HSBC Balance Transfer

The promotional offers on the HSBC balance transfer credit card have now changed, with effect from 10th September 2018.

The HSBC balance transfer credit card offers now include a £25 cashback offer for customers who apply for the HSBC balance transfer cards before 9th November 2018. This cashback offer is subject to terms and conditions.

HSBC Balance TransferThe HSBC 32 month balance transfer credit card now offers new customers 0% interest for 32 months on balance transfers, with a 1.4% balance transfer fee (minimum £5) and a representative 19.9% APR (variable).

There is also a HSBC 0% balance transfer offer available on the HSBC Dual credit card. This card has 0% interest for 26 months on balance transfers with a 1.4% balance transfer fee (minimum £5) and a representative 19.9% APR (variable). This HSBC 0% balance transfer card also offers customers 0% for 26 months on purchases.

HSBC Balance Transfer

The featured HSBC balance transfer credit card offers UK customers a long 0% introductory balance transfer offer. The new HSBC balance transfer offers in the UK are now :-

Card Offers

Balance Transfers:
0% for 32 Months
Balance Transfer Fee:
1.4%
Purchases:
0% for 3 Months
Representative APR:
19.9% APR (variable)
More Information

Card Details

HSBC*
  • 0% interest on balance transfers for 32 months made within 60 days of account opening
  • 1.4% balance transfer fee (minimum £5)
  • 0% interest on purchases for 3 months from account opening
  • At the end of 0% offer period, balance transfers and purchases will revert to standard variable rate
  • home&Away rewards programme giving you instant discounts from well-known brands
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

HSBC*
  • You have an annual income or pension before tax of £8,500 or more
  • You are a UK resident, including Isle of Man and Channel Islands
  • You are aged 18 or over
  • You do not hold an HSBC Basic bank account
More Information
Offer: £25 cashback between 10th September and 9th November 2018. Subject to terms and conditions
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)
Credit is subject to status

Card Offers

Balance Transfers:
0% for 26 Months
Balance Transfer Fee:
2.89%
Purchases:
0% for 26 Months
Representative APR:
22.9% APR (variable)
More Information

Card Details

HSBC Dual*
  • 0% interest for 26 months on balance transfers made within 60 days of account opening
  • 2.89% balance transfer fee (minimum £5)
  • 0% on purchases for 26 months from account opening
  • At the end of 0% offer period, balance transfers and purchases will revert to standard variable rate
  • home&Away rewards programme giving you instant discounts from well-known brands
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

HSBC Dual*
  • You have an annual income or pension before tax of £8,500 or more
  • You are a UK resident, including Isle of Man and Channel Islands
  • You are aged 18 or over
  • You do not hold an HSBC Basic bank account
More Information
Offer: £25 cashback between 10th September and 9th November 2018. Subject to terms and conditions
Representative Example: 22.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 22.9% p.a. (variable)
Credit is subject to status

HSBC Balance Transfer Existing Customers

This new HSBC 0% balance transfer offer is not available to HSBC existing credit card customers. Like many other banks, HSBC does not allow a balance transfer from one HSBC issued credit card to another.

A balance transfer can not be made from the M&S balance transfer credit card to HSBC, for example. The Marks and Spencer balance transfer card is also issued by HSBC Bank.

There are HSBC balance transfer offers for existing customers available from the other UK credit card companies. HSBC existing credit card customers will find the following alternative popular featured 0% balance transfer cards are available :-

Card Offers

Balance Transfers:
0% for 12 Months
Balance Transfer Fee:
0%
Purchases:
0% for 12 Months
Representative APR:
17.9% APR (variable)
More Information

Card Details

Nationwide Credit Card just for Nationwide members*
  • 0% on balance transfers for 12 months from account opening
  • 0% balance transfer fee within first 3 months, 2.4% fee applies after, minimum £5
  • 0% on purchases for 12 months from account opening
  • Commission free allowance on purchases abroad (subject to terms)
  • Manage account online
  • Annual Fee: None
More Information

Application Criteria

Nationwide Credit Card just for Nationwide members*
  • Our credit cards are just for members. Youre a member when you have a current account, mortgage or savings account with us
  • You have been living in the UK for the last 12 months
  • You have a gross income each year of more than £5000
  • You have a good credit history
  • You are aged 18 or over
More Information
Representative Example: 17.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for 12 Months
Balance Transfer Fee:
0%
Purchases:
0% for 12 Months
Representative APR:
15.9% APR (variable)
More Information

Card Details

Nationwide Select Credit Card just for Nationwide members*
  • 0% on balance transfers for 12 months from account opening
  • 0% balance transfer fee within first 3 months, 2.4% fee applies after, minimum £5
  • 0% on purchases for 12 months from account opening
  • Unlimited commission free purchases abroad
  • Manage account online
  • Annual Fee: None
More Information

Application Criteria

Nationwide Select Credit Card just for Nationwide members*
  • Our credit cards are just for members. Youre a member when you have a current account, mortgage or savings account with us
  • Our credit card exclusively for members with a main current account
  • You have been living in the UK for the last 12 months
  • You have a gross income each year of more than £5000
  • You have a good credit history
  • You are aged 18 or over
More Information
Our credit card exclusively for members with a main current account
Representative Example: 15.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 15.9% p.a. (variable)

All of the above UK 0% credit cards will accept a HSBC balance transfer from the existing customers’ HSBC credit card.

HSBC Balance Transfer Credit Card

Applicants for the HSBC balance transfer credit card need to be UK residents and over 18 years of age. In addition, applicants also need to have a salary or pension income of £8,500 or more per year.

The HSBC balance transfer credit cards can be used to make contactless transactions of up to £30. Both of the HSBC credit cards can also be used with both the Apple Pay and Android Pay systems, available on many new mobile phones.

The HSBC 0% balance transfer credit card also offers customers the home&Away rewards programme. This gives customers instant discounts from well known brands, in the UK and right across the world.

The HSBC balance transfer credit card has, in the past been issued as a MasterCard credit card. However, all new UK HSBC credit cards are now issued using the Visa payment network.

Both MasterCard and Visa are widely accepted at millions of locations around the world.


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