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Balance Transfer Credit Cards – Page 2


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0% Balance Transfer Credit Cards for  22  Months

Card Offers

Balance Transfers:
0% for 22 months
Balance Transfer Fee:
1.99%
Purchases:
N/A
Representative APR:
23.9% APR (variable)

Card Details

  • 0% interest for 22 months on balance transfers
  • 1.99% balance transfer fee for the first 60 days and 5% fee thereafter
  • No purchases offer with this card
  • Contactless payments to quickly and securely pay for purchases under £100
  • Online account management
  • Annual Fee: None

Application Criteria

  • You are a UK resident
  • You have a minimum annual income of £14,000
  • You have had a permanent UK address for 3 years or more
  • You are aged 18 or over
Representative Example: 23.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 23.94% p.a. (variable)
No balance transfers allowed to this card from MBNA credit cards

Card Offers

Balance Transfers:
0% interest for 22 months
Balance Transfer Fee:
3.25%
Purchases:
N/A
Representative APR:
24.9% APR (variable)

Card Details

  • 0% interest for 22 months on balance transfers made within the first 90 days of opening your account
  • 3.25% balance transfer fee in first 90 days, 3.99% fee after 90 days
  • No purchases offer with this card
  • Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
  • You can transfer up to 95% of your available credit limit
  • Apply online and get a decision within 60 seconds
  • Annual Fee: None

Application Criteria

  • You have an annual income of at least £5,000
  • You are at least 18 years of age
  • You have a good credit history
  • You live in the UK, or have a British Forces Post Office address
  • You don't currently hold more than 1 Tesco Bank Credit Card
  • You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
Representative Example: 24.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 24.9% p.a. (variable)
No balance transfers allowed to this card from Tesco credit cards
0% Balance Transfer Credit Cards for  20  Months

Card Offers

Balance Transfers:
0% for 20 months
Balance Transfer Fee:
2.99%
Purchases:
N/A
Representative APR:
24.9% APR (variable)

Card Details

first direct
  • 0% on balance transfers for 20 months if transfer balance within 90 days of account open
  • 2.99% balance transfer fee, minimum £5 on transfers within 90 days
  • No introductory offer on purchases
  • Option of regular text message mini-statements direct to your mobile phone
  • Protection against internet fraud on transactions made without your consent
  • Annual Fee: None

Application Criteria

first direct
  • You are a first direct current account holder
  • You are a UK resident
  • You are aged 18 or over
This card is ONLY available to first direct current account customers
Representative Example: 24.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 24.9% p.a. (variable)
No balance transfers allowed to this card from first direct, HSBC, M&S or Partnership credit cards

Card Offers

Balance Transfers:
0% for 20 months
Balance Transfer Fee:
2%
Purchases:
0% for 3 months
Representative APR:
23.9% APR (variable)

Card Details

  • 0% on balance transfers for 20 months from the date your account is opened
  • 2% balance transfer fee in first 60 days, 5% fee applies after 60 days
  • 0% on purchases for 3 months from the date your account is opened
  • Discounts on Virgin holidays, Virgin trains and Virgin experience days
  • Contactless payments to quickly and securely pay for purchases up to £100
  • Online card servicing
  • Annual Fee: None

Application Criteria

  • You are a UK resident
  • You have a bank or building society account
  • You have a good credit history
  • You are aged 18 or over
Representative Example: 23.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 23.9% p.a. (variable)
No balance transfers allowed to this card from Clydesdale,Yorksire or Virgin credit cards

Card Offers

Balance Transfers:
0% for 20 months
Balance Transfer Fee:
3%
Purchases:
0% for 3 months
Representative APR:
28.9% APR (variable)

Card Details

  • 0% interest on balance transfers for 20 months
  • 3% balance transfer fee on transfers made within first 90 days (minimum £3)
  • 0% interest on purchases for your first 3 months
  • Collect up to 3 Nectar points per £2 in Sainsbury’s, Argos, and Habitat
  • Collect 1 Nectar point for every £5 spent on your card elsewhere
  • Online account management
  • Annual Fee: None

Application Criteria

  • You have a permanent UK address
  • You have not been declined for credit in the last month
  • You do not have a history of bad credit
  • You are aged 18 or over
Representative Example: 28.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 28.95% p.a. (variable)
No balance transfers allowed to this card from Sainsbury’s credit cards
0% Balance Transfer Credit Cards for  18  Months

Card Offers

Balance Transfers:
0% for 18 months
Balance Transfer Fee:
1.5%
Purchases:
0% for 3 months
Representative APR:
19.9% APR (variable)

Card Details

Nationwide Member Credit Card
  • 0% on balance transfers for 18 months if made within 90 days of account opening
  • 1.5% balance transfer fee within first 90 days, after that 2.4% fee applies, minimum £5
  • 0% on purchases for 3 months from date you open your account
  • Unlimited commission-free purchases abroad
  • Manage account online
  • Annual Fee: None

Application Criteria

Nationwide Member Credit Card
  • Must be a Member of Nationwide. This means you already have a current account, mortgage or savings account with Nationwide
  • You are a UK resident
  • You have a minimum income of £5000 per year
  • You have a good credit history
  • You are aged 18 or over
Nationwide Members ONLY. You must already have a current account, mortgage or savings account with Nationwide
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)
No balance transfers allowed to this card from Nationwide credit cards

Card Offers

Balance Transfers:
0% for 18 months
Balance Transfer Fee:
2.99%
Purchases:
0% for 9 months
Representative APR:
23.9% APR (variable)

Card Details

HSBC Premier
  • 0% interest for 18 months on balance transfers made within 60 days of account opening
  • 2.99% balance transfer fee (minimum £5)
  • 0% on purchases for 9 months from account opening
  • At the end of 0% offer period, balance transfers and purchases will revert to standard variable rate
  • Travel benefits
  • Online account management
  • Annual Fee: None

Application Criteria

HSBC Premier
  • You are an HSBC premier customer
  • You are a UK resident, including Isle of Man and Channel Islands
  • You are aged 18 or over
ONLY available to HSBC premier bank account customers
Representative Example: 23.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 23.9% p.a. (variable)
Credit is subject to status
No balance transfers allowed to this card from first direct, HSBC or M&S credit cards

Card Offers

Balance Transfers:
0% for 18 months
Balance Transfer Fee:
0%
Purchases:
0% for 18 months
Representative APR:
49.8% APR (variable)

Card Details

  • 0% for 18 months on balance transfers from date of account opening
  • 0% balance transfer fee
  • 0% for 18 months on purchases from date of account opening
  • 0.5% on all purchases up to a maximum monthly spend of £3,000
  • Unlimited airport lounge access
  • Access to over 1 million Wi-Fi hotspots
  • Monthly Fee: £15

Application Criteria

  • You are a Santander Select or Private customer
  • You have a good credit history with no history of bad credit
  • You have an income of £10,500 per year or more
  • You are aged 18 or over
Representative Example: 49.8% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable) with a monthly fee payable of £15
No balance transfers allowed to this card from Santander credit cards

Card Offers

Balance Transfers:
0% for up to 18 months
Balance Transfer Fee:
2.99%
Purchases:
0% for up to 21 months
Representative APR:
24.9% APR (variable)

Card Details

  • 0% interest on balance transfers for up to 18 months from account opening
  • 2.99% balance transfer fee applies
  • 0% interest on purchases for up to 21 months from account opening
  • Contactless payment technology for purchases of £4100 or under
  • Online account management
  • Annual Fee: None

Application Criteria

  • You have a permanent UK address
  • You have a regular income of more than £20,000 pa
  • You have a good credit rating
  • You have no history of bankruptcy or late payments
  • You are aged 21 or over
Representative Example: 24.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 24.9% p.a. (variable)
No balance transfers allowed to this card from Barclaycard or Hilton credit cards

Card Offers

Balance Transfers:
0% for 18 months
Balance Transfer Fee:
3.49%
Purchases:
0% for 18 months
Representative APR:
23.9% APR (variable)

Card Details

  • 0% interest for up to 18 months on balance transfers
  • 3.49% balance transfer fee for the first 60 days and 5% fee thereafter
  • 0% interest for up to 18 months on card purchases
  • Contactless payments to quickly and securely pay for purchases under £100
  • Online card servicing
  • Annual Fee: None

Application Criteria

  • You are a UK resident
  • You have a minimum annual income of £14,000
  • You have had a permanent UK address for 3 years or more
  • You are aged 18 or over
Representative Example: 23.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 23.94% p.a. (variable)
No balance transfers allowed to this card from MBNA credit cards
0% Balance Transfer Credit Cards for  17  Months

Card Offers

Balance Transfers:
0% for 17 months
Balance Transfer Fee:
2.99%
Purchases:
0% for 17 months
Representative APR:
24.9% APR (variable)

Card Details

Ulster Bank Purchase & Balance Transfer
  • 0% on balance transfers for 17 months from account opening
  • 2.99% balance transfer fee
  • 0% on purchases for 17 months from account opening
  • Lock and unlock your credit card in app
  • Manage your card 24/7 online and by telephone banking
  • Annual Fee: None

Application Criteria

Ulster Bank Purchase & Balance Transfer
  • You are a UK resident
  • You are earning at least £10,000 per year
  • You are aged 18 or over
Representative Example: 24.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 24.9% p.a. (variable)
No balance transfers allowed to this card from NatWest, RBS or Ulster Bank credit cards

Card Offers

Balance Transfers:
0% for up to 17 months
Balance Transfer Fee:
2.99%
Purchases:
0% for up to 17 months
Representative APR:
22.9% APR (variable)

Card Details

  • 0% interest for first 17 months from account opening on balance transfers made within first 90 days
  • 2.99% balance transfer fee in first 90 days, 5% fee applies after 90 days of account opening
  • 0% interest for 17 months from account opening on purchases
  • Cover against online fraud when purchasing on the Internet
  • Online account management
  • Annual Fee: None

Application Criteria

  • You are a UK resident
  • You have a regular income
  • You are aged 18 or over
Representative Example: 22.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 22.94% p.a. (variable)
No balance transfers allowed to this card from Bank of Scotland or Halifax credit cards

Card Offers

Balance Transfers:
0% for up to 17 months
Balance Transfer Fee:
2.99%
Purchases:
0% for up to 17 months
Representative APR:
23.9% APR (variable)

Card Details

  • 0% for up to 17 months from account opening on balance transfers within the first 90 days
  • 2.99% balance transfer fee in first 90 days, 5% fee applies after 90 days of account opening
  • 0% for up to 17 months from account opening on purchases
  • Cover against online fraud when purchasing on the Internet
  • Online account management
  • Annual Fee: None

Application Criteria

  • You are a UK resident
  • You have a regular income
  • You do not have any Count Court Judgements against you
  • You are aged 18 or over
Representative Example: 23.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 23.94% p.a. (variable)
No balance transfers allowed to this card from Bank of Scotland or Halifax credit cards

Card Offers

Balance Transfers:
0% for 17 months
Balance Transfer Fee:
2.99%
Purchases:
0% for 17 months
Representative APR:
24.9% APR (variable)

Card Details

  • 0% on balance transfers for 17 months from account opening
  • 2.9% balance transfer fee
  • 0% on purchases for 17 months from account opening
  • Lock and unlock your credit card in app
  • Manage your card 24/7 online and by telephone banking
  • Annual Fee: None

Application Criteria

  • You are a UK resident
  • You are earning at least £10,000 per year
  • You are aged 18 or over
Representative Example: 24.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 24.9% p.a. (variable)
No balance transfers allowed to this card from NatWest, RBS or Ulster Bank credit cards

Card Offers

Balance Transfers:
0% for 17 months
Balance Transfer Fee:
2.99%
Purchases:
0% for 17 months
Representative APR:
24.9% APR (variable)

Card Details

  • 0% on balance transfers for 17 months from account opening
  • 2.99% balance transfer fee
  • 0% on purchases for 17 months from account opening
  • Lock and unlock your credit card in app
  • Manage your card 24/7 online and by telephone banking
  • Annual Fee: None

Application Criteria

  • You are a UK resident
  • You are earning at least £10,000 per year
  • You are aged 18 or over
Representative Example: 24.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 24.9% p.a. (variable)
No balance transfers allowed to this card from NatWest, RBS or Ulster Bank credit cards