MBNA Balance Transfer Existing Customers

What are the MBNA balance transfer existing customers offers in 2020? Are there any MBNA existing customer balance transfer deals? What are the current MBNA offers for existing customers?

All of the above, are popular questions on the topic of a MBNA balance transfer for existing customers. We have seen a steady increase in the number of UK customers, looking for answers on this subject, over recent months.

MBNA Offers For Existing Customers

MBNA Balance Transfer Existing Customers

Some carefully selected MBNA existing customers have, on occasion, received an additional balance transfer offer.

These customers are likely to have had a MBNA credit card for several years and have an excellent payment history. Customers will receive this MBNA existing customers transfer offer, either by post, or in their online credit card account.

These MBNA promotional offers for existing customers can only be used by the specific customer. These special offers are not available to all MBNA existing customers.

The MBNA offers for existing customers have in the past been 0% for up to 12 months. This is much a shorter balance transfer offer than is available on the current leading UK balance transfer cards.

It is not yet clear whether the purchase of MBNA, by Lloyds Banking Group, will reduce, or stop, these MBNA transfer offers for existing customers in the future.

MBNA Balance Transfer Existing Customers

Many MBNA customers in the UK, will not receive a MBNA existing customers balance transfer offer. In this case, a large number of alternative 0% balance transfer credit cards are available from other card companies.

The following popular featured 0% balance transfer credit cards will all accept a MBNA existing customer’s balance transfer :-


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Card Offers

Balance Transfers:
0% for up to 29 Months
Balance Transfer Fee:
2.74%
Purchases:
0% for 3 Months
Representative APR:
19.9% APR (variable)
More Information

Card Details

Sainsbury’s Balance Transfer
  • 0% interest on balance transfers for up to 29 months
  • 3% initial balance transfer fee (minimum £3) reduced to 2.74% by refund in first 3 months
  • 0% interest on purchases for your first 3 months
  • Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
  • Collect 1 Nectar point for every £5 spent on your card elsewhere
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Sainsbury’s Balance Transfer
  • You have a permanent UK address
  • You have not been declined for credit in the last month
  • You do not have a history of bad credit
  • You are aged 18 or over
More Information
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.95% p.a. (variable)

Card Offers

Balance Transfers:
0% for 28 Months
Balance Transfer Fee:
2.75%
Purchases:
0% for 3 Months
Representative APR:
19.9% APR (variable)
More Information

Card Details

NatWest Longer Balance Transfer
  • 0% on balance transfers for 28 months from account opening
  • 2.75% balance transfer fee
  • 0% on purchases for first 3 months from account opening
  • Lock and unlock your credit card in app
  • Manage your card 24/7 online and by telephone banking
  • Annual Fee: None
More Information

Application Criteria

NatWest Longer Balance Transfer
  • You are a NatWest customer
  • You are a UK resident
  • You are earning at least £10,000 per year
  • You are aged 18 or over
More Information
Only available to customers who have a current account, savings account, credit card or mortgage with NatWest
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for up to 28 Months
Balance Transfer Fee:
2.95%
Purchases:
0% for 3 Months
Representative APR:
19.9% APR (variable)
More Information

Card Details

TSB Platinum 28 Month
  • 0% interest for up to 28 months on balances transferred within first 90 days
  • 2.95% balance transfer fee during first 90 days, 3% fee applies afer 90 days
  • 0% interest for the first 3 months on purchases
  • Internet fraud protection and Clicksafe
  • Apple Pay and Android Pay
  • Annual Fee: None
More Information

Application Criteria

TSB Platinum 28 Month
  • You are an existing TSB customer
  • You are not currently declared bankrupt, have CCJs or subject to IVA
  • You have a good credit rating and regular income
  • You are a UK resident
  • You are aged 18 or over
More Information
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.95% p.a. (variable)

Card Offers

Balance Transfers:
0% for 26 Month
Balance Transfer Fee:
0%
Purchases:
0% for 26 Months
Representative APR:
21.7% APR (variable)
More Information

Card Details

Santander All in One
  • 0% interest on balance transfers for 26 month from date account opened
  • 0% balance transfer fee
  • 0% interest on purchases for 26 month from date account opened
  • 0.5% cashback on all of your purchases
  • No foreign transaction fee on purchases made abroad in local currency
  • Cashback through Retailer Offers
  • Monthly Fee: £3
More Information

Application Criteria

Santander All in One
  • You are a permanent UK resident
  • You have a good credit history with no history of bad credit
  • You have an income of £7,500 per year or more
  • You are at least 18 years of age
More Information
Monthly fee of £3 payable
Representative Example: 21.7% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 15.9% p.a. (variable) with a monthly fee of £3 payable

A MBNA balance transfer for existing customers made from any MBNA issued credit card to another credit card company will generally take no more than a week to complete.

MBNA Balance Transfer

MBNA were one of the largest issuers of credit cards in the UK, until recently, issuing both Mastercard and Visa credit cards. An MBNA balance transfer deal was available on a very large number of UK credit cards.

MBNA issued cards under the MBNA brand, and they also issued a large number of cards for airlines and football clubs, for example. However, all of these football, rugby club and airline credit cards are now no longer available.

As many people will know, like all other UK credit card issuers, MBNA do not allow a balance transfer to be made from one MBNA credit card to another.

This means that MBNA existing customers wanting to make a balance transfer will not be able to make a transfer to another MBNA issued credit card.


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