Sainsburys Balance Transfer?

Are there any Sainsburys balance transfer credit cards still available?

In early 2017, the longest Sainsburys balance transfer credit card offered customers 0% for up to 42 months on balance transfers. By December 2017 however, the longest Sainsburys balance transfer offer was a much shorter, 0% for up to 36 months.

Sainsburys Balance Transfer

The longest Sainsburys balance transfer credit cards have been removed from the UK credit card market. These Sainsburys credit cards are now no longer available to new customers.

The Sainsburys balance transfer card which had offered 0% for 36 months on balance transfers, was withdrawn in March 2018. This card, before it was withdrawn, had a 2.89% balance transfer fee and a representative 18.9% APR variable rate.

There are currently no Sainsburys balance transfer offers that are for 30 months or more. Sainsburys, like many of the other credit card firms, have reduced the length of the 0% introductory offers available.

Many of the UK balance transfer credit cards with the longest 0% introductory offers have been withdrawn from the market. This was largely as a result of the Bank of England warning the credit card companies regarding the availability of easy credit in the current uncertain times.

Balance Transfer From Sainsburys?

Are you looking to make a balance transfer from your existing Sainsburys credit card?

Many of the other balance transfer credit cards in the UK will accept a balance transfer from a Sainsburys credit card. You can safely make a balance transfer from a Sainsburys credit card to all of the following popular featured balance transfer credit cards :-

Card Offers

M&S Transfer Plus*

Balance Transfers:

0% for 29 months

Balance Transfer Fee:

2.75%

Purchases:

0% for 3 months

Representative APR:

21.9% APR (variable)

Card Details

M&S Transfer Plus*

• 0% for 29 months on balance transfers made within 90 days of account opening
• 2.75% balance transfer fee, minimum £5
• 0% on purchases for 3 months from account opening
• Collect M&S points every time you shop anywhere in the world with your card
• One point for every £1 you spend in M&S and one point for every £5 you spend elsewhere
• Manage account online
• Annual Fee: None

Application Criteria

M&S Transfer Plus*

• You are a UK resident
• You have an annual income or pension of at least £6,800
• You are aged 18 or over
• You have not held a credit card with M&S Bank within the previous 12 months

Card Offers

HSBC Balance Transfer*

Balance Transfers:

0% for 29 months

Balance Transfer Fee:

2.75%

Purchases:

0% for 3 months

Representative APR:

21.9% APR (variable)

Card Details

HSBC Balance Transfer*

• 0% interest for 29 months on balance transfers made within first 60 days of account opening
• 2.75% balance transfer fee applies (minimum £5)
• 0% interest on purchases for 3 months from account opening
• At end of promotional period, balance transfers and purchases will revert to standard variable rate
• Worldwide offers and discounts with HSBC home&Away
• Manage your card online
• Annual Fee: None

Application Criteria

HSBC Balance Transfer*

• You have an annual income or pension before tax of £6,800 or more
• You are a UK resident
• You are aged 18 or over
• You do not hold an HSBC Basic bank account

Card Offers

Post Office Classic

Balance Transfers:

0% for up to 18 months

Balance Transfer Fee:

2.9%

Purchases:

0% for up to 12 months

Representative APR:

34.9% APR (variable)

Card Details

Post Office Classic

• 0% on balance transfers for up to 18 months
• 2.9% balance transfer fee
• 0% on purchases for up to 12 months
• Credit limit up to £8,000
• Online account management
• Annual Fee: None

Application Criteria

Post Office Classic

• You are a UK resident
• You have a bank or building society account
• You are aged 18 or over

Card Offers

HSBC Purchase Plus*

Balance Transfers:

0% for 18 months

Balance Transfer Fee:

2.9%

Purchases:

0% for 18 months

Representative APR:

22.9% APR (variable)

Card Details

HSBC Purchase Plus*

• 0% interest for 18 months on balance transfers made within first 60 days of account opening
• 2.9% balance transfer fee applies (minimum £5)
• 0% interest on purchases for 18 months from account opening
• At end of promotional period, balance transfers and purchases will revert to standard variable rate
• Worldwide offers and discounts with HSBC home&Away
• Manage your card online
• Annual Fee: None

Application Criteria

HSBC Purchase Plus*

• You have an annual income or pension before tax of £6,800 or more
• You are a UK resident
• You are aged 18 or over
• You do not hold an HSBC Basic bank account

Card Offers

TSB Platinum Purchase

Balance Transfers:

0% for up to 15 months

Balance Transfer Fee:

1.45%

Purchases:

0% for up to 15 months

Representative APR:

19.9% APR (variable)

Card Details

TSB Platinum Purchase

• 0% interest for up to the first 15 months on balances transferred within first 90 days
• 1.45% balance transfer fee during first 90 days, 3% fee applies afer 90 days
• 0% interest on purchases for up to the first 15 months
• Internet fraud protection and Clicksafe
• Online card servicing
• Annual Fee: None

Application Criteria

TSB Platinum Purchase

• You are an existing TSB customer
• You are not currently declared bankrupt, have CCJs or subject to IVA
• You have a good credit rating and regular income
• You are a UK resident
• You are aged 18 or over

Sainsburys Credit Cards

There are still a few Sainsburys credit cards available. Some of these cards offer 0% on purchases, or the dual card offers 0% on balance transfers and purchases. However, these Sainsburys credit cards no longer offer the market leading 0% introductory deals, that they once did.

There have also been many, many recent reports of Sainsburys Bank customers having issues making contact with the bank. This is believed to relate to an issue with credit card statements.

Customers have complained of not receiving their monthly statements.  These customers have then been unable to contact the bank, without facing delays of several hours.

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