Is Barclaycard MBNA?

We see a lot of UK credit card customers looking for answers to questions like the one above. This is very often, when they are looking to make a balance transfer to a new card.

Why are so many credit card customers asking questions about the Barclaycard MBNA topic?

The reason is that many of these customers will know, that you are not allowed make a balance transfer between two credit cards which are issued by the same company.

So are Barclaycard and MBNA credit cards issued by the same company?

If you are looking for a personal credit card, as most UK balance transfer credit card customers are, then the current answer is no. Barclaycard and MBNA are currently separate credit card issuers.

All of the following popular featured 0% balance transfer credit cards, will as a result currently accept a balance transfer from both a Barclaycard and from any MBNA credit card:-

Card Offers

M&S Transfer Plus*

Balance Transfers:

0% for 28 Months

Balance Transfer Fee:

2.85%

Purchases:

0% for 6 Months

Representative APR:

19.9% APR (variable)

Card Details

M&S Transfer Plus*

0% for 28 months on balance transfers made within 90 days of account opening
2.85% balance transfer fee, minimum £5
0% on purchases for 6 months from account opening
Collect M&S points every time you shop anywhere in the world with your card
Preferential rates when you use your card to order M&S Travel Money
Manage account online
Annual Fee: None

Application Criteria

M&S Transfer Plus*

You are a UK resident
You have a UK bank or building society account
You are aged 18 or over
You have not held a credit card with M&S Bank within previous 12 months

Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

Card Offers

Nationwide Credit Card just for Nationwide members*

Balance Transfers:

0% for 12 Months

Balance Transfer Fee:

Purchases:

0% for 12 Months

Representative APR:

17.9% APR (variable)

Card Details

Nationwide Credit Card just for Nationwide members*

0% on balance transfers for 12 months from account opening
0% balance transfer fee within first 3 months, 2.4% fee applies after, minimum £5
0% on purchases for 12 months from account opening
Commission free allowance on purchases abroad (subject to terms)
Manage account online
Annual Fee: None

Application Criteria

Nationwide Credit Card just for Nationwide members*

Nationwide credit cards are just for members. You are a member when you have a current account, mortgage or savings account with Nationwide
You have been living in the UK for the last 12 months
You have a gross income each year of more than £5000
You have a good credit history
You are aged 18 or over

Nationwide credit cards are just for members. You are a member when you have a current account, mortgage or savings account with Nationwide

Representative Example: 17.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable)

Card Offers

M&S Shopping Plus*

Balance Transfers:

0% for 20 Months

Balance Transfer Fee:

2.9%

Purchases:

0% for 20 Months

Representative APR:

19.9% APR (variable)

Card Details

M&S Shopping Plus*

0% for 20 months on balance transfers made within 90 days of account opening
2.9% balance transfer fee, minimum £5
0% on purchases for 20 months from account opening
Collect M&S points every time you shop anywhere in the world with your card
Preferential rates when you use your card to order M&S Travel Money
Manage account online
Annual Fee: None

Application Criteria

M&S Shopping Plus*

You are a UK resident
You have a UK bank or building society account
You are aged 18 or over
You have not held a credit card with M&S Bank within previous 12 months

Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

Card Offers

Asda Cashback*

Balance Transfers:

0% for 12 Months

Balance Transfer Fee:

Purchases:

No offer

Representative APR:

19.9% APR (variable)

Card Details

Asda Cashback*

0% on balance transfers for 12 months
3% balance transfer fee, minimum £3
0% for 6 months on purchases of £200 or more at George.com
1% cashback on your Asda shopping online and instore
1% cashback at Asda Living, Asda petrol stations and George.com
0.2% cashback everywhere else
Annual Fee: None

Application Criteria

Asda Cashback*

You are a permanent UK resident
You have a UK bank or building society account
You are able to provide at least one telephone number
You have a regular source of income
You are aged 18 or over

Unlimited cashback vouchers - 1% at Asda plus 0.2% everywhere else

Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

Card Offers

Nationwide Select Credit Card just for Nationwide members*

Balance Transfers:

0% for 12 Months

Balance Transfer Fee:

Purchases:

0% for 12 Months

Representative APR:

15.9% APR (variable)

Card Details

Nationwide Select Credit Card just for Nationwide members*

0% on balance transfers for 12 months from account opening
0% balance transfer fee within first 3 months, 2.4% fee applies after, minimum £5
0% on purchases for 12 months from account opening
Unlimited commission free purchases abroad
Manage account online
Annual Fee: None

Application Criteria

Nationwide Select Credit Card just for Nationwide members*

Nationwide credit cards are just for members. You are a member when you have a current account, mortgage or savings account with Nationwide
Nationwide Select Credit Card is only available to members who hold their main current account with Nationwide
You have been living in the UK for the last 12 months
You have a gross income each year of more than £5000
You have a good credit history
You are aged 18 or over

Nationwide Select Credit Card is only available to members who hold their main current account with Nationwide

Representative Example: 15.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 15.9% p.a. (variable)

The answer to the question is Barclaycard MBNA, is however different when it applies to small business credit cards.

In April 2011 Barclaycard bought MBNA’s small business credit card portfolio in the UK. This resulted in around 60,000 small business credit card accounts being transferred from MBNA Europe to Barclaycard.

So in summary, is Barclaycard MBNA? The answer is currently no for personal credit cards, but yes for small business credit cards.

Barclaycard was the first company in the UK to provide credit cards back in 1996 and is owned by British bank Barclays PLC.

MBNA Europe Limited had been owned by Bank of America since 2006. MBNA first began offering credit cards in the UK back in 1993.

Lloyds Banking Group has now purchased MBNA Europe from previous owners Bank of America. This deal was completed in June 2017. As a result, the number of MBNA issued credit cards has been greatly reduced. There are now no charity, football or rugby club co-branded MBNA credit cards available in the UK market.

Is Barclaycard MBNA?