
  • You do not hold an HSBC Basic bank account
More Information
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
Credit is subject to status

Card Offers

Balance Transfers:
0% for 28 Months
Balance Transfer Fee:
1.3%
Purchases:
0% for 3 Months
Representative APR:
21.9% APR (variable)
More Information

Card Details

HSBC Advance
  • 0% interest for 28 months on balance transfers made within 60 days of account opening
  • 1.3% balance transfer fee (minimum £5)
  • 0% on purchases for 3 months from account opening
  • At the end of 0% offer period, balance transfers and purchases will revert to standard variable rate
  • home&Away rewards programme giving you instant discounts from well-known brands
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

HSBC Advance
  • You are a HSBC Advance Account customer
  • You have an annual income or pension before tax of £8,500 or more
  • You are a UK resident, including Isle of Man and Channel Islands
  • You are aged 18 or over
More Information
ONLY available to HSBC Advance Account customers
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
Credit is subject to status

Card Offers

Balance Transfers:
0% for 28 Months
Balance Transfer Fee:
1.75%
Purchases:
0% for 3 Months
Representative APR:
20.9% APR (variable)
More Information

Card Details

Virgin Money 28 Month Balance Transfer
  • 0% on balance transfers for 28 months from the date your account is opened
  • 1.75% balance transfer fee in first 60 days, 5% fee applies after 60 days
  • 0% on purchases for 3 months from the date your account is opened
  • Discounts on Virgin holidays, Virgin trains and Virgin experience days
  • Contactless payments to quickly and securely pay for purchases under £30
  • Online card servicing
  • Annual Fee: None
More Information

Application Criteria

Virgin Money 28 Month Balance Transfer
  • You are a UK resident
  • You have a bank or building society account
  • You have a good credit history
  • You are aged 18 or over
More Information
Representative Example: 20.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 20.9% p.a. (variable)

Card Offers

Balance Transfers:
0% interest for up to 28 Months
Balance Transfer Fee:
2.69%
Purchases:
0% interest for 3 Months
Representative APR:
19.9% APR (variable)
More Information

Card Details

Tesco Clubcard Credit Card for Balance Transfers
  • 0% interest for up to 28 months on balance transfers made within the first 90 days of opening your account
  • 2.69% balance transfer fee in first 90 days, 3.99% fee after 90 days
  • 0% interest for 3 months on purchases from account opening
  • Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
  • You can transfer up to 95% of your available credit limit
  • Apply online and get a decision within 60 seconds
  • Annual Fee: None
More Information

Application Criteria

Tesco Clubcard Credit Card for Balance Transfers
  • You have an annual income of at least £5,000
  • You are at least 18 years of age
  • You have a good credit history
  • You live in the UK, or have a British Forces Post Office address
  • You don't currently hold more than 1 Tesco Bank Credit Card
  • You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
More Information
2.69% balance transfer fee in first 90 days, 3.99% fee after 90 days
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)
The APR, length of promotional period, and credit limit may vary as they are dependent on your personal circumstances

Card Offers

Balance Transfers:
0% for 28 Months
Balance Transfer Fee:
2.72%
Purchases:
0% for 28 Months
Representative APR:
19.9% APR (variable)
More Information

Card Details

MBNA Transfer and Purchase Card
  • 0% interest for up to 28 months on balance transfers
  • 2.72% balance transfer fee for the first 60 days and 5% fee thereafter
  • 0% interest for up to 28 months on card purchases
  • Contactless payments to quickly and securely pay for purchases under £30
  • Online card servicing
  • Annual Fee: None
More Information

Application Criteria

MBNA Transfer and Purchase Card
  • You must be aged 18 or over
  • You must hold a UK bank account
  • You must have been a permanent UK resident for at least 3 years
  • You must have a good credit rating and credit is subject to status
More Information
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)
The product, APR and promotional offer you could get may differ from the example

Card Offers

Balance Transfers:
0% for up to 28 Months
Balance Transfer Fee:
3%
Purchases:
0% for 3 Months
Representative APR:
19.9% APR (variable)
More Information

Card Details

Halifax Balance Transfer
  • 0% for up to 28 months from account opening on balance transfers made in first 90 days
  • 3% balance transfer fee
  • 0% for 3 months from account opening on purchases
  • Cover against online fraud when purchasing on the Internet
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Halifax Balance Transfer
  • You are a UK resident
  • You have a regular income
  • You do not have any Count Court Judgements against you
  • You are aged 18 or over
More Information
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.95% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances

Card Offers

Balance Transfers:
0% for up to 28 Months
Balance Transfer Fee:
3%
Purchases:
0% for 3 Months
Representative APR:
19.9% APR (variable)
More Information

Card Details

Lloyds Platinum 28 Month
  • 0% for up to 28 months from account opening on balance transfers
  • 3% balance transfer fee
  • 0% for 3 months from account opening on purchases
  • Lloyds Clicksafe and Internet fraud protection
  • Online card servicing
  • Annual Fee: None
More Information

Application Criteria

Lloyds Platinum 28 Month
  • You are a UK resident
  • You have a regular income
  • You are free from any county court judgements
  • You are aged 18 or over
More Information
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.94% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances

Card Offers

Balance Transfers:
0% for up to 28 Months
Balance Transfer Fee:
3%
Purchases:
0% for up to 28 Months
Representative APR:
20.9% APR (variable)
More Information

Card Details

Sainsbury’s Dual Offer
  • 0% interest on balance transfers for up to 28 months
  • 3% balance transfer fee, minimum £3
  • 0% interest on purchases for up to 28 months
  • Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
  • Collect 1 Nectar point for every £5 spent on your card elsewhere
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Sainsbury’s Dual Offer
  • You have a permanent UK address
  • You have not been declined for credit in the last month
  • You do not have a history of bad credit
  • You are aged 18 or over
More Information
Representative Example: 20.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 20.95% p.a. (variable)
0% Balance Transfer Credit Cards for  27  Months

Card Offers

Balance Transfers:
0% for 27 Months
Balance Transfer Fee:
0%
Purchases:
0% for 3 Months
Representative APR:
18.9% APR (variable)
More Information

Card Details

Santander Everyday
  • 0% on balance transfers for 27 months from date of account opening
  • 0% balance transfer fee
  • 0% on purchases for 3 months from date of account opening
  • Cashback through Retailer Offers
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Santander Everyday
  • You are a permanent UK resident
  • You have a good credit history with no history of bad credit
  • You have an income of £7,500 per year or more
  • You are 18 years of age or over
More Information
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for 27 Months
Balance Transfer Fee:
1.5%
Purchases:
0% for 6 Months
Representative APR:
19.9% APR (variable)
More Information

Card Details

Barclaycard Platinum 27 Months
  • 0% interest on balance transfers for 27 months from account opening
  • Fee of 3.5% will be applied, then reduced to 1.5% by a refund, (terms apply)
  • 0% interest on purchases for 6 months from account opening
  • Contactless payment technology for purchases of £30 or under
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Barclaycard Platinum 27 Months
  • You have a permanent UK address
  • You have a personal income of more than £20,000 pa
  • You have a good credit rating
  • You have no history of bankruptcy or late payments
  • You are aged 21 or over
More Information
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for 27 Months
Balance Transfer Fee:
2.29%
Purchases:
No offer
Representative APR:
18.9% APR (variable)
More Information

Card Details

first direct
  • 0% on balance transfers for 27 months if transfer balance within 3 months of account open
  • 2.29% balance transfer fee, minimum £5
  • No introductory offer on purchases
  • Option of regular text message mini-statements direct to your mobile phone
  • Protection against internet fraud on transactions made without your consent
  • Annual Fee: None
More Information

Application Criteria

first direct
  • You are a first direct current account holder
  • You are a UK resident
  • You are aged 18 or over
More Information
This card is ONLY available to first direct current account customers
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for 27 Months
Balance Transfer Fee:
2.7%
Purchases:
0% for 27 Months
Representative APR:
19.9% APR (variable)
More Information

Card Details

Barclaycard Platinum All Rounder
  • 0% interest on balance transfers for 27 months from account opening
  • Fee of 3.5% will be applied, then reduced to 2.7% by a refund (terms apply)
  • 0% interest on purchases for 27 months from account opening
  • Contactless payment technology for purchases of £30 or under
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Barclaycard Platinum All Rounder
  • You have a permanent UK address
  • You have a regular income of more than £20,000 pa
  • You have a good credit rating
  • You have no history of bankruptcy or late payments
  • You are aged 21 or over
More Information
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)
0% Balance Transfer Credit Cards for  26  Months

Card Offers

Balance Transfers:
0% for 26 Month
Balance Transfer Fee:
0%
Purchases:
0% for 26 Months
Representative APR:
21.7% APR (variable)
More Information

Card Details

Santander All in One
  • 0% interest on balance transfers for 26 month from date account opened
  • 0% balance transfer fee
  • 0% interest on purchases for 26 month from date account opened
  • 0.5% cashback on all of your purchases
  • No foreign transaction fee on purchases made abroad in local currency
  • Cashback through Retailer Offers
  • Monthly Fee: £3
More Information

Application Criteria

Santander All in One
  • You are a permanent UK resident
  • You have a good credit history with no history of bad credit
  • You have an income of £7,500 per year or more
  • You are at least 18 years of age
More Information
Monthly fee of £3 payable
Representative Example: 21.7% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 15.9% p.a. (variable) with a monthly fee of £3 payable

Card Offers

Balance Transfers:
0% for 26 Months
Balance Transfer Fee:
2.9%
Purchases:
0% for 26 Months
Representative APR:
18.9% APR (variable)
More Information

Card Details

Virgin Money 26 Month All Round
  • 0% on balance transfers for 26 months from the date your account is opened
  • 2.9% balance transfer fee in first 60 days, 5% fee applies after 60 days
  • 0% on purchases for 26 months from the date your account is opened
  • Discounts on Virgin holidays, Virgin trains and Virgin experience days
  • Contactless payments to quickly and securely pay for purchases under £30
  • Online card servicing
  • Annual Fee: None
More Information

Application Criteria

Virgin Money 26 Month All Round
  • You are a UK resident
  • You have a bank or building society account
  • You have a good credit history
  • You are aged 18 or over
More Information
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
0% Balance Transfer Credit Cards for  25  Months

Card Offers

Balance Transfers:
0% for up to 25 Months
Balance Transfer Fee:
3%
Purchases:
0% for 3 Months
Representative APR:
19.9% APR (variable)
More Information

Card Details

Post Office Money Balance Transfer
  • 0% for up to 25 months on balance transfers made within 3 months of account opening
  • 3% balance transfer fee applies
  • 0% on all purchases for the first three months
  • No cash fee to buy travel money at the Post Office
  • Manage your account 24/7 with Post Office Money mobile app
  • Annual Fee: None
More Information

Application Criteria

Post Office Money Balance Transfer
  • You are a UK resident
  • You have a bank or building society account
  • You have an annual income of £8,000 or more excluding unemployment benefits
  • You are aged 18 or over
  • You have no county court judgements
  • You must not already hold a Post Office Money Credit Card
More Information
A 3% fee applies and balance transfers must be made within 3 months of account opening
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)
Post Office Credit Cards are provided by Bank of Ireland UK. Post Office Limited is a credit broker and not a lender
0% Balance Transfer Credit Cards for  24  Months

Card Offers

Balance Transfers:
0% for 24 Months
Balance Transfer Fee:
1%
Purchases:
0% for 4 Months
Representative APR:
20.6% APR (variable)
More Information

Card Details

Co-operative Bank Balance Transfer
  • 0% interest for 24 months for balance transfers made within 60 days
  • 1% balance transfer fee, minimum £5
  • 0% interest on purchases for 4 months from account opening
  • All successful applicants will receive this exact rate and offer
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Co-operative Bank Balance Transfer
  • You are a UK resident
  • You have annual income of £10,000 or more
  • You are aged 18 or over
More Information
Representative Example: 20.6% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 20.6% p.a. (variable)

Card Offers

Balance Transfers:
0% for up to 24 Months
Balance Transfer Fee:
1.5%
Purchases:
0% for 12 Months
Representative APR:
19.9% APR (variable)
More Information

Card Details

Bank of Scotland 24 Month Balance Transfer
  • 0% for up to 24 months from account opening on balance transfers made within first 90 days
  • 1.5% fee applies on balance transfers made in first 90 days (after refund), 3% fee applies after first 90 days
  • 0% for 12 months from account opening on purchases
  • Cover against online fraud when purchasing on the Internet
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Bank of Scotland 24 Month Balance Transfer
  • You are a UK resident
  • You have a regular income
  • You have not bankrupt or subject to an IVA and have no County Court Judgments
  • You are aged 18 or over
More Information
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.95% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances