Balance Transfer Expert

tickComparing balance transfer credit cards online since 2002
tickEvery UK 0% balance transfer credit card available online
tick0% balance transfer deals and offers are updated every day

Home >> Balance Transfer Questions
Reading Time: 4 minutes

MBNA Balance Transfer Existing Customers

What are the MBNA balance transfer existing customers offers in 2021? Are there any MBNA existing customer balance transfer deals? What are the current MBNA offers for existing customers, in the UK, in 2021?

All of the above, are recent popular questions on the topic of a MBNA balance transfer for existing customers. Over recent months, we have seen a steady increase in the number of UK card customers, looking for answers on this subject.

MBNA Offers For Existing Customers

MBNA Balance Transfer Existing Customers

Some carefully selected MBNA existing customers have, on occasion, received an additional transfer offer.

Typically, these customers are likely to have had a MBNA credit card for a number of years. They are also, very likely, to have an excellent payment history and credit rating.

Customers will receive this MBNA existing customers transfer offer, either by post, or in their online credit card account.

These MBNA promotions for existing customers can only be used by the specific customer. These promotional rates are not available to all MBNA existing customers.

MBNA Balance Transfer Offers For Existing Customers 2021

The MBNA offers for existing customers, have in previous years, been an offer of 0% for up to 12 months. This is a shorter balance transfer offer than is currently available on the best balance transfer cards, in the UK, in 2021.

It is not yet clear what the effect the purchase of MBNA, by Lloyds Banking Group, will have. This could, for example, greatly reduce, or even stop any of these MBNA transfer offers for existing customers, in the future.

The current coronavirus crisis is also likely to greatly reduce the number of these types of offers. All of the UK banks and card companies are now more cautious with balance transfer offers for customers. The Barclaycard balance transfer offers for existing customers have been greatly reduced during the pandemic, for example.

MBNA Existing Customer Balance Transfer Offers

Many MBNA customers in the UK, will not receive any MBNA offers for existing customers, in 2021. In this case, a large number of alternative 0% balance transfer credit cards are available from other UK card companies.

The following popular featured 0% balance transfer credit cards will all accept a MBNA existing customer’s balance transfer :-

Balance Transfer Expert may receive commissions from some of the credit card companies that we refer users to. How this site works.

Card Offers

M&S Transfer Plus*
M&S Transfer Plus*
Balance Transfers:
0% for 29 months
Balance Transfer Fee:
2.75%
Purchases:
0% for 3 months
Representative APR:
21.9% APR (variable)
More Information >

Card Details

M&S Transfer Plus*
  • 0% for 29 months on balance transfers made within 90 days of account opening
  • 2.75% balance transfer fee, minimum £5
  • 0% on purchases for 3 months from account opening
  • Collect M&S points every time you shop anywhere in the world with your card
  • One point for every £1 you spend in M&S and one point for every £5 you spend elsewhere
  • Manage account online
  • Annual Fee: None
More Information >

Application Criteria

M&S Transfer Plus*
  • You are a UK resident
  • You have an annual income or pension of at least £6,800
  • You are aged 18 or over
  • You have not held a credit card with M&S Bank within the previous 12 months
More Information >
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
No balance transfers allowed to this card from first direct, HSBC, M&S or Partnership credit cards

Card Offers

HSBC Balance Transfer*
HSBC Balance Transfer*
Balance Transfers:
0% for 29 months
Balance Transfer Fee:
2.75%
Purchases:
0% for 3 months
Representative APR:
21.9% APR (variable)
More Information >

Card Details

HSBC Balance Transfer*
  • 0% interest for 29 months on balance transfers made within first 60 days of account opening
  • 2.75% balance transfer fee applies (minimum £5)
  • 0% interest on purchases for 3 months from account opening
  • At end of promotional period, balance transfers and purchases will revert to standard variable rate
  • Worldwide offers and discounts with HSBC home&Away
  • Manage your card online
  • Annual Fee: None
More Information >

Application Criteria

HSBC Balance Transfer*
  • You have an annual income or pension before tax of £6,800 or more
  • You are a UK resident
  • You are aged 18 or over
  • You do not hold an HSBC Basic bank account
More Information >
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
Credit is subject to status, affordability and applicable terms and conditions
No balance transfers allowed to this card from first direct, HSBC, M&S or Partnership credit cards

Card Offers

Co-operative Bank Balance Transfer
Co-operative Bank Balance Transfer
Balance Transfers:
0% for 24 months
Balance Transfer Fee:
3%
Purchases:
0% for 4 months
Representative APR:
20.6% APR (variable)
More Information >

Card Details

Co-operative Bank Balance Transfer
  • 0% interest for 24 months for balance transfers made within 60 days
  • 3% balance transfer fee, minimum £5
  • 0% interest on purchases for 4 months from account opening
  • All successful applicants will receive this exact rate and offer
  • Online account management
  • Annual Fee: None
More Information >

Application Criteria

Co-operative Bank Balance Transfer
  • Only available to customers who have held a Co-operative Bank or smile current account for 1 month or more
  • You are a UK resident
  • You have annual income of £10,000 or more
  • You are aged 18 or over
More Information >
Only available to Co-operative Bank customers
Representative Example: 20.6% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 20.6% p.a. (variable)
No balance transfers allowed to this card from Co-operative credit cards

Card Offers

HSBC Balance Transfer No Fee*
HSBC Balance Transfer No Fee*
Balance Transfers:
0% for 20 months
Balance Transfer Fee:
0%
Purchases:
N/A
Representative APR:
21.9% APR (variable)
More Information >

Card Details

HSBC Balance Transfer No Fee*
  • 0% interest for 20 months on balance transfers made within first 60 days of account opening
  • No balance transfer fee applies
  • No purchases offer with this card
  • At end of promotional period, balance transfers and purchases will revert to standard variable rate
  • Contactless payments to quickly and securely pay for purchases under £45
  • Manage your card online
  • Annual Fee: None
More Information >

Application Criteria

HSBC Balance Transfer No Fee*
  • You have an annual income or pension before tax of £6,800 or more
  • You are a UK resident
  • You are aged 18 or over
  • You have not held a credit card with HSBC Bank in the last 6 months
More Information >
No Balance Transfer Fee
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
Credit is subject to status, affordability and applicable terms and conditions
No balance transfers allowed to this card from first direct, HSBC, M&S or Partnership credit cards

Card Offers

M&S Shopping Plus*
M&S Shopping Plus*
Balance Transfers:
0% for 22 months
Balance Transfer Fee:
2.9%
Purchases:
0% for 22 months
Representative APR:
21.9% APR (variable)
More Information >

Card Details

M&S Shopping Plus*
  • 0% for 22 months on balance transfers made within 90 days of account opening
  • 2.9% balance transfer fee, minimum £5
  • 0% on purchases for 22 months from account opening
  • Collect M&S points every time you shop anywhere in the world with your card
  • One point for every £1 you spend in M&S and one point for every £5 you spend elsewhere
  • Manage account online
  • Annual Fee: None
More Information >

Application Criteria

M&S Shopping Plus*
  • You are a UK resident
  • You have an annual income or pension of at least £6,800
  • You are aged 18 or over
  • You have not held a credit card with M&S Bank within the previous 12 months
More Information >
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
No balance transfers allowed to this card from first direct, HSBC, M&S or Partnership credit cards

A MBNA balance transfer for existing customers made from any MBNA issued credit card to another credit card company will generally take no more than a week to complete.

MBNA Balance Transfer

MBNA were one of the largest UK card issuers, until quite recently. The company issued a wide range of both Mastercard and Visa credit cards. As a result, a MBNA balance transfer deal was available on a very large number of UK credit cards.

MBNA issued cards under the MBNA brand, and they also issued a large number of cards for airlines, rugby and football clubs, for example. However, all of these co-branded credit cards are now no longer available to any new customers in the UK.

As many people will know, like all other UK credit card issuers, MBNA do not allow a balance transfer to be made from one MBNA credit card to another.

This means that MBNA existing customers wanting to make a balance transfer, will not be able to make a transfer to another credit card issued by MBNA.

Related Content From Balance Transfer Expert:-

Is Barclaycard MBNA?

Barclaycard MBNA Is Barclaycard MBNA?  We see a lot of UK credit card customers looking for answers to questions like the one above. Very… Read More >>

Which Credit Cards Can I Balance Transfer MBNA To?

Balance Transfer MBNA We very often see UK credit card customers asking which credit cards can I balance transfer MBNA to? Some of the more popular questions… Read More >>

Balance Transfer Deals For Existing Customers

Balance Transfer Offers Existing Customers What kind of balance transfer deals for existing customers are available in the UK, in 2021? Currently, there are two different types… Read More >>

MBNA And Virgin?

Virgin MBNA Credit Card We see many UK credit card customers looking for answers to questions related to the relationship between MBNA and Virgin Money. Some… Read More >>

Published: November 9, 2021, Updated: November 16, 2021 by Balance Transfer Expert

All 0% balance transfer credit card offers on this website are updated daily