Marbles Balance Transfer

Marbles Balance TransferWhat are the current Marbles balance transfer options for UK customers with a Marbles credit card?

Here at Balance Transfer Expert recently, we have seen many Marbles credit card customers looking for answers on the topic of making a Marbles balance transfer.

The current Marbles credit card is a credit card which is primarily for those customers who have a low income and no credit history, or for those with a poor credit history. As a result the standard interest rate on the Marbles card is a higher than average representative 34.9% APR variable.

With this higher than average interest rate, it is no surprise that many customers are looking to make a Marbles balance transfer to a new credit card with a lower interest rate, in order to save money.

Marbles Balance Transfer

Customers who have had a Marbles credit card for 12 months or more, stayed within their credit limit and who have made all the monthly payments on time during that period are more likely to have improved their overall credit rating.

With a stronger credit history, a customer then has the option to make a Marbles balance transfer to another credit card with  a lower interest rate and can then save money by paying a lot less in interest.

Many of the other UK credit cards will accept a Marbles balance transfer, although a customer will need to have an improved credit rating to successfully apply for any new 0% balance transfer credit card.

The following featured balance transfer cards are most likely to be suitable for a Marbles card balance transfer:-

Card Offers

Balance Transfers:
0% interest for 40 Months
Balance Transfer Fee:
2.69%
Purchases:
0% interest for 3 Months
Representative APR:
18.9% APR (variable)
More Information

Card Details

Tesco Clubcard Credit Card for Balance Transfers*
  • 0% interest for up to 40 Months on balance transfers from account opening
  • 2.69% balance transfer fee
  • 0% interest for 3 Months on purchases from account opening
  • Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
  • The 0% offer is applied to any balances or money transferred within the first 90 days of opening your account
  • Apply online and get a decision within 60 seconds
  • Annual Fee: None
More Information

Application Criteria

Tesco Clubcard Credit Card for Balance Transfers*
  • You have an annual income of at least £5,000
  • You are at least 18 years of age
  • You have a good credit history
  • You live in the UK, or have a British Forces Post Office address
  • You don't currently hold more than 1 Tesco Bank Credit Card
  • You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
More Information
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
The APR, length of promotional offer, and credit limit may vary as they are dependent on your personal circumstances

Card Offers

Balance Transfers:
0% for 18 Months
Balance Transfer Fee:
3%
Purchases:
0% for 9 Months
Representative APR:
27.9% APR (variable)
More Information

Card Details

Bank of Scotland Classic
  • 0% for 18 months from account opening on balance transfers made within first 90 days
  • 3% balance transfer fee
  • 0% for 9 months from account opening on purchases
  • Cover against online fraud when purchasing on the Internet
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Bank of Scotland Classic
  • You are a UK resident
  • You have a regular income
  • You have not bankrupt or subject to an IVA and have no County Court Judgments
  • You are aged 18 or over
More Information
Representative Example: 27.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 27.95% p.a. (variable)

Card Offers

Balance Transfers:
0% interest for 24 Months
Balance Transfer Fee:
0%
Purchases:
No offer
Representative APR:
18.9% APR (variable)
More Information

Card Details

Tesco Clubcard Credit Card with No Balance Transfer Fee*
  • 0% interest for up to 24 Months on balance transfers made within the first 90 days of opening your account
  • No balance transfer fee
  • No introductory offer on purchases
  • Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
  • Apply online and get a decision within 60 seconds
  • Online Account Management
  • Annual Fee: None
More Information

Application Criteria

Tesco Clubcard Credit Card with No Balance Transfer Fee*
  • You have an annual income of at least £5,000
  • You are at least 18 years of age
  • You have a good credit history
  • You live in the UK, or have a British Forces Post Office address
  • You don't currently hold more than 1 Tesco Bank Credit Card
  • You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
More Information
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for 30 Months
Balance Transfer Fee:
2.75%
Purchases:
0% for 30 Months
Representative APR:
18.9% APR (variable)
More Information

Card Details

Post Office Money Matched*
  • 0% on balance transfers for 30 months made within 3 months of account opening
  • 2.75% balance transfer fee
  • 0% on purchases for first 30 months
  • No cash fee when you purchase Post Office Travel Money
  • Manage your account 24/7 with Post Office Money mobile app
  • Annual Fee: None
More Information

Application Criteria

Post Office Money Matched*
  • You are a UK resident
  • You have a bank or building society account
  • You have an annual income of £8,000 or more excluding unemployment benefits
  • You are aged 18 or over
  • You have no county court judgements
  • You must not already hold a Post Office Money Credit Card
More Information
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
Post Office Credit Cards are provided by Bank of Ireland UK. Post Office Limited is a credit broker and not a lender

Card Offers

Balance Transfers:
0% for up to 33 Months
Balance Transfer Fee:
0.57%
Purchases:
0% for 3 Months
Representative APR:
18.9% APR (variable)
More Information

Card Details

Halifax 33 Month Balance Transfer*
  • 0% for up to 33 months from account opening on balance transfers within first 90 days
  • 0.57% fee applies (after 2.43% refund) on balance transfers made in first 90 days, 3% fee applies after first 90 days
  • 0% for 3 months from account opening on purchases
  • Manage your card online using online banking and mobile banking
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Halifax 33 Month Balance Transfer*
  • You are a UK resident
  • You have a regular income
  • You do not have any Count Court Judgements against you
  • You are aged 18 or over
More Information
£20 cashback on your first balance transfer made within 90 days of account opening
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances

Card Offers

Balance Transfers:
0% for 39 Months
Balance Transfer Fee:
2.4%
Purchases:
0% for 3 Months
Representative APR:
20.9% APR (variable)
More Information

Card Details

Virgin Money 39 Month Balance Transfer*
  • 0% on balance transfers for 39 months from date account opened (20.9% APR thereafter)
  • 2.4% balance transfer fee in first 60 days, 5% fee applies after 60 days
  • 0% on purchases for 3 months from the date your account is opened
  • 0% on money transfers for 39 months from date account opened (20.9% APR thereafter)
  • 3.80% money transfer fee in first 60 days , 5% fee applies after 60 days
  • Contactless payments to quickly and securely pay for purchases up to £30
  • Annual Fee: None
More Information

Application Criteria

Virgin Money 39 Month Balance Transfer*
  • You are a UK resident
  • You have a bank or building society account
  • You have a good credit history
  • You are aged 18 or over
More Information
Representative Example: 20.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 20.9% p.a. (variable)
Credit limits will vary based on your individual circumstances

Card Offers

Balance Transfers:
0% for up to 32 Months*
Balance Transfer Fee:
0.8%
Purchases:
0% for 12 Months
Representative APR:
18.9% APR (variable)
More Information

Card Details

Lloyds Platinum 32 Month*
  • 0% for up to 32 months from account opening on balance transfers made within first 90 days
  • 0.8% fee applies on balance transfers made in first 90 days, 3% fee applies after first 90 days
  • 0% on purchases for 12 months from account opening
  • Lloyds Clicksafe and Internet fraud protection
  • Online card servicing
  • Annual Fee: None
More Information

Application Criteria

Lloyds Platinum 32 Month*
  • You are a UK resident
  • You have a regular income
  • You have a good credit history free from any county court judgements
  • You are aged 18 or over
More Information
0.8% fee applies on balance transfers made in first 90 days, 3% fee applies after first 90 days
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.94% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances

Card Offers

Balance Transfers:
0% for 12 Months
Balance Transfer Fee:
0%
Purchases:
0% for 12 Months
Representative APR:
17.9% APR (variable)
More Information

Card Details

Nationwide Credit Card just for Nationwide members*
  • 0% on balance transfers for 12 months from account opening
  • 0% balance transfer fee within first 3 months, 2.4% fee applies after, minimum £5
  • 0% on purchases for 12 months from account opening
  • Commission free allowance on purchases abroad (subject to terms)
  • Manage account online
  • Annual Fee: None
More Information

Application Criteria

Nationwide Credit Card just for Nationwide members*
  • Our credit cards are just for members. You’re a member when you have a current account, mortgage or savings account with us
  • You have been living in the UK for the last 12 months
  • You have a gross income each year of more than £5000
  • You have a good credit history
  • You are aged 18 or over
More Information
Representative Example: 17.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable)

Marbles Credit Card Balance Transfer

All of the above UK credit cards will accept a Marbles balance transfer online provided the customer meets the new credit card’s application criteria.

Existing Marbles credit card customers are much more likely to be accepted for any of the above 0% balance transfer credit cards if they can meet all of the following criteria:-

  • Have had a Marbles credit card for at least 12 months or more
  • Have made at least the minimum payment on time every month
  • Have no recent late payment problems on any other debt
  • Have no recent CCJ’s
  • Have a low level of overall debt in relation to your overall annual income

UK credit card customers can make a balance transfer to a Marbles credit card, provide a 3% balance transfer fee is paid.

However given the high representative 34.9% APR variable interest rate this is unlikely to a popular balance transfer choice, although it may appeal to some Aqua balance transfer customers or customers looking to make a balance transfer from Vanquis, if they have a higher interest rate and continuing credit problems.

The Marbles 0 balance transfer card did provide 0% introductory rates on both balance transfers and purchases around 10 years ago but these 0% introductory rates are now no longer available on this card.


Related Content From Balance Transfer Expert:-

Today Balance Transfer Expert has:-

104 UK 0% balance transfer credit cards offering:-

  • 0% balance transfers for up to 40 months with a 2.69% fee
  • 0% balance transfers for up to 33 months with a 0.57% fee
  • 0% balance transfers for up to 29 months with no fee