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0% Balance Transfer Credit Cards for 16 Months
Card Offers
Balance Transfers:
0% for up to 16 months
Balance Transfer Fee:
3.49%
Purchases:
0% for up to 18 months
Representative APR:
24.9% APR (variable)
Card Details
HSBC Purchase Plus*
- 0% interest for up to 16 months on balance transfers made within first 60 days of account opening
- 3.49% balance transfer fee applies (minimum £5)
- 0% interest on purchases for up to 18 months from account opening
- At end of promotional period, balance transfers and purchases will revert to standard variable rate
- Worldwide offers and discounts with HSBC home&Away
- Manage your card online
- Annual Fee: None
Application Criteria
HSBC Purchase Plus*
- You have an annual income or pension before tax of £6,800 or more
- You are a UK resident
- You are aged 18 or over
- You do not hold an HSBC Basic bank account
Representative Example: 24.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 24.9% p.a. (variable)
Credit is subject to status, affordability and applicable terms and conditions. You might get different interest rates and promotional periods to those shown here, because these depend on your circumstances.
No balance transfers allowed to this card from first direct, HSBC or M&S credit cards
Card Offers
Balance Transfers:
0% for 16 months
Balance Transfer Fee:
3%
Purchases:
0% for 13 months
Representative APR:
23.9% APR (variable)
Card Details
- 0% on balance transfers for 16 months from the date your account is opened
- 3% balance transfer fee in first 60 days, 5% fee applies after 60 days
- 0% on purchases for 13 months from the date your account is opened
- Discounts on Virgin holidays, Virgin trains and Virgin experience days
- Contactless payments to quickly and securely pay for purchases under £100
- Online card servicing
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have a bank or building society account
- You have a good credit history
- You are aged 18 or over
Representative Example: 23.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 23.9% p.a. (variable)
No balance transfers allowed to this card from Clydesdale,Yorkshire or Virgin credit cards
0% Balance Transfer Credit Cards for 15 Months
Card Offers
Balance Transfers:
0% for 15 months
Balance Transfer Fee:
2.99%
Purchases:
0% for 18 months
Representative APR:
23.9% APR (variable)
Card Details
M&S Shopping Plus*
- 0% for 15 months on balance transfers made within 90 days of account opening
- 2.99% balance transfer fee, minimum £5
- 0% on purchases for 18 months from account opening
- Collect M&S points every time you shop anywhere in the world with your card
- One point for every £1 you spend in M&S and one point for every £5 you spend elsewhere
- Manage account online
- Annual Fee: None
Application Criteria
M&S Shopping Plus*
- You are a UK resident
- You have an annual income or pension of at least £6,800
- You are aged 18 or over
- You have not held a credit card with M&S Bank within the previous 12 months
Representative Example: 23.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 23.9% p.a. (variable)
No balance transfers allowed to this card from first direct, HSBC or M&S credit cards
Card Offers
Balance Transfers:
0% for 15 months
Balance Transfer Fee:
1.5%
Purchases:
0% for 15 months
Representative APR:
19.9% APR (variable)
Card Details
Nationwide Member Credit Card - All Rounder
- 0% on balance transfers for 15 months if made within 90 days of account opening
- 1.5% balance transfer fee within first 90 days, after that 2.4% fee applies, minimum £5
- 0% on purchases for 15 months from date you open your account
- Unlimited commission-free purchases abroad
- Manage account online
- Annual Fee: None
Application Criteria
Nationwide Member Credit Card - All Rounder
- Must be a Member of Nationwide. This means you already have a current account, mortgage or savings account with Nationwide
- You are a UK resident
- You have a minimum income of £5000 per year
- You have a good credit history
- You are aged 18 or over
Nationwide Members ONLY. You must already have a current account, mortgage or savings account with Nationwide
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)
No balance transfers allowed to this card from Nationwide credit cards
Card Offers
Balance Transfers:
0% for 15 months
Balance Transfer Fee:
0%
Purchases:
0% for 15 months
Representative APR:
29.8% APR (variable)
Card Details
- 0% interest on balance transfers for 15 month from account opening
- 0% balance transfer fee
- 0% interest on purchases for 15 month from account opening
- 0.5% cashback on all of your purchases
- No foreign transaction fee on purchases made abroad in local currency
- Cashback through Retailer Offers
- Monthly Fee: £3
Application Criteria
- You are a permanent UK resident
- You have a good credit history with no history of bad credit
- You have an income of £10,500 per year or more
- You are at least 18 years of age
£3 monthly account fee
Representative Example: 29.8% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 23.9% p.a. (variable) with a monthly fee of £3 payable
No balance transfers allowed to this card from Santander credit cards
Card Offers
Balance Transfers:
0% for up to 15 months
Balance Transfer Fee:
1.45%
Purchases:
0% for up to 15 months
Representative APR:
22.9% APR (variable)
Card Details
- 0% interest for up to the first 15 months on balances transferred within first 90 days
- 1.45% balance transfer fee during first 90 days, 3% fee applies afer 90 days
- 0% interest on purchases for up to the first 15 months
- Internet fraud protection and Clicksafe
- Online card servicing
- Annual Fee: None
Application Criteria
- You do not already have a credit card from TSB
- You are not currently declared bankrupt, have CCJs or subject to IVA
- You have a regular income
- You are a UK resident
- You are aged 18 or over
Representative Example: 22.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 22.95% p.a. (variable)
No balance transfers allowed to this card from TSB credit cards
Card Offers
Balance Transfers:
0% interest for 15 months
Balance Transfer Fee:
1.99%
Purchases:
N/A
Representative APR:
24.9% APR (variable)
Card Details
- 0% interest for 15 months on balance transfers from account opening
- 1.99% balance transfer fee
- No purchases offer with this card
- Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
- Online account management
- Annual Fee: None
Application Criteria
- You have an annual income of at least £5,000
- You are at least 18 years of age
- You have a good credit history
- You live in the UK, or have a British Forces Post Office address
- You don't currently hold more than 1 Tesco Bank Credit Card
- You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
Representative Example: 24.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 24.9% p.a. (variable)
No balance transfers allowed to this card from Tesco credit cards
Card Offers
Balance Transfers:
0% for up to 15 months
Balance Transfer Fee:
2.99%
Purchases:
0% for up to 17 months
Representative APR:
23.9% APR (variable)
Card Details
- 0% for up to 15 months on balances transferred in the first 90 days
- 2.99% balance transfer fee in first 90 days, 5% fee applies after 90 days of account opening
- 0% interest for up to 17 months from account opening on purchases
- Lloyds Clicksafe and Internet fraud protection
- Online card servicing
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have a regular income
- You have a good credit history free from any county court judgements
- You are aged 18 or over
Representative Example: 23.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 23.94% p.a. (variable)
No balance transfers allowed to this card from Lloyds credit cards
0% Balance Transfer Credit Cards for 14 Months
Card Offers
Balance Transfers:
0% for 14 months
Balance Transfer Fee:
0%
Purchases:
0% for 3 months
Representative APR:
24.9% APR (variable)
Card Details
Ulster Bank Balance Transfer
- 0% on balance transfers for 14 months from account opening
- 0% balance transfer fee
- 0% on purchases for first 3 months from account opening
- Lock and unlock your credit card in app
- Manage your card 24/7 online and by telephone banking
- Annual Fee: None
Application Criteria
Ulster Bank Balance Transfer
- You are a UK resident
- You are earning at least £10,000 per year
- You are aged 18 or over
Representative Example: 24.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 24.9% p.a. (variable)
No balance transfers allowed to this card from NatWest, RBS or Ulster Bank credit cards
Card Offers
Balance Transfers:
0% for 14 months
Balance Transfer Fee:
0%
Purchases:
0% for 3 months
Representative APR:
24.9% APR (variable)
Card Details
- 0% for 14 months from account opening on balance transfers made within first 3 months
- 0% balance transfer fee
- 0% on purchases for 3 months from account opening
- Lock and unlock your credit card in app
- Manage your card 24/7 online and by telephone banking
- Annual Fee: None
Application Criteria
- You are a UK resident
- You are earning at least £10,000 per year
- You are aged 18 or over
Representative Example: 24.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 24.9% p.a. (variable)
No balance transfers allowed to this card from NatWest, RBS or Ulster Bank credit cards
Card Offers
Balance Transfers:
0% for 14 months
Balance Transfer Fee:
0%
Purchases:
0% for 3 months
Representative APR:
24.9% APR (variable)
Card Details
- 0% on balance transfers for 14 months from account opening
- 0% balance transfer fee
- 0% on purchases for first 3 months from account opening
- Lock and unlock your credit card in app
- Manage your card 24/7 online and by telephone banking
- Annual Fee: None
Application Criteria
- You are a UK resident
- You are earning at least £10,000 per year
- You are aged 18 or over
Representative Example: 24.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 24.9% p.a. (variable)
No balance transfers allowed to this card from NatWest, RBS or Ulster Bank credit cards
Card Offers
Balance Transfers:
0% for 14 months
Balance Transfer Fee:
2.5%
Purchases:
0% for 3 months
Representative APR:
29.9% APR (variable)
Card Details
- 0% on balance transfers for 14 months from the date your account is opened
- 2.5% balance transfer fee in first 60 days, 5% fee applies after 60 days
- 0% on purchases for 3 months from the date your account is opened
- Discounts on Virgin holidays, Virgin trains and Virgin experience days
- Contactless payments to quickly and securely pay for purchases under £100
- Online card servicing
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have a bank or building society account
- You have a good credit history
- You are aged 18 or over
Representative Example: 29.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 29.9% p.a. (variable)
No balance transfers allowed to this card from Clydesdale,Yorksire or Virgin credit cards
0% Balance Transfer Credit Cards for 12 Months
Card Offers
Balance Transfers:
0% for up to 12 months
Balance Transfer Fee:
2.9%
Purchases:
0% for up to 12 months
Representative APR:
34.9% APR (variable)
Card Details
Post Office Classic
- 0% on balance transfers for up to 12 months
- 2.9% balance transfer fee
- 0% on purchases for up to 12 months
- Credit limit up to £8,000
- Online account management
- Annual Fee: None
Application Criteria
Post Office Classic
- You are a UK resident
- You have a bank or building society account
- You are aged 18 or over
Representative Example: 34.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 34.9% p.a. (variable)
No balance transfers allowed to this card from Capital One or Post Ofice credit cards
Card Offers
Balance Transfers:
0% for 12 months
Balance Transfer Fee:
0%
Purchases:
0% for 3 months
Representative APR:
24.9% APR (variable)
Card Details
- 0% interest on balance transfers for up to 12 months from account opening
- 0% balance transfer fee applies
- 0% interest on purchases for up to 3 months from account opening
- Contactless payment technology for purchases of £100 or under
- Online account management
- Annual Fee: None
Application Criteria
- You have a permanent UK address
- You have a regular income of more than £20,000 pa
- You have a good credit rating
- You have no history of bankruptcy or late payments
- You are aged 21 or over
Representative Example: 24.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 23.9% p.a. (variable)
No balance transfers allowed to this card from Barclaycard or Hilton credit cards
Card Offers
Balance Transfers:
0% for 12 months
Balance Transfer Fee:
0%
Purchases:
0% for 3 months
Representative APR:
23.9% APR (variable)
Card Details
- 0% on balance transfers for 12 months from account opening
- 0% balance transfer fee
- 0% on purchases for 3 months from account opening
- Cashback through Retailer Offers
- Online account management
- Annual Fee: None
Application Criteria
- You are a permanent UK resident
- You have a good credit history with no history of bad credit
- You have an income of £10,500 per year or more
- You are 18 years of age or over
Representative Example: 23.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 23.9% p.a. (variable)
No balance transfers allowed to this card from Santander credit cards
