Comparing balance transfer credit cards online since 2002
What are the current Virgin balance transfer card offers available in the UK, for existing customers?
The longest Virgin balance transfer card was withdrawn from the UK credit card market in May 2019. Like many other card companies, Virgin Money removed many of their 0% transfer cards from the market.
The UK credit card companies either removed their longest balance transfer cards all together, or reduced the length of the introductory 0% balance transfer offer.
This was in most cases, because of the uncertainty about the future finances of potential customers, due to the current Coronavirus pandemic.
Virgin Credit Card Balance Transfer Offers Existing Customers
Even before the cards were withdrawn, existing Virgin credit card customers were not eligible for these Virgin balance transfer offers.
Virgin Money, like many other credit card companies, does not allow existing Virgin credit card customers to make a balance transfer to another Virgin Money credit card.
There are however, a number of alternative 0% balance transfer credit cards with long introductory balance transfer offers available. These cards will accept transfers from Virgin credit card existing customers. These include all of the following popular featured 0% balance transfer offers:-
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Card Offers
Card Details
- 0% for 32 months on balance transfers made within 90 days of account opening
- 1.99% balance transfer fee, minimum £5
- 0% on purchases for 3 months from account opening
- Collect M&S points every time you shop anywhere in the world with your card
- One point for every £1 you spend in M&S and one point for every £5 you spend elsewhere
- Manage account online
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have an annual income or pension of at least £6,800
- You are aged 18 or over
- You have not held a credit card with M&S Bank within the previous 12 months
Card Offers
Card Details
- 0% interest for 33 months on balance transfers made within first 60 days of account opening
- 2.7% balance transfer fee applies (minimum £5)
- 0% interest on purchases for 3 months from account opening
- At end of promotional period, balance transfers and purchases will revert to standard variable rate
- Worldwide offers and discounts with HSBC home&Away
- Manage your card online
- Annual Fee: None
Application Criteria
- You have an annual income or pension before tax of £6,800 or more
- You are a UK resident
- You are aged 18 or over
- You do not hold an HSBC Basic bank account
Card Offers
Card Details
- 0% for 24 months on balance transfers made within 90 days of account opening
- 2.9% balance transfer fee, minimum £5
- 0% on purchases for 24 months from account opening
- Collect M&S points every time you shop anywhere in the world with your card
- One point for every £1 you spend in M&S and one point for every £5 you spend elsewhere
- Manage account online
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have an annual income or pension of at least £6,800
- You are aged 18 or over
- You have not held a credit card with M&S Bank within the previous 12 months
Card Offers
Card Details
- 0% interest for 24 months for balance transfers made within 60 days
- 3% balance transfer fee, minimum £5
- 0% interest on purchases for 4 months from account opening
- All successful applicants will receive this exact rate and offer
- Online account management
- Annual Fee: None
Application Criteria
- Only available to customers who have held a Co-operative Bank or smile current account for 1 month or more
- You are a UK resident
- You have annual income of £10,000 or more
- You are aged 18 or over
Card Offers
Card Details
- 0% interest for 28 months on balance transfers made within first 60 days of account opening
- 1% balance transfer fee applies (minimum £5)
- 0% interest on purchases for 3 months from account opening
- At end of promotional period, balance transfers and purchases will revert to standard variable rate
- Contactless payments to quickly and securely pay for purchases under £100
- Manage your card online
- Annual Fee: None
Application Criteria
- You have an annual income or pension before tax of £6,800 or more
- You are a UK resident
- You are aged 18 or over
- You have not held a credit card with HSBC Bank in the last 6 months
Virgin Credit Card Offers For Existing Customers
On occasion Virgin Money may make additional Virgin credit card offers for existing customers available. Virgin Money may choose to offer some carefully selected customers an additional 0% offer.
These Virgin credit card offers for existing customers will only be available to customers who have a good card history. These customers will likely have been with Virgin Money for a number of years. Customers will also have stayed within their credit limits, and not missed any monthly payments.
As with any Barclaycard balance transfer offers for existing customers, Virgin Money customers may receive these additional 0% offers by post, or in their online accounts.
The Virgin credit card offers for existing customers do also include a number of offers across the Virgin Group. These include 5% off Virgin holidays and Virgin cruises as well as discounts on airport car parking. There are also 20% off Virgin experience days and 30% off Virgin balloon flights.
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