Is Barclaycard MBNA?

Is Barclaycard MBNA? Here at Balance Transfer Expert we see a lot of UK credit card customers looking for answers to questions like the one above, when they are planning to make a balance transfer.

Is Barclaycard MBNA? This is one of the questions that we have seen on an increasingly regular basis, over the last couple of months.

Why are so many credit card customers asking questions about the Barclaycard MBNA topic?

The reason is that many of these customers will know that you are not allowed make a balance transfer between two credit cards which are issued by the same company.

So are Barclaycard and MBNA credit cards issued by the same company?

If you are looking for a personal credit card, as most UK credit card customers are, then the current answer is no. Barclaycard and MBNA are currently separate credit card issuers.

All of the following popular featured 0% balance transfer credit cards will as a result currently accept a balance transfer from both a Barclaycard and from any MBNA credit card:-

Card Offers

Tesco Clubcard Credit Card for Balance Transfers*

Balance Transfers:

0% interest for 40 Months

Balance Transfer Fee:

2.69%

Purchases:

0% interest for 3 Months

Representative APR:

18.9% APR (variable)

Card Details

Tesco Clubcard Credit Card for Balance Transfers*

0% interest for up to 40 Months on balance transfers from account opening
2.69% balance transfer fee
0% interest for 3 Months on purchases from account opening
Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
The 0% offer is applied to any balances or money transferred within the first 90 days of opening your account
Apply online and get a decision within 60 seconds
Annual Fee: None

Application Criteria

Tesco Clubcard Credit Card for Balance Transfers*

You have an annual income of at least £5,000
You are at least 18 years of age
You have a good credit history
You live in the UK, or have a British Forces Post Office address
You don't currently hold more than 1 Tesco Bank Credit Card
You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress

Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)

The APR, length of promotional offer, and credit limit may vary as they are dependent on your personal circumstances

Card Offers

Halifax Balance Transfer*

Balance Transfers:

0% for up to 38 Months

Balance Transfer Fee:

2.25%

Purchases:

0% for 6 Months

Representative APR:

18.9% APR (variable)

Card Details

Halifax Balance Transfer*

0% for up to 38 months from account opening on balance transfers made in first 90 days
2.25% balance transfer fee in first 90 days (after 0.75% refund), 3% fee applies after 90 days
0% for 6 months from account opening on purchases
Cover against online fraud when purchasing on the Internet
Online account management
Annual Fee: None

Application Criteria

Halifax Balance Transfer*

You are a UK resident
You have a regular income
You do not have any Count Court Judgements against you
You are aged 18 or over

2.25% balance transfer fee (after refund) in first 90 days, 3% fee applies after 90 days

Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)

The APR and length of the promotional offer are dependent on your personal circumstances

Card Offers

Lloyds Platinum 35 Month Balance Transfer*

Balance Transfers:

0% for 35 Months

Balance Transfer Fee:

1.49%

Purchases:

0% for 3 Months

Representative APR:

18.9% APR (variable)

Card Details

Lloyds Platinum 35 Month Balance Transfer*

0% for up to 35 months on balances transfers made within 90 days of account opening
1.49% balance transfer fee (after 1.51% refund) in first 90 days, 3% fee applies after 90 days
0% on purchases for3 months from account opening
Lloyds Clicksafe and Internet fraud protection
Online card servicing
Annual Fee: None

Application Criteria

Lloyds Platinum 35 Month Balance Transfer*

You are a UK resident
You have a regular income
You are free from any county court judgements
You are aged 18 or over

1.49% balance transfer fee (after refund) in first 90 days, 3% fee applies after 90 days

Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.94% p.a. (variable)

Card Offers

Virgin Money 39 Month Balance Transfer*

Balance Transfers:

0% for 39 Months

Balance Transfer Fee:

2.4%

Purchases:

0% for 3 Months

Representative APR:

20.9% APR (variable)

Card Details

Virgin Money 39 Month Balance Transfer*

0% on balance transfers for 39 months from date account opened (20.9% APR thereafter)
2.4% balance transfer fee in first 60 days, 5% fee applies after 60 days
0% on purchases for 3 months from the date your account is opened
0% on money transfers for 39 months from date account opened (20.9% APR thereafter)
3.80% money transfer fee in first 60 days , 5% fee applies after 60 days
Contactless payments to quickly and securely pay for purchases up to £30
Annual Fee: None

Application Criteria

Virgin Money 39 Month Balance Transfer*

You are a UK resident
You have a bank or building society account
You have a good credit history
You are aged 18 or over

Representative Example: 20.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 20.9% p.a. (variable)

Credit limits will vary based on your individual circumstances

Card Offers

Bank of Scotland 32 Month Balance Transfer*

Balance Transfers:

0% for up to 32 Months

Balance Transfer Fee:

0.8%

Purchases:

0% for 12 Months

Representative APR:

18.9% APR (variable)

Card Details

Bank of Scotland 32 Month Balance Transfer*

0% for up to 32 months from account opening on balance transfers made within first 90 days
0.8% fee applies on balance transfers made in first 90 days, 3% fee applies after first 90 days
0% for 12 months from account opening on purchases
Cover against online fraud when purchasing on the Internet
Online account management
Annual Fee: None

Application Criteria

Bank of Scotland 32 Month Balance Transfer*

You are a UK resident
You have a regular income
You have not bankrupt or subject to an IVA and have no County Court Judgments
You are aged 18 or over

0.8% fee applies on balance transfers made in first 90 days, 3% fee applies after first 90 days

Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)

The APR and length of the promotional offer are dependent on your personal circumstances

Card Offers

Tesco Clubcard Credit Card with No Balance Transfer Fee*

Balance Transfers:

0% interest for 24 Months

Balance Transfer Fee:

Purchases:

No offer

Representative APR:

18.9% APR (variable)

Card Details

Tesco Clubcard Credit Card with No Balance Transfer Fee*

0% interest for up to 24 Months on balance transfers made within the first 90 days of opening your account
No balance transfer fee
No introductory offer on purchases
Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
Apply online and get a decision within 60 seconds
Online Account Management
Annual Fee: None

Application Criteria

Tesco Clubcard Credit Card with No Balance Transfer Fee*

You have an annual income of at least £5,000
You are at least 18 years of age
You have a good credit history
You live in the UK, or have a British Forces Post Office address
You don't currently hold more than 1 Tesco Bank Credit Card
You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress

Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)

Card Offers

Post Office Money Balance Transfer*

Balance Transfers:

0% for up to 37 Months

Balance Transfer Fee:

1.99%

Purchases:

0% for 3 Months

Representative APR:

18.9% APR (variable)

Card Details

Post Office Money Balance Transfer*

0% for up to 37 months on balance transfers made within 3 months of account opening
1.99% balance transfer fee applies
0% on all purchases for the first three months
No cash fee to buy travel money at the Post Office
Manage your account 24/7 with Post Office Money mobile app
Annual Fee: None

Application Criteria

Post Office Money Balance Transfer*

You are a UK resident
You have a bank or building society account
You have an annual income of £8,000 or more excluding unemployment benefits
You are aged 18 or over
You have no county court judgements
You must not already hold a Post Office Money Credit Card

A 1.99% fee applies and balance transfers must be made within 3 months of account opening

Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)

Post Office Credit Cards are provided by Bank of Ireland UK. Post Office Limited is a credit broker and not a lender

Card Offers

Halifax 29 Month Balance Transfer*

Balance Transfers:

0% for up to 29 Months

Balance Transfer Fee:

Purchases:

0% for 3 Months

Representative APR:

18.9% APR (variable)

Card Details

Halifax 29 Month Balance Transfer*

0% for up to 29 months from account opening on balance transfers within first 90 days
0% balance transfer fee in first 90 days, 3% fee applies after 90 days
0% for 3 months from account opening on purchases
Cover against online fraud when purchasing on the Internet
Online account management
Annual Fee: None

Application Criteria

Halifax 29 Month Balance Transfer*

You are a UK resident
You have a regular income
You do not have any Count Court Judgements against you
You are aged 18 or over

0% balance transfer fee in first 90 days, 3% fee after 90 days

Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)

The APR and length of the promotional offer are dependent on your personal circumstances

The answer to the question is Barclaycard MBNA, is however different when it applies to small business credit cards.

In April 2011 Barclaycard bought MBNA’s small business credit card portfolio in the UK. This resulted in around 60,000 small business credit card accounts being transferred from MBNA Europe to Barclaycard.

So in summary, is Barclaycard MBNA? The answer is currently no for personal credit cards, but yes for small business credit cards.

Barclaycard was the first company in the UK to provide credit cards back in 1996 and is owned by British bank Barclays PLC. MBNA Limited has been owned by Bank of America since 2006 and first began offering UK credit cards in 1993.

The previously announced takeover of MBNA by Lloyds Banking Group is now expected to be completed at some point early in 2017.

Today Balance Transfer Expert has:-

105 UK 0% balance transfer credit cards offering:-

0% balance transfers for up to 40 months with a 2.69% fee
0% balance transfers for up to 33 months with a 0.58% fee
0% balance transfers for up to 29 months with no fee

Is Barclaycard MBNA?