MBNA Balance Transfer Existing Customers

What are the MBNA balance transfer existing customers offers? Are there any MBNA existing customer balance transfer deals? What are the current MBNA offers for existing customers?

All of the above are popular questions on the topic of a MBNA balance transfer for existing customers. We have seen an increase in the number of UK customers looking for answers on this subject, over recent months.

MBNA Offers For Existing Customers

Some specially selected MBNA existing customers have, on occasion, received an additional balance transfer offer.

These customers are likely to have had a MBNA credit card for several years and have an excellent payment history. Customers will receive this MBNA existing customers balance transfer offer, either by post, or in their online credit card account.

These MBNA promotional offers for existing customers can only be used by the specific customer. These special offers and are not available to all MBNA existing customers.

The MBNA offers for existing customers have generally been for 0% for 12 to 18 months. This is a much shorter balance transfer offer than is available on the current leading UK balance transfer cards.

It is not yet clear whether the purchase of MBNA by Lloyds Banking Group will reduce or stop these MBNA offers for existing customers in the future.

MBNA Balance Transfer Existing Customers

Many MBNA UK customers will not receive a MBNA existing customers balance transfer offer. In this case, then a large number of alternative 0% balance transfer credit cards are available.

The following popular featured 0% balance transfer credit cards will all accept a MBNA existing customer’s balance transfer :-

Card Offers

M&S Transfer Plus*

Balance Transfers:

0% for 28 Months

Balance Transfer Fee:

0.99%

Purchases:

0% for 6 Months

Representative APR:

19.9% APR (variable)

Card Details

M&S Transfer Plus*

• 0% for 28 months on balance transfers made within 90 days of account opening
• 0.99% balance transfer fee, minimum £5
• 0% on purchases for 6 months from account opening
• Collect M&S points every time you shop anywhere in the world with your card
• Preferential rates when you use your card to order M&S Travel Money
• Manage account online
• Annual Fee: None

Application Criteria

M&S Transfer Plus*

• You are a UK resident
• You have a UK bank or building society account
• You are aged 18 or over
• You have not held a credit card with M&S Bank within previous 12 months

Card Offers

HSBC*

Balance Transfers:

0% for 32 Months

Balance Transfer Fee:

1.4%

Purchases:

0% for 3 Months

Representative APR:

21.9% APR (variable)

Card Details

HSBC*

• 0% interest on balance transfers for 32 months made within 60 days of account opening
• 1.4% balance transfer fee (minimum £5)
• 0% interest on purchases for 3 months from account opening
• At the end of 0% offer period, balance transfers and purchases will revert to standard variable rate
• home&Away rewards programme giving you instant discounts from well-known brands
• Online account management
• Annual Fee: None

Application Criteria

HSBC*

• You have an annual income or pension before tax of £8,500 or more
• You are a UK resident, including Isle of Man and Channel Islands
• You are aged 18 or over
• You do not hold an HSBC Basic bank account

Card Offers

Nationwide Credit Card just for Nationwide members*

Balance Transfers:

0% for 12 Months

Balance Transfer Fee:

0%

Purchases:

0% for 12 Months

Representative APR:

17.9% APR (variable)

Card Details

Nationwide Credit Card just for Nationwide members*

• 0% on balance transfers for 12 months from account opening
• 0% balance transfer fee within first 3 months, 2.4% fee applies after, minimum £5
• 0% on purchases for 12 months from account opening
• Commission free allowance on purchases abroad (subject to terms)
• Manage account online
• Annual Fee: None

Application Criteria

Nationwide Credit Card just for Nationwide members*

• Our credit cards are just for members. You’re a member when you have a current account, mortgage or savings account with us
• You have been living in the UK for the last 12 months
• You have a gross income each year of more than £5000
• You have a good credit history
• You are aged 18 or over

Card Offers

M&S Shopping Plus*

Balance Transfers:

0% for 20 Months

Balance Transfer Fee:

2.9%

Purchases:

0% for 20 Months

Representative APR:

19.9% APR (variable)

Card Details

M&S Shopping Plus*

• 0% for 20 months on balance transfers made within 90 days of account opening
• 2.9% balance transfer fee, minimum £5
• 0% on purchases for 20 months from account opening
• Collect M&S points every time you shop anywhere in the world with your card
• Preferential rates when you use your card to order M&S Travel Money
• Manage account online
• Annual Fee: None

Application Criteria

M&S Shopping Plus*

• You are a UK resident
• You have a UK bank or building society account
• You are aged 18 or over
• You have not held a credit card with M&S Bank within previous 12 months

Card Offers

Asda Cashback Plus*

Balance Transfers:

0% for 15 Months

Balance Transfer Fee:

3%

Purchases:

No offer

Representative APR:

26.2% APR (variable)

Card Details

Asda Cashback Plus*

• 0% on balance transfers for 15 months made within first 90 days of account opening
• 3% balance transfer fee, minimum &£3
• 0% for 6 months on purchases of £200 or more at George.com
• 2% cashback on your Asda shopping online and instore
• 2% cashback at Asda Living, Asda petrol stations and George.com
• 0.2% cashback everywhere else
• Annual Fee: £3 monthly fee

Application Criteria

Asda Cashback Plus*

• You are a UK resident
• You have a UK bank or building society account
• You are able to provide at least one telephone number
• You have a regular source of income
• You are aged 18 or over

A MBNA balance transfer for existing customers made from any MBNA issued credit card to another credit card company will generally take no more than a week to complete.

MBNA Balance Transfer

MBNA were one of the largest issuers of credit cards in the UK, until recently. An MBNA balance transfer deal was available on a very large number of UK credit cards. MBNA issued cards under the MBNA brand, and they also issued a large number of cards for airlines and football clubs, for example.

As many people will know, like all other UK credit card issuers, MBNA do not allow a balance transfer to be made from one MBNA credit card to another.

This means that MBNA existing customers wanting to make a balance transfer will not be able to make a transfer to another MBNA balance transfer card or for that matter to any other MBNA issued credit card.

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