Nationwide Balance Transfer Credit Card

There are two Nationwide balance transfer credit card offers, currently available in the UK credit card market.

The Nationwide balance transfer offers on these Nationwide balance transfer credit cards are now just for members. You are a member, when you have a current account, mortgage or savings account with Nationwide.

Nationwide Balance Transfer Credit CardThe Nationwide balance transfer credit card offer is 0% for 12 months on balance transfers, with a 0% balance transfer fee within first 3 months, 2.4% fee applies after, minimum £5 and a representative 17.9% APR variable. This Nationwide balance transfer credit card also has an introductory offer on purchases of 0% for 12 months.

The Nationwide Select credit card offer, which is exclusively for Nationwide main current account customers, is 0% for 12 months with a 0% balance transfer fee within first 3 months, 2.4% fee applies after, minimum £5. This Nationwide Select credit card  has an offer on purchases of 0% for 12 months and also has a lower representative 15.9% APR variable.

Nationwide Balance Transfer Credit Card

The featured Nationwide balance transfer credit cards now offer :-

Card Offers

Balance Transfers:
0% for 12 Months
Balance Transfer Fee:
0%
Purchases:
0% for 12 Months
Representative APR:
17.9% APR (variable)
More Information

Card Details

Nationwide Credit Card just for Nationwide members*
  • 0% on balance transfers for 12 months from account opening
  • 0% balance transfer fee within first 3 months, 2.4% fee applies after, minimum £5
  • 0% on purchases for 12 months from account opening
  • Commission free allowance on purchases abroad (subject to terms)
  • Manage account online
  • Annual Fee: None
More Information

Application Criteria

Nationwide Credit Card just for Nationwide members*
  • Nationwide credit cards are just for members. You are a member when you have a current account, mortgage or savings account with Nationwide
  • You have been living in the UK for the last 12 months
  • You have a gross income each year of more than £5000
  • You have a good credit history
  • You are aged 18 or over
More Information
Nationwide credit cards are just for members. You are a member when you have a current account, mortgage or savings account with Nationwide
Representative Example: 17.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for 12 Months
Balance Transfer Fee:
0%
Purchases:
0% for 12 Months
Representative APR:
15.9% APR (variable)
More Information

Card Details

Nationwide Select Credit Card just for Nationwide members*
  • 0% on balance transfers for 12 months from account opening
  • 0% balance transfer fee within first 3 months, 2.4% fee applies after, minimum £5
  • 0% on purchases for 12 months from account opening
  • Unlimited commission free purchases abroad
  • Manage account online
  • Annual Fee: None
More Information

Application Criteria

Nationwide Select Credit Card just for Nationwide members*
  • Nationwide credit cards are just for members. You are a member when you have a current account, mortgage or savings account with Nationwide
  • Nationwide Select Credit Card is only available to members who hold their main current account with Nationwide
  • You have been living in the UK for the last 12 months
  • You have a gross income each year of more than £5000
  • You have a good credit history
  • You are aged 18 or over
More Information
Nationwide Select Credit Card is only available to members who hold their main current account with Nationwide
Representative Example: 15.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 15.9% p.a. (variable)

The Nationwide Balance Transfer credit card also has a commission free allowance. With this system, card holders receive a commission free foreign allowance, every time they make a purchase in pounds sterling, using the card.

A customer, for example spending £250 a month within the UK would receive an allowance of £50 worth, to spend commission free on purchases in any foreign currency. The Nationwide Select credit card offers unlimited commission-free purchases abroad.

The previous Nationwide balance transfer credit card offer was a longer offer of 0% for 26 months on balance transfers. The cards did however, have a far higher 2.4% balance transfer fee. The newer 0% introductory offers and fees came into effect from 4th July 2017.

Nationwide Credit Card Application

A Nationwide credit card application requires customers to have a current account, a mortgage or a savings account with Nationwide.

To apply online for a Nationwide credit card, customers need to be UK residents and aged over 18 years old. Nationwide credit card applications, also require a gross income of more than £5,000 per year and a good credit history.

The Nationwide Select credit card is exclusively for members with a main current account.

The Nationwide balance transfer credit cards, are Visa branded cards. Both of the Nationwide credit cards can be used online and in restaurants, shops, hotels and petrol stations worldwide.

Nationwide balance transfer credit cards are among the few credit card companies that are well suited to a balance transfer from an American Express credit card. Many other credit card companies are unable to process the AMEX 15 digit card number. However, Nationwide do accept AMEX balance transfers online.


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