Halifax Balance Transfer

The Halifax offer a wide range of different Halifax balance transfer credit cards.

Currently there are Halifax balance transfer cards available with 0% introductory offers on balance transfers for 26 months, 26 months, and 32 months as well as the longest Halifax 43 months balance transfer card.

These Halifax balance transfer cards have a range of different balance transfer fees and all of these cards currently have a representative 18.9% APR variable interest rate, after the introductory 0% offer ends.

Halifax Balance Transfer

This range of Halifax balance transfer deals, not only offer customers a choice of introductory promotional 0% balance transfer deals but also have varying introductory promotional 0% deals on purchases as well.

The Halifax 43 Month Balance Transfer credit card has one of the longest 0% balance transfer offers currently available in what is a very competitive UK credit card market.

The Halifax 32 Month card has a strong 0% Halifax balance transfer offer and a lower balance transfer fee as well as one of the longer promotional 0% purchases deals available. This card now also offers £20 cashback on your first balance transfer made within the first 90 days of account opening.

Halifax Balance Transfer

The current range of Halifax featured 0% balance transfer cards are as follows :-

Card Offers

Balance Transfers:
0% for up to 43 Months
Balance Transfer Fee:
3.28%
Purchases:
0% for 6 Months
Representative APR:
18.9% APR (variable)
More Information

Card Details

Halifax Balance Transfer*
  • 0% for up to 43 months from account opening on balance transfers made in first 90 days
  • 3.28% balance transfer fee in first 90 days (after 0.22% refund), 3% fee applies after 90 days
  • 0% for 6 months from account opening on purchases
  • Cover against online fraud when purchasing on the Internet
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Halifax Balance Transfer*
  • You are a UK resident
  • You have a regular income
  • You do not have any Count Court Judgements against you
  • You are aged 18 or over
More Information
3.28% balance transfer fee in first 90 days after refund, 3% fee applies after 90 days
Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances

Card Offers

Balance Transfers:
0% for up to 32 Months
Balance Transfer Fee:
0.7%
Purchases:
0% for 12 Months
Representative APR:
18.9% APR (variable)
More Information

Card Details

Halifax 32 Month Balance Transfer*
  • 0% for up to 32 months from account opening on balance transfers within first 90 days
  • 0.7% fee applies on balance transfers made in first 90 days, 3% fee applies after first 90 days
  • 0% for 12 months from account opening on purchases
  • Manage your card online using online banking and mobile banking
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Halifax 32 Month Balance Transfer*
  • You are a UK resident
  • You have a regular income
  • You do not have any Count Court Judgements against you
  • You are aged 18 or over
More Information
£20 cashback on your first balance transfer made within first 90 days of account opening
Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)
The APR is dependent on your personal circumstances

Card Offers

Balance Transfers:
0% for up to 26 Months
Balance Transfer Fee:
2.95%
Purchases:
0% for up to 26 Months
Representative APR:
18.9% APR (variable)
More Information

Card Details

Halifax 26 Month Balance Transfer*
  • 0% for up to 26 months from account opening on balance transfers within the first 90 days
  • 2.95% balance transfer fee in first 90 days after 0.05% refund, 3% fee applies after 90 days
  • 0% for up to 26 months from account opening on purchases
  • Cover against online fraud when purchasing on the Internet
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Halifax 26 Month Balance Transfer*
  • You are a UK resident
  • You have a regular income
  • You do not have any Count Court Judgements against you
  • You are aged 18 or over
More Information
2.59% balance transfer fee in first 90 days after refund, 3% fee after 90 days
Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances

Card Offers

Balance Transfers:
0% for up to 26 Months
Balance Transfer Fee:
0%
Purchases:
0% for 6 Months
Representative APR:
18.9% APR (variable)
More Information

Card Details

Halifax 26 Month Balance Transfer*
  • 0% for up to 26 months from account opening on balance transfers within first 90 days
  • 0% balance transfer fee in first 90 days, 3% fee applies after 90 days
  • 0% for 6 months from account opening on purchases
  • Cover against online fraud when purchasing on the Internet
  • Online account management
  • Annual Fee: None
More Information

Application Criteria

Halifax 26 Month Balance Transfer*
  • You are a UK resident
  • You have a regular income
  • You do not have any Count Court Judgements against you
  • You are aged 18 or over
More Information
0% balance transfer fee in first 90 days, 3% fee after 90 days
Representative Example: 18.9% APR representative (variable). Based on a credit limit of £1,200 and a purchase rate of 18.95% p.a. (variable)
The APR and length of the promotional offer are dependent on your personal circumstances

Customers looking to apply for a Halifax balance transfer card need to be UK residents, aged over 18 and also have a regular income.

Halifax balance transfer cards are issued as MasterCard credit cards and come with cover against online fraud when making a purchase on the Internet. The Halifax balance transfer credit cards are also available to customers in a choice of five different coloured designs.

All of the above Halifax 0% balance transfer credit cards are available for online applications but the longest balance transfer cards are however not currently available for customer applications in the Halifax high street branches.

As the Halifax is a division of the Bank of Scotland, credit card customers with a Bank of Scotland issued credit card will not be allowed to make a balance transfer to one of these Halifax balance transfer cards.

A full range of alternative 0% balance transfer cards can be found on our balance transfer credit cards page.


Related Content From Balance Transfer Expert:-

Today Balance Transfer Expert has:-

115 UK 0% balance transfer credit cards offering:-

  • 0% balance transfers for up to 43 months with a 3.28% fee
  • 0% balance transfers for up to 32 months with a 0.8% fee
  • 0% balance transfers for up to 26 months with no fee