Balance Transfer Promotional Code

Balance Transfer Promotional CodeWhat is a balance transfer promotional code? How can UK credit card customers make use of these balance transfer promotional codes in 2018?

The UK credit card companies will sometimes make additional 0% or low rate balance transfer offers to carefully selected existing credit card customers.

To allow these balance transfer offers, outside of any introductory balance transfer offer periods, the credit card companies will supply these customers with a balance transfer promotional code.

This balance transfer promotional code is usually provided as a sequence of numbers and letters, specific to the type of offer the customer is being provided with.

The credit card customer can then use these balance transfer promotional codes when requesting an online balance transfer, to ensure that they receive the special balance transfer deal that has been offered to them.

Balance Transfer Promotional Code

Here at Balance Transfer Expert we have seen numerous credit card customers searching the Internet for a balance transfer promotional code. Some of the more recent queries have included :-

  • Tesco credit card balance transfer promotional code
  • Promotional code for Halifax balance transfer
  • NatWest balance transfer promotional code
  • Tesco balance transfer promo code
  • RBS balance transfer promotional code
  • Post Office credit card promotional code

However, a balance transfer promotional code can not be used by just anyone.

In almost all cases when a credit card company supplies a balance transfer promotional code to a customer, the code is only available to that customer. The credit card company has carefully selected the customer, based on their credit history and their past usage of the credit card.

If you try and make a balance transfer using a code that has not been offered directly to you by the credit card company, then it is likely that either your balance transfer will be rejected or will be charged at the normal balance transfer APR.

This could mean that you end up paying the standard rate of 18.9% APR or higher on your balance transfer, rather than the special offer deal you thought you were going to get.

If you do not have a promotional code available to you, then here at Balance Transfer Expert we have a choice of over 80 UK 0% balance transfer credit cards available, including all of these popular featured cards :-

Card Offers

Balance Transfers:
0% for 28 Months
Balance Transfer Fee:
0.99%
Purchases:
0% for 6 Months
Representative APR:
19.9% APR (variable)
More Information

Card Details

M&S Transfer Plus*
  • 0% for 28 months on balance transfers made within 90 days of account opening
  • 0.99% balance transfer fee, minimum £5
  • 0% on purchases for 6 months from account opening
  • Collect M&S points every time you shop anywhere in the world with your card
  • Preferential rates when you use your card to order M&S Travel Money
  • Manage account online
  • Annual Fee: None
More Information

Application Criteria

M&S Transfer Plus*
  • You are a UK resident
  • You have a UK bank or building society account
  • You are aged 18 or over
  • You have not held a credit card with M&S Bank within previous 12 months
More Information
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for 12 Months
Balance Transfer Fee:
0%
Purchases:
0% for 12 Months
Representative APR:
17.9% APR (variable)
More Information

Card Details

Nationwide Credit Card just for Nationwide members*
  • 0% on balance transfers for 12 months from account opening
  • 0% balance transfer fee within first 3 months, 2.4% fee applies after, minimum £5
  • 0% on purchases for 12 months from account opening
  • Commission free allowance on purchases abroad (subject to terms)
  • Manage account online
  • Annual Fee: None
More Information

Application Criteria

Nationwide Credit Card just for Nationwide members*
  • Our credit cards are just for members. Youre a member when you have a current account, mortgage or savings account with us
  • You have been living in the UK for the last 12 months
  • You have a gross income each year of more than £5000
  • You have a good credit history
  • You are aged 18 or over
More Information
Representative Example: 17.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for 20 Months
Balance Transfer Fee:
2.9%
Purchases:
0% for 20 Months
Representative APR:
19.9% APR (variable)
More Information

Card Details

M&S Shopping Plus*
  • 0% for 20 months on balance transfers made within 90 days of account opening
  • 2.9% balance transfer fee, minimum £5
  • 0% on purchases for 20 months from account opening
  • Collect M&S points every time you shop anywhere in the world with your card
  • Preferential rates when you use your card to order M&S Travel Money
  • Manage account online
  • Annual Fee: None
More Information

Application Criteria

M&S Shopping Plus*
  • You are a UK resident
  • You have a UK bank or building society account
  • You are aged 18 or over
  • You have not held a credit card with M&S Bank within previous 12 months
More Information
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for 12 Months
Balance Transfer Fee:
3%
Purchases:
No offer
Representative APR:
19.9% APR (variable)
More Information

Card Details

Asda Cashback*
  • 0% on balance transfers for 12 months
  • 3% balance transfer fee, minimum £3
  • 0% for 6 months on purchases of £200 or more at George.com
  • 1% cashback on your Asda shopping online and instore
  • 1% cashback at Asda Living, Asda petrol stations and George.com
  • 0.2% cashback everywhere else
  • Annual Fee: None
More Information

Application Criteria

Asda Cashback*
  • You are a permanent UK resident
  • You have a UK bank or building society account
  • You are able to provide at least one telephone number
  • You have a regular source of income
  • You are aged 18 or over
More Information
Unlimited cashback vouchers - 1% at Asda plus 0.2% everywhere else
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

None of the credit cards above, including the Marks and Spencer balance transfer card, require a customer to have a promotional code available to them to make a 0% balance transfer from an existing credit card.


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