Santander Balance Transfer

The very long 0% Santander balance transfer offers, are now no longer available customers in the UK.

Santander Balance Transfer

These Santander balance transfer offers had previously offered an introductory rate of 0% for 39 months on balance transfers from the date of account opening, This Santander credit card had a representative rate of 21.7% APR variable, after the end of the introductory offer period.

The withdrawal of these Santander balance transfer offers, does reduce the number of credit cards available with very long 0% introductory offers.

Sainsbury’s, Barclaycard and  Virgin Money have also withdrawn their longest balance transfer card offers from the UK market.

Santander Balance Transfer

There are still a couple of Santander balance transfer deals available. However these remaining Santander balance transfer offers are now for much shorter introductory periods.

For the remaining Santander balance transfer deals, there is one other factor to be aware of. The Santander balance transfer card with the longest 0% offer, has a monthly account fee of £3.

Very few 0% balance transfer credit cards in the UK charge a monthly or annual fee. Cards with monthly, or annual fees, are often very unpopular with customers, because of the ongoing fees.

Santander Balance Transfer Offers For Existing Customers

Santander, like all the other UK credit card issuers, does not allow balance transfers from existing customers. You can not transfer a balance from one card to another issued by the same company. So an existing customer with a Santander credit card can no transfer the balance to another Santander credit card.

There are however a number of Santander balance transfer offers for existing customers available. These deals and offers are available from many of the other UK credit card companies.

All of the following featured credit cards will accept a balance transfer from an existing Santander credit card customer:-


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Card Offers

Balance Transfers:
0% for 26 Month
Balance Transfer Fee:
0%
Purchases:
0% for 26 months
Representative APR:
21.7% APR (variable)
More Information

Card Details

Santander All in One
  • 0% interest on balance transfers for 26 month from date account opened
  • 0% balance transfer fee
  • 0% interest on purchases for 26 month from date account opened
  • 0.5% cashback on all of your purchases
  • No foreign transaction fee on purchases made abroad in local currency
  • Cashback through Retailer Offers
  • Monthly Fee: £3
More Information

Application Criteria

Santander All in One
  • You are a permanent UK resident
  • You have a good credit history with no history of bad credit
  • You have an income of £7,500 per year or more
  • You are at least 18 years of age
More Information
Monthly fee of £3 payable
Representative Example: 21.7% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 15.9% p.a. (variable) with a monthly fee of £3 payable
No balance transfers allowed to this card from Santander credit cards

Card Offers

Balance Transfers:
0% for up to 20 months
Balance Transfer Fee:
3%
Purchases:
0% for up to 20 months
Representative APR:
21.9% APR (variable)
More Information

Card Details

Sainsbury’s Dual Offer
  • 0% interest on balance transfers for up to 20 months
  • 3% balance transfer fee, minimum £3 on transfers made at application
  • 0% interest on purchases for up to 20 months
  • Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
  • Collect 1 Nectar point for every £5 spent on your card elsewhere
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Sainsbury’s Dual Offer
  • You have a permanent UK address
  • You have not been declined for credit in the last month
  • You do not have a history of bad credit
  • You are aged 18 or over
More Information
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.95% p.a. (variable)
No balance transfers allowed to this card from Sainsbury’s credit cards

Card Offers

Balance Transfers:
0% for 23 months
Balance Transfer Fee:
1.99%
Purchases:
0% for 3 months
Representative APR:
19.9% APR (variable)
More Information

Card Details

NatWest Longer Balance Transfer
  • 0% on balance transfers for 23 months from account opening
  • 1.99% balance transfer fee
  • 0% on purchases for first 3 months from account opening
  • Lock and unlock your credit card in app
  • Manage your card 24/7 online and by telephone banking
  • Annual Fee: None
More Information

Application Criteria

NatWest Longer Balance Transfer
  • You are a NatWest customer
  • You are a UK resident
  • You are earning at least £10,000 per year
  • You are aged 18 or over
More Information
Only available to customers who have a current account, savings account, credit card or mortgage with NatWest
Representative Example: 19.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 19.9% p.a. (variable)
No balance transfers allowed to this card from NatWest, RBS or Ulster Bank credit cards

Card Offers

Balance Transfers:
0% for 24 months
Balance Transfer Fee:
3%
Purchases:
0% for 4 months
Representative APR:
20.6% APR (variable)
More Information

Card Details

Co-operative Bank Balance Transfer
  • 0% interest for 24 months for balance transfers made within 60 days
  • 3% balance transfer fee, minimum £5
  • 0% interest on purchases for 4 months from account opening
  • All successful applicants will receive this exact rate and offer
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Co-operative Bank Balance Transfer
  • Only available to customers who have held a Co-operative Bank or smile current account for 1 month or more
  • You are a UK resident
  • You have annual income of £10,000 or more
  • You are aged 18 or over
More Information
Only available to Co-operative Bank customers
Representative Example: 20.6% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 20.6% p.a. (variable)
No balance transfers allowed to this card from Co-operative credit cards

The Santander 123 balance transfer card had offered customers up to 3% cash back. However this card has also now both been withdrawn and is no longer available to new customers.

Santander is the name for the bank which was previously known as Abbey in the UK and also includes the former Bradford & Bingley and Alliance & Leicester building societies.

Santander, like several other UK banks, now no longer offer the most competitive balance transfer credit cards. However other UK credit card companies do still offer competitive rate, proving that competition is ongoing for new card customers.


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