NatWest Balance Transfer

What are the current NatWest balance transfer deals and offers?

NatWest Balance TransferCurrently, there are no NatWest balance transfer credit cards available with a 0% introductory rate.

NatWest removed all of their 0% balance transfer offers back in early 2014. This was at the same time as parent company RBS removed their own 0% RBS balance transfer offers.

NatWest have since made it clear, that they have no intention to offer 0% introductory offers on any of their NatWest credit cards to either new, or existing customers.

NatWest Balance Transfer

All of the 0% NatWest balance transfer credit cards have now been removed from the UK credit card market.

The leading NatWest balance transfer card had previously offered 0% for 28 months on balance transfers. This card had a balance transfer fee of 2.99%, and an interest rate of 18.9% APR.

The NatWest balance transfer and purchases card is also no longer available. This card had a shorter introductory offer of 0% for 15 months on both balance transfers and on purchases. The balance transfer fee on this card was 0.9%.

Balance Transfer From NatWest

NatWest credit card customers can still make a balance transfer from NatWest to another credit card. Although there are currently no 0% NatWest balance transfer offers available, there are many other UK credit cards with 0% introductory rates.

You can make a balance transfer from a NatWest credit card to all of the following popular featured 0% balance transfer credit cards :-

Card Offers

Balance Transfers:
0% for 28 Months
Balance Transfer Fee:
0.99%
Purchases:
0% for 6 Months
Representative APR:
19.9% APR (variable)
More Information

Card Details

M&S Transfer Plus*
  • 0% for 28 months on balance transfers made within 90 days of account opening
  • 0.99% balance transfer fee, minimum £5
  • 0% on purchases for 6 months from account opening
  • Collect M&S points every time you shop anywhere in the world with your card
  • Preferential rates when you use your card to order M&S Travel Money
  • Manage account online
  • Annual Fee: None
More Information

Application Criteria

M&S Transfer Plus*
  • You are a UK resident
  • You have a UK bank or building society account
  • You are aged 18 or over
  • You have not held a credit card with M&S Bank within previous 12 months
More Information
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for 12 Months
Balance Transfer Fee:
3%
Purchases:
No offer
Representative APR:
19.9% APR (variable)
More Information

Card Details

Asda Cashback*
  • 0% on balance transfers for 12 months
  • 3% balance transfer fee, minimum £3
  • 0% for 6 months on purchases of £200 or more at George.com
  • 1% cashback on your Asda shopping online and instore
  • 1% cashback at Asda Living, Asda petrol stations and George.com
  • 0.2% cashback everywhere else
  • Annual Fee: None
More Information

Application Criteria

Asda Cashback*
  • You are a permanent UK resident
  • You have a UK bank or building society account
  • You are able to provide at least one telephone number
  • You have a regular source of income
  • You are aged 18 or over
More Information
Unlimited cashback vouchers - 1% at Asda plus 0.2% everywhere else
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for 20 Months
Balance Transfer Fee:
2.9%
Purchases:
0% for 20 Months
Representative APR:
19.9% APR (variable)
More Information

Card Details

M&S Shopping Plus*
  • 0% for 20 months on balance transfers made within 90 days of account opening
  • 2.9% balance transfer fee, minimum £5
  • 0% on purchases for 20 months from account opening
  • Collect M&S points every time you shop anywhere in the world with your card
  • Preferential rates when you use your card to order M&S Travel Money
  • Manage account online
  • Annual Fee: None
More Information

Application Criteria

M&S Shopping Plus*
  • You are a UK resident
  • You have a UK bank or building society account
  • You are aged 18 or over
  • You have not held a credit card with M&S Bank within previous 12 months
More Information
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for 12 Months
Balance Transfer Fee:
0%
Purchases:
0% for 12 Months
Representative APR:
15.9% APR (variable)
More Information

Card Details

Nationwide Select Credit Card just for Nationwide members*
  • 0% on balance transfers for 12 months from account opening
  • 0% balance transfer fee within first 3 months, 2.4% fee applies after, minimum £5
  • 0% on purchases for 12 months from account opening
  • Unlimited commission free purchases abroad
  • Manage account online
  • Annual Fee: None
More Information

Application Criteria

Nationwide Select Credit Card just for Nationwide members*
  • Our credit cards are just for members. Youíre a member when you have a current account, mortgage or savings account with us
  • Our credit card exclusively for members with a main current account
  • You have been living in the UK for the last 12 months
  • You have a gross income each year of more than £5000
  • You have a good credit history
  • You are aged 18 or over
More Information
Our credit card exclusively for members with a main current account
Representative Example: 15.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 15.9% p.a. (variable)

As many people know, the credit card companies, do not allow balance transfers to be made from one credit card to another, when both cards are issued by the same company.

For example, a balance transfer cannot be made from a NatWest credit card to a RBS credit card. All of the above credit cards will however, accept a balance transfer from NatWest cards.

NatWest Balance Transfer Credit Cards

The current NatWest balance transfer credit cards do not offer 0% introductory rates.

The  NatWest balance transfer offer currently available is a 6.9% APR rate on balance transfers. Customers who have this type of balance transfer deal, will continue to pay interest on the balance transfer until it is fully paid off.

0% balance transfer offers allow customers to pay off their outstanding balance faster. This  is because, during the 0% introductory period, all repayments go towards reducing the balance. During the 0% introductory period, a customer will pay no interest.


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