Santander Balance Transfer

The longest Santander balance transfer offers, previously available to new customers in the UK, are now no longer available after 15th January 2018.

Santander Balance Transfer

The Santander balance transfer offers had previously offered an introductory rate of 0% for 39 months on balance transfers from the date of account opening, This Santander credit card had a representative rate of 21.7% APR variable, after the end of the introductory offer period.

The withdrawal of these Santander balance transfer offers, does reduce the number of credit cards available with long 0% introductory offers.

Sainsbury’s and Virgin Money have also withdrawn their longest balance transfer card offers from the UK market.

Santander Balance Transfer

There are still a couple of Santander balance transfer deals available. However these remaining Santander balance transfer offers are now for much shorter introductory periods.

There is one further disadvantage of these remaining Santander balance transfer deals. The Santander balance transfer card with the longest 0% offer has a monthly fee of £3.

Very few 0% balance transfer credit cards in the UK which charge a monthly or annual fee. Cards with a monthly, or annual fee, are often very unpopular with customers, because of the ongoing fees.

Santander Balance Transfer Offers For Existing Customers

Santander, like all the other UK credit card issuers, does not allow balance transfers from existing customers. You can not transfer a balance from one card to another issued by the same company. So an existing customer with a Santander credit card can no transfer the balance to another Santander credit card.

There are however a number of Santander balance transfer offers for existing customers available. These deals and offers are available from many of the other UK credit card companies.

All of the following featured credit cards will accept a balance transfer from an existing Santander credit card customer:-

Card Offers

Balance Transfers:
0% for 28 Months
Balance Transfer Fee:
0.99%
Purchases:
0% for 6 Months
Representative APR:
19.9% APR (variable)
More Information

Card Details

M&S Transfer Plus*
  • 0% for 28 months on balance transfers made within 90 days of account opening
  • 0.99% balance transfer fee, minimum £5
  • 0% on purchases for 6 months from account opening
  • Collect M&S points every time you shop anywhere in the world with your card
  • Preferential rates when you use your card to order M&S Travel Money
  • Manage account online
  • Annual Fee: None
More Information

Application Criteria

M&S Transfer Plus*
  • You are a UK resident
  • You have a UK bank or building society account
  • You are aged 18 or over
  • You have not held a credit card with M&S Bank within previous 12 months
More Information
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for 12 Months
Balance Transfer Fee:
0%
Purchases:
0% for 12 Months
Representative APR:
17.9% APR (variable)
More Information

Card Details

Nationwide Credit Card just for Nationwide members*
  • 0% on balance transfers for 12 months from account opening
  • 0% balance transfer fee within first 3 months, 2.4% fee applies after, minimum £5
  • 0% on purchases for 12 months from account opening
  • Commission free allowance on purchases abroad (subject to terms)
  • Manage account online
  • Annual Fee: None
More Information

Application Criteria

Nationwide Credit Card just for Nationwide members*
  • Our credit cards are just for members. Youre a member when you have a current account, mortgage or savings account with us
  • You have been living in the UK for the last 12 months
  • You have a gross income each year of more than £5000
  • You have a good credit history
  • You are aged 18 or over
More Information
Representative Example: 17.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for 12 Months
Balance Transfer Fee:
3%
Purchases:
No offer
Representative APR:
19.9% APR (variable)
More Information

Card Details

Asda Cashback*
  • 0% on balance transfers for 12 months
  • 3% balance transfer fee, minimum £3
  • 0% for 6 months on purchases of £200 or more at George.com
  • 1% cashback on your Asda shopping online and instore
  • 1% cashback at Asda Living, Asda petrol stations and George.com
  • 0.2% cashback everywhere else
  • Annual Fee: None
More Information

Application Criteria

Asda Cashback*
  • You are a permanent UK resident
  • You have a UK bank or building society account
  • You are able to provide at least one telephone number
  • You have a regular source of income
  • You are aged 18 or over
More Information
Unlimited cashback vouchers - 1% at Asda plus 0.2% everywhere else
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

Card Offers

Balance Transfers:
0% for 20 Months
Balance Transfer Fee:
2.9%
Purchases:
0% for 20 Months
Representative APR:
19.9% APR (variable)
More Information

Card Details

M&S Shopping Plus*
  • 0% for 20 months on balance transfers made within 90 days of account opening
  • 2.9% balance transfer fee, minimum £5
  • 0% on purchases for 20 months from account opening
  • Collect M&S points every time you shop anywhere in the world with your card
  • Preferential rates when you use your card to order M&S Travel Money
  • Manage account online
  • Annual Fee: None
More Information

Application Criteria

M&S Shopping Plus*
  • You are a UK resident
  • You have a UK bank or building society account
  • You are aged 18 or over
  • You have not held a credit card with M&S Bank within previous 12 months
More Information
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)

The Santander 123 balance transfer card had offered customers up to 3% cash back. However this card has also now both been withdrawn and is no longer available to new customers.

Santander is the name for the bank which was formerly known as Abbey in the UK and also includes the former Bradford & Bingley and Alliance & Leicester building societies.

Santander, like several other UK banks no longer offer the most competitive balance transfer credit cards. However the likes of the HSBC balance transfer credit card, which often has a cashback offer proves that competition is ongoing for new card customers.


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