Comparing balance transfer credit cards online since 2002
What are the current Virgin balance transfer card offers available in the UK, for existing customers?
The longest Virgin balance transfer card was withdrawn from the UK credit card market in October last year. This card had offered new customers 0% for 33 months on balance transfers before it was removed from the market.
Like some other card companies, Virgin Money have been reducing the length of their 0% introductory offers in the UK market. Many Virgin Money balance transfer cards have now had the length of their 0% introductory offers, reduced multiple times this year.
A number of the UK credit card companies have now either removed their longest balance transfer cards altogether, or reduced the length of their introductory 0% balance transfer offers.
This was in most cases, because of the uncertainty about the finances of potential customers. This is due to the recent Coronavirus pandemic, and the current cost of living crisis.
Virgin Credit Card Balance Transfer Offers Existing Customers
Can you balance transfer from Virgin to Virgin credit cards?
Even before the long Virgin Money 0% deals were withdrawn, existing Virgin credit card customers were not eligible for these Virgin balance transfer offers.
Virgin Money, like many other credit card companies, does not allow existing Virgin credit card customers to make a balance transfer to another Virgin Money credit card.
There are however, a number of alternative 0% balance transfer credit cards with long introductory balance transfer offers available. These cards will accept transfers from Virgin credit card existing customers. These include all of the following popular featured 0% balance transfer offers:-
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Card Offers
Card Details
- 0% for 28 months on balance transfers made within 90 days of account opening
- 2.99% balance transfer fee, minimum £5
- 0% on purchases for 3 months from account opening
- Collect M&S points every time you shop anywhere in the world with your card
- One point for every £1 you spend in M&S and one point for every £5 you spend elsewhere
- Manage account online
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have an annual income or pension of at least £6,800
- You are aged 18 or over
- You have not held a credit card with M&S Bank within the previous 12 months
Card Offers
Card Details
- 0% interest for up to 27 months on balance transfers made within first 60 days of account opening
- 3.49% balance transfer fee applies (minimum £5)
- 0% interest on purchases for 3 months from account opening
- At end of promotional period, balance transfers and purchases will revert to standard variable rate
- Worldwide offers and discounts with HSBC home&Away
- Manage your card online
- Annual Fee: None
Application Criteria
- You have an annual income or pension before tax of £6,800 or more
- You are a UK resident
- You are aged 18 or over
- You do not hold an HSBC Basic bank account
Card Offers
Card Details
- 0% for 15 months on balance transfers made within 90 days of account opening
- 2.99% balance transfer fee, minimum £5
- 0% on purchases for 18 months from account opening
- Collect M&S points every time you shop anywhere in the world with your card
- One point for every £1 you spend in M&S and one point for every £5 you spend elsewhere
- Manage account online
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have an annual income or pension of at least £6,800
- You are aged 18 or over
- You have not held a credit card with M&S Bank within the previous 12 months
Card Offers
Card Details
- 0% on balance transfers for up to 12 months
- 2.9% balance transfer fee
- 0% on purchases for up to 12 months
- Credit limit up to £8,000
- Online account management
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have a bank or building society account
- You are aged 18 or over
Card Offers
Card Details
- 0% interest for up to 16 months on balance transfers made within first 60 days of account opening
- 3.49% balance transfer fee applies (minimum £5)
- 0% interest on purchases for up to 18 months from account opening
- At end of promotional period, balance transfers and purchases will revert to standard variable rate
- Worldwide offers and discounts with HSBC home&Away
- Manage your card online
- Annual Fee: None
Application Criteria
- You have an annual income or pension before tax of £6,800 or more
- You are a UK resident
- You are aged 18 or over
- You do not hold an HSBC Basic bank account
Virgin Credit Card Offers For Existing Customers
On occasion Virgin Money may make additional Virgin credit card offers for existing customers available. Virgin Money may choose to offer some carefully selected customers an additional 0% offer.
These Virgin credit card offers for existing customers will only be available to customers who have a good card history. These customers will likely have been with Virgin Money for a number of years. Customers will also have stayed within their credit limits, and not missed any monthly payments.
However, these Virgin 0 balance transfer offers for existing customers are likely to be shorter than any deals available to new customers. They may also have a higher balance transfer fee.
As with any Barclaycard balance transfer offers for existing customers, Virgin Money customers may receive these additional 0% offers by post, or in their online accounts.
The Virgin credit card offers for existing customers do also include a number of offers across the Virgin Group. These include 5% off Virgin holidays and Virgin cruises as well as discounts on airport car parking. There are also 20% off Virgin experience days and 30% off Virgin balloon flights.
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