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Which Credit Cards Can I Balance Transfer MBNA To?

We very often see UK credit card customers asking which credit cards can I balance transfer MBNA to? Some of the more popular questions on this topic include:-

  • Can I transfer from MBNA to another MBNA credit card?
  • Is a MBNA to Halifax balance transfer possible?
  • Can I balance transfer MBNA to Barclaycard?
  • Can I balance transfer from MBNA to Virgin?
  • Can I transfer MBNA balance to Lloyds?
Balance Transfer MBNA

Many credit card customers are not fully aware that MBNA, like all the other UK credit card issuers, do not allow balance transfers to be made from one credit card to another, when both of the cards are issued by the same company.

MBNA were until recently, one of the largest credit card companies in the UK.

They have, in past years, issued a large numbers of credit cards for other well known brands. MBNA had issued many cards for football clubs, rugby clubs, airlines and other organisations in the UK. MBNA were also for many years the issuer behind the range of Virgin credit cards.

Many of these different brand names promoted the cards extensively under their own brand name. As a result, many customers may not have been aware of who the underlying credit card company actually was. Without reading the small print of your card agreement, finding out who the actual credit card issuer is, can often be difficult.

So Which Credit Cards Can You Balance Transfer MBNA To?

So, you currently have an outstanding balance on your MBNA credit card. What are your options, in terms of available 0% cards, if you want to make a balance transfer?

Here at Balance Transfer Expert, we have done all of the necessary research. As a result we have worked out which credit card issuer is behind each and every 0% balance transfer credit card currently available online in the UK.

You can therefore safely make a balance transfer from a MBNA credit card to all of the following popular featured 0% balance transfer credit cards :-


Balance Transfer Expert may receive commissions from some of the credit card companies that we refer users to. How this site works.

Card Offers

Balance Transfers:
0% for 29 months
Balance Transfer Fee:
2.75%
Purchases:
0% for 3 months
Representative APR:
21.9% APR (variable)

Card Details

M&S Transfer Plus*
  • 0% for 29 months on balance transfers made within 90 days of account opening
  • 2.75% balance transfer fee, minimum £5
  • 0% on purchases for 3 months from account opening
  • Collect M&S points every time you shop anywhere in the world with your card
  • One point for every £1 you spend in M&S and one point for every £5 you spend elsewhere
  • Manage account online
  • Annual Fee: None

Application Criteria

M&S Transfer Plus*
  • You are a UK resident
  • You have an annual income or pension of at least £6,800
  • You are aged 18 or over
  • You have not held a credit card with M&S Bank within the previous 12 months
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
No balance transfers allowed to this card from first direct, HSBC, M&S or Partnership credit cards

Card Offers

Balance Transfers:
0% for 29 months
Balance Transfer Fee:
2.75%
Purchases:
0% for 3 months
Representative APR:
21.9% APR (variable)

Card Details

HSBC Balance Transfer*
  • 0% interest for 29 months on balance transfers made within first 60 days of account opening
  • 2.75% balance transfer fee applies (minimum £5)
  • 0% interest on purchases for 3 months from account opening
  • At end of promotional period, balance transfers and purchases will revert to standard variable rate
  • Worldwide offers and discounts with HSBC home&Away
  • Manage your card online
  • Annual Fee: None

Application Criteria

HSBC Balance Transfer*
  • You have an annual income or pension before tax of £6,800 or more
  • You are a UK resident
  • You are aged 18 or over
  • You do not hold an HSBC Basic bank account
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
Credit is subject to status, affordability and applicable terms and conditions
No balance transfers allowed to this card from first direct, HSBC, M&S or Partnership credit cards

Card Offers

Balance Transfers:
0% for up to 12 months
Balance Transfer Fee:
2.9%
Purchases:
0% for up to 12 months
Representative APR:
34.9% APR (variable)

Card Details

Post Office Classic
  • 0% on balance transfers for up to 12 months
  • 2.9% balance transfer fee
  • 0% on purchases for up to 12 months
  • Credit limit up to £8,000
  • Online account management
  • Annual Fee: None

Application Criteria

Post Office Classic
  • You are a UK resident
  • You have a bank or building society account
  • You are aged 18 or over
Representative Example: 34.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 34.9% p.a. (variable)
No balance transfers allowed to this card from Capital One or Post Ofice credit cards

Card Offers

Balance Transfers:
0% for 22 months
Balance Transfer Fee:
2.9%
Purchases:
0% for 22 months
Representative APR:
21.9% APR (variable)

Card Details

M&S Shopping Plus*
  • 0% for 22 months on balance transfers made within 90 days of account opening
  • 2.9% balance transfer fee, minimum £5
  • 0% on purchases for 22 months from account opening
  • Collect M&S points every time you shop anywhere in the world with your card
  • One point for every £1 you spend in M&S and one point for every £5 you spend elsewhere
  • Manage account online
  • Annual Fee: None

Application Criteria

M&S Shopping Plus*
  • You are a UK resident
  • You have an annual income or pension of at least £6,800
  • You are aged 18 or over
  • You have not held a credit card with M&S Bank within the previous 12 months
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
No balance transfers allowed to this card from first direct, HSBC, M&S or Partnership credit cards

Card Offers

Balance Transfers:
0% for 24 months
Balance Transfer Fee:
3%
Purchases:
0% for 4 months
Representative APR:
20.6% APR (variable)

Card Details

Co-operative Bank Balance Transfer
  • 0% interest for 24 months for balance transfers made within 60 days
  • 3% balance transfer fee, minimum £5
  • 0% interest on purchases for 4 months from account opening
  • All successful applicants will receive this exact rate and offer
  • Online account management
  • Annual Fee: None

Application Criteria

Co-operative Bank Balance Transfer
  • Only available to customers who have held a Co-operative Bank or smile current account for 1 month or more
  • You are a UK resident
  • You have annual income of £10,000 or more
  • You are aged 18 or over
Only available to Co-operative Bank customers
Representative Example: 20.6% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 20.6% p.a. (variable)
No balance transfers allowed to this card from Co-operative credit cards

MBNA Balance Transfer to Lloyds

Lloyds Banking Group are now the new owners of MBNA. Lloyds Banking Group completed the takeover of MBNA Europe back in June 2017. The previous owner of MBNA before that date was Bank of America, who decided to withdraw from the UK credit card market.

As a result of the takeover, this now means that all of the current Halifax, Bank of Scotland, Lloyds and MBNA 0% transfer credit cards are now all issued by the same ultimate owner.

Balance transfers are, at the time of writing, currently allowed between some of these different brands. However, it is most likely, only a matter of time before balance transfers between any of the different Lloyds Banking Group brands are no longer allowed.


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Published: August 3, 2021, Updated: August 3, 2021 by Balance Transfer Expert

All 0% balance transfer credit card offers on this website are updated daily