Barclaycard Existing Customer Offers

What are the current Barclaycard existing customer offers in 2020? What are the Barclaycard balance transfer offers for existing customers in the UK?

Barclaycard existing customer offers are balance transfer deals for customers, who already have a Barclaycard credit card.

Barclaycard Existing Customer Offers

Barclaycard offers are usually available on credit cards with different introductory 0% deals and offers. However, Barclaycard have this year, removed most of their 0% credit card offers. These card offers were withdrawn with effect from 17th February 2020.

The one remaining 0% Barclaycard transfer offer is not available to any Barclaycard existing customers.

Barclaycard, like the other UK card companies, do not allow balance transfers between two cards issued by the same company. For example, existing customers cannot make a balance transfer from one Barclaycard to another.

Barclaycard Offers For Existing Customers

So are there any remaining Barclaycard offers for existing customers in 2020?

Barclaycard have in the past, sometimes make special balance transfer offers to a small number of carefully selected customers. These specially chosen customers will often receive these Barclaycard existing customer offers via their online account. Alternatively, some customers will receive their Barclaycard deals for existing customers by a letter in the post.

Very often, these Barclaycard existing customer offers are in the form of a lifetime balance transfer deal. This lifetime deal is very often at a fixed interest rate of 6.9% APR, until the balance transfer is paid off.

Very often balance transfer deals for existing customers are not as competitive, as the deals for new customers.

Barclaycard Balance Transfer Offers For Existing Customers

Barclaycard balance transfer offers for existing customers are only available for a very small number of customers.

Finding any Barclaycard offers for existing customers in 2020 are now even more urgent for many customers. Barclaycard have recently removed most of the 0% credit cards from the UK market and increased the standard APR interest rate to 21.9% on several of their credit cards. This is now a full 2% higher than it was at the old interest rate of 19.9% APR variable.

So what are the options for customers who do not receive an existing customer offer? A large number of alternative 0% balance transfer deals are currently available from the other UK credit card companies.

All of the following featured 0% balance transfer credit cards will accept balance transfers from Barclaycard existing customers:-


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Card Offers

Balance Transfers:
0% for 23 months
Balance Transfer Fee:
1.99%
Purchases:
0% for 3 months
Representative APR:
19.9% APR (variable)
More Information

Card Details

NatWest Longer Balance Transfer
  • 0% on balance transfers for 23 months from account opening
  • 1.99% balance transfer fee
  • 0% on purchases for first 3 months from account opening
  • Lock and unlock your credit card in app
  • Manage your card 24/7 online and by telephone banking
  • Annual Fee: None
More Information

Application Criteria

NatWest Longer Balance Transfer
  • You are a NatWest customer
  • You are a UK resident
  • You are earning at least £10,000 per year
  • You are aged 18 or over
More Information
Only available to customers who have a current account, savings account, credit card or mortgage with NatWest
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)
No balance transfers allowed to this card from NatWest, RBS or Ulster Bank credit cards

Card Offers

Balance Transfers:
0% for up to 29 months
Balance Transfer Fee:
2.95%
Purchases:
0% for 3 months
Representative APR:
19.9% APR (variable)
More Information

Card Details

TSB Platinum Balance Transfer
  • 0% interest for up to 29 months on balances transferred within first 90 days
  • 2.95% balance transfer fee during first 90 days, 3% fee applies afer 90 days
  • 0% interest for the first 3 months on purchases
  • Internet fraud protection and Clicksafe
  • Apple Pay and Android Pay
  • Annual Fee: None
More Information

Application Criteria

TSB Platinum Balance Transfer
  • You are an existing TSB customer
  • You are not currently declared bankrupt, have CCJs or subject to IVA
  • You have a good credit rating and regular income
  • You are a UK resident
  • You are aged 18 or over
More Information
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.95% p.a. (variable)
No balance transfers allowed to this card from TSB credit cards

Card Offers

Balance Transfers:
0% for up to 20 months
Balance Transfer Fee:
3%
Purchases:
0% for up to 20 months
Representative APR:
21.9% APR (variable)
More Information

Card Details

Sainsbury’s Dual Offer
  • 0% interest on balance transfers for up to 20 months
  • 3% balance transfer fee, minimum £3 on transfers made at application
  • 0% interest on purchases for up to 20 months
  • Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
  • Collect 1 Nectar point for every £5 spent on your card elsewhere
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Sainsbury’s Dual Offer
  • You have a permanent UK address
  • You have not been declined for credit in the last month
  • You do not have a history of bad credit
  • You are aged 18 or over
More Information
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.95% p.a. (variable)
No balance transfers allowed to this card from Sainsbury’s credit cards

Card Offers

Balance Transfers:
0% for 24 months
Balance Transfer Fee:
3%
Purchases:
0% for 4 months
Representative APR:
20.6% APR (variable)
More Information

Card Details

Co-operative Bank Balance Transfer
  • 0% interest for 24 months for balance transfers made within 60 days
  • 3% balance transfer fee, minimum £5
  • 0% interest on purchases for 4 months from account opening
  • All successful applicants will receive this exact rate and offer
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Co-operative Bank Balance Transfer
  • Only available to customers who have held a Co-operative Bank or smile current account for 1 month or more
  • You are a UK resident
  • You have annual income of £10,000 or more
  • You are aged 18 or over
More Information
Only available to Co-operative Bank customers
Representative Example: 20.6% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 20.6% p.a. (variable)
No balance transfers allowed to this card from Co-operative credit cards

Barclaycard Offers

These 0% balance transfer deals from other credit card companies are in most cases more competitive. They are likely to save an existing Barclaycard customer more money, compared to any Barclaycard existing customer offers at a 6.9% APR rate.

These 0% balance transfer offers are more likely to offer a lower introductory interest rate as well as a longer promotional balance transfer period.

With a new 0% credit card, all repayments made by the customer will pay off the outstanding balance. However, customers with a Barclaycard 6.9% APR lifetime deal, will continue to pay interest until their outstanding balance is repaid in full.

So in summary, Barclaycard deals for existing customers are only available to a small number of selected Barclaycard customers.

These Barclaycard balance transfer offers for existing customers, often offer 6.9% APR for the lifetime of the balance. The Barclaycard offers for existing customers in 2020, are unlikely to be competitive with the other 0% balance transfer deals currently available.

The Barclaycard existing customer deals also apply to those existing customers of both the Egg credit card and Goldfish credit card. Barclaycard are one of the largest credit card issuers in the UK. The company currently has around 10 million UK credit card customer having taken over the customers of both the Egg Visa card and Goldfish credit cards in the past.


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