Barclaycard Existing Customer Offers

What are the Barclaycard existing customer offers in 2019? What are the current Barclaycard balance transfer offers for existing customers in the UK?

Barclaycard existing customer offers are balance transfer deals for customers, who already have an existing Barclaycard credit card.

Barclaycard Existing Customer Offers

Barclaycard are one of the largest credit card issuers in the UK. The company currently has around 10 million UK credit card customers.

Barclaycard offers are available on credit cards with different introductory 0% deals and offers. However, these new 0% Barclaycard transfer offers are not available to any Barclaycard existing customers.

Barclaycard, like the other UK card companies, do not allow balance transfers between two cards issued by the same company. For example, existing customers cannot make a balance transfer from one Barclaycard to another.

Barclaycard Offers For Existing Customers

So are there any Barclaycard offers for existing customers in 2019?

Barclaycard do sometimes make special balance transfer offers to a small number of carefully selected customers. These specially chosen customers will often receive these Barclaycard existing customer offers by post. Alternatively, some customers will receive their Barclaycard deals for existing customers via their online account.

Very often, these Barclaycard existing customer offers are in the form of a lifetime balance transfer deal. This lifetime deal is quite often at a fixed interest rate of 6.9% APR, until the balance transfer is paid off.

Very often balance transfer deals for existing customers are not as competitive, as the deals for new customers.

Barclaycard Balance Transfer Offers For Existing Customers

Barclaycard balance transfer offers for existing customers are only available for a small number of customers.

Finding any Barclaycard offers for existing customers in 2019 are now even more urgent for many customers. Barclaycard have recently increased the standard APR interest rate to 21.9% on several of their cards. This is now 2% higher than it was at 19.9% APR variable.

So what are the options for customers who do not receive an existing customer offer? A large number of alternative 0% balance transfer deals are currently available from the other UK credit card companies.

All of the following featured 0% balance transfer credit cards will accept balance transfers from Barclaycard existing customers:-

Card Offers

Balance Transfers:
0% for 28 Months
Balance Transfer Fee:
2.85%
Purchases:
0% for 6 Months
Representative APR:
19.9% APR (variable)
More Information

Card Details

M&S Transfer Plus*
  • 0% for 28 months on balance transfers made within 90 days of account opening
  • 2.85% balance transfer fee, minimum £5
  • 0% on purchases for 6 months from account opening
  • Collect M&S points every time you shop anywhere in the world with your card
  • Preferential rates when you use your card to order M&S Travel Money
  • Manage account online
  • Annual Fee: None
More Information

Application Criteria

M&S Transfer Plus*
  • You are a UK resident
  • You have a UK bank or building society account
  • You are aged 18 or over
  • You have not held a credit card with M&S Bank within previous 12 months
More Information
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for 25 Months
Balance Transfer Fee:
1.5%
Purchases:
0% for 3 Months
Representative APR:
21.9% APR (variable)
More Information

Card Details

HSBC Balance Transfer*
  • 0% interest on balance transfers for 25 months made within first 60 days of account opening
  • 1.5% balance transfer fee (minimum £5)
  • 0% interest on purchases for 3 months from account opening
  • At end of promotional period, balance transfers and purchases will revert to standard variable rate
  • home&Away rewards programme giving you instant discounts from well-known brands
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

HSBC Balance Transfer*
  • You have an annual income or pension before tax of £8,500 or more
  • You are a UK resident
  • You are aged 18 or over
  • You do not hold an HSBC Basic bank account
More Information
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
Credit is subject to status, affordability and applicable terms and conditions

Card Offers

Balance Transfers:
0% for 18 Months
Balance Transfer Fee:
1.5%
Purchases:
0% for 3 Months
Representative APR:
19.9% APR (variable)
More Information

Card Details

Nationwide Member Credit Card*
  • 0% on balance transfers for 18 months if made within 90 days of account opening
  • 1.5% balance transfer fee within first 90 days, after that 2.4% fee applies, minimum £5
  • 0% on purchases for 3 months from date you open your account
  • Unlimited commission-free purchases abroad
  • Manage account online
  • Annual Fee: None
More Information

Application Criteria

Nationwide Member Credit Card*
  • Must be a Member of Nationwide. This means you already have a current account, mortgage or savings account with Nationwide
  • You are a UK resident
  • You have a minimum income of £5000 per year
  • You have a good credit history
  • You are aged 18 or over
More Information
Must be a Member of Nationwide. This means you already have a current account, mortgage or savings account with Nationwide
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for 20 Months
Balance Transfer Fee:
2.9%
Purchases:
0% for 20 Months
Representative APR:
19.9% APR (variable)
More Information

Card Details

M&S Shopping Plus*
  • 0% for 20 months on balance transfers made within 90 days of account opening
  • 2.9% balance transfer fee, minimum £5
  • 0% on purchases for 20 months from account opening
  • Collect M&S points every time you shop anywhere in the world with your card
  • Preferential rates when you use your card to order M&S Travel Money
  • Manage account online
  • Annual Fee: None
More Information

Application Criteria

M&S Shopping Plus*
  • You are a UK resident
  • You have a UK bank or building society account
  • You are aged 18 or over
  • You have not held a credit card with M&S Bank within previous 12 months
More Information
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for 18 Months
Balance Transfer Fee:
2.9%
Purchases:
0% for 18 Months
Representative APR:
22.9% APR (variable)
More Information

Card Details

HSBC Purchase Plus*
  • 0% interest for 18 months on balance transfers made within first 60 days of account opening
  • 2.9% balance transfer fee (minimum £5)
  • 0% interest on purchases for 18 months from account opening
  • At end of promotional period, balance transfers and purchases will revert to standard variable rate
  • home&Away rewards programme giving you instant discounts from well-known brands
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

HSBC Purchase Plus*
  • You have an annual income or pension before tax of £8,500 or more
  • You are a UK resident
  • You are aged 18 or over
  • You do not hold an HSBC Basic bank account
More Information
Representative Example: 22.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 22.9% p.a. (variable)
Credit is subject to status, affordability and applicable terms and conditions

Barclaycard Offers

These 0% balance transfer deals from other credit card companies are in most cases more competitive. They are likely to save an existing Barclaycard customer more money, compared to any Barclaycard existing customer offers.

These 0% balance transfer offers are more likely to offer a lower introductory interest rate as well as a longer promotional balance transfer period.

With a new 0% credit card, all repayments made by the customer will pay off the outstanding balance. However, customers with a 6.9% APR lifetime deal, will continue to pay interest until their outstanding balance is repaid in full.

So in summary, Barclaycard deals for existing customers are only available to a small number of selected Barclaycard customers.

The Barclaycard existing customer deals also apply to those existing customers of both the Egg credit card and Goldfish credit card. In the past, Barclaycard have taken over the customers of both the Egg Visa card and Goldfish credit cards.

These Barclaycard balance transfer offers for existing customers, often offer 6.9% APR for the lifetime of the balance. The Barclaycard offers for existing customers in 2019, are unlikely to be competitive with the other 0% balance transfer deals currently available.


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