Barclaycard Existing Customer Offers

What are the current Barclaycard existing customer offers in 2021? What are the Barclaycard balance transfer offers for existing customers in the UK?

Barclaycard existing customer offers are balance transfer deals for customers, who already have a Barclaycard credit card.

Barclaycard Existing Customer Offers

Barclaycard offers are usually available on credit cards with different introductory 0% deals and offers. However, Barclaycard last year, removed most of their 0% introductory credit card offers.

In 2021 there are now a few 0% Barclaycard transfer offers, however these are not available to any Barclaycard existing customers.

Barclaycard, like the other UK card companies, do not allow balance transfers between two cards issued by the same company. For example, existing customers cannot make a balance transfer from one Barclaycard to another.

Barclaycard Offers For Existing Customers

So are there any remaining Barclaycard offers for existing customers in the UK, in 2021?

Barclaycard have in the past, sometimes made special balance transfer offers to a small number of carefully chosen customers. These selected customers will very often receive these Barclaycard existing customer offers via their online account. Alternatively, some customers will receive the Barclaycard deals for existing customers by a letter in the post.

Most commonly, these Barclaycard existing customer offers are in the form of a lifetime balance transfer deal. This lifetime deal is often at a fixed interest rate of 6.9% APR, until the balance transfer is paid off.

Very often these balance transfer deals for existing customers are not as competitive, as the deals for new customers.

Barclaycard Balance Transfer Offers For Existing Customers

Barclaycard balance transfer offers for existing customers are only available for a very small number of chosen customers.

Finding any Barclaycard offers for existing customers in 2021 are now even more urgent for many customers. Barclaycard have been increasing the standard APR interest rate to 21.9% on several of their credit cards. This is now a full 2% higher than it was at the old interest rate of 19.9% APR variable.

So what are the options for customers who do not receive an existing customer offer? A large number of alternative 0% balance transfer deals are currently available from the other UK credit card companies.

All of the following featured 0% balance transfer credit cards will accept balance transfers from Barclaycard existing customers:-


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Card Offers

Balance Transfers:
0% for 25 months
Balance Transfer Fee:
2.85%
Purchases:
0% for 3 months
Representative APR:
21.9% APR (variable)
More Information

Card Details

HSBC Balance Transfer*
  • 0% interest for 25 months on balance transfers made within first 60 days of account opening
  • 2.85% balance transfer fee applies (minimum £5)
  • 0% interest on purchases for 3 months from account opening
  • At end of promotional period, balance transfers and purchases will revert to standard variable rate
  • Worldwide offers and discounts with HSBC home&Away
  • Manage your card online
  • Annual Fee: None
More Information

Application Criteria

HSBC Balance Transfer*
  • You have an annual income or pension before tax of £6,800 or more
  • You are a UK resident
  • You are aged 18 or over
  • You do not hold an HSBC Basic bank account
More Information
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
Credit is subject to status, affordability and applicable terms and conditions
No balance transfers allowed to this card from first direct, HSBC, M&S or Partnership credit cards

Card Offers

Balance Transfers:
0% for 24 months
Balance Transfer Fee:
3%
Purchases:
0% for 4 months
Representative APR:
20.6% APR (variable)
More Information

Card Details

Co-operative Bank Balance Transfer
  • 0% interest for 24 months for balance transfers made within 60 days
  • 3% balance transfer fee, minimum £5
  • 0% interest on purchases for 4 months from account opening
  • All successful applicants will receive this exact rate and offer
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Co-operative Bank Balance Transfer
  • Only available to customers who have held a Co-operative Bank or smile current account for 1 month or more
  • You are a UK resident
  • You have annual income of £10,000 or more
  • You are aged 18 or over
More Information
Only available to Co-operative Bank customers
Representative Example: 20.6% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 20.6% p.a. (variable)
No balance transfers allowed to this card from Co-operative credit cards

Card Offers

Balance Transfers:
0% for 18 months
Balance Transfer Fee:
2.9%
Purchases:
0% for 18 months
Representative APR:
22.9% APR (variable)
More Information

Card Details

HSBC Purchase Plus*
  • 0% interest for 18 months on balance transfers made within first 60 days of account opening
  • 2.9% balance transfer fee applies (minimum £5)
  • 0% interest on purchases for 18 months from account opening
  • At end of promotional period, balance transfers and purchases will revert to standard variable rate
  • Worldwide offers and discounts with HSBC home&Away
  • Manage your card online
  • Annual Fee: None
More Information

Application Criteria

HSBC Purchase Plus*
  • You have an annual income or pension before tax of £6,800 or more
  • You are a UK resident
  • You are aged 18 or over
  • You do not hold an HSBC Basic bank account
More Information
Representative Example: 22.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 22.9% p.a. (variable)
Credit is subject to status, affordability and applicable terms and conditions
No balance transfers allowed to this card from first direct, HSBC, M&S or Partnership credit cards

Card Offers

Balance Transfers:
0% for 18 months
Balance Transfer Fee:
2.9%
Purchases:
0% for 9 months
Representative APR:
18.9% APR (variable)
More Information

Card Details

Partnership
  • 0% on balance transfers for 18 months from account opening
  • 2.9% balance transfer fee, minimum £5
  • 0% on purchases for 9 months from account opening
  • Earn points to convert into John Lewis and Waitrose vouchers
  • Every 500 points you earn is worth £5 in vouchers
  • Exclusive partnership cardholder events and special offers
  • Annual Fee: None
More Information

Application Criteria

Partnership
  • You have a UK residential address
  • You have a good credit history
  • You have a household income of more than £6,750 a year
  • You are aged 18 or over
More Information
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
No balance transfers allowed to this card from first direct, HSBC, M&S or Partnership credit cards

Barclaycard Offers

These 0% balance transfer deals from other credit card companies are in most cases more competitive. They are likely to save an existing Barclaycard customer more money, compared to any Barclaycard existing customer offers at a 6.9% lifetime APR rate.

These 0% balance transfer offers are more likely to offer a lower introductory interest rate as well as a longer promotional balance transfer period.

With a new 0% credit card, all repayments made by the customer will pay off the outstanding balance. However, customers with a Barclaycard 6.9% APR lifetime deal, will continue to pay interest until their outstanding balance is repaid in full.

So in summary, Barclaycard deals for existing customers are only available to a small number of selected Barclaycard customers.

These Barclaycard balance transfer offers for existing customers, often offer 6.9% APR for the lifetime of the balance. The Barclaycard offers for existing customers in 2021, are unlikely to be competitive with the other 0% balance transfer deals currently available.

The Barclaycard existing customer deals also apply to those existing customers of both the Egg credit card and Goldfish credit card. Barclaycard are one of the largest credit card issuers in the UK. The company currently has around 10 million UK credit card customer having taken over the customers of both the Egg Visa card and Goldfish credit cards in the past.


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