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0% Balance Transfer Credit Cards for 29 Months
Card Offers
Balance Transfers:
0% for 29 months
Balance Transfer Fee:
2.75%
Purchases:
0% for 3 months
Representative APR:
21.9% APR (variable)
Card Details
M&S Transfer Plus*
- 0% for 29 months on balance transfers made within 90 days of account opening
- 2.75% balance transfer fee, minimum £5
- 0% on purchases for 3 months from account opening
- Collect M&S points every time you shop anywhere in the world with your card
- One point for every £1 you spend in M&S and one point for every £5 you spend elsewhere
- Manage account online
- Annual Fee: None
Application Criteria
M&S Transfer Plus*
- You are a UK resident
- You have an annual income or pension of at least £6,800
- You are aged 18 or over
- You have not held a credit card with M&S Bank within the previous 12 months
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
No balance transfers allowed to this card from first direct, HSBC, M&S or Partnership credit cards
Card Offers
Balance Transfers:
0% for 29 months
Balance Transfer Fee:
2.75%
Purchases:
0% for 3 months
Representative APR:
21.9% APR (variable)
Card Details
HSBC Balance Transfer*
- 0% interest for 29 months on balance transfers made within first 60 days of account opening
- 2.75% balance transfer fee applies (minimum £5)
- 0% interest on purchases for 3 months from account opening
- At end of promotional period, balance transfers and purchases will revert to standard variable rate
- Worldwide offers and discounts with HSBC home&Away
- Manage your card online
- Annual Fee: None
Application Criteria
HSBC Balance Transfer*
- You have an annual income or pension before tax of £6,800 or more
- You are a UK resident
- You are aged 18 or over
- You do not hold an HSBC Basic bank account
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
Credit is subject to status, affordability and applicable terms and conditions
No balance transfers allowed to this card from first direct, HSBC, M&S or Partnership credit cards
Card Offers
Balance Transfers:
0% for up to 29 months
Balance Transfer Fee:
2.69%
Purchases:
No offer
Representative APR:
21.9% APR (variable)
Card Details
MBNA Balance Transfer Credit Card
- 0% interest for up to 29 months on balance transfers
- 2.69% balance transfer fee for the first 60 days and 5% fee thereafter
- No purchases offer with this card
- Contactless payments to quickly and securely pay for purchases under £45
- Online card servicing
- Annual Fee: None
Application Criteria
MBNA Balance Transfer Credit Card
- You must be aged 18 or over
- You must hold a UK bank account
- You must have been a permanent UK resident for at least 3 years
- You must have a good credit rating
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.93% p.a. (variable)
No balance transfers allowed to this card from MBNA credit cards
Card Offers
Balance Transfers:
0% for 29 months
Balance Transfer Fee:
2.7%
Purchases:
0% for 9 months
Representative APR:
21.9% APR (variable)
Card Details
Halifax Longest Balance Transfer
- 0% for 29 months from account opening on balance transfers made in first 90 days
- 2.70% balance transfer fee in first 90 days, 5% fee applies after 90 days of account opening
- 0% for 9 months from account opening on purchases
- Cover against online fraud when purchasing on the Internet
- Online account management
- Annual Fee: None
Application Criteria
Halifax Longest Balance Transfer
- You are a UK resident
- You have a regular income
- You do not have any Count Court Judgements against you
- You are aged 18 or over
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.93% p.a. (variable)
No balance transfers allowed to this card from Bank of Scotland or Halifax credit cards
Card Offers
Balance Transfers:
0% for 29 months
Balance Transfer Fee:
2.7%
Purchases:
0% for 3 months
Representative APR:
21.9% APR (variable)
Card Details
Virgin Money 29 Month Balance Transfer
- 0% on balance transfers for 29 months from the date your account is opened
- 2.7% balance transfer fee in first 60 days, 5% fee applies after 60 days
- 0% on purchases for 3 months from the date your account is opened
- Discounts on Virgin holidays, Virgin trains and Virgin experience days
- Contactless payments to quickly and securely pay for purchases under £30
- Online card servicing
- Annual Fee: None
Application Criteria
Virgin Money 29 Month Balance Transfer
- You are a UK resident
- You have a bank or building society account
- You have a good credit history
- You are aged 18 or over
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
No balance transfers allowed to this card from Clydesdale,Yorkshire or Virgin credit cards
Card Offers
Balance Transfers:
0% for up to 29 months
Balance Transfer Fee:
3%
Purchases:
0% for 3 months
Representative APR:
21.9% APR (variable)
Card Details
Sainsbury’s Balance Transfer
- 0% interest on balance transfers for up to 29 months
- 2% or 3% balance transfer fee on transfers made at application, depending on your individual circumstances (minimum £3)
- 0% interest on purchases for your first 3 months
- Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
- Collect 1 Nectar point for every £5 spent on your card elsewhere
- Online account management
- Annual Fee: None
Application Criteria
Sainsbury’s Balance Transfer
- You have a permanent UK address
- You have not been declined for credit in the last month
- You do not have a history of bad credit
- You are aged 18 or over
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.95% p.a. (variable)
No balance transfers allowed to this card from Sainsbury’s credit cards
0% Balance Transfer Credit Cards for 27 Months
Card Offers
Balance Transfers:
0% for 27 months
Balance Transfer Fee:
1%
Purchases:
No offer
Representative APR:
21.9% APR (variable)
Card Details
MBNA Low Fee Balance Transfer
- 0% interest for up to 27 months on balance transfers
- 1% balance transfer fee for the first 60 days and 5% fee thereafter
- No purchases offer with this card
- Contactless payments to quickly and securely pay for purchases under £45
- Online account management
- Annual Fee: None
Application Criteria
MBNA Low Fee Balance Transfer
- You are a UK resident
- You have a good credit rating/history
- You have had a permanent UK address for 3 years or more
- You are aged 18 or over
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.93% p.a. (variable)
No balance transfers allowed to this card from MBNA credit cards
Card Offers
Balance Transfers:
0% for up to 27 months
Balance Transfer Fee:
1%
Purchases:
0% for 3 months
Representative APR:
21.9% APR (variable)
Card Details
Sainsbury’s 27 Month Balance Transfer
- 0% interest on balance transfers up to your first 27 months
- 1% balance transfer fee (£3 minimum) applies on transfers made at application
- 0% interest on purchases for first 3 months
- Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
- Collect 1 Nectar point for every £5 spent on your card elsewhere
- Online account management
- Annual Fee: None
Application Criteria
Sainsbury’s 27 Month Balance Transfer
- You have a permanent UK address
- You have not been declined for credit in the last month
- You do not have a history of bad credit
- You are aged 18 or over
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.95% p.a. (variable)
No balance transfers allowed to this card from Sainsbury’s credit cards
Card Offers
Balance Transfers:
0% for 27 months
Balance Transfer Fee:
1.2%
Purchases:
0% for 3 months
Representative APR:
21.9% APR (variable)
Card Details
Virgin Money 27 Month Balance Transfer
- 0% on balance transfers for 27 months from the date your account is opened
- 1.2% balance transfer fee in first 60 days, 5% fee applies after 60 days
- 0% on purchases for 3 months from the date your account is opened
- Discounts on Virgin holidays, Virgin trains and Virgin experience days
- Contactless payments to quickly and securely pay for purchases up to £30
- Online card servicing
- Annual Fee: None
Application Criteria
Virgin Money 27 Month Balance Transfer
- You are a UK resident
- You have a bank or building society account
- You have a good credit history
- You are aged 18 or over
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
No balance transfers allowed to this card from Clydesdale,Yorkshire or Virgin credit cards
Card Offers
Balance Transfers:
0% for 27 months
Balance Transfer Fee:
2.29%
Purchases:
No offer
Representative APR:
18.9% APR (variable)
Card Details
first direct
- 0% on balance transfers for 27 months if transfer balance within 3 months of account open
- 2.29% balance transfer fee, minimum £5
- No introductory offer on purchases
- Option of regular text message mini-statements direct to your mobile phone
- Protection against internet fraud on transactions made without your consent
- Annual Fee: None
Application Criteria
first direct
- You are a first direct current account holder
- You are a UK resident
- You are aged 18 or over
This card is ONLY available to first direct current account customers
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
No balance transfers allowed to this card from first direct, HSBC, M&S or Partnership credit cards
Card Offers
Balance Transfers:
0% for up to 27 months
Balance Transfer Fee:
2.95%
Purchases:
0% for 3 months
Representative APR:
21.9% APR (variable)
Card Details
TSB Platinum Balance Transfer
- 0% interest for up to 27 months on balances transferred within first 90 days
- 2.95% balance transfer fee during first 90 days, 3% fee applies afer 90 days
- 0% interest for the first 3 months on purchases
- Internet fraud protection and Clicksafe
- Apple Pay and Android Pay
- Annual Fee: None
Application Criteria
TSB Platinum Balance Transfer
- You are an existing TSB customer
- You are not currently declared bankrupt, have CCJs or subject to IVA
- You have a good credit rating and regular income
- You are a UK resident
- You are aged 18 or over
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.95% p.a. (variable)
No balance transfers allowed to this card from TSB credit cards
0% Balance Transfer Credit Cards for 26 Months
Card Offers
Balance Transfers:
0% for 26 Month
Balance Transfer Fee:
0%
Purchases:
0% for 20 months
Representative APR:
23.7% APR (variable)
Card Details
Santander All in One
- 0% interest on balance transfers for 26 month from account opening
- 0% balance transfer fee
- 0% interest on purchases for 20 month from account opening
- 0.5% cashback on all of your purchases
- No foreign transaction fee on purchases made abroad in local currency
- Cashback through Retailer Offers
- Monthly Fee: £3
Application Criteria
Santander All in One
- You are a permanent UK resident
- You have a good credit history with no history of bad credit
- You have an income of £7,500 per year or more
- You are at least 18 years of age
£3 monthly account fee
Representative Example: 23.7% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable) with a monthly fee of £3 payable
No balance transfers allowed to this card from Santander credit cards
0% Balance Transfer Credit Cards for 24 Months
Card Offers
Balance Transfers:
0% for up to 24 months
Balance Transfer Fee:
0.9%
Purchases:
0% for up to 6 months
Representative APR:
21.9% APR (variable)
Card Details
Barclaycard 24 Month Platinum
- 0% interest on balance transfers for up to 24 months from account opening
- 0.9% balance transfer fee
- 0% interest on purchases for up to 6 months from account opening
- Contactless payment technology for purchases of £45 or under
- Online account management
- Annual Fee: None
Application Criteria
Barclaycard 24 Month Platinum
- You have a permanent UK address
- You have a regular income of more than £20,000 pa
- You have a good credit rating
- You have no history of bankruptcy or late payments
- You are aged 21 or over
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
No balance transfers allowed to this card from Barclaycard or Hilton credit cards
Card Offers
Balance Transfers:
0% for up to 24 months
Balance Transfer Fee:
3%
Purchases:
0% for 3 months
Representative APR:
34.9% APR (variable)
Card Details
Capital One Balance Transfer
- 0% on balance transfers for up to 18 months
- 3% balance transfer fee
- 0% on purchases for 3 months
- Credit limit up to £86000
- Online account management
- Annual Fee: None
Application Criteria
Capital One Balance Transfer
- You are a UK resident
- You have had credit cards in the past
- You are a home owner
- You have an income of more than £20,000 per year
- You are aged 18 or over
Representative Example: 34.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 34.94% p.a. (variable)
No balance transfers allowed to this card from Capital One or Post Ofice credit cards
Card Offers
Balance Transfers:
0% for 24 months
Balance Transfer Fee:
3%
Purchases:
0% for 4 months
Representative APR:
20.6% APR (variable)
Card Details
Co-operative Bank Balance Transfer
- 0% interest for 24 months for balance transfers made within 60 days
- 3% balance transfer fee, minimum £5
- 0% interest on purchases for 4 months from account opening
- All successful applicants will receive this exact rate and offer
- Online account management
- Annual Fee: None
Application Criteria
Co-operative Bank Balance Transfer
- Only available to customers who have held a Co-operative Bank or smile current account for 1 month or more
- You are a UK resident
- You have annual income of £10,000 or more
- You are aged 18 or over
Only available to Co-operative Bank customers
Representative Example: 20.6% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 20.6% p.a. (variable)
No balance transfers allowed to this card from Co-operative credit cards
