Do you need to make a balance transfer of your current outstanding balance, from one credit card to another?
If so, then you need to watch your dates carefully, in order to get the most out of your balance transfer.
Have you recently applied for a new 0% balance transfer credit card? If so, then you may have chosen to request the balance transfer at the same time as when you applied for the new card.
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Are looking for a new balance transfer credit card?
Or have you just transferred your outstanding balance to a new credit card with an introductory 0% deal on balance transfers.
If so, then you need to pay close attention to the credit limit you have been given.
The credit limit you are given by the credit card company determines the maximum balance transfer amount you can actually transfer. In addition, this credit limit also pays …. Read More »
If you have applied for a new credit card intending to carry out a reasonably large balance transfer, then you may well find yourself pleased to have been accepted for the new credit card. However you may also then find yourself disappointed with the initial credit limit that you have been given.
In these circumstances, we have heard of people who have been given a credit limit, that is lower than the amount that they wish to transfer, so …. Read More »
If you have recently, made a balance transfer from one credit card to another, did you read the small print of your credit card agreement?
Did you realise that in many cases missing the monthly payment date for your new credit card could see your new 0% balance transfer deal withdrawn?
Many UK credit card companies have now included this term in their credit card terms and conditions. If you are late, even by just one day, with any monthly …. Read More »
When you are looking to get a new 0% balance transfer credit card, it makes sense to have a look at your existing credit cards and the credit limits you currently have on them.
When a credit card company is assessing your application for a new 0% balance transfer credit card, part of the process will involve looking at the existing lines of credit that you currently have available to you.
The credit card company …. Read More »
There is lots of choice in the UK credit card market, although not as much as there was several years ago. We currently list around 80 0% balance transfer credit cards offering introductory rates of up to 28 months on balance transfers.
This may seem like a huge number of credit cards to choose from, but in actual fact you may have far fewer credit cards available to choose from. This applies especially, if you wish to transfer a balance …. Read More »