MBNA And Virgin?

Here at Balance Transfer Expert we see many credit card customers looking for answers to questions related to the relationship between MBNA and Virgin Money.

Some of the most recent questions relating to MBNA and Virgin have included the following :-

• Are MBNA and Virgin Money the same?
• Are Virgin Money credit cards MBNA?
• Are Virgin and MBNA the same company?
• Can I balance transfer from MBNA to Virgin?

MBNA And Virgin

The reason that credit card customers are asking these types of questions related to MBNA and Virgin Money, are that these cardholders know that the credit card companies do not allow balance transfers between credit cards that are issued by the same company.

Virgin Money credit cards are now promoted by Virgin Money but over previous years all of the cards themselves were actually issued by MBNA Bank Europe.

As a result, this meant that balance transfers were not allowed between MBNA and Virgin Money credit cards.

Today, Virgin Money issue some credit cards themselves but some e.g. the Virgin Atlantic credit cards are still issued by MBNA.

Further complicating matters is the fact that Virgin Money took on many of the past Virgin/MBNA customers but not all of them.

As a result, unless you have read the small print of your credit card agreement and are certain who issues your current MBNA/Virgin credit card, it can often be safer to assume that transferring between MBNA and Virgin Money may lead to potential problems, and your balance transfer could be refused.

All of the following featured credit cards will however accept a balance transfer from both MBNA and from Virgin Money credit cards :-

Card Offers

Tesco Clubcard Credit Card for Balance Transfers*

Balance Transfers:

0% interest for 40 Months

Balance Transfer Fee:

2.69%

Purchases:

0% interest for 3 Months

Representative APR:

18.9% APR (variable)

Card Details

Tesco Clubcard Credit Card for Balance Transfers*

• 0% interest for up to 40 Months on balance transfers from account opening
• 2.69% balance transfer fee
• 0% interest for 3 Months on purchases from account opening
• Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
• The 0% offer is applied to any balances or money transferred within the first 90 days of opening your account
• Apply online and get a decision within 60 seconds
• Annual Fee: None

Application Criteria

Tesco Clubcard Credit Card for Balance Transfers*

• You have an annual income of at least £5,000
• You are at least 18 years of age
• You have a good credit history
• You live in the UK, or have a British Forces Post Office address
• You don't currently hold more than 1 Tesco Bank Credit Card
• You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress

Card Offers

Lloyds Platinum 35 Month Balance Transfer*

Balance Transfers:

0% for 35 Months

Balance Transfer Fee:

1.49%

Purchases:

0% for 3 Months

Representative APR:

18.9% APR (variable)

Card Details

Lloyds Platinum 35 Month Balance Transfer*

• 0% for up to 35 months on balances transfers made within 90 days of account opening
• 1.49% balance transfer fee (after 1.51% refund) in first 90 days, 3% fee applies after 90 days
• 0% on purchases for3 months from account opening
• Lloyds Clicksafe and Internet fraud protection
• Online card servicing
• Annual Fee: None

Application Criteria

Lloyds Platinum 35 Month Balance Transfer*

• You are a UK resident
• You have a regular income
• You are free from any county court judgements
• You are aged 18 or over

Card Offers

Tesco Clubcard Credit Card with No Balance Transfer Fee*

Balance Transfers:

0% interest for 24 Months

Balance Transfer Fee:

0%

Purchases:

No offer

Representative APR:

18.9% APR (variable)

Card Details

Tesco Clubcard Credit Card with No Balance Transfer Fee*

• 0% interest for up to 24 Months on balance transfers made within the first 90 days of opening your account
• No balance transfer fee
• No introductory offer on purchases
• Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
• Apply online and get a decision within 60 seconds
• Online Account Management
• Annual Fee: None

Application Criteria

Tesco Clubcard Credit Card with No Balance Transfer Fee*

• You have an annual income of at least £5,000
• You are at least 18 years of age
• You have a good credit history
• You live in the UK, or have a British Forces Post Office address
• You don't currently hold more than 1 Tesco Bank Credit Card
• You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress

Card Offers

Post Office Money Balance Transfer*

Balance Transfers:

0% for up to 37 Months

Balance Transfer Fee:

1.99%

Purchases:

0% for 3 Months

Representative APR:

18.9% APR (variable)

Card Details

Post Office Money Balance Transfer*

• 0% for up to 37 months on balance transfers made within 3 months of account opening
• 1.99% balance transfer fee applies
• 0% on all purchases for the first three months
• No cash fee to buy travel money at the Post Office
• Manage your account 24/7 with Post Office Money mobile app
• Annual Fee: None

Application Criteria

Post Office Money Balance Transfer*

• You are a UK resident
• You have a bank or building society account
• You have an annual income of £8,000 or more excluding unemployment benefits
• You are aged 18 or over
• You have no county court judgements
• You must not already hold a Post Office Money Credit Card

Card Offers

Halifax Balance Transfer*

Balance Transfers:

0% for up to 38 Months

Balance Transfer Fee:

2.25%

Purchases:

0% for 6 Months

Representative APR:

18.9% APR (variable)

Card Details

Halifax Balance Transfer*

• 0% for up to 38 months from account opening on balance transfers made in first 90 days
• 2.25% balance transfer fee in first 90 days (after 0.75% refund), 3% fee applies after 90 days
• 0% for 6 months from account opening on purchases
• Cover against online fraud when purchasing on the Internet
• Online account management
• Annual Fee: None

Application Criteria

Halifax Balance Transfer*

• You are a UK resident
• You have a regular income
• You do not have any Count Court Judgements against you
• You are aged 18 or over

Card Offers

Bank of Scotland 32 Month Balance Transfer*

Balance Transfers:

0% for up to 32 Months

Balance Transfer Fee:

0.8%

Purchases:

0% for 12 Months

Representative APR:

18.9% APR (variable)

Card Details

Bank of Scotland 32 Month Balance Transfer*

• 0% for up to 32 months from account opening on balance transfers made within first 90 days
• 0.8% fee applies on balance transfers made in first 90 days, 3% fee applies after first 90 days
• 0% for 12 months from account opening on purchases
• Cover against online fraud when purchasing on the Internet
• Online account management
• Annual Fee: None

Application Criteria

Bank of Scotland 32 Month Balance Transfer*

• You are a UK resident
• You have a regular income
• You have not bankrupt or subject to an IVA and have no County Court Judgments
• You are aged 18 or over

Card Offers

AA Balance Transfer*

Balance Transfers:

0% for up to 37 Months

Balance Transfer Fee:

1.99%

Purchases:

0% for 3 Months

Representative APR:

18.9% APR (variable)

Card Details

AA Balance Transfer*

• 0% for up to 37 months on balance transfers made in first 3 months
• 1.99% balance transfer fee
• 0% for 3 months on purchases from account opening
• Contactless payments
• Mobile servicing app
• Annual Fee: None

Application Criteria

AA Balance Transfer*

• You are a UK resident
• You have a current bank or building society account
• You do not have any outstanding County Court Judgements
• You have an annual income of over £8,000
• You are aged 18 or over

Card Offers

Halifax 29 Month Balance Transfer*

Balance Transfers:

0% for up to 29 Months

Balance Transfer Fee:

0%

Purchases:

0% for 3 Months

Representative APR:

18.9% APR (variable)

Card Details

Halifax 29 Month Balance Transfer*

• 0% for up to 29 months from account opening on balance transfers within first 90 days
• 0% balance transfer fee in first 90 days, 3% fee applies after 90 days
• 0% for 3 months from account opening on purchases
• Cover against online fraud when purchasing on the Internet
• Online account management
• Annual Fee: None

Application Criteria

Halifax 29 Month Balance Transfer*

• You are a UK resident
• You have a regular income
• You do not have any Count Court Judgements against you
• You are aged 18 or over

You can see the full range of 0% balance transfer credit cards that will accept a balance transfer from MBNA and Virgin Money credit cards with these steps :-

• Go to our 0% Balance Transfer Credit Cards page
• Select your MBNA or Virgin Money credit card from the list of available credit cards
• We will then show you only those 0% balance transfer credit cards which you can safely apply for

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Today Balance Transfer Expert has:-

105 UK 0% balance transfer credit cards offering:-

• 0% balance transfers for up to 40 months with a 2.69% fee
• 0% balance transfers for up to 33 months with a 0.58% fee
• 0% balance transfers for up to 29 months with no fee

Top 10 Credit Cards For Balance Transfers >>