Super Balance Transfer Cards

What are super balance transfer cards? Super balance transfer cards are credit cards which not only allow a credit card customer to make a normal balance transfer to pay off a credit card, but also allow a card holder to make a 0% money transfer directly into their bank account. Super Balance Transfer Cards

When a credit card customer requests a standard balance transfer, the money is transferred directly to the other credit card company to pay off the outstanding debt on the customer’s credit card.

With super balance transfer cards, when a customer requests a 0% money transfer, the money is transferred directly into the customer’s bank account.

Super balance transfer credit cards give credit card customers a choice in how to use the 0% promotional balance transfer offers, available for up to as long as 3 years or more, on certain balance transfer cards.

Super balance transfer cards can be used for example to clear an overdraft or pay off an outstanding loan with the money transferred into the customers bank account.

Super Balance Transfer Cards

There are currently over 120 UK 0% balance transfer credit cards available online. However only a small number of these credit  cards are super balance transfer credit cards which allow 0% money transfers.

The following featured UK credit cards are some of the most popular super balance transfer credit cards which allows a 0% money transfer to your bank account.

Card Offers

Balance Transfers:
0% interest for 40 Months
Balance Transfer Fee:
2.69%
Money Transfers:
0% interest for 40 Months
Money Transfer Fee:
3.94%
Purchases:
0% interest for 3 Months
Representative APR:
18.9% APR (variable)
More Information

Card Details

Tesco Clubcard Credit Card for Balance Transfers*
  • 0% interest for up to 40 Months on balance transfers from account opening
  • 2.69% balance transfer fee
  • 0% interest for up to 40 Months on money transfers from account opening
  • 3.94% money transfer fee
  • 0% interest for 3 Months on purchases from account opening
  • Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
  • The 0% offer is applied to any balances or money transferred within the first 90 days of opening your account
  • Apply online and get a decision within 60 seconds
  • Annual Fee: None
More Information

Application Criteria

Tesco Clubcard Credit Card for Balance Transfers*
  • You have an annual income of at least £5,000
  • You are at least 18 years of age
  • You have a good credit history
  • You live in the UK, or have a British Forces Post Office address
  • You don't currently hold more than 1 Tesco Bank Credit Card
  • You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
More Information
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)
The APR, length of promotional offer, and credit limit may vary as they are dependent on your personal circumstances

Card Offers

Balance Transfers:
0% for 39 Months
Balance Transfer Fee:
2.4%
Money Transfers:
0% for 39 Months
Money Transfer Fee:
3.8%
Purchases:
0% for 3 Months
Representative APR:
20.9% APR (variable)
More Information

Card Details

Virgin Money 39 Month Balance Transfer*
  • 0% on balance transfers for 39 months from date account opened (20.9% APR thereafter)
  • 2.4% balance transfer fee in first 60 days, 5% fee applies after 60 days
  • 0% on purchases for 3 months from the date your account is opened
  • 0% on money transfers for 39 months from date account opened (20.9% APR thereafter)
  • 3.80% money transfer fee in first 60 days , 5% fee applies after 60 days
  • Contactless payments to quickly and securely pay for purchases up to £30
  • Annual Fee: None
More Information

Application Criteria

Virgin Money 39 Month Balance Transfer*
  • You are a UK resident
  • You have a bank or building society account
  • You have a good credit history
  • You are aged 18 or over
More Information
Representative Example: 20.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 20.9% p.a. (variable)
Credit limits will vary based on your individual circumstances

Card Offers

Balance Transfers:
0% interest for 24 Months
Balance Transfer Fee:
0%
Money Transfers:
0% interest for 12 Months
Money Transfer Fee:
3.94%
Purchases:
No offer
Representative APR:
18.9% APR (variable)
More Information

Card Details

Tesco Clubcard Credit Card with No Balance Transfer Fee*
  • 0% interest for up to 24 Months on balance transfers made within the first 90 days of opening your account
  • No balance transfer fee
  • 0% interest for 12 Months on money transfers from account opening
  • 3.94% money transfer fee
  • No introductory offer on purchases
  • Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply
  • Apply online and get a decision within 60 seconds
  • Online Account Management
  • Annual Fee: None
More Information

Application Criteria

Tesco Clubcard Credit Card with No Balance Transfer Fee*
  • You have an annual income of at least £5,000
  • You are at least 18 years of age
  • You have a good credit history
  • You live in the UK, or have a British Forces Post Office address
  • You don't currently hold more than 1 Tesco Bank Credit Card
  • You have not applied for a Tesco Bank Credit Card in the last month or have an application currently in progress
More Information
Representative Example: 18.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a. (variable)

With a super balance transfer card, the money transfer or “super balance transfer” is repaid in the normal way with monthly repayments.

Super balance transfer card customers need to make at least the minimum payment each month to the credit card company. No interest will be charged for the duration of the 0% introductory period, provided all the balance transfer terms and conditions are followed.

The balance transfer fees on super balance transfer credit cards are often around 1% higher for making a money transfer into your bank account, when compared with making a standard balance transfer to another credit card.

Super balance transfer cards can also often be referred to as a money transfer credit card or alternatively as a cash transfer credit card.


Related Content From Balance Transfer Expert:-

Today Balance Transfer Expert has:-

105 UK 0% balance transfer credit cards offering:-

  • 0% balance transfers for up to 40 months with a 2.69% fee
  • 0% balance transfers for up to 33 months with a 0.58% fee
  • 0% balance transfers for up to 29 months with no fee