Balance Transfer Credit Cards – Page 3

  • You can now apply for all of the following balance transfer credit cards.
  • All of these credit cards are issued by a different card company from your current credit card, so will allow a balance transfer.
0% Balance Transfer Credit Cards for  12  Months

Card Offers

Balance Transfers:
0% for 12 Months
Balance Transfer Fee:
2%
Purchases:
0% for 12 Months
Representative APR:
21.9% APR (variable)
More Information

Card Details

Virgin Money Travel
  • 0% on balance transfers for 12 months from the date your account is opened
  • 2% balance transfer fee in first 60 days, 5% fee applies after 60 days
  • 0% on purchases for 12 months from the date your account is opened
  • Discounts on Virgin holidays, Virgin trains and Virgin experience days
  • Contactless payments to quickly and securely pay for purchases under £30
  • Online card servicing
  • Annual Fee: None
More Information

Application Criteria

Virgin Money Travel
  • You are a UK resident
  • You have a bank or building society account
  • You have a good credit history
  • You are aged 18 or over
More Information
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for 12 Months
Balance Transfer Fee:
2.9%
Purchases:
0% for 3 Months
Representative APR:
24.9% APR (variable)
More Information

Card Details

Capital One Balance Transfer
  • 0% on balance transfers for 12 months
  • 2.9% balance transfer fee
  • 0% on purchases for 3 months
  • Credit limit up to £6,000
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Capital One Balance Transfer
  • You are a UK resident
  • You have had credit cards in the past
  • You are a home owner
  • You have an income of more than £20,000 per year
  • You are aged 18 or over
More Information
Representative Example: 24.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 24.93% p.a. (variable)

Card Offers

Balance Transfers:
0% for 12 Months
Balance Transfer Fee:
2.99%
Purchases:
No offer
Representative APR:
21.9% APR (variable)
More Information

Card Details

Laura Ashley
  • 0% p.a. for 12 months on balance transfers
  • 2.99% balance transfer fee
  • No introductory offer on purchases
  • 500 bonus points on your first card purchase
  • Get rewarded with privilege points every time you shop with your card
  • Invitation to exclusive discount and bonus points events
  • Annual Fee: None
More Information

Application Criteria

Laura Ashley
  • You are a permanent UK resident
  • You have lived in the UK for last 12 months
  • You have a current UK bank account
  • You have a good credit history
  • You are aged 18 or over
More Information
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
*The interest rates and credit limit which apply to you will depend on our assessment of your application

Card Offers

Balance Transfers:
0% for 12 Months
Balance Transfer Fee:
3%
Purchases:
No offer
Representative APR:
22.9% APR (variable)
More Information

Card Details

IHG Rewards Club
  • 0% interest for 12 months on balances transfered within 3 months of account opening
  • 3% balance transfer fee, minimum £3
  • No introductory offer on purchases
  • 10,000 IHG Reward Club bonus points when you spend £200 within 3 months of account opening
  • Earn IHG Reward Club points on spend in the UK and abroad
  • Gold Elite status when you open your account
  • Annual Fee: None
More Information

Application Criteria

IHG Rewards Club
  • You are a UK resident
  • You do not have County Court Judgments, or be bankrupt or otherwise insolvent
  • You have a UK bank or building society account
  • You are aged 18 or over
More Information
Representative Example: 22.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 22.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for 12 Months
Balance Transfer Fee:
3%
Purchases:
No offer
Representative APR:
45.1% APR (variable)
More Information

Card Details

IHG Rewards Club Premium
  • 0% interest for 12 months on balances transfered within 3 months of account opening
  • 3% balance transfer fee, minimum £3
  • No introductory offer on purchases
  • 20,000 IHG Reward Club bonus points when you spend £200 within 3 months of account opening
  • Earn IHG Reward Club points on spend in the UK and abroad
  • Platinum Elite status when you open your account
  • Annual Fee: £99
More Information

Application Criteria

IHG Rewards Club Premium
  • You have a permanent UK address
  • You do not have County Court Judgments, or be bankrupt or otherwise insolvent
  • You have a bank or building society account
  • You are aged 18 or over
More Information
Representative Example: 45.1% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 22.9% p.a. (variable) with an annual fee of £99 payable

Card Offers

Balance Transfers:
0% for 12 Months
Balance Transfer Fee:
5%
Purchases:
No offer
Representative APR:
24.9% APR (variable)
More Information

Card Details

Debenhams
  • 0% p.a. on balance transfers for 12 months
  • 5% balance transfer fee
  • No introductory offer on purchases
  • 500 Bonus Points in your first statement
  • 5
  • 10% off in Debenhams cafes and restaurants
  • Annual Fee: None
More Information

Application Criteria

Debenhams
  • You are a permanent UK resident
  • You have lived in the UK for last 12 months
  • You have a current UK bank account
  • You have a good credit history
  • You are aged 18 or over
More Information
Representative Example: 24.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 24.94% p.a. (variable)
*The interest rates and credit limit which apply to you will depend on our assessment of your application
0% Balance Transfer Credit Cards for  9  Months

Card Offers

Balance Transfers:
0% for up to 9 Months
Balance Transfer Fee:
2.98%
Purchases:
0% for 3 Months
Representative APR:
17.9% APR (variable)
More Information

Card Details

Queens Affinity
  • 0% on balance transfers for up to 9 months from account opening
  • 2.98% balance transfer fee
  • 0% on purchases for 3 months from account opening
  • Donation made to Queens University for every card purchase
  • Up to 3 additional cardholders free of charge
  • 24 hour customer service
  • Annual Fee: None
More Information

Application Criteria

Queens Affinity
  • You are a Northern Ireland resident or Bank Of Ireland (UK) customer
  • You have a good credit history
  • You are aged 18 or over
More Information
Representative Example: 17.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for 9 Months
Balance Transfer Fee:
3%
Purchases:
0% for 3 Months
Representative APR:
17.9% APR (variable)
More Information

Card Details

Maximiles
  • 0% for 9 months on balance transfers made within 90 days of account opening
  • 3% balance transfer fee, minimum £3
  • 0% for 3 months on purchases made within 90 days of account opening
  • Earn 1 Maximiles point for every £1 spent on the card
  • 5000 bonus points when you make first card purchase
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Maximiles
  • You are a permanent resident of the UK
  • You have a regular source of income through employment
  • You have a UK bank or building society account
  • You are able to provide at least one landline telephone number and a valid email
  • You are aged 18 or over
More Information
Representative Example: 17.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for 9 months
Balance Transfer Fee:
4%
Purchases:
None
Representative APR:
29.9% APR (variable)
More Information

Card Details

Fluid Balance Transfer
  • 0% interest on balance transfers for 9 months from account opening
  • 4% balance transfer fee
  • No introductory offer on purchases
  • Check your eligibility with FastCheck
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Fluid Balance Transfer
  • You have a permanent UK address
  • You have a current UK bank or building society account
  • You have no bankruptcy proceedings against you
  • You are aged 18 or over
More Information
Representative Example: 29.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 29.94% p.a. (variable)

Card Offers

Balance Transfers:
0% for 9 Months
Balance Transfer Fee:
5%
Purchases:
No offer
Representative APR:
24.9% APR (variable)
More Information

Card Details

Recognition from House of Fraser
  • 0% p.a. on balance transfers for 9 months
  • 5% balance transfer fee
  • No introductory offer on purchases
  • Earn Reward Points every time you shop using the card
  • Receive invitations to exclusive cardmember events in store
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Recognition from House of Fraser
  • You are a permanent UK resident
  • You have lived in the UK for last 12 months
  • You have a current UK bank account
  • You have a good credit history
  • You are aged 18 or over
More Information
Representative Example: 24.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 24.9% p.a. (variable)
*The interest rates and credit limit which apply to you will depend on our assessment of your application
0% Balance Transfer Credit Cards for  6  Months

Card Offers

Balance Transfers:
0% for up to 6 Months
Balance Transfer Fee:
2.98%
Purchases:
0% for 6 Months
Representative APR:
17.9% APR (variable)
More Information

Card Details

Ulster Rugby
  • 0% on balance transfers for up to 6 months from account opening date
  • 2.98% balance transfer fee
  • 0% on purchases for 6 months from account opening date
  • Ulster Rugby will receive a one-off payment for every approved account
  • Ulster Rugby will receive further contributions for every retail purchase
  • All contributions and payments will go to helping rugby in Ulster from the grass roots up
  • Annual Fee: None
More Information

Application Criteria

Ulster Rugby
  • You are a Northern Ireland resident or Bank Of Ireland (UK) customer
  • You have a good credit history
  • You are aged 18 or over
More Information
Representative Example: 17.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for 6 Months
Balance Transfer Fee:
3%
Purchases:
0% for 6 Months
Representative APR:
22.9% APR (variable)
More Information

Card Details

Virgin Atlantic Reward
  • 0% on balance transfers for 6 months from date account opened
  • 3% balance transfer fee in first 60 days, 5% fee applies after 60 days
  • 0% on purchases for 6 months from the date your account is opened
  • Earm Flying Club miles on everyday purchases
  • Contactless payments to quickly and securely pay for purchases up to £30
  • Annual Fee: None
More Information

Application Criteria

Virgin Atlantic Reward
  • You are a UK resident
  • You have a bank or building society account
  • You have a good credit history
  • You are aged 18 or over
More Information
Representative Example: 22.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 22.9% p.a. (variable)
Credit limits will vary based on your individual circumstances

Card Offers

Balance Transfers:
0% for 6 Months
Balance Transfer Fee:
3%
Purchases:
0% for 6 Months
Representative APR:
63.9% APR (variable)
More Information

Card Details

Virgin Atlantic Reward+
  • 0% on balance transfers for 6 months from the date your account is opened
  • 3% balance transfer fee in first 60 days, 5% fee applies after 60 days
  • 0% on purchases for 6 months from the date your account is opened
  • Earm Flying Club miles on everyday purchases
  • Contactless payments to quickly and securely pay for purchases up to £30
  • Online card servicing
  • Annual Fee: £160
More Information

Application Criteria

Virgin Atlantic Reward+
  • You are a UK resident
  • You have a bank or building society account
  • You have a good credit history
  • You are aged 18 or over
More Information
Representative Example: 63.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 22.9% p.a. (variable) with an annual fee payable of £160

Card Offers

Balance Transfers:
0% for 6 Months
Balance Transfer Fee:
5%
Purchases:
No offer
Representative APR:
18.9% APR (variable)
More Information

Card Details

Albion MasterCard
  • 0% on balance transfers for 6 months made within 90 days of account opening
  • 5% balance transfer fee, minimum £5
  • No introductory offer on purchases
  • 0% interest on Season Ticket for 9 months
  • Exclusive monthly prize draws
  • Annual Fee: None
More Information

Application Criteria

Albion MasterCard
  • You are a permanent resident of the UK
  • You are in full-time employment
  • You have a UK bank or building society account
  • You are able to provide at least one landline telephone number and a valid email
  • You are aged 18 or over
More Information
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for 6 Months
Balance Transfer Fee:
5%
Purchases:
No offer
Representative APR:
18.9% APR (variable)
More Information

Card Details

Sheffield Wednesday FC
  • 0% for 6 months on balance transfers made within 90 days of account opening
  • 5% balance transfer fee, minimum £5
  • No introductory offer on purchases
  • 0% interest for 9 months on your Season Ticket
  • 2 for 1 ticket deal after the first 3 spends on the card
  • 10% discount in the Owls Hillsborough Store
  • Annual Fee: None
More Information

Application Criteria

Sheffield Wednesday FC
  • You are a permanent resident of the UK
  • You are in full-time employment
  • You have a UK bank or building society account
  • You are able to provide at least one landline telephone number and a valid email
  • You are aged 18 or over
More Information
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for 6 Months
Balance Transfer Fee:
5%
Purchases:
No offer
Representative APR:
18.9% APR (variable)
More Information

Card Details

Wolves FC
  • 0% for 6 months on balance transfers made within 90 days
  • 5% balance transfer fee, minimum £5
  • No introductory offer on purchases
  • 0% interest for 9 months on Season Ticket purchases
  • Money can not buy offers - tickets, signed merchandise
  • Free meet and greet signing sessions when you activate your card
  • Annual Fee: None
More Information

Application Criteria

Wolves FC
  • You are a permanent resident of the UK
  • You are in full-time employment
  • You have a UK bank or building society account
  • You are able to provide at least one landline telephone number and a valid email
  • You are aged 18 or over
More Information
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
0% Balance Transfer Credit Cards for  3  Months

Card Offers

Balance Transfers:
0% interest for 3 Months
Balance Transfer Fee:
2.9%
Purchases:
0% interest for up to 26 Months
Representative APR:
19.9% APR (variable)
More Information

Card Details

Tesco Clubcard Credit Card for Purchases
  • 0% interest for 3 months on balance transfers from account opening
  • 2.9% balance transfer fee
  • 0% interest for for up to 26 months on purchases from account opening
  • Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
  • Apply online and get a decision within 60 seconds
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Tesco Clubcard Credit Card for Purchases
  • You have an annual income of at least £5,000
  • You are at least 18 years of age
  • You have a good credit history
  • You live in the UK, or have a British Forces Post Office address
  • You don't currently hold more than 1 Tesco Bank Credit Card
  • You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
More Information
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for 3 Months
Balance Transfer Fee:
3%
Purchases:
0% for 22 Months
Representative APR:
20.9% APR (variable)
More Information

Card Details

Sainsbury’s Purchase
  • 0% interest on balance transfers for first 3 months
  • 3% balance transfer fee, minimum £3
  • 0% interest on purchases for 22 months from account opening
  • Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
  • Collect 1 Nectar point for every £5 spent on your card elsewhere
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Sainsbury’s Purchase
  • You have a permanent UK address
  • You have not been declined for credit in the last month
  • You do not have a history of bad credit
  • You are aged 18 or over
More Information
Representative Example: 20.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 20.95% p.a. (variable)
0% Balance Transfer Credit Cards for  1  Months

Card Offers

Balance Transfers:
0% for 1 Month
Balance Transfer Fee:
0%
Purchases:
0% for 1 Month
Representative APR:
5.9% APR (variable)
More Information

Card Details

Tesco Low APR
  • 0% on balance transfers for 1 month from from account opening
  • 0% balance transfer fee during first month, 3% fee thereafter
  • 0% on purchases for 1 months from account opening
  • Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
  • Apply online and get a decision within 60 seconds
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Tesco Low APR
  • You have an annual income of at least £5,000
  • You are at least 18 years of age
  • You have a good credit history
  • You live in the UK, or have a British Forces Post Office address
  • You don't currently hold more than 1 Tesco Bank Credit Card
  • You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
More Information
Representative Example: 5.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 5.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for 1 Month
Balance Transfer Fee:
3%
Purchases:
0% for 12 Months
Representative APR:
18.9% APR (variable)
More Information

Card Details

Santander Zero
  • 0% for 1 month on balance transfers from account opening
  • 3% balance transfer fee, minimum £5
  • 0% for 12 months on purchases from account opening
  • No foreign transaction fees when you spend abroad in the local currency
  • No cash withdrawal fee anywhere in the world
  • Annual Fee: None
More Information

Application Criteria

Santander Zero
  • You are a permanent resident of the UK
  • You have a good credit history with no history of bad credit
  • You have an income of £7,500 per year or more
  • You are at least 18 years of age
More Information
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)