Which credit cards are owned by MBNA? Who Owns MBNA credit card? What is MBNA? Is MBNA part of Lloyds?
We have seen many UK credit card customers searching for answers to all of the above popular questions about MBNA. This is often because MBNA has had a number of different owners over the years, and has also issued many different credit cards.
What is MBNA?

In the UK, MBNA is primarily know as a credit card company, although the company does also provide loans.
MBNA were for many years, one of the largest UK credit card issuers operating in the UK card market.
MBNA issued a number of credit cards using their own brand name. In addition, they also issued a large number of credit cards, for many other well known brand names.
In many of these cases there was little, if any, MBNA branding, on these credit cards.
Which Credit Cards Are Owned By MBNA?
Many credit card customers in the UK want to know which credit cards are owned by MBNA. This particularly applies when the customer is looking to make a balance transfer.
There are a small number of MBNA credit cards currently available in the UK. The following list of credit cards also includes some of the most popular credit cards that were issued by MBNA, in the past, using different brand names.
- MBNA credit card
- Arsenal credit card
- Virgin Atlantic credit card
- Liverpool FC credit card
- Emirates Skyrewards credit card
- Totenham Hotspur credit card
- Miles & More credit card
- Mileage Plus credit card
- Nuba credit card
- RSPCA credit card
These non MBNA brand name credit cards are now no longer available to new UK card customers. Existing customers who still have one of these cards can continue to use their cards.
Like the other UK credit card issuers, MBNA will not allow UK customers to transfer a balance from one MBNA credit card, to another card also issued by MBNA.
All of the following popular featured UK 0% balance transfer credit cards will however, allow a balance transfer from your existing MBNA credit card :-
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Card Offers
Card Details
- 0% interest for 33 months on balance transfers made within first 60 days of account opening
- 2.7% balance transfer fee applies (minimum £5)
- 0% interest on purchases for 3 months from account opening
- At end of promotional period, balance transfers and purchases will revert to standard variable rate
- Worldwide offers and discounts with HSBC home&Away
- Manage your card online
- Annual Fee: None
Application Criteria
- You have an annual income or pension before tax of £6,800 or more
- You are a UK resident
- You are aged 18 or over
- You do not hold an HSBC Basic bank account
Card Offers
Card Details
- 0% for 24 months on balance transfers made within 90 days of account opening
- 2.9% balance transfer fee, minimum £5
- 0% on purchases for 24 months from account opening
- Collect M&S points every time you shop anywhere in the world with your card
- One point for every £1 you spend in M&S and one point for every £5 you spend elsewhere
- Manage account online
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have an annual income or pension of at least £6,800
- You are aged 18 or over
- You have not held a credit card with M&S Bank within the previous 12 months
Card Offers
Card Details
- 0% interest for 12 months on balance transfers made within 90 days of account opening
- 2.9% balance transfer fee, minimum £5
- 0% on purchases for 12 months from account opening
- Collect M&S points every time you shop anywhere in the world with your card
- One point for every £1 you spend in M&S and one point for every £5 you spend elsewhere
- Manage account online
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have an annual income or pension of at least £6,800
- You are aged 18 or over
- You have not held a credit card with M&S Bank within the previous 12 months
Card Offers
Card Details
- 0% for 32 months on balance transfers made within 90 days of account opening
- 1.99% balance transfer fee, minimum £5
- 0% on purchases for 3 months from account opening
- Collect M&S points every time you shop anywhere in the world with your card
- One point for every £1 you spend in M&S and one point for every £5 you spend elsewhere
- Manage account online
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have an annual income or pension of at least £6,800
- You are aged 18 or over
- You have not held a credit card with M&S Bank within the previous 12 months
Card Offers
Card Details
- 0% on balance transfers for up to 12 months
- 2.9% balance transfer fee
- 0% on purchases for up to 12 months
- Credit limit up to £8,000
- Online account management
- Annual Fee: None
Application Criteria
- You are a UK resident
- You have a bank or building society account
- You are aged 18 or over
Who Owns MBNA?
Who owns MBNA credit card? What does MBNA stand for?
MBNA was originally formed in the United States as Maryland Bank N.A, hence the MBNA name. Bank of America then made a takeover bid for MBNA in late 2005. At this point, MBNA had already expanded into the UK and began issuing credit cards here in 1993.
MBNA issued balance transfer credit cards, rewards credit cards, purchase credit cards and travel credit cards as well as many football and rugby club credit cards.
MBNA did use a mixture of both the Visa and MasterCard payment networks for these cards. A very small number of the cards issued by MBNA, also made use of the American Express payment network.
These numerous different cards and multiple brands led to many customer asking questions including, which credit cards are owned by MBNA, and who owns MBNA?
Is MBNA Part Of Lloyds?
Lloyds Banking Group in late 2016, announced that it would acquire all the card accounts held by MBNA in the UK. Lloyds paid Bank of America almost £2 billion to complete the transaction in June 2017.
As a result, the ultimate holding company of MBNA in the UK, is now Lloyds Bank PLC.
After the takeover by Lloyds, a large number of the partner credit cards, issued using other brand names were removed from the UK card market.
This had the effect of reducing the number of 0% balance transfer offers available to new customers. It may also further reduce the number of credit card offers for existing customers.