Comparing balance transfer credit cards online since 2002
Many UK credit card customers are unsure which new 0% cards will allow a Halifax credit card balance transfer. We see a number of questions every month on this topic, including all of these common questions:-
- Can you balance transfer from Halifax to MBNA?
- Can you transfer from Halifax to HSBC balance transfer credit card?
- Transfer from Halifax to Barclaycard credit card?
- Can you transfer from Halifax to Tesco?
- Can I transfer from Halifax to Nationwide 0 balance transfer card?
Many customers will be aware that Lloyds Banking Group now own the Halifax. However, did you know that Lloyds also now owns MBNA, in the UK. Lloyds, Halifax and MBNA all provide a range of different credit cards to their banking customers. Many of these credit cards do come with 0% introductory offers.
MBNA Halifax
With Lloyds now owning Halifax and MBNA, can you balance transfer from Halifax to MBNA for example?
The Halifax, in common with all the other UK credit card companies, do not allow balance transfers to be made between credit cards which are issued by the same company.
Lloyds, Halifax and MBNA credit cards are all ultimately owned by Lloyds Banking Group. However, the actual card issuers are currently different. As a result, balance transfers are currently allowed between the three different brands.
However, this is very likely to change over time. We would expect that an interest free balance transfer will not be permitted between the different Lloyds brands, in the near future.
Balance Transfer From Halifax?
There are over 60 UK balance transfer credit cards currently available online. However, there are a much smaller number of companies responsible for issuing this number of cards.
It is not always easy to find out who the actual credit card issuer is for any card. You may need to look in the small print of your credit card agreement to find the name of the card issuer.
Here at Balance Transfer Expert, we have worked out which credit card issuer is behind each and every 0% balance transfer card currently available.
As a result of all of this research, we know that all of the following popular UK featured 0% transfer cards will allow a balance transfer from your existing Halifax credit card :-
Balance Transfer Expert may receive commissions from some of the credit card companies that we refer users to. How this site works.
Card Offers
Card Details
- 0% for 28 months on balance transfers made within 90 days of account opening
- 2.99% balance transfer fee, minimum £5
- 0% on purchases for 3 months from account opening
- Collect M&S points every time you shop anywhere in the world with your card
- One point for every £1 you spend in M&S and one point for every £5 you spend elsewhere
- Manage account online
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have an annual income or pension of at least £6,800
- You are aged 18 or over
- You have not held a credit card with M&S Bank within the previous 12 months
Card Offers
Card Details
- 0% interest for up to 27 months on balance transfers made within first 60 days of account opening
- 3.49% balance transfer fee applies (minimum £5)
- 0% interest on purchases for 3 months from account opening
- At end of promotional period, balance transfers and purchases will revert to standard variable rate
- Worldwide offers and discounts with HSBC home&Away
- Manage your card online
- Annual Fee: None
Application Criteria
- You have an annual income or pension before tax of £6,800 or more
- You are a UK resident
- You are aged 18 or over
- You do not hold an HSBC Basic bank account
Card Offers
Card Details
- 0% interest for up to 16 months on balance transfers made within first 60 days of account opening
- 3.49% balance transfer fee applies (minimum £5)
- 0% interest on purchases for up to 18 months from account opening
- At end of promotional period, balance transfers and purchases will revert to standard variable rate
- Worldwide offers and discounts with HSBC home&Away
- Manage your card online
- Annual Fee: None
Application Criteria
- You have an annual income or pension before tax of £6,800 or more
- You are a UK resident
- You are aged 18 or over
- You do not hold an HSBC Basic bank account
Card Offers
Card Details
- 0% on balance transfers for 15 months if made within 90 days of account opening
- 1.5% balance transfer fee within first 90 days, after that 2.4% fee applies, minimum £5
- 0% on purchases for 15 months from date you open your account
- Unlimited commission-free purchases abroad
- Manage account online
- Annual Fee: None
Application Criteria
- Must be a Member of Nationwide. This means you already have a current account, mortgage or savings account with Nationwide
- You are a UK resident
- You have a minimum income of £5000 per year
- You have a good credit history
- You are aged 18 or over
Card Offers
Card Details
- 0% for 15 months on balance transfers made within 90 days of account opening
- 2.99% balance transfer fee, minimum £5
- 0% on purchases for 18 months from account opening
- Collect M&S points every time you shop anywhere in the world with your card
- One point for every £1 you spend in M&S and one point for every £5 you spend elsewhere
- Manage account online
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have an annual income or pension of at least £6,800
- You are aged 18 or over
- You have not held a credit card with M&S Bank within the previous 12 months
Lloyds Banking Group took over HBOS, the owner of Halifax as a result of the banking crisis of 2008. Lloyds then completed the purchase of MBNA in December 2016 when Bank of America decided to exit the UK credit card market.
Over the following years, Lloyds have reduced the number of different 0% credit cards that were previously offered across the three different brands.
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