Comparing balance transfer credit cards online since 2002The longest 0% Santander balance transfer offers, are now no longer available, to new card customers in the UK.
Last year, there were Santander balance transfer offers available to UK customers with an introductory rate of 0% for 33 months on balance transfers, from the date of account opening.
Now, the longest Santander credit card has a 0% introductory offer period of only 26 months on transfers.
The withdrawal of the longer Santander balance transfer credit card deals, has also had the effect of reducing the number of UK cards available with very long 0% introductory offers.
Other UK credit card issuers, including Sainsbury’s, Barclaycard and Virgin Money had also withdrawn their longest balance transfer card offers from the UK market.
These cards were withdrawn after warnings from the Bank of England about the high levels of consumer lending. The recent Coronavirus pandemic, and the current cost of living crisis, has also reduced the number of very long balance transfer card offers.
Santander Balance Transfer Offers For Existing Customers
Santander, like all the other UK credit card issuers, does not allow balance transfers from existing customers. You can not transfer a balance from one card to another issued by the same company. So an existing customer with a Santander credit card can not make a transfer to another Santander credit card.
There are however a number of Santander balance transfer offers for existing customers available. These 0% deals and offers are available from many of the other UK credit card companies.
All of the following featured cards will accept a balance transfer from an existing Santander credit card customer:-
Balance Transfer Expert may receive commissions from some of the credit card companies that we refer users to. How this site works.
Card Offers
Card Details
- 0% for 28 months on balance transfers made within 90 days of account opening
- 2.99% balance transfer fee, minimum £5
- 0% on purchases for 3 months from account opening
- Collect M&S points every time you shop anywhere in the world with your card
- One point for every £1 you spend in M&S and one point for every £5 you spend elsewhere
- Manage account online
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have an annual income or pension of at least £6,800
- You are aged 18 or over
- You have not held a credit card with M&S Bank within the previous 12 months
Card Offers
Card Details
- 0% interest for up to 27 months on balance transfers made within first 60 days of account opening
- 3.49% balance transfer fee applies (minimum £5)
- 0% interest on purchases for 3 months from account opening
- At end of promotional period, balance transfers and purchases will revert to standard variable rate
- Worldwide offers and discounts with HSBC home&Away
- Manage your card online
- Annual Fee: None
Application Criteria
- You have an annual income or pension before tax of £6,800 or more
- You are a UK resident
- You are aged 18 or over
- You do not hold an HSBC Basic bank account
Card Offers
Card Details
- 0% interest for up to 16 months on balance transfers made within first 60 days of account opening
- 3.49% balance transfer fee applies (minimum £5)
- 0% interest on purchases for up to 18 months from account opening
- At end of promotional period, balance transfers and purchases will revert to standard variable rate
- Worldwide offers and discounts with HSBC home&Away
- Manage your card online
- Annual Fee: None
Application Criteria
- You have an annual income or pension before tax of £6,800 or more
- You are a UK resident
- You are aged 18 or over
- You do not hold an HSBC Basic bank account
Card Offers
Card Details
- 0% for 15 months on balance transfers made within 90 days of account opening
- 2.99% balance transfer fee, minimum £5
- 0% on purchases for 18 months from account opening
- Collect M&S points every time you shop anywhere in the world with your card
- One point for every £1 you spend in M&S and one point for every £5 you spend elsewhere
- Manage account online
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have an annual income or pension of at least £6,800
- You are aged 18 or over
- You have not held a credit card with M&S Bank within the previous 12 months
Card Offers
Card Details
- 0% on balance transfers for 12 months from the date your account is opened
- 3% balance transfer fee in first 60 days, 5% fee applies after 60 days
- 0% on purchases for 3 months from the date your account is opened
- Discounts on Virgin holidays, Virgin trains and Virgin experience days
- Contactless payments to quickly and securely pay for purchases up to £100
- Online card servicing
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have a bank or building society account
- You have a good credit history
- You are aged 18 or over
Santander Credit Card Balance Transfer
There are still a small number of Santander 0% balance transfer offers available. However these remaining Santander transfer offers, now offer UK customers a much shorter introductory 0% offer.
For the remaining Santander 0% balance transfer deals, there is one other factor to be aware of. The Santander All in One credit card with it’s 0% transfer offer, now has a monthly account fee of £3.
Very few of the interest free balance transfer credit cards currently available, in the UK, charge a monthly or annual fee. Cards with monthly, or annual fees, are often very unpopular with customers, because of the ongoing fees.
Almost all of the most popular 0% balance transfer credit cards available in the UK, do not currently charge monthly or annual fees, simply for having the card.
The Santander 123 credit card had previously offered customers up to 3% cash back. However this card has also now both been withdrawn form the UK card market. As a result it is no longer available to new customers.
Santander is the name for the bank which was previously known as Abbey, in the UK. The bank also includes the former Bradford & Bingley and Alliance & Leicester building societies.
Santander, like several other UK banks, now no longer offer their very long 0% transfer credit cards. However, other UK credit card companies do still offer competitive 0% offers and deals.
All of the UK card companies mainly use 0% balance transfer offers to attract new customers. Currently, there is still healthy competition ongoing for new card customers.
Related Content From Balance Transfer Expert:-
What are the MBNA balance transfer offers for existing customers in 2023? Are there any MBNA existing customer balance transfer deals? What… Read More >>
Can you do multiple balance transfers to one card in the UK? Can you make multiple balance transfers on same card? How… Read More >>
What kind of balance transfer deals for existing customers are available in the UK, in 2023? Currently, there are two different types… Read More >>
Are you looking to balance transfer £8000 from your existing credit card, or cards? Does a £8000 credit card limit allow this… Read More >>
