Compare Balance Transfer Credit Cards At Balance Transfer Expert

Displayed below is every UK credit card, which is currently available online, that has a 0% introductory offer on balance transfers..

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0% Balance Transfer Credit Cards for 29 Months

Card Offers

MBNA Balance Transfer Credit Card

Balance Transfers:

0% for 29 months

Balance Transfer Fee:

2.75%

Purchases:

No offer

Representative APR:

19.9% APR (variable)

Card Details

MBNA Balance Transfer Credit Card

0% interest for up to 29 months on balance transfers
2.75% balance transfer fee for the first 60 days and 5% fee thereafter
No purchases offer with this card
Contactless payments to quickly and securely pay for purchases under £30
Online card servicing
Annual Fee: None

Application Criteria

MBNA Balance Transfer Credit Card

You must be aged 18 or over
You must hold a UK bank account
You must have been a permanent UK resident for at least 3 years
You must have a good credit rating

Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.93% p.a. (variable)

No balance transfers allowed to this card from MBNA credit cards

Card Offers

TSB Platinum Balance Transfer

Balance Transfers:

0% for up to 29 months

Balance Transfer Fee:

2.95%

Purchases:

0% for 3 months

Representative APR:

19.9% APR (variable)

Card Details

TSB Platinum Balance Transfer

0% interest for up to 29 months on balances transferred within first 90 days
2.95% balance transfer fee during first 90 days, 3% fee applies afer 90 days
0% interest for the first 3 months on purchases
Internet fraud protection and Clicksafe
Apple Pay and Android Pay
Annual Fee: None

Application Criteria

TSB Platinum Balance Transfer

You are an existing TSB customer
You are not currently declared bankrupt, have CCJs or subject to IVA
You have a good credit rating and regular income
You are a UK resident
You are aged 18 or over

Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.95% p.a. (variable)

No balance transfers allowed to this card from TSB credit cards

0% Balance Transfer Credit Cards for 28 Months

Card Offers

M&S Transfer Plus

Balance Transfers:

0% for 28 months

Balance Transfer Fee:

2.85%

Purchases:

0% for 6 months

Representative APR:

19.9% APR (variable)

Card Details

M&S Transfer Plus

0% for 28 months on balance transfers made within 90 days of account opening
2.85% balance transfer fee, minimum £5
0% on purchases for 6 months from account opening
Collect M&S points every time you shop anywhere in the world with your card
Preferential rates when you use your card to order M&S Travel Money
Manage account online
Annual Fee: None

Application Criteria

M&S Transfer Plus

You are a UK resident
You have a UK bank or building society account
You are aged 18 or over
You have not held a credit card with M&S Bank within previous 12 months

Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

No balance transfers allowed to this card from first direct, HSBC, M&S or Partnership credit cards

0% Balance Transfer Credit Cards for 27 Months

Card Offers

first direct

Balance Transfers:

0% for 27 months

Balance Transfer Fee:

2.29%

Purchases:

No offer

Representative APR:

18.9% APR (variable)

Card Details

first direct

0% on balance transfers for 27 months if transfer balance within 3 months of account open
2.29% balance transfer fee, minimum £5
No introductory offer on purchases
Option of regular text message mini-statements direct to your mobile phone
Protection against internet fraud on transactions made without your consent
Annual Fee: None

Application Criteria

first direct

You are a first direct current account holder
You are a UK resident
You are aged 18 or over

This card is ONLY available to first direct current account customers

Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)

No balance transfers allowed to this card from first direct, HSBC, M&S or Partnership credit cards

Card Offers

MBNA Transfer and Purchase Credit Card

Balance Transfers:

0% for 27 months

Balance Transfer Fee:

2.69%

Purchases:

0% for 27 months

Representative APR:

20.9% APR (variable)

Card Details

MBNA Transfer and Purchase Credit Card

0% interest for up to 27 months on balance transfers
2.69% balance transfer fee for the first 60 days and 5% fee thereafter
0% interest for up to 27 months on card purchases
Contactless payments to quickly and securely pay for purchases under £30
Online card servicing
Annual Fee: None

Application Criteria

MBNA Transfer and Purchase Credit Card

You must be aged 18 or over
You must hold a UK bank account
You must have been a permanent UK resident for at least 3 years
You must have a good credit rating and credit is subject to status

Representative Example: 20.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 20.93% p.a. (variable)

No balance transfers allowed to this card from MBNA credit cards

Card Offers

Sainsbury’s Balance Transfer

Balance Transfers:

0% for up to 27 months

Balance Transfer Fee:

Purchases:

0% for 3 months

Representative APR:

21.9% APR (variable)

Card Details

Sainsbury’s Balance Transfer

0% interest on balance transfers for up to 27 months
3% balance transfer fee (minimum £3) on transfers made at application
0% interest on purchases for your first 3 months
Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
Collect 1 Nectar point for every £5 spent on your card elsewhere
Online account management
Annual Fee: None

Application Criteria

Sainsbury’s Balance Transfer

You have a permanent UK address
You have not been declined for credit in the last month
You do not have a history of bad credit
You are aged 18 or over

Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.95% p.a. (variable)

No balance transfers allowed to this card from Sainsbury’s credit cards

0% Balance Transfer Credit Cards for 26 Months

Card Offers

Santander All in One

Balance Transfers:

0% for 26 Month

Balance Transfer Fee:

Purchases:

0% for 26 months

Representative APR:

21.7% APR (variable)

Card Details

Santander All in One

0% interest on balance transfers for 26 month from date account opened
0% balance transfer fee
0% interest on purchases for 26 month from date account opened
0.5% cashback on all of your purchases
No foreign transaction fee on purchases made abroad in local currency
Cashback through Retailer Offers
Monthly Fee: £3

Application Criteria

Santander All in One

You are a permanent UK resident
You have a good credit history with no history of bad credit
You have an income of £7,500 per year or more
You are at least 18 years of age

Monthly fee of £3 payable

Representative Example: 21.7% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 15.9% p.a. (variable) with a monthly fee of £3 payable

No balance transfers allowed to this card from Santander credit cards

Card Offers

MBNA Low Fee Balance Transfer

Balance Transfers:

0% for 26 months

Balance Transfer Fee:

Purchases:

No offer

Representative APR:

19.9% APR (variable)

Card Details

MBNA Low Fee Balance Transfer

0% interest for up to 26 months on balance transfers
1% balance transfer fee for the first 60 days and 5% fee thereafter
No purchases offer with this card
Contactless payments to quickly and securely pay for purchases under £30
Online account management
Annual Fee: None

Application Criteria

MBNA Low Fee Balance Transfer

You are a UK resident
You have a good credit rating/history
You have had a permanent UK address for 3 years or more
You are aged 18 or over

Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.93% p.a. (variable)

No balance transfers allowed to this card from MBNA credit cards

Card Offers

Halifax Low Fee Balance Transfer

Balance Transfers:

0% for up to 26 months

Balance Transfer Fee:

1.2%

Purchases:

0% for 9 months

Representative APR:

19.9% APR (variable)

Card Details

Halifax Low Fee Balance Transfer

0% for up to 26 months from account opening on balance transfers within first 90 days
1.2% balance transfer fee in first 90 days, 5% fee applies after 90 days of account opening.
0% for first 9 months from account opening on purchases
Cover against online fraud when purchasing on the Internet
Online account management
Annual Fee: None

Application Criteria

Halifax Low Fee Balance Transfer

You are a UK resident
You have a regular income
You do not have any Count Court Judgements against you
You are aged 18 or over

Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.95% p.a. (variable)

No balance transfers allowed to this card from Bank of Scotland or Halifax credit cards

Card Offers

Bank of Scotland 26 Month Platinum

Balance Transfers:

0% for up to 26 months

Balance Transfer Fee:

1.4%

Purchases:

0% for 9 months

Representative APR:

19.9% APR (variable)

Card Details

Bank of Scotland 26 Month Platinum

0% for up to 26 months from account opening on balance transfers made within first 90 days
1.4% balance transfer fee in first 90 days, 5% fee applies after 90 days of account opening
0% for 9 months from account opening on purchases
Cover against online fraud when purchasing on the Internet
Online account management
Annual Fee: None

Application Criteria

Bank of Scotland 26 Month Platinum

You are a UK resident
You have a regular income
You have not bankrupt or subject to an IVA and have no County Court Judgments
You are aged 18 or over

Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.95% p.a. (variable)

No balance transfers allowed to this card from Bank of Scotland or Halifax credit cards

Card Offers

Lloyds Platinum 26 Month

Balance Transfers:

0% for up to 26 months

Balance Transfer Fee:

1.4%

Purchases:

0% for 9 months

Representative APR:

19.9% APR (variable)

Card Details

Lloyds Platinum 26 Month

0% for up to 24 months on balances transferred in the first 90 days
1.4% balance transfer fee in first 90 days, 5% fee applies after 90 days of account opening
0% on purchases for 12 months from account opening
Lloyds Clicksafe and Internet fraud protection
Online card servicing
Annual Fee: None

Application Criteria

Lloyds Platinum 26 Month

You are a UK resident
You have a regular income
You have a good credit history free from any county court judgements
You are aged 18 or over

Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.94% p.a. (variable)

No balance transfers allowed to this card from Lloyds credit cards

0% Balance Transfer Credit Cards for 25 Months

Card Offers

HSBC Balance Transfer

Balance Transfers:

0% for 25 months

Balance Transfer Fee:

1.5%

Purchases:

0% for 3 months

Representative APR:

21.9% APR (variable)

Card Details

HSBC Balance Transfer

0% interest on balance transfers for 25 months made within first 60 days of account opening
1.5% balance transfer fee (minimum £5)
0% interest on purchases for 3 months from account opening
At end of promotional period, balance transfers and purchases will revert to standard variable rate
home&Away rewards programme giving you instant discounts from well-known brands
Online account management
Annual Fee: None

Application Criteria

HSBC Balance Transfer

You have an annual income or pension before tax of £8,500 or more
You are a UK resident
You are aged 18 or over
You do not hold an HSBC Basic bank account

Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)

Credit is subject to status, affordability and applicable terms and conditions

No balance transfers allowed to this card from first direct, HSBC, M&S or Partnership credit cards

Card Offers

Sainsbury’s Low Fee Balance Transfer

Balance Transfers:

0% for up to 25 months

Balance Transfer Fee:

1.85%

Purchases:

0% for 3 months

Representative APR:

20.9% APR (variable)

Card Details

Sainsbury’s Low Fee Balance Transfer

0% interest on balance transfers up to your first 25 months
1.85% balance transfer fee (1.99% initial fee reduced by refund, £3 minimum) applies on transfers made at application
0% interest on purchases for first 3 months
Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
Collect 1 Nectar point for every £5 spent on your card elsewhere
Online account management
Annual Fee: None

Application Criteria

Sainsbury’s Low Fee Balance Transfer

You have a permanent UK address
You have not been declined for credit in the last month
You do not have a history of bad credit
You are aged 18 or over

Representative Example: 20.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 20.95% p.a. (variable)

No balance transfers allowed to this card from Sainsbury’s credit cards

0% Balance Transfer Credit Cards for 24 Months

Card Offers

Co-operative Bank Balance Transfer

Balance Transfers:

0% for 24 months

Balance Transfer Fee:

Purchases:

0% for 4 months

Representative APR:

20.6% APR (variable)

Card Details

Co-operative Bank Balance Transfer

0% interest for 24 months for balance transfers made within 60 days
3% balance transfer fee, minimum £5
0% interest on purchases for 4 months from account opening
All successful applicants will receive this exact rate and offer
Online account management
Annual Fee: None

Application Criteria

Co-operative Bank Balance Transfer

Only available to customers who have held a Co-operative Bank or smile current account for 1 month or more
You are a UK resident
You have annual income of £10,000 or more
You are aged 18 or over

Only available to Co-operative Bank customers

Representative Example: 20.6% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 20.6% p.a. (variable)

No balance transfers allowed to this card from Co-operative credit cards

0% Balance Transfer Credit Cards for 23 Months

Card Offers

NatWest Longer Balance Transfer

Balance Transfers:

0% for 23 months

Balance Transfer Fee:

1.99%

Purchases:

0% for 3 months

Representative APR:

19.9% APR (variable)

Card Details

NatWest Longer Balance Transfer

0% on balance transfers for 23 months from account opening
1.99% balance transfer fee
0% on purchases for first 3 months from account opening
Lock and unlock your credit card in app
Manage your card 24/7 online and by telephone banking
Annual Fee: None

Application Criteria

NatWest Longer Balance Transfer

You are a NatWest customer
You are a UK resident
You are earning at least £10,000 per year
You are aged 18 or over

Only available to customers who have a current account, savings account, credit card or mortgage with NatWest

Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

No balance transfers allowed to this card from NatWest, RBS or Ulster Bank credit cards

Card Offers

RBS Longer Balance Transfer

Balance Transfers:

0% for 23 months

Balance Transfer Fee:

1.99%

Purchases:

0% for 3 months

Representative APR:

19.9% APR (variable)

Card Details

RBS Longer Balance Transfer

0% on balance transfers for 23 months from account opening
1.99% balance transfer fee
0% on purchases for first 3 months from account opening
Lock and unlock your credit card in app
Manage your card 24/7 online and by telephone banking
Annual Fee: None

Application Criteria

RBS Longer Balance Transfer

You are a RBS customer
You are a UK resident
You are earning at least £10,000 per year
You are aged 18 or over

Only available to customers who have a current account, savings account, credit card or mortgage with RBS

Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

No balance transfers allowed to this card from NatWest, RBS or Ulster Bank credit cards

Card Offers

Ulster Bank Longer Balance Transfer

Balance Transfers:

0% for 23 months

Balance Transfer Fee:

1.99%

Purchases:

0% for 3 months

Representative APR:

19.9% APR (variable)

Card Details

Ulster Bank Longer Balance Transfer

0% on balance transfers for 23 months from account opening
1.99% balance transfer fee
0% on purchases for first 3 months from account opening
Lock and unlock your credit card in app
Manage your card 24/7 online and by telephone banking
Annual Fee: None

Application Criteria

Ulster Bank Longer Balance Transfer

You are a Ulster Bank customer
You are a UK resident
You are earning at least £10,000 per year
You are aged 18 or over

Only available to customers who have a current account, savings account, credit card or mortgage with Ulster Bank

Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

No balance transfers allowed to this card from NatWest, RBS or Ulster Bank credit cards

0% Balance Transfer Credit Cards for 22 Months

Card Offers

Tesco Clubcard Credit Card for Balance Transfers

Balance Transfers:

0% interest for up to 22 months

Balance Transfer Fee:

2.98%

Purchases:

0% interest for 3 months

Representative APR:

19.9% APR (variable)

Card Details

Tesco Clubcard Credit Card for Balance Transfers

0% interest for up to 22 months on balance transfers made within the first 90 days of opening your account
2.98% balance transfer fee in first 90 days, 3.99% fee after 90 days
0% interest for 3 months on purchases from account opening
Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
You can transfer up to 95% of your available credit limit
Apply online and get a decision within 60 seconds
Annual Fee: None

Application Criteria

Tesco Clubcard Credit Card for Balance Transfers

You have an annual income of at least £5,000
You are at least 18 years of age
You have a good credit history
You live in the UK, or have a British Forces Post Office address
You don't currently hold more than 1 Tesco Bank Credit Card
You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress

Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

No balance transfers allowed to this card from Tesco credit cards