Post Office Balance Transfer

The Post Office balance transfer card from Post Office Money has a new 0% deal on balance transfers with effect from 17th August 2017.

The Post Office balance transfer card now offers UK customers 0% for up to 37 months on balance transfers for transfers made within 3 months of account opening, a 1.99% balance transfer fee applies applies and the card has a representative 18.9% APR variable. Customers may receive a shorter balance transfer introductory period and a different APR  based on their individual circumstances.

The Post Office Money balance transfer card also offers new customers 0% for 3 months on purchases. The Post Office Money balance transfer card had previously offered customers 0% for up to 41 months on balance transfers with a higher 3.25% fee when the card offer was last changed in January 2017.

The Post Office balance transfer card offer for the Post Office Platinum credit card is 0% for 18 months offer on balance transfers for transfers made within 3 months of account opening.  2.89% balance transfer fee applies and the card has a representative 18.9% APR variable. This  Post Office Platinum card also offers new customers 0% for 28 months on purchases along with no fees on purchases abroad.

The Post Office balance transfer offer on the Post Office Matched credit card is now 0% for 30 months on balance transfers as well as offering customer a long 0% for 30 months on purchases. On this card a 2.75% balance transfer fee applies and the card has a representative 18.9% APR variable.

Post Office Balance Transfer

The new featured Post Office balance transfer credit card offers are now:-

Card Offers

Balance Transfers:
0% for up to 37 Months
Balance Transfer Fee:
1.99%
Purchases:
0% for 3 Months
Representative APR:
18.9% APR (variable)
More Information

Card Details

Post Office Money Balance Transfer*
  • 0% for up to 37 months on balance transfers made within 3 months of account opening
  • 1.99% balance transfer fee applies
  • 0% on all purchases for the first three months
  • No cash fee to buy travel money at the Post Office
  • Manage your account 24/7 with Post Office Money mobile app
  • Annual Fee: None
More Information

Application Criteria

Post Office Money Balance Transfer*
  • You are a UK resident
  • You have a bank or building society account
  • You have an annual income of £8,000 or more excluding unemployment benefits
  • You are aged 18 or over
  • You have no county court judgements
  • You must not already hold a Post Office Money Credit Card
More Information
A 1.99% fee applies and balance transfers must be made within 3 months of account opening
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
Post Office Credit Cards are provided by Bank of Ireland UK. Post Office Limited is a credit broker and not a lender

Card Offers

Balance Transfers:
0% for 18 Months
Balance Transfer Fee:
2.89%
Purchases:
0% for 28 Months
Representative APR:
18.9% APR (variable)
More Information

Card Details

Post Office Money Platinum*
  • 0% interest for 18 months on balance transfers made within 3 months of account opening
  • 2.89% balance transfer fee
  • 0% interest on purchases for first 28 months
  • No fees on overseas purchases
  • No cash fee when you purchase Post Office Travel Money
  • Manage your account 24/7 with Post Office Money mobile app
  • Annual Fee: None
More Information

Application Criteria

Post Office Money Platinum*
  • You are a UK resident
  • You have a bank or building society account
  • You have an annual income of £8,000 or more excluding unemployment benefits
  • You are aged 18 or over
  • You have no county court judgements
  • You must not already hold a Post Office Money Credit Card
More Information
No fees on overseas purchases
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
Post Office Credit Cards are provided by Bank of Ireland UK. Post Office Limited is a credit broker and not a lender

Card Offers

Balance Transfers:
0% for 30 Months
Balance Transfer Fee:
2.75%
Purchases:
0% for 30 Months
Representative APR:
18.9% APR (variable)
More Information

Card Details

Post Office Money Matched*
  • 0% on balance transfers for 30 months made within 3 months of account opening
  • 2.75% balance transfer fee
  • 0% on purchases for first 30 months
  • No cash fee when you purchase Post Office Travel Money
  • Manage your account 24/7 with Post Office Money mobile app
  • Annual Fee: None
More Information

Application Criteria

Post Office Money Matched*
  • You are a UK resident
  • You have a bank or building society account
  • You have an annual income of £8,000 or more excluding unemployment benefits
  • You are aged 18 or over
  • You have no county court judgements
  • You must not already hold a Post Office Money Credit Card
More Information
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
Post Office Credit Cards are provided by Bank of Ireland UK. Post Office Limited is a credit broker and not a lender

The Post Office Platinum credit card, a MasterCard credit card, has long been a popular credit card with customers looking for a credit card to use abroad.

This Platinum Post Office balance transfer card offers cardholders no fees on purchases abroad, unlike many other credit cards which charge a fee of around 2.75% on transactions made in any other currency. This makes this Post Office credit card a very good credit card for making any purchases whilst on holiday or on business abroad.

There is also no cash advance fee when purchasing travel money from the Post Office using your Post Office credit cards.

All of the above Post Office credit cards are available for online applications to UK residents who are aged 18 or over, have no outstanding County Court Judgements and have an annual income above £8,000 excluding unemployment benefits.

The Post Office credit cards are provided by Bank of Ireland UK. Post Office Limited is a credit broker and not a lender.


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