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Which Credit Cards Are MBNA

Which credit cards are owned by MBNA? Who Owns MBNA credit card? What is MBNA? Is MBNA part of Lloyds?

We have seen many UK credit card customers searching for answers to these popular questions about MBNA. This is often because MBNA have had a number of different owners over the years, and issued many different credit cards.

What is MBNA?

Which Credit Cards Are Owned by MBNA

In the UK, MBNA is primarily know as a credit card company, although the company does also now provide loans.

MBNA were for many years, one of the largest issuers of credit cards in the UK card market.

MBNA issued a number of credit cards using their own brand name. In addition, they also issued a large number of credit cards, for many other well known brand names.

In many of these cases there was very little if any MBNA branding, on these credit cards.

Which Credit Cards Are Owned By MBNA?

Many credit card customers in the UK want to know which credit cards are owned by MBNA. This particularly applies when the customer is looking to make a balance transfer.

There are a small number of MBNA credit cards currently available in the UK. The following list of credit cards also includes some of the popular credit cards that were issued by MBNA, in the past, using different brand names.

  • MBNA credit card
  • Arsenal credit card
  • Virgin Atlantic credit card
  • Liverpool FC credit card
  • Emirates Skyrewards credit card
  • Totenham Hotspur credit card
  • Miles & More credit card
  • Mileage Plus credit card
  • Nuba credit card
  • RSPCA credit card

These non MBNA brand name credit cards are now no longer available to new UK card customers. Existing customers who still have one of these cards can continue to use their cards.

Like the other UK credit card issuers, MBNA will not allow UK customers to transfer a balance from one MBNA credit card, to another card also issued by MBNA.

All of the following popular featured UK 0% balance transfer credit cards will however, allow a balance transfer from your existing MBNA credit card :-


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Card Offers

Balance Transfers:
0% for 29 months
Balance Transfer Fee:
2.75%
Purchases:
0% for 3 months
Representative APR:
21.9% APR (variable)

Card Details

HSBC Balance Transfer*
  • 0% interest for 29 months on balance transfers made within first 60 days of account opening
  • 2.75% balance transfer fee applies (minimum £5)
  • 0% interest on purchases for 3 months from account opening
  • At end of promotional period, balance transfers and purchases will revert to standard variable rate
  • Worldwide offers and discounts with HSBC home&Away
  • Manage your card online
  • Annual Fee: None

Application Criteria

HSBC Balance Transfer*
  • You have an annual income or pension before tax of £6,800 or more
  • You are a UK resident
  • You are aged 18 or over
  • You do not hold an HSBC Basic bank account
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
Credit is subject to status, affordability and applicable terms and conditions
No balance transfers allowed to this card from first direct, HSBC, M&S or Partnership credit cards

Card Offers

Balance Transfers:
0% for 22 months
Balance Transfer Fee:
2.9%
Purchases:
0% for 22 months
Representative APR:
21.9% APR (variable)

Card Details

M&S Shopping Plus*
  • 0% for 22 months on balance transfers made within 90 days of account opening
  • 2.9% balance transfer fee, minimum £5
  • 0% on purchases for 22 months from account opening
  • Collect M&S points every time you shop anywhere in the world with your card
  • One point for every £1 you spend in M&S and one point for every £5 you spend elsewhere
  • Manage account online
  • Annual Fee: None

Application Criteria

M&S Shopping Plus*
  • You are a UK resident
  • You have an annual income or pension of at least £6,800
  • You are aged 18 or over
  • You have not held a credit card with M&S Bank within the previous 12 months
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
No balance transfers allowed to this card from first direct, HSBC, M&S or Partnership credit cards

Card Offers

Balance Transfers:
0% for 29 months
Balance Transfer Fee:
2.75%
Purchases:
0% for 3 months
Representative APR:
21.9% APR (variable)

Card Details

M&S Transfer Plus*
  • 0% for 29 months on balance transfers made within 90 days of account opening
  • 2.75% balance transfer fee, minimum £5
  • 0% on purchases for 3 months from account opening
  • Collect M&S points every time you shop anywhere in the world with your card
  • One point for every £1 you spend in M&S and one point for every £5 you spend elsewhere
  • Manage account online
  • Annual Fee: None

Application Criteria

M&S Transfer Plus*
  • You are a UK resident
  • You have an annual income or pension of at least £6,800
  • You are aged 18 or over
  • You have not held a credit card with M&S Bank within the previous 12 months
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
No balance transfers allowed to this card from first direct, HSBC, M&S or Partnership credit cards

Card Offers

Balance Transfers:
0% for 20 months
Balance Transfer Fee:
0%
Purchases:
N/A
Representative APR:
21.9% APR (variable)

Card Details

HSBC Balance Transfer No Fee*
  • 0% interest for 20 months on balance transfers made within first 60 days of account opening
  • No balance transfer fee applies
  • No purchases offer with this card
  • At end of promotional period, balance transfers and purchases will revert to standard variable rate
  • Contactless payments to quickly and securely pay for purchases under £45
  • Manage your card online
  • Annual Fee: None

Application Criteria

HSBC Balance Transfer No Fee*
  • You have an annual income or pension before tax of £6,800 or more
  • You are a UK resident
  • You are aged 18 or over
  • You have not held a credit card with HSBC Bank in the last 6 months
No Balance Transfer Fee
Representative Example: 21.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 21.9% p.a. (variable)
Credit is subject to status, affordability and applicable terms and conditions
No balance transfers allowed to this card from first direct, HSBC, M&S or Partnership credit cards

Card Offers

Balance Transfers:
0% for up to 12 months
Balance Transfer Fee:
2.9%
Purchases:
0% for up to 12 months
Representative APR:
34.9% APR (variable)

Card Details

Post Office Classic
  • 0% on balance transfers for up to 12 months
  • 2.9% balance transfer fee
  • 0% on purchases for up to 12 months
  • Credit limit up to £8,000
  • Online account management
  • Annual Fee: None

Application Criteria

Post Office Classic
  • You are a UK resident
  • You have a bank or building society account
  • You are aged 18 or over
Representative Example: 34.9% APR representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 34.9% p.a. (variable)
No balance transfers allowed to this card from Capital One or Post Ofice credit cards

Who Owns MBNA?

Who owns MBNA credit card? What does MBNA stand for?

MBNA was originally formed in the United States as Maryland Bank N.A, hence the MBNA name. Bank of America then made a takeover bid for MBNA in late 2005. At this point, MBNA had already expanded into the UK and began issuing credit cards here in 1993.

MBNA issued balance transfer credit cards, rewards credit cards, purchase credit cards and travel credit cards as well as many football and rugby club credit cards.

MBNA did use a mixture of both the Visa and MasterCard payment networks for these cards. A very small number of the cards issued by MBNA, also made use of the American Express payment network.

These numerous different cards and multiple brands led to many customer asking questions including, which credit cards are owned by MBNA, and who owns MBNA?

Is MBNA Part Of Lloyds?

Lloyds Banking Group in late 2016, announced that it would acquire all the card accounts held by MBNA in the UK. Lloyds paid Bank of America almost £2 billion to complete the transaction in June 2017.

As a result, the ultimate holding company of MBNA in the UK is now Lloyds Bank PLC.

After the takeover by Lloyds, a large number of the partner credit cards, issued using other brand names were withdrawn from the UK card market. This had the effect of reducing the number of 0% balance transfer offers available to new customers.


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Published: July 13, 2021, Updated: October 11, 2021 by Balance Transfer Expert

All 0% balance transfer credit card offers on this website are updated daily