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0% Balance Transfer Credit Cards for 20 Months
Card Offers
Balance Transfers:
0% for 20 months
Balance Transfer Fee:
1.5%
Purchases:
0% for 3 months
Representative APR:
21.9% APR (variable)
Card Details
Virgin Money 20 Month Balance Transfer
- 0% on balance transfers for 20 months from the date your account is opened
- 1.5% balance transfer fee in first 60 days, 5% fee applies after 60 days
- 0% on purchases for 3 months from the date your account is opened
- Discounts on Virgin holidays, Virgin trains and Virgin experience days
- Contactless payments to quickly and securely pay for purchases up to £30
- Online card servicing
- Annual Fee: None
Application Criteria
Virgin Money 20 Month Balance Transfer
- You are a UK resident
- You have a bank or building society account
- You have a good credit history
- You are aged 18 or over
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
No balance transfers allowed to this card from Clydesdale,Yorkshire or Virgin credit cards
Card Offers
Balance Transfers:
0% for up to 20 months
Balance Transfer Fee:
2.95%
Purchases:
0% for up to 20 months
Representative APR:
19.9% APR (variable)
Card Details
TSB Platinum Purchase
- 0% interest for up to the first 20 months on balances transferred within first 90 days
- 2.95% balance transfer fee during first 90 days, 3% fee applies afer 90 days
- 0% interest on purchases for up to the first 20 months
- Internet fraud protection and Clicksafe
- Online card servicing
- Annual Fee: None
Application Criteria
TSB Platinum Purchase
- You are an existing TSB customer
- You are not currently declared bankrupt, have CCJs or subject to IVA
- You have a good credit rating and regular income
- You are a UK resident
- You are aged 18 or over
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.95% p.a. (variable)
No balance transfers allowed to this card from TSB credit cards
Card Offers
Balance Transfers:
0% for up to 20 months
Balance Transfer Fee:
3%
Purchases:
0% for up to 20 months
Representative APR:
19.9% APR (variable)
Card Details
Lloyds Platinum 20 Month
- 0% for up to 20 months on balances transferred in the first 90 days
- 3% balance transfer fee in first 90 days, 5% fee applies after 90 days of account opening
- 0% interest for up to 20 months from account opening on purchases
- Lloyds Clicksafe and Internet fraud protection
- Online card servicing
- Annual Fee: None
Application Criteria
Lloyds Platinum 20 Month
- You are a UK resident
- You have a regular income
- You have a good credit history free from any county court judgements
- You are aged 18 or over
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.94% p.a. (variable)
No balance transfers allowed to this card from Lloyds credit cards
Card Offers
Balance Transfers:
0% for up to 20 months
Balance Transfer Fee:
3%
Purchases:
0% for up to 20 months
Representative APR:
21.9% APR (variable)
Card Details
Sainsbury’s Dual Offer
- 0% interest on balance transfers for up to 20 months
- 3% balance transfer fee, minimum £3 on transfers made at application
- 0% interest on purchases for up to 20 months
- Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
- Collect 1 Nectar point for every £5 spent on your card elsewhere
- Online account management
- Annual Fee: None
Application Criteria
Sainsbury’s Dual Offer
- You have a permanent UK address
- You have not been declined for credit in the last month
- You do not have a history of bad credit
- You are aged 18 or over
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.95% p.a. (variable)
No balance transfers allowed to this card from Sainsbury’s credit cards
0% Balance Transfer Credit Cards for 18 Months
Card Offers
Balance Transfers:
0% for 18 months
Balance Transfer Fee:
2.9%
Purchases:
0% for 18 months
Representative APR:
22.9% APR (variable)
Card Details
HSBC Purchase Plus
- 0% interest for 18 months on balance transfers made within first 60 days of account opening
- 2.9% balance transfer fee (minimum £5)
- 0% interest on purchases for 18 months from account opening
- At end of promotional period, balance transfers and purchases will revert to standard variable rate
- home&Away rewards programme giving you instant discounts from well-known brands
- Online account management
- Annual Fee: None
Application Criteria
HSBC Purchase Plus
- You have an annual income or pension before tax of £8,500 or more
- You are a UK resident
- You are aged 18 or over
- You do not hold an HSBC Basic bank account
Representative Example: 22.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 22.9% p.a. (variable)
Credit is subject to status, affordability and applicable terms and conditions
No balance transfers allowed to this card from first direct, HSBC, M&S or Partnership credit cards
Card Offers
Balance Transfers:
0% for up to 18 months
Balance Transfer Fee:
0%
Purchases:
0% for first 3 months
Representative APR:
20.9% APR (variable)
Card Details
Sainsbury’s No Balance Transfer Fee
- 0% interest on balance transfers for up to 18 months
- No balance transfer fee applies to transfers made within your first 3 months
- 0% interest on purchases for first 3 months
- Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
- Collect 1 Nectar point for every £5 spent on your card elsewhere
- Online account management
- Annual Fee: None
Application Criteria
Sainsbury’s No Balance Transfer Fee
- You have a permanent UK address
- You have not been declined for credit in the last month
- You do not have a history of bad credit
- You are aged 18 or over
Representative Example: 20.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 20.95% p.a. (variable)
No balance transfers allowed to this card from Sainsbury’s credit cards
Card Offers
Balance Transfers:
0% for 18 months
Balance Transfer Fee:
0%
Purchases:
0% for 3 months
Representative APR:
18.9% APR (variable)
Card Details
Santander Everyday
- 0% on balance transfers for 18 months from date of account opening
- 0% balance transfer fee
- 0% on purchases for 3 months from date of account opening
- Cashback through Retailer Offers
- Online account management
- Annual Fee: None
Application Criteria
Santander Everyday
- You are a permanent UK resident
- You have a good credit history with no history of bad credit
- You have an income of £7,500 per year or more
- You are 18 years of age or over
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
No balance transfers allowed to this card from Santander credit cards
Card Offers
Balance Transfers:
0% for 18 months
Balance Transfer Fee:
0%
Purchases:
0% for 18 months
Representative APR:
49.8% APR (variable)
Card Details
Santander World Elite
- 0% for 18 months on balance transfers from date of account opening
- 0% balance transfer fee
- 0% for 18 months on purchases from date of account opening
- 0.5% on all purchases up to a maximum monthly spend of £3,000
- Unlimited airport lounge access
- Access to over 1 million Wi-Fi hotspots
- Monthly Fee: £15
Application Criteria
Santander World Elite
- You are a Santander Select or Private customer
- You have a good credit history with no history of bad credit
- You have an income of £7,500 per year or more
- You are aged 18 or over
Representative Example: 49.8% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable) with a monthly fee payable of £15
No balance transfers allowed to this card from Santander credit cards
Card Offers
Balance Transfers:
0% for 18 months
Balance Transfer Fee:
0.49%
Purchases:
0% for 3 months
Representative APR:
19.9% APR (variable)
Card Details
NatWest Balance Transfer
- 0% on balance transfers for 18 months from account opening
- 0.49% balance transfer fee
- 0% on purchases for first 3 months from account opening
- Lock and unlock your credit card in app
- Manage your card 24/7 online and by telephone banking
- Annual Fee: None
Application Criteria
NatWest Balance Transfer
- You are a NatWest customer
- You are a UK resident
- You are earning at least £10,000 per year
- You are aged 18 or over
Only available to customers who have a current account, savings account, credit card or mortgage with NatWest
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)
No balance transfers allowed to this card from NatWest, RBS or Ulster Bank credit cards
Card Offers
Balance Transfers:
0% for 18 months
Balance Transfer Fee:
0.49%
Purchases:
0% for 3 months
Representative APR:
19.9% APR (variable)
Card Details
RBS Balance Transfer
- 0% on balance transfers for 18 months from account opening
- 0.49% balance transfer fee
- 0% on purchases for first 3 months from account opening
- Lock and unlock your credit card in app
- Manage your card 24/7 online and by telephone banking
- Annual Fee: None
Application Criteria
RBS Balance Transfer
- You are a RBS customer
- You are a UK resident
- You are earning at least £10,000 per year
- You are aged 18 or over
Only available to customers who have a current account, savings account, credit card or mortgage with RBS
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)
No balance transfers allowed to this card from NatWest, RBS or Ulster Bank credit cards
Card Offers
Balance Transfers:
0% for 18 months
Balance Transfer Fee:
0.49%
Purchases:
0% for 3 months
Representative APR:
19.9% APR (variable)
Card Details
Ulster Bank Balance Transfer
- 0% on balance transfers for 18 months from account opening
- 0.49% balance transfer fee
- 0% on purchases for first 3 months from account opening
- Lock and unlock your credit card in app
- Manage your card 24/7 online and by telephone banking
- Annual Fee: None
Application Criteria
Ulster Bank Balance Transfer
- You are a Ulster Bank customer
- You are a UK resident
- You are earning at least £10,000 per year
- You are aged 18 or over
Only available to customers who have a current account, savings account, credit card or mortgage with Ulster Bank
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)
No balance transfers allowed to this card from NatWest, RBS or Ulster Bank credit cards
Card Offers
Balance Transfers:
0% for 18 months
Balance Transfer Fee:
1.4%
Purchases:
0% for 9 months
Representative APR:
18.9% APR (variable)
Card Details
HSBC Premier
- 0% interest for 18 months on balance transfers made within 60 days of account opening
- 1.4% balance transfer fee (minimum £5)
- 0% on purchases for 9 months from account opening
- At the end of 0% offer period, balance transfers and purchases will revert to standard variable rate
- Travel benefits
- Online account management
- Annual Fee: None
Application Criteria
HSBC Premier
- You are an HSBC premier customer
- You are a UK resident, including Isle of Man and Channel Islands
- You are aged 18 or over
ONLY available to HSBC premier bank account customers
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
Credit is subject to status
No balance transfers allowed to this card from first direct, HSBC, M&S or Partnership credit cards
Card Offers
Balance Transfers:
0% for 18 months
Balance Transfer Fee:
1.5%
Purchases:
0% for 3 months
Representative APR:
19.9% APR (variable)
Card Details
Nationwide Member Credit Card
- 0% on balance transfers for 18 months if made within 90 days of account opening
- 1.5% balance transfer fee within first 90 days, after that 2.4% fee applies, minimum £5
- 0% on purchases for 3 months from date you open your account
- Unlimited commission-free purchases abroad
- Manage account online
- Annual Fee: None
Application Criteria
Nationwide Member Credit Card
- Must be a Member of Nationwide. This means you already have a current account, mortgage or savings account with Nationwide
- You are a UK resident
- You have a minimum income of £5000 per year
- You have a good credit history
- You are aged 18 or over
Must be a Member of Nationwide. This means you already have a current account, mortgage or savings account with Nationwide
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)
No balance transfers allowed to this card from Nationwide credit cards
Card Offers
Balance Transfers:
0% for up to 18 months
Balance Transfer Fee:
2.9%
Purchases:
0% for up to 18 months
Representative APR:
21.9% APR (variable)
Card Details
Barclaycard Platinum All Rounder
- 0% interest on balance transfers for up to 18 months from account opening
- 2.9% balance transfer fee applies
- 0% interest on purchases for up to 18 months from account opening
- Contactless payment technology for purchases of £45 or under
- Online account management
- Annual Fee: None
Application Criteria
Barclaycard Platinum All Rounder
- You have a permanent UK address
- You have a regular income of more than £20,000 pa
- You have a good credit rating
- You have no history of bankruptcy or late payments
- You are aged 21 or over
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
No balance transfers allowed to this card from Barclaycard or Hilton credit cards
Card Offers
Balance Transfers:
0% for up to 18 months
Balance Transfer Fee:
2.9%
Purchases:
0% for up to 12 months
Representative APR:
34.9% APR (variable)
Card Details
Post Office Classic
- 0% on balance transfers for up to 18 months
- 2.9% balance transfer fee
- 0% on purchases for up to 12 months
- Credit limit up to £8,000
- Online account management
- Annual Fee: None
Application Criteria
Post Office Classic
- You are a UK resident
- You have a bank or building society account
- You are aged 18 or over
Representative Example: 34.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 34.9% p.a. (variable)
No balance transfers allowed to this card from Capital One or Post Ofice credit cards
Card Offers
Balance Transfers:
0% for 18 months
Balance Transfer Fee:
2.9%
Purchases:
0% for 9 months
Representative APR:
18.9% APR (variable)
Card Details
Partnership
- 0% on balance transfers for 18 months from account opening
- 2.9% balance transfer fee, minimum £5
- 0% on purchases for 9 months from account opening
- Earn points to convert into John Lewis and Waitrose vouchers
- Every 500 points you earn is worth £5 in vouchers
- Exclusive partnership cardholder events and special offers
- Annual Fee: None
Application Criteria
Partnership
- You have a UK residential address
- You have a good credit history
- You have a household income of more than £6,750 a year
- You are aged 18 or over
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
No balance transfers allowed to this card from first direct, HSBC, M&S or Partnership credit cards
Card Offers
Balance Transfers:
0% for 18 months
Balance Transfer Fee:
2.9%
Purchases:
0% for 18 months
Representative APR:
21.9% APR (variable)
Card Details
Virgin Money 18 Month All Round
- 0% on balance transfers for 18 months from the date your account is opened
- 2.9% balance transfer fee in first 60 days, 5% fee applies after 60 days
- 0% on purchases for 18 months from the date your account is opened
- Discounts on Virgin holidays, Virgin trains and Virgin experience days
- Contactless payments to quickly and securely pay for purchases under £30
- Online card servicing
- Annual Fee: None
Application Criteria
Virgin Money 18 Month All Round
- You are a UK resident
- You have a bank or building society account
- You have a good credit history
- You are aged 18 or over
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
No balance transfers allowed to this card from Clydesdale,Yorkshire or Virgin credit cards
Card Offers
Balance Transfers:
0% for up to 18 months
Balance Transfer Fee:
3%
Purchases:
0% for up to 18 months
Representative APR:
19.9% APR (variable)
Card Details
Bank Of Scotland 18 Month Platinum
- 0% interest for first 18 months from account opening on balance transfers made within first 90 days
- 3% balance transfer fee in first 90 days, 5% fee applies after 90 days of account opening
- 0% interest for 18 months from account opening on purchases
- Cover against online fraud when purchasing on the Internet
- Online account management
- Annual Fee: None
Application Criteria
Bank Of Scotland 18 Month Platinum
- You are a UK resident
- You have a regular income
- You are aged 18 or over
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.95% p.a. (variable)
No balance transfers allowed to this card from Bank of Scotland or Halifax credit cards
Card Offers
Balance Transfers:
0% for up to 18 months
Balance Transfer Fee:
3%
Purchases:
0% for up to 18 months
Representative APR:
19.9% APR (variable)
Card Details
Halifax Purchase And Balance Transfer
- 0% for up to 18 months from account opening on balance transfers within the first 90 days
- 3% balance transfer fee in first 90 days, 5% fee applies after 90 days of account opening
- 0% for up to 18 months from account opening on purchases
- Cover against online fraud when purchasing on the Internet
- Online account management
- Annual Fee: None
Application Criteria
Halifax Purchase And Balance Transfer
- You are a UK resident
- You have a regular income
- You do not have any Count Court Judgements against you
- You are aged 18 or over
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.95% p.a. (variable)
No balance transfers allowed to this card from Bank of Scotland or Halifax credit cards
Card Offers
Balance Transfers:
0% for up to 18 months
Balance Transfer Fee:
4%
Purchases:
0% for 3 months
Representative APR:
24.9% APR (variable)
Card Details
Capital One Balance Transfer
- 0% on balance transfers for up to 18 months
- 4% balance transfer fee
- 0% on purchases for 3 months
- Credit limit up to £86000
- Online account management
- Annual Fee: None
Application Criteria
Capital One Balance Transfer
- You are a UK resident
- You have had credit cards in the past
- You are a home owner
- You have an income of more than £20,000 per year
- You are aged 18 or over
Representative Example: 24.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 24.93% p.a. (variable)
No balance transfers allowed to this card from Capital One or Post Ofice credit cards