Balance Transfer Credit Cards – Page 2

  • You can now apply for all of the following balance transfer credit cards.
  • All of these credit cards are issued by a different card company from your current credit card, so will allow a balance transfer.

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0% Balance Transfer Credit Cards for  23  Months

Card Offers

Balance Transfers:
0% for 23 Months
Balance Transfer Fee:
2.9%
Purchases:
0% for 20 Months
Representative APR:
21.9% APR (variable)
More Information

Card Details

Virgin Money 23 Month All Round
  • 0% on balance transfers for 23 months from the date your account is opened
  • 2.9% balance transfer fee in first 60 days, 5% fee applies after 60 days
  • 0% on purchases for 20 months from the date your account is opened
  • Discounts on Virgin holidays, Virgin trains and Virgin experience days
  • Contactless payments to quickly and securely pay for purchases under £30
  • Online card servicing
  • Annual Fee: None
More Information

Application Criteria

Virgin Money 23 Month All Round
  • You are a UK resident
  • You have a bank or building society account
  • You have a good credit history
  • You are aged 18 or over
More Information
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
0% Balance Transfer Credit Cards for  20  Months

Card Offers

Balance Transfers:
0% for 20 Months
Balance Transfer Fee:
0%
Purchases:
0% for 3 Months
Representative APR:
19.9% APR (variable)
More Information

Card Details

NatWest Balance Transfer
  • 0% on balance transfers for 20 months from account opening
  • No balance transfer fee
  • 0% on purchases for first 3 months from account opening
  • Lock and unlock your credit card in app
  • Manage your card 24/7 online and by telephone banking
  • Annual Fee: None
More Information

Application Criteria

NatWest Balance Transfer
  • You are a NatWest customer
  • You are a UK resident
  • You are earning at least £10,000 per year
  • You are aged 18 or over
More Information
Only available to customers who have a current account, savings account, credit card or mortgage with NatWest
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for 20 Months
Balance Transfer Fee:
0%
Purchases:
0% for 3 Months
Representative APR:
19.9% APR (variable)
More Information

Card Details

RBS Balance Transfer
  • 0% on balance transfers for 20 months from account opening
  • No balance transfer fee
  • 0% on purchases for first 3 months from account opening
  • Lock and unlock your credit card in app
  • Manage your card 24/7 online and by telephone banking
  • Annual Fee: None
More Information

Application Criteria

RBS Balance Transfer
  • You are a RBS customer
  • You are a UK resident
  • You are earning at least £10,000 per year
  • You are aged 18 or over
More Information
Only available to customers who have a current account, savings account, credit card or mortgage with RBS
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for up to 20 Months
Balance Transfer Fee:
2.95%
Purchases:
0% for up to 20 Months
Representative APR:
19.9% APR (variable)
More Information

Card Details

TSB Platinum Purchase
  • 0% interest for up to the first 20 months on balances transferred within first 90 days
  • 2.95% balance transfer fee during first 90 days, 3% fee applies afer 90 days
  • 0% interest on purchases for up to the first 20 months
  • Internet fraud protection and Clicksafe
  • Online card servicing
  • Annual Fee: None
More Information

Application Criteria

TSB Platinum Purchase
  • You are an existing TSB customer
  • You are not currently declared bankrupt, have CCJs or subject to IVA
  • You have a good credit rating and regular income
  • You are a UK resident
  • You are aged 18 or over
More Information
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.95% p.a. (variable)

Card Offers

Balance Transfers:
0% for up to 20 Months
Balance Transfer Fee:
3%
Purchases:
0% for up to 20 Months
Representative APR:
19.9% APR (variable)
More Information

Card Details

Bank Of Scotland 20 Month Platinum
  • 0% interest for first 20 months from account opening on balance transfers made within first 90 days
  • 3% balance transfer fee in first 90 days, 5% fee applies after 90 days of account opening.
  • 0% interest for 20 months from account opening on purchases
  • Cover against online fraud when purchasing on the Internet
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Bank Of Scotland 20 Month Platinum
  • You are a UK resident
  • You have a regular income
  • You are aged 18 or over
More Information
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.95% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances

Card Offers

Balance Transfers:
0% for up to 20 Months
Balance Transfer Fee:
3%
Purchases:
0% for up to 20 Months
Representative APR:
19.9% APR (variable)
More Information

Card Details

Halifax 20 Month Balance Transfer
  • 0% for up to 20 months from account opening on balance transfers within the first 90 days
  • 3% balance transfer fee in first 90 days, 5% fee applies after 90 days of account opening.
  • 0% for up to 20 months from account opening on purchases
  • Cover against online fraud when purchasing on the Internet
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Halifax 20 Month Balance Transfer
  • You are a UK resident
  • You have a regular income
  • You do not have any Count Court Judgements against you
  • You are aged 18 or over
More Information
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.95% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances

Card Offers

Balance Transfers:
0% for up to 20 Months
Balance Transfer Fee:
3%
Purchases:
0% for up to 20 Months
Representative APR:
19.9% APR (variable)
More Information

Card Details

Lloyds Platinum 20 Month
  • 0% interest for up to 20 months from account opening on balance transfers
  • 3% balance transfer fee
  • 0% interest for up to 20 months from account opening on purchases
  • Lloyds Clicksafe and Internet fraud protection
  • Online card servicing
  • Annual Fee: None
More Information

Application Criteria

Lloyds Platinum 20 Month
  • You are a UK resident
  • You have a regular income
  • You have a good credit history free from any county court judgements
  • You are aged 18 or over
More Information
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.94% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances
0% Balance Transfer Credit Cards for  18  Months

Card Offers

Balance Transfers:
0% for 18 Months
Balance Transfer Fee:
0%
Purchases:
0% for 3 Months
Representative APR:
18.9% APR (variable)
More Information

Card Details

Santander Everyday
  • 0% on balance transfers for 18 months from date of account opening
  • 0% balance transfer fee
  • 0% on purchases for 3 months from date of account opening
  • Cashback through Retailer Offers
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Santander Everyday
  • You are a permanent UK resident
  • You have a good credit history with no history of bad credit
  • You have an income of £7,500 per year or more
  • You are 18 years of age or over
More Information
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for 18 Months
Balance Transfer Fee:
0%
Purchases:
0% for 18 Months
Representative APR:
49.8% APR (variable)
More Information

Card Details

Santander World Elite
  • 0% for 18 months on balance transfers from date of account opening
  • 0% balance transfer fee
  • 0% for 18 months on purchases from date of account opening
  • 0.5% on all purchases up to a maximum monthly spend of £3,000
  • Unlimited airport lounge access
  • Access to over 1 million Wi-Fi hotspots
  • Monthly Fee: £15
More Information

Application Criteria

Santander World Elite
  • You are a Santander Select or Private customer
  • You have a good credit history with no history of bad credit
  • You have an income of £7,500 per year or more
  • You are aged 18 or over
More Information
Representative Example: 49.8% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable) with a monthly fee payable of £15

Card Offers

Balance Transfers:
0% for 18 Months
Balance Transfer Fee:
2%
Purchases:
0% for 28 Months
Representative APR:
19.9% APR (variable)
More Information

Card Details

Virgin Money Purchase
  • 0% on balance transfers for 18 months from the date your account is opened
  • 2% balance transfer fee in first 60 days, 5% fee applies after 60 days
  • 0% on purchases for 28 months from the date your account is opened
  • Discounts on Virgin holidays, Virgin trains and Virgin experience days
  • Contactless payments to quickly and securely pay for purchases up to £20
  • Paperless statements
  • Annual Fee: None
More Information

Application Criteria

Virgin Money Purchase
  • You are a UK resident
  • You have a bank or building society account
  • You have a good credit history
  • You are aged 18 or over
More Information
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for 18 Months
Balance Transfer Fee:
3%
Purchases:
0% for 9 Months
Representative APR:
27.9% APR (variable)
More Information

Card Details

Bank of Scotland Classic
  • 0% for 18 months from account opening on balance transfers made within first 90 days
  • 3% balance transfer fee
  • 0% for 9 months from account opening on purchases
  • Cover against online fraud when purchasing on the Internet
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Bank of Scotland Classic
  • You are a UK resident
  • You have a regular income
  • You have not bankrupt or subject to an IVA and have no County Court Judgments
  • You are aged 18 or over
More Information
Representative Example: 27.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 27.95% p.a. (variable)
0% Balance Transfer Credit Cards for  16  Months

Card Offers

Balance Transfers:
0% for up to 16 Months
Balance Transfer Fee:
0%
Purchases:
0% for 3 months
Representative APR:
19.9% APR (variable)
More Information

Card Details

Sainsbury’s No Balance Transfer Fee
  • 0% interest on balance transfers for up to 16 months
  • No balance transfer fee applies to transfers made within your first 3 months
  • 0% interest on purchases for first 3 months
  • Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
  • Collect 1 Nectar point for every £5 spent on your card elsewhere
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Sainsbury’s No Balance Transfer Fee
  • You have a permanent UK address
  • You have not been declined for credit in the last month
  • You do not have a history of bad credit
  • You are aged 18 or over
More Information
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.95% p.a. (variable)
0% Balance Transfer Credit Cards for  15  Months

Card Offers

Balance Transfers:
0% for up to 15 Months
Balance Transfer Fee:
0%
Purchases:
0% for 6 Months
Representative APR:
19.9% APR (variable)
More Information

Card Details

Halifax No Fee Balance Transfer
  • 0% for up to 15 months from account opening on balance transfers within first 90 days
  • 0% balance transfer fee in first 90 days, 5% fee applies after 90 days of account opening.
  • 0% for 6 months from account opening on purchases
  • Cover against online fraud when purchasing on the Internet
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Halifax No Fee Balance Transfer
  • You are a UK resident
  • You have a regular income
  • You do not have any Count Court Judgements against you
  • You are aged 18 or over
More Information
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.95% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances

Card Offers

Balance Transfers:
0% for up to 15 Months
Balance Transfer Fee:
0%
Purchases:
0% for up to 6 Months
Representative APR:
19.9% APR (variable)
More Information

Card Details

Lloyds No Fee Balance Transfer
  • 0% for up to 15 months on balances transferred in the first 90 days
  • 0% balance transfer fee in first 90 days, 3% fee after 90 days
  • 0% on purchases for 6 months from account opening
  • Lloyds Clicksafe and Internet fraud protection
  • Online card servicing
  • Annual Fee: None
More Information

Application Criteria

Lloyds No Fee Balance Transfer
  • You are a UK resident
  • You have a regular income
  • You are free from any county court judgements
  • You are aged 18 or over
More Information
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.94% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances
0% Balance Transfer Credit Cards for  12  Months

Card Offers

Balance Transfers:
0% for 12 Months
Balance Transfer Fee:
2%
Purchases:
0% for 12 Months
Representative APR:
21.9% APR (variable)
More Information

Card Details

Virgin Money Travel
  • 0% on balance transfers for 12 months from the date your account is opened
  • 2% balance transfer fee in first 60 days, 5% fee applies after 60 days
  • 0% on purchases for 12 months from the date your account is opened
  • Discounts on Virgin holidays, Virgin trains and Virgin experience days
  • Contactless payments to quickly and securely pay for purchases under £30
  • Online card servicing
  • Annual Fee: None
More Information

Application Criteria

Virgin Money Travel
  • You are a UK resident
  • You have a bank or building society account
  • You have a good credit history
  • You are aged 18 or over
More Information
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for 12 Months
Balance Transfer Fee:
2.9%
Purchases:
0% for 3 Months
Representative APR:
24.9% APR (variable)
More Information

Card Details

Capital One Balance Transfer
  • 0% on balance transfers for 12 months
  • 2.9% balance transfer fee
  • 0% on purchases for 3 months
  • Credit limit up to £6,000
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Capital One Balance Transfer
  • You are a UK resident
  • You have had credit cards in the past
  • You are a home owner
  • You have an income of more than £20,000 per year
  • You are aged 18 or over
More Information
Representative Example: 24.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 24.93% p.a. (variable)

Card Offers

Balance Transfers:
0% for 12 Months
Balance Transfer Fee:
2.99%
Purchases:
No offer
Representative APR:
24.9% APR (variable)
More Information

Card Details

Debenhams
  • 0% p.a. on balance transfers for 12 months
  • 2.99% balance transfer fee
  • No introductory offer on purchases
  • 500 Bonus Points in your first statement
  • 5
  • 10% off in Debenhams cafes and restaurants
  • Annual Fee: None
More Information

Application Criteria

Debenhams
  • You are a permanent UK resident
  • You have lived in the UK for last 12 months
  • You have a current UK bank account
  • You have a good credit history
  • You are aged 18 or over
More Information
Representative Example: 24.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 24.94% p.a. (variable)
*The interest rates and credit limit which apply to you will depend on our assessment of your application

Card Offers

Balance Transfers:
0% for 12 Months
Balance Transfer Fee:
3%
Purchases:
No offer
Representative APR:
22.9% APR (variable)
More Information

Card Details

IHG Rewards Club
  • 0% interest for 12 months on balances transfered within 3 months of account opening
  • 3% balance transfer fee, minimum £3
  • No introductory offer on purchases
  • 10,000 IHG Reward Club bonus points when you spend £200 within 3 months of account opening
  • Earn IHG Reward Club points on spend in the UK and abroad
  • Gold Elite status when you open your account
  • Annual Fee: None
More Information

Application Criteria

IHG Rewards Club
  • You are a UK resident
  • You do not have County Court Judgments, or be bankrupt or otherwise insolvent
  • You have a UK bank or building society account
  • You are aged 18 or over
More Information
Representative Example: 22.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 22.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for 12 Months
Balance Transfer Fee:
3%
Purchases:
No offer
Representative APR:
45.1% APR (variable)
More Information

Card Details

IHG Rewards Club Premium
  • 0% interest for 12 months on balances transfered within 3 months of account opening
  • 3% balance transfer fee, minimum £3
  • No introductory offer on purchases
  • 20,000 IHG Reward Club bonus points when you spend £200 within 3 months of account opening
  • Earn IHG Reward Club points on spend in the UK and abroad
  • Platinum Elite status when you open your account
  • Annual Fee: £99
More Information

Application Criteria

IHG Rewards Club Premium
  • You have a permanent UK address
  • You do not have County Court Judgments, or be bankrupt or otherwise insolvent
  • You have a bank or building society account
  • You are aged 18 or over
More Information
Representative Example: 45.1% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 22.9% p.a. (variable) with an annual fee of £99 payable

Card Offers

Balance Transfers:
0% for 12 Months
Balance Transfer Fee:
4%
Purchases:
None
Representative APR:
22.9% APR (variable)
More Information

Card Details

MBNA Money Transfer
  • 0% on balance transfers for up to 12 months from the date your account is opened
  • 4% balance transfer fee within first 60 days, 5% fee after 60 days
  • No purchases offer with this card
  • Contactless payments to quickly and securely pay for purchases under £30
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

MBNA Money Transfer
  • You are a UK resident
  • You have a good credit rating/history
  • You have had a permanent UK address for 3 years or more
  • You are aged 18 or over
More Information
Representative Example: 22.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 22.93% p.a. (variable)