If you have recently, or are currently looking to make a balance transfer from one credit card to another, did you read the small print of your credit card agreement?
Did you realise that in many cases missing the monthly payment date, even by just one day, for your new credit card could see your new 0% balance transfer deal withdrawn?
Some credit card companies now have included in their credit card terms and conditions that if you are …. Read More »
If you have applied for a new credit card intending to carry out a reasonably large balance transfer, then you may well find yourself pleased to have been accepted for the new credit card, but disappointed with the initial credit limit that you have been given.
In these circumstances, we have heard of people who have been given a credit limit, that is lower than the amount that they wish to transfer, so have immediately cancelled the new …. Read More »
Do you need to make a balance transfer of an outstanding amount from one credit card to another?
If so then you need to watch your dates carefully in order to get the most out of your balance transfer.
If you have recently applied for a new 0% balance transfer credit card, then you may have chosen to request the balance transfer at the same time as when you applied for the new card.
Alternatively, you may …. Read More »
There is lots of choice in the UK credit card market. Here at Balance Transfer Expert, we currently list around 110 0% balance transfer credit cards offering introductory rates of up to 43 months on balance transfers.
This may seem like a huge number of credit cards to choose from, but in actual fact you may have far fewer credit cards available to choose from, if you wish to transfer a balance from your current credit card.
This is …. Read More »
When you are looking to get a new 0% balance transfer credit card, it makes sense to have a look at your existing credit cards and the credit limits you currently have on them.
When a credit card company is assessing your application for a new 0% balance transfer credit card, part of the process will involve looking at the existing lines of credit that you currently have available to you.
The credit card company …. Read More »
If you are looking for a new balance transfer credit card or if you have just transferred a balance to a new credit card with an introductory 0% deal on balance transfers, then you need to pay close attention to the credit limit you have been given.
The credit limit you are given by the credit card company not only determines the maximum balance transfer amount you can actually transfer, but it also pays an important part …. Read More »