Comparing balance transfer credit cards online since 2002Balance Transfer Expert may receive commissions from some of the credit card companies that we refer users to. How this site works.
0% Balance Transfer Credit Cards for 16 Months
Card Offers
Balance Transfers:
0% for 16 months
Balance Transfer Fee:
2.9%
Purchases:
0% for 18 months
Representative APR:
19.9% APR (variable)
Card Details
M&S Shopping Plus
- 0% for 16 months on balance transfers made within 90 days of account opening
- 2.9% balance transfer fee, minimum £5
- 0% on purchases for 18 months from account opening
- Collect M&S points every time you shop anywhere in the world with your card
- Preferential rates when you use your card to order M&S Travel Money
- Manage account online
- Annual Fee: None
Application Criteria
M&S Shopping Plus
- You are a UK resident
- You have a UK bank or building society account
- You are aged 18 or over
- You have not held a credit card with M&S Bank within previous 12 months
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)
No balance transfers allowed to this card from first direct, HSBC, M&S or Partnership credit cards
0% Balance Transfer Credit Cards for 15 Months
Card Offers
Balance Transfers:
0% for 15 months
Balance Transfer Fee:
1.5%
Purchases:
0% for 15 months
Representative APR:
19.9% APR (variable)
Card Details
Nationwide Member Credit Card - All Rounder
- 0% on balance transfers for 15 months if made within 90 days of account opening
- 1.5% balance transfer fee within first 90 days, after that 2.4% fee applies, minimum £5
- 0% on purchases for 15 months from date you open your account
- Unlimited commission-free purchases abroad
- Manage account online
- Annual Fee: None
Application Criteria
Nationwide Member Credit Card - All Rounder
- Must be a Member of Nationwide. This means you already have a current account, mortgage or savings account with Nationwide
- You are a UK resident
- You have a minimum income of £5000 per year
- You have a good credit history
- You are aged 18 or over
Must be a Member of Nationwide. This means you already have a current account, mortgage or savings account with Nationwide
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)
No balance transfers allowed to this card from Nationwide credit cards
Card Offers
Balance Transfers:
0% for up to 15 months
Balance Transfer Fee:
1.99%
Purchases:
0% for up to 15 months
Representative APR:
20.9% APR (variable)
Card Details
Tesco All Round
- 0% on balance transfers for up to 15 month from account opening
- 1.99% balance transfer fee during first 90 days, 3.99% fee thereafter
- 0% on purchases for up to 15 months from account opening
- Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
- Apply online and get a decision within 60 seconds
- Online account management
- Annual Fee: None
Application Criteria
Tesco All Round
- You have an annual income of at least £5,000
- You are at least 18 years of age
- You have a good credit history
- You live in the UK, or have a British Forces Post Office address
- You don't currently hold more than 1 Tesco Bank Credit Card
- You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
Representative Example: 20.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 20.9% p.a. (variable)
No balance transfers allowed to this card from Tesco credit cards
0% Balance Transfer Credit Cards for 12 Months
Card Offers
Balance Transfers:
0% for 12 months
Balance Transfer Fee:
4%
Purchases:
No offer
Representative APR:
22.9% APR (variable)
Card Details
MBNA Money Transfer Credit Card
- 0% on balance transfers for up to 12 months from the date your account is opened
- 4% balance transfer fee for the first 60 days, 5% fee after 60 days
- No purchases offer with this card
- Contactless payments to quickly and securely pay for purchases under £30
- Online account management
- Annual Fee: None
Application Criteria
MBNA Money Transfer Credit Card
- You are a UK resident
- You have a good credit rating/history
- You have had a permanent UK address for 3 years or more
- You are aged 18 or over
Representative Example: 22.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 22.93% p.a. (variable)
No balance transfers allowed to this card from MBNA credit cards
0% Balance Transfer Credit Cards for 9 Months
Card Offers
Balance Transfers:
0% for 9 months
Balance Transfer Fee:
4%
Purchases:
No offer
Representative APR:
34.9% APR (variable)
Card Details
Fluid Balance Transfer
- 0% interest on balance transfers for 9 months from account opening
- 4% balance transfer fee
- No introductory offer on purchases
- Check your eligibility with FastCheck
- Online account management
- Annual Fee: None
Application Criteria
Fluid Balance Transfer
- You have a permanent UK address
- You have a current UK bank or building society account
- You have no bankruptcy proceedings against you
- You are aged 18 or over
Representative Example: 34.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 34.94% p.a. (variable)
No balance transfers allowed to this card from Amazon, Argos, Debenhams or Fluid credit cards
0% Balance Transfer Credit Cards for 6 Months
Card Offers
Balance Transfers:
0% for 6 months
Balance Transfer Fee:
2.9%
Purchases:
0% for 6 months
Representative APR:
19.9% APR (variable)
Card Details
M&S Reward Plus
- 0% interest for 6 months on balance transfers made within 90 days of account opening
- 2.9% balance transfer fee, minimum £5
- 0% on purchases for 6 months from account opening
- Collect M&S points every time you shop anywhere in the world with your card
- Buy M&S Travel Money with no cash advance feed
- Manage account online
- Annual Fee: None
Application Criteria
M&S Reward Plus
- You are a UK resident
- You have a UK bank or building society account
- You are aged 18 or over
- You have not held a credit card with M&S Bank within previous 12 months
Double M&S points on all your M&S shopping for the first 12 months
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)
No balance transfers allowed to this card from first direct, HSBC, M&S or Partnership credit cards
Card Offers
Balance Transfers:
0% for 6 months
Balance Transfer Fee:
2%
Purchases:
0% for 6 months
Representative APR:
21.9% APR (variable)
Card Details
HSBC Rewards
- 0% interest for 6 months on balance transfers made within 60 days of account opening
- 2% balance transfer fee (minimum £5)
- 0% on purchases for 6 months from account opening
- Earn reward points on eligible purchase
- Receive 2,500 rewards points into your Pay with Rewards Account after you make your first transaction
- Online account management
- Annual Fee: None
Application Criteria
HSBC Rewards
- You are a HSBC Advance Account customer
- You have an annual income or pension before tax of £8,500 or more
- You are a UK resident, including Isle of Man and Channel Islands
- You are aged 18 or over
ONLY available to HSBC Advance Account customers
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
Credit is subject to status
No balance transfers allowed to this card from first direct, HSBC, M&S or Partnership credit cards
Card Offers
Balance Transfers:
0% for 6months
Balance Transfer Fee:
3%
Purchases:
No offer
Representative APR:
34.9% APR (variable)
Card Details
Capital One 6 Month
- 0% on balance transfers for 6 months
- 3% balance transfer fee
- No introductory offer on purchases
- Credit limit up to £1,500
- Online account management
- Annual Fee: None
Application Criteria
Capital One 6 Month
- You are a UK resident
- You have had credit cards in the past
- You are a home owner
- You are aged 18 or over
Representative Example: 34.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 34.9% p.a. (variable)
No balance transfers allowed to this card from Capital One or Post Ofice credit cards
Card Offers
Balance Transfers:
0% for 6 months
Balance Transfer Fee:
3%
Purchases:
0% for 6 months
Representative APR:
22.9% APR (variable)
Card Details
Virgin Atlantic Reward
- 0% on balance transfers for 6 months from date account opened
- 3% balance transfer fee in first 60 days, 5% fee applies after 60 days
- 0% on purchases for 6 months from the date your account is opened
- Earm Virgin Points on everyday purchases
- Contactless payments to quickly and securely pay for purchases under £30
- Online account management
- Annual Fee: None
Application Criteria
Virgin Atlantic Reward
- You are a UK resident
- You have a bank or building society account
- You have a good credit history
- You are aged 18 or over
Representative Example: 22.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 22.9% p.a. (variable)
No balance transfers allowed to this card from Clydesdale,Yorkshire or Virgin credit cards
Card Offers
Balance Transfers:
0% for 6 months
Balance Transfer Fee:
3%
Purchases:
0% for 6 months
Representative APR:
63.9% APR (variable)
Card Details
Virgin Atlantic Reward+
- 0% on balance transfers for 6 months from the date your account is opened
- 3% balance transfer fee in first 60 days, 5% fee applies after 60 days
- 0% on purchases for 6 months from the date your account is opened
- Earm Virgin Points on everyday purchases
- Contactless payments to quickly and securely pay for purchases up to £30
- Online card servicing
- Annual Fee: £160
Application Criteria
Virgin Atlantic Reward+
- You are a UK resident
- You have a bank or building society account
- You have a good credit history
- You are aged 18 or over
Representative Example: 63.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 22.9% p.a. (variable) with an annual fee payable of £160
No balance transfers allowed to this card from Clydesdale,Yorksihre or Virgin credit cards
0% Balance Transfer Credit Cards for 5 Months
Card Offers
Balance Transfers:
0% for first 5 months
Balance Transfer Fee:
0%
Purchases:
0% for 5 months
Representative APR:
22.9% APR (variable)
Card Details
Danske Bank MasterCard Standard
- 0% on balance transfers for first 5 months from date of card issue
- 0% balance transfer fee
- 0% on purchases for first 5 months from date of card issue
- Up to three additional cards for adult family members
- Single interest rate for all repayments
- Annual Fee: None
Application Criteria
Danske Bank MasterCard Standard
- You must be an existing Danske eBanking customer to apply online
- You are a UK resident
- You are aged 18 or over
You must be an existing Danske eBanking customer to apply online
Representative Example: 22.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 22.85% p.a. (variable)
No balance transfers allowed to this card from Danske or Northern Bank credit cards
0% Balance Transfer Credit Cards for 3 Months
Card Offers
Balance Transfers:
0% for 3 months
Balance Transfer Fee:
0%
Purchases:
0% for 3 months
Representative APR:
7.9% APR (variable)
Card Details
TSB Advance MasterCard
- 0% interest for first 3 months on balances transferred within first 90 days
- 0% balance transfer fee within first 90 days, 3% fee applies after 90 days
- 0% interest on purchases for the first 3 months
- Internet fraud protection and Clicksafe
- Online card servicing
- Annual Fee: None
Application Criteria
TSB Advance MasterCard
- You are an existing TSB customer
- You are not currently declared bankrupt, have CCJs or subject to IVA
- You have a good credit rating and regular income
- You are a UK resident
- You are aged 18 or over
Representative Example: 7.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 7.95% p.a. (variable)
No balance transfers allowed to this card from TSB credit cards
Card Offers
Balance Transfers:
0% interest for 3 months
Balance Transfer Fee:
2.9%
Purchases:
0% interest for up to 18 months
Representative APR:
20.9% APR (variable)
Card Details
Tesco Clubcard Credit Card for Purchases
- 0% interest for 3 months on balance transfers from account opening
- 2.9% balance transfer fee
- 0% interest for for up to 18 months on purchases from account opening
- Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
- Apply online and get a decision within 60 seconds
- Online account management
- Annual Fee: None
Application Criteria
Tesco Clubcard Credit Card for Purchases
- You have an annual income of at least £5,000
- You are at least 18 years of age
- You have a good credit history
- You live in the UK, or have a British Forces Post Office address
- You don't currently hold more than 1 Tesco Bank Credit Card
- You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
Representative Example: 20.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 20.9% p.a. (variable)
No balance transfers allowed to this card from Tesco credit cards