Balance Transfer Credit Cards – Page 3

  • You can now apply for all of the following balance transfer credit cards.
  • All of these credit cards are issued by a different card company from your current credit card, so will allow a balance transfer.

Balance Transfer Expert may receive commissions from some of the credit card companies that we refer users to. How this site works.

0% Balance Transfer Credit Cards for  9  Months

Card Offers

Balance Transfers:
0% for up to 9 Months
Balance Transfer Fee:
2.98%
Purchases:
0% for 3 Months
Representative APR:
17.9% APR (variable)
More Information

Card Details

Queens Affinity
  • 0% on balance transfers for up to 9 months from account opening
  • 2.98% balance transfer fee
  • 0% on purchases for 3 months from account opening
  • Donation made to Queens University for every card purchase
  • Up to 3 additional cardholders free of charge
  • 24 hour customer service
  • Annual Fee: None
More Information

Application Criteria

Queens Affinity
  • You are a Northern Ireland resident or Bank Of Ireland (UK) customer
  • You have a good credit history
  • You are aged 18 or over
More Information
Representative Example: 17.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for 9 Months
Balance Transfer Fee:
3%
Purchases:
0% for 3 Months
Representative APR:
17.9% APR (variable)
More Information

Card Details

Maximiles
  • 0% for 9 months on balance transfers made within 90 days of account opening
  • 3% balance transfer fee, minimum £3
  • 0% for 3 months on purchases made within 90 days of account opening
  • Earn 1 Maximiles point for every £1 spent on the card
  • 5000 bonus points when you make first card purchase
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Maximiles
  • You are a permanent resident of the UK
  • You have a regular source of income through employment
  • You have a UK bank or building society account
  • You are able to provide at least one landline telephone number and a valid email
  • You are aged 18 or over
More Information
Representative Example: 17.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for 9 months
Balance Transfer Fee:
4%
Purchases:
None
Representative APR:
34.9% APR (variable)
More Information

Card Details

Fluid Balance Transfer
  • 0% interest on balance transfers for 9 months from account opening
  • 4% balance transfer fee
  • No introductory offer on purchases
  • Check your eligibility with FastCheck
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Fluid Balance Transfer
  • You have a permanent UK address
  • You have a current UK bank or building society account
  • You have no bankruptcy proceedings against you
  • You are aged 18 or over
More Information
Representative Example: 34.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 34.94% p.a. (variable)
0% Balance Transfer Credit Cards for  6  Months

Card Offers

Balance Transfers:
0% for up to 6 Months
Balance Transfer Fee:
2.98%
Purchases:
0% for 6 Months
Representative APR:
17.9% APR (variable)
More Information

Card Details

Ulster Rugby
  • 0% on balance transfers for up to 6 months from account opening date
  • 2.98% balance transfer fee
  • 0% on purchases for 6 months from account opening date
  • Ulster Rugby will receive a one-off payment for every approved account
  • Ulster Rugby will receive further contributions for every retail purchase
  • All contributions and payments will go to helping rugby in Ulster from the grass roots up
  • Annual Fee: None
More Information

Application Criteria

Ulster Rugby
  • You are a Northern Ireland resident or Bank Of Ireland (UK) customer
  • You have a good credit history
  • You are aged 18 or over
More Information
Representative Example: 17.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for 6 Months
Balance Transfer Fee:
3%
Purchases:
0% for 6 Months
Representative APR:
22.9% APR (variable)
More Information

Card Details

Virgin Atlantic Reward
  • 0% on balance transfers for 6 months from date account opened
  • 3% balance transfer fee in first 60 days, 5% fee applies after 60 days
  • 0% on purchases for 6 months from the date your account is opened
  • Earm Flying Club miles on everyday purchases
  • Contactless payments to quickly and securely pay for purchases up to £30
  • Annual Fee: None
More Information

Application Criteria

Virgin Atlantic Reward
  • You are a UK resident
  • You have a bank or building society account
  • You have a good credit history
  • You are aged 18 or over
More Information
Representative Example: 22.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 22.9% p.a. (variable)
Credit limits will vary based on your individual circumstances

Card Offers

Balance Transfers:
0% for 6 Months
Balance Transfer Fee:
3%
Purchases:
0% for 6 Months
Representative APR:
63.9% APR (variable)
More Information

Card Details

Virgin Atlantic Reward+
  • 0% on balance transfers for 6 months from the date your account is opened
  • 3% balance transfer fee in first 60 days, 5% fee applies after 60 days
  • 0% on purchases for 6 months from the date your account is opened
  • Earm Flying Club miles on everyday purchases
  • Contactless payments to quickly and securely pay for purchases up to £30
  • Online card servicing
  • Annual Fee: £160
More Information

Application Criteria

Virgin Atlantic Reward+
  • You are a UK resident
  • You have a bank or building society account
  • You have a good credit history
  • You are aged 18 or over
More Information
Representative Example: 63.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 22.9% p.a. (variable) with an annual fee payable of £160
0% Balance Transfer Credit Cards for  3  Months

Card Offers

Balance Transfers:
0% for 3 Months
Balance Transfer Fee:
0%
Purchases:
0% for 3 Months
Representative APR:
7.9% APR (variable)
More Information

Card Details

TSB Advance MasterCard
  • 0% interest for first 3 months on balances transferred within first 90 days
  • 0% balance transfer fee within first 90 days, 3% fee applies after 90 days
  • 0% interest on purchases for the first 3 months
  • Internet fraud protection and Clicksafe
  • Online card servicing
  • Annual Fee: None
More Information

Application Criteria

TSB Advance MasterCard
  • You are an existing TSB customer
  • You are not currently declared bankrupt, have CCJs or subject to IVA
  • You have a good credit rating and regular income
  • You are a UK resident
  • You are aged 18 or over
More Information
Representative Example: 7.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 7.95% p.a. (variable)

Card Offers

Balance Transfers:
0% interest for 3 Months
Balance Transfer Fee:
2.9%
Purchases:
0% interest for up to 20 Months
Representative APR:
19.9% APR (variable)
More Information

Card Details

Tesco Clubcard Credit Card for Purchases
  • 0% interest for 3 months on balance transfers from account opening
  • 2.9% balance transfer fee
  • 0% interest for for up to 20 months on purchases from account opening
  • Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
  • Apply online and get a decision within 60 seconds
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Tesco Clubcard Credit Card for Purchases
  • You have an annual income of at least £5,000
  • You are at least 18 years of age
  • You have a good credit history
  • You live in the UK, or have a British Forces Post Office address
  • You don't currently hold more than 1 Tesco Bank Credit Card
  • You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
More Information
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for 3 Months
Balance Transfer Fee:
3%
Purchases:
0% for 20 Months
Representative APR:
20.9% APR (variable)
More Information

Card Details

Sainsbury’s Purchase
  • 0% interest on balance transfers for first 3 months
  • 3% balance transfer fee, minimum £3
  • 0% interest on purchases for 20 months from account opening
  • Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
  • Collect 1 Nectar point for every £5 spent on your card elsewhere
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Sainsbury’s Purchase
  • You have a permanent UK address
  • You have not been declined for credit in the last month
  • You do not have a history of bad credit
  • You are aged 18 or over
More Information
Representative Example: 20.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 20.95% p.a. (variable)
0% Balance Transfer Credit Cards for  1  Months

Card Offers

Balance Transfers:
0% for 1 Month
Balance Transfer Fee:
0%
Purchases:
0% for 1 Month
Representative APR:
5.9% APR (variable)
More Information

Card Details

Tesco Low APR
  • 0% on balance transfers for 1 month from from account opening
  • 0% balance transfer fee during first month, 3% fee thereafter
  • 0% on purchases for 1 months from account opening
  • Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
  • Apply online and get a decision within 60 seconds
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Tesco Low APR
  • You have an annual income of at least £5,000
  • You are at least 18 years of age
  • You have a good credit history
  • You live in the UK, or have a British Forces Post Office address
  • You don't currently hold more than 1 Tesco Bank Credit Card
  • You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
More Information
Representative Example: 5.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 5.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for 1 Month
Balance Transfer Fee:
3%
Purchases:
0% for 12 Months
Representative APR:
18.9% APR (variable)
More Information

Card Details

Santander Zero
  • 0% for 1 month on balance transfers from account opening
  • 3% balance transfer fee, minimum £5
  • 0% for 12 months on purchases from account opening
  • No foreign transaction fees when you spend abroad in the local currency
  • No cash withdrawal fee anywhere in the world
  • Annual Fee: None
More Information

Application Criteria

Santander Zero
  • You are a permanent resident of the UK
  • You have a good credit history with no history of bad credit
  • You have an income of £7,500 per year or more
  • You are at least 18 years of age
More Information
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)